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Send money from Nigeria to Australia
"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."
"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."
"If you and the person you are sending money to both have PayPal apps, you can quickly and easily send money between each other."
The best way to send NGN to Australia is to use cash transfer via MoneyGram
We’ve analysed 100s of money transfer companies, and found that the overall coverage of NGN/AUD transfers is very limited for online transfers.
This is why we suggest sending cash as an alternative, using MoneyGram.
The transfer fees depend on which branch you use and how much you send, but overall you can expect to pay around 3 NGN for a 360,000 NGN transfer.
Depending on where you are, we suggest checking MoneyGram to see what deposit methods you have available.
In many cases you can deposit NGN online and the recipient in Australia will need to visit a branch to pick up AUD.
How to compare companies offering money transfers from Nigeria to Australia
Always compare rates
Use our live comparison tool to make sure you aren't missing the best rates to send money from Nigeria to Australia. This ensures the best price.
Choose a provider
Select the company that offers you the best value & options for sending to Australia.
Click, sign up & send
Sign up & make your transfer. Your funds will soon be on their way from Nigeria to your chosen country & currency.
Summary of recent searches
Understanding Nigeria to Australia money transfers
Comparing providers
Comparing providers when sending money from Nigeria to Australia is the easiest way to make a transfer at the best price.
We’ve compared 3 providers for sending Naira to Australia. This ensures you will get the best options for your transfer to Australia from Nigeria.
We rate Western Union Agent as the best overall, but comparing gives you a comprehensive view of all the options for transferring money from Nigeria to Australia.
Get ahead of the Naira-Australian Dollar exchange rate
Choosing the right payment method
Financial regulators in Nigeria and Australia
Consider transfer limits
Receiving money in Australia
Have your ID ready
Tax declarations
The cheapest way to send money to Australia from Nigeria is using Western Union cash transfer service.
While online transfers are usually cheaper, there are very few providers offering NGN to AUD transfers, making cash transfer through a Western Union Agent the most practical and affordable option available.
The overall cost of