MoneyTransfers
/Send money/To Australia/From Philippines

How to send money to Australia from Philippines with the best PHP-AUD rate

Get the best deals when you send money from the Philippines to Australia. Find the best, cheapest, and fastest, providers for PHP to AUD transfers and exchange rates.

Read on for insights and expert information, and all you need to make money transfers to Australia from Philippines.

Transferring the other way? Send AUD from Australia to Philippines instead.
Disclosure
July 26th, 2025
Personal
Business
Search Now & Save On Your Transfer
Instantly view live exchange rates, fees & features.
Philippines
PHP
Australia
AUD
Send
Best money transfer companies

Send money from Philippines to Australia

Last updated: Today
Mid-market rate as of 07/26/2025: 1 PHP = 0.02668 AUD
Results below are based on a 400000 PHP search
0 of 2 providers
Sponsored
Wise
Recipient gets (AUD)
$10,644.69
Full transfer details
Visit Wise
$293 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
OFX
Recipient gets (AUD)
$10,484.40
Full transfer details
Visit OFX
$133 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
Live Rates
Sort by:
1
Wise
Recipient gets (AUD)
$10,644.69
Full transfer details
Visit Wise
$293 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
2
OFX
Recipient gets (AUD)
$10,484.40
Full transfer details
Visit OFX
$133 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
Mid-market rate updates every 60 minutes

Best recommended: Wise

Wise is our top pick for sending Philippine Peso to Australia.

Of the 2 money transfer providers tested and reviewed, Wise scored highly for its competitive rates and fees.

A transfer of 400,000 Philippine Pesos to AUD will cost you ₱1108.8 in fees, and you will receive 10,644.69 AUD. The transfer time is within minutes, but might be a bit longer depending on the day you make the transfer.

Make your Philippines to Australia transfer using Wise for the best mix of cost and speed.

Wise is the top rated company for sending money from Philippines (PHP) to Australia (AUD) - Wise Screenshot

How to compare companies offering money transfers from Philippines to Australia

Summary of recent searches

Top rated for transfers from Philippines to Australia
Wise
Total number of PH - AU providers
2
Average cheapest fees & rate
Wise
Average fastest transfer
Wise
Average transfer time
Within minutes
Best for bank transfers
Wise

What to consider ahead of money transfers from Philippines to Australia

1
Compare providers

Comparing based on your specific needs is the best way to send money from the Philippines to Australia with confidence.

Our analysis, and search results, include 2 providers that operate between the Philippines and Australia. These are ranked by speed, overall cost and ease of use.

Through this, you get a comprehensive view of all the options you have in the Philippines when you need to send money to Australia.

2
Understand the Philippine Peso-Australian Dollar exchange rate
3
Choose the right payment method
4
Use providers regulated in Philippines and Australia
5
Consider transfer limits
6
Receiving money in Australia
7
Have your ID ready
8
Don't forget about taxes

Cheapest way to transfer money from Philippines to Australia: Wise

Wise is the cheapest way to send money to Australia from the Philippines out of the 2 companies compared.

Data collected over the past week shows that Wise is 1.51% cheaper than the second-best option.

This includes the transfer fee of 1108.8 PHP an exchange rate for buying Australian Dollar with Philippine Pesos that is -0.07% different to the mid-market rate.

If you want to secure the best rates on transfers from Philippines to Australia, Wise will result in the most Australian Dollar received.

Wise is the cheapest way to send money from Philippines (PHP) to Australia (AUD) - Wise Screenshot

Fastest way to transfer money to Australia from the Philippines: Wise.

Of 2 companies compared, Wise offers the quickest way to send Philippine Pesos to Australia: within minutes.

the Philippines to Australia transfers with Wise will cost you 1108.8 PHP.

To test that Wise was the 'fastest' option we compared 2 providers. With this, we compared overall speed of sending money from the Philippines to Australia made up of depositing Philippine Pesos, to a money transfer account and transfer times to Australia.

When sending at speed is a priority, Wise is our recommended choice for sending into Australia from Philippines.

Wise is the fastest way to send money from Philippines (PHP) to Australia (AUD) - Wise Screenshot

Sending large amounts of money

Transferring Philippine Peso to Australian Dollar in large sums calls for a strong exchange rate and hands-on management of the transfer.

