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How to send money to Australia from India with the best INR-AUD rate

Get the best deals when you send money from India to Australia. Find the best, cheapest, and fastest, providers for INR to AUD transfers and exchange rates.

Read on for insights and expert information, and all you need to make money transfers to Australia from India.

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July 5th, 2025
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Best money transfer companies

Send money from India to Australia

Last updated: Today
Mid-market rate as of 07/05/2025: 1 INR = 0.017837 AUD
Results below are based on a 600000 INR search
0 of 4 providers
Sponsored
Wise
Recipient gets (AUD)
$10,578.41
Full transfer details
Visit Wise
$197 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Rate match guarantee (T&Cs apply)
TorFx
Recipient gets (AUD)
$10,670.09
Full transfer details
Visit TorFx
$289 better than a typical bank*

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Personal account manager
Multi-currency card
Receive to bank account
Ideal for buying property abroad
Live Rates
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Rate match guarantee (T&Cs apply)
1
TorFx
Recipient gets (AUD)
$10,670.09
Full transfer details
Visit TorFx
$289 better than a typical bank*

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Personal account manager
Multi-currency card
Receive to bank account
Ideal for buying property abroad
2
Currencies Direct
Recipient gets (AUD)
$10,620.00
Full transfer details
Visit Currencies Direct
$239 better than a typical bank*

"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."

Personal account manager
Multi-currency card
Receive to bank account
3
Wise
Recipient gets (AUD)
$10,578.41
Full transfer details
Visit Wise
$197 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
4
OFX
Recipient gets (AUD)
$10,531.80
Full transfer details
Visit OFX
$151 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
Mid-market rate updates every 60 minutes
Sponsored
Wise
Recipient gets (AUD)
$10,578.41
Full transfer details
Visit Wise
$197 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Rate match guarantee (T&Cs apply)
TorFx
Recipient gets (AUD)
$10,670.09
Full transfer details
Visit TorFx
$289 better than a typical bank*

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Personal account manager
Multi-currency card
Receive to bank account
Ideal for buying property abroad

Best way to send: Wise

Wise is our top pick for sending INR to AUD.

We tested & reviewed 4 money transfer companies offering services between India and Australia, and Wise scored highly.

Sending 600,000 INR to Australian Dollars will cost you ₹7059.9 in fees, and you will receive 10,578.41 AUD. The delivery time is same day.

So for a great mix of cost, speed & features, make your India to Australia transfer using Wise.

Wise is the top rated company for sending money from India (INR) to Australia (AUD) - Wise Screenshot

How to compare companies offering money transfers from India to Australia

Summary of recent searches

Top rated for transfers from India to Australia
Wise
Total number of IN - AU providers
4
Average cheapest fees & rate
TorFx
Average fastest transfer
TorFx
Average transfer time
Within minutes
Best for bank transfers
TorFx

What to consider ahead of money transfers from India to Australia

1
Compare providers

Comparing based on your specific needs is the best way to send money from India to Australia with confidence.

Our analysis, and search results, include 4 providers that operate between India and Australia. These are ranked by speed, overall cost and ease of use.

Through this, you get a comprehensive view of all the options you have in India when you need to send money to Australia.

2
Understand the Indian Rupee-Australian Dollar exchange rate
3
Choose the right payment method
4
Use providers regulated in India and Australia
5
Consider transfer limits
6
Receiving money in Australia
7
Have your ID ready
8
Don't forget about taxes

Cheapest way to transfer money from India to Australia: TorFx

TorFx offers the lowest cost transfers between India and Australia out of the 4 providers compared.

Our data shows TorFx is 0.47% cheaper than the second-best option. The company offers a fee of 0 INR and an exchange rate between INR and AUD that is 0.3% different to the mid-market rate.

For a cheap way to send INR to Australia, TorFx is a great all round choice.

