How to send money to Australia from Philippines with the best PHP-AUD rate
Get the best deals when you send money from the Philippines to Australia. Find the best, cheapest, and fastest, providers for PHP to AUD transfers and exchange rates.
Read on for insights and expert information, and all you need to make money transfers to Australia from Philippines.
Transferring the other way? Send AUD from Australia to Philippines instead.
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."
"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."
"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."
"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."
"If you and the person you are sending money to both have PayPal apps, you can quickly and easily send money between each other."
"If you and the person you are sending money to both have PayPal apps, you can quickly and easily send money between each other."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
Best recommended: Wise
Of the 4 money transfer providers tested and reviewed, Wise scored highly for its competitive rates and fees.
A transfer of 14,700 Philippine Pesos to AUD will cost you ₱61.69 in fees, and you will receive 372.87 AUD. The transfer time is within minutes, but might be a bit longer depending on the day you make the transfer.
Make your Philippines to Australia transfer using Wise for the best mix of cost and speed.
How to compare companies offering money transfers from Philippines to Australia
Always compare rates
Use our live comparison tool to make sure you aren't missing the best rates to send money from the Philippines to Australia. This ensures the best price.
Choose a provider
Select the company that offers you the best value & options for sending to Australia.
Click, sign up & send
Sign up & make your transfer. Your funds will soon be on their way from the Philippines to your chosen country & currency.
Summary of recent searches
What to consider ahead of money transfers from Philippines to Australia
Comparing based on your specific needs is the best way to send money from the Philippines to Australia with confidence.
Our analysis, and search results, include 4 providers that operate between the Philippines and Australia. These are ranked by speed, overall cost and ease of use.
Through this, you get a comprehensive view of all the options you have in the Philippines when you need to send money to Australia.
The fastest way to send money to Australia from Philippines is by sending cash
Cash transfers are almost instant in most cases.
However, in some cases, it can take a few days to process, depending on your branch, how much you are sending, and the deposit method you use.
Considering there aren’t many PHP/AUD transfer options available, this is by far the fastest way to do it.
The cheapest way to to send money to Australia from Philippines is via PayPal P2P Transfer
The coverage of PHP/AUD transfer options is very limited, therefore, PayPal’s P2P transfer service is one of the cheaper options you have, along with cash transfer via Western Union and MoneyGram.
With PayPals P2P transfer, the main cost is the conversion between currencies, which can go as high as % on top of the mid market rate, as well as a PHP transfer fee.
You can also opt to use a cash transfer via MoneyGram or Western Union, which are cheaper in some cases (depending on the amount, deposit method, and your branch).
Sending large amounts of money
Of the 4 companies compared, Wise has the strongest option for large transfers from the Philippines to Australia.
Whatever the reason, sending bigger sums of money can be costly if you get a bad exchange rate from Philippine Peso to Australian Dollar.
The Wise rate makes them great for large transfers between Australia and the Philippines.
Understanding the cost of transferring money to Australia from Philippines
Fees and exchange rates make up the total cost of sending money from Australia to Australia. Finding a company that can offer both ensures a good deal on your transfer.
The Mid-Market and Exchange Rates: The current PHP-AUD mid-market rate is 0.0255 AUD per Philippine Peso. You will get more Australian Dollar for your Philippine Pesos if you find a provider close to this number.
For context, over the last 7 days the PHP-AUD mid-market rate has had a high of 0.0256, a low of 0.0254 and averaged 0.0255 AUD per Philippine Peso.
Across the 4 companies compared, the best exchange rate is with Wise.
Unless fees are unusually high, the exchange rate you receive on converting PHP to AUD will be the biggest determining factor when working out the cost of transferring Philippine Pesos to Australia.
Fees: Transfer fees are charged as part of the transfer. Wise charges 61.69 PHP per transfer, which is currently the best deal on transfers to Australia. We’d always recommend comparing providers for your exact send amount as fees may change.
Amount Received: Money transfer companies will show you the amount of Australian Dollar eventually received in Australia. You can assume that a lower cost of sending from the Philippines will result in more money received in Australia.
Finding the best exchange rate between Philippine Peso and Australian Dollar
Getting a strong exchange rate between PHP and AUD is essential. The exchange rate you secure impacts how much AUD you get for your PHP.
It can pay to track rates, and keep on top of currency trends.
In the past 7 days, the mid-market rate from PHP to AUD has averaged 0.0255.
In this period there was a high of 0.0256, and a low of 0.0254.
Wise, which is our recommended service to send money online from Philippines to Australia offers 0.0255 AUD per PHP which is only -0.12% above the mid-market rate.
Want to secure the best PHP-Australian Dollar exchange rates?
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Paying for your Philippines to Australia transfer
Bank transfers
Paying via a bank transfer is often the better option for sending money from the Philippines to Australia.
By using a money transfer company such as Wise for transfers from the Philippines to Australia, you can send money and while benefit from lower fees and more favorable exchange rates than you would get with a traditional bank.
On average, Wise is the cheapest provider for bank transfers from the 4 we tested when sending PHP to Australia.
With a fee of 61.69 PHP to send money from the Philippines to Australia, Wise offers the best combination of competitive exchange rates and lower fees.
Debit and prepaid cards
Sending money from the Philippines to Australia with a debit or a prepaid card is easy with Western Union Agent.
Western Union Agent is a one of the better options in the market for international debit card transfers from the Philippines to Australia.
Credit cards
When it comes to credit card transfers from the Philippines to Australia, we to get the best deal.
Be aware of fees: using a credit card to transfer money can mean being charged for a cash advance by your card provider. We always recommend a bank transfer or debit card payment if it is a possibility.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Australia and Philippines.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from Philippines to Australia.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send PHP to AUD.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.
Related transfer routes
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Tools & resources
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