Of the
2 companies compared, Wise has the strongest option for large transfers from the Philippines to Australia.

Whatever the reason, sending bigger sums of money can be costly if you get a bad exchange rate from Philippine Peso to Australian Dollar.

The Wise rate makes them great for large transfers between Australia and the Philippines.

Understanding the cost of transferring money to Australia from Philippines

Fees and exchange rates make up the total cost of sending money from Australia to Australia. Finding a company that can offer both ensures a good deal on your transfer.

The Mid-Market and Exchange Rates: The current PHP-AUD mid-market rate is 0.0266 AUD per Philippine Peso. You will get more Australian Dollar for your Philippine Pesos if you find a provider close to this number.

  • For context, over the last 7 days the PHP-AUD mid-market rate has had a high of 0.0269, a low of 0.0267 and averaged 0.0268 AUD per Philippine Peso.

  • Across the 2 companies compared, the best exchange rate is with Wise.

  • Unless fees are unusually high, the exchange rate you receive on converting PHP to AUD will be the biggest determining factor when working out the cost of transferring Philippine Pesos to Australia.

Fees: Transfer fees are charged as part of the transfer. Wise charges 1108.8 PHP per transfer, which is currently the best deal on transfers to Australia. We’d always recommend comparing providers for your exact send amount as fees may change.

Amount Received: Money transfer companies will show you the amount of Australian Dollar eventually received in Australia. You can assume that a lower cost of sending from the Philippines will result in more money received in Australia.

Finding the best exchange rate between Philippine Peso and Australian Dollar

Getting a strong exchange rate between PHP and AUD is essential. The exchange rate you secure impacts how much AUD you get for your PHP.

Mid-market Rate
1 
PHP
=
0.026649 
AUD

It can pay to track rates, and keep on top of currency trends.

  • In the past 7 days, the mid-market rate from PHP to AUD has averaged 0.0268.

  • In this period there was a high of 0.0269, and a low of 0.0267.

  • Wise, which is our recommended service to send money online from Philippines to Australia offers 0.0267 AUD per PHP which is only -0.07% above the mid-market rate.

Want to secure the best PHP-Australian Dollar exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Philippines to Australia!

Paying for your Philippines to
Australia transfer

  • Bank transfers

    Paying via a bank transfer is often the better option for sending money from the Philippines to Australia.

    By using a money transfer company such as Wise for transfers from the Philippines to Australia, you can send money and while benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 


    On average, Wise is the cheapest provider for bank transfers from the 2 we tested when sending PHP to Australia.

    With a fee of 1108.8 PHP to send money from the Philippines to Australia, Wise offers the best combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from the Philippines to Australia with a debit or a prepaid card is easy with .


    is a one of the better options in the market for international debit card transfers from the Philippines to Australia.

  • Credit cards

    When it comes to credit card transfers from the Philippines to Australia, we recommend comparing your options to get the best deal.

    Be aware of fees: using a credit card to transfer money can mean being charged for a cash advance by your card provider. We always recommend a bank transfer or debit card payment if it is a possibility.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Australia and Philippines.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Philippines to Australia.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send PHP to AUD.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

How much money can be transferred from Philippines to Australia?
Are there any tax implications to sending money from Philippines to Australia?
Can I send money from Philippines to Australia with MoneyTransfers.com?
What are the typical transfer fees for sending Philippine Pesos to Australia through various providers?
How long does it take to send money from Philippines to Australia?
What is the best exchange rate I can get for sending money from Philippines to Australia?
Are there any minimum or maximum transfer amounts for sending money from Philippines to Australia?
Can I schedule regular transfers between Philippines and Australia?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is the founder and CEO of MoneyTransfers.com, with over 10 years’ experience building consumer products across finance, insurance, and travel. A frequent traveler himself, Luke has hands-on experience testing payment and transfer services globally, giving him a unique perspective on the real-world challenges users face. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
Convert on the go with our currency app
  • Convert 25,000+ currencies

  • Get reviews & insights

  • No ads or subscriptions

  • Compare live transfer deals

Compare, save & shortlist in your account
  • Save your favourite searches

  • Shortlist providers

  • Sync between all your devices

  • Absolutely free