TorFx is the cheapest way to send money from India (INR) to Australia (AUD) - TorFx Screenshot 1
TorFx is the cheapest way to send money from India (INR) to Australia (AUD) - TorFx Screenshot 2

Fastest way to transfer money to Australia from India: TorFx.

Of 4 companies compared, TorFx offers the quickest way to send Indian Rupees to Australia: minutes - 24 hours.

India to Australia transfers with TorFx will cost you 0 INR.

To test that TorFx was the 'fastest' option we compared 4 providers. With this, we compared overall speed of sending money from India to Australia made up of depositing Indian Rupees, to a money transfer account and transfer times to Australia.

When sending at speed is a priority, TorFx is our recommended choice for sending into Australia from India.

TorFx is the fastest way to send money from India (INR) to Australia (AUD) - TorFx Screenshot 1
TorFx is the fastest way to send money from India (INR) to Australia (AUD) - TorFx Screenshot 2

Send large sums of money abroad with Currencies Direct

Transferring bigger amounts of money to Australia from India needs a strong exchange rate and effective transfer management.

From the
4 options we compared, Currencies Direct offers the strongest all-round option for large transfers to Australia from India.

Whatever the reason, sending large sums of money can be expensive if you get a bad exchange rate from Australian Dollars to Australian Dollar.

As such, we recommend Currencies Direct for large Australia transfers.

Understanding the cost of transferring money to Australia from India

Fees and exchange rates make up the total cost of sending money from Australia to Australia. Finding a company that can offer both ensures a good deal on your transfer.

The Mid-Market and Exchange Rates: The current INR-AUD mid-market rate is 0.0178 AUD per Indian Rupee. You will get more Australian Dollar for your Indian Rupees if you find a provider close to this number.

  • For context, over the last 7 days the INR-AUD mid-market rate has had a high of 0.0179, a low of 0.0177 and averaged 0.0178 AUD per Indian Rupee.

  • Across the 4 companies compared, the best exchange rate is with TorFx.

  • Unless fees are unusually high, the exchange rate you receive on converting INR to AUD will be the biggest determining factor when working out the cost of transferring Indian Rupees to Australia.

Fees: Transfer fees are charged as part of the transfer. TorFx charges 0 INR per transfer, which is currently the best deal on transfers to Australia. We’d always recommend comparing providers for your exact send amount as fees may change.

Amount Received: Money transfer companies will show you the amount of Australian Dollar eventually received in Australia. You can assume that a lower cost of sending from India will result in more money received in Australia.

Getting the best exchange rate for Indian Rupee to Australian Dollar

Tracking the mid-market rate can make a huge difference when sending money INR to AUD. The exchange rate you secure impacts how much AUD you get for your INR.

Mid-market Rate
1 
=
0.017822 
AUD

Here's some data on recent trends in the mid-market rate.

  • Over the past 7 days, the interbank rate from INR to AUD has seen some fluctuation. On average, it has been 0.0178.

  • During this period, the highest value level was 0.0179, with a low of 0.0177.

  • Wise, which is our recommended service to send money online from India to Australia offers an exchange rate that is only 0.21% above the mid-market rate.

Want to secure the best INR-Australian Dollar exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from India to Australia!

Paying for your India to
Australia transfer

  • Bank transfers

    Paying via a bank transfer is often the better option for sending money from India to Australia.

    By using a money transfer company such as TorFx for transfers from India to Australia, you can send money and while benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 


    On average, TorFx is the cheapest provider for bank transfers from the 4 we tested when sending INR to Australia.

    With a fee of 0 INR to send money from India to Australia, TorFx offers the best combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from India to Australia with a debit or a prepaid card is easy with .


    is a one of the better options in the market for international debit card transfers from India to Australia.

  • Credit cards

    When it comes to credit card transfers from India to Australia, we recommend comparing your options to get the best deal.

    Be aware of fees: using a credit card to transfer money can mean being charged for a cash advance by your card provider. We always recommend a bank transfer or debit card payment if it is a possibility.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Australia and India.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from India to Australia.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send INR to AUD.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

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Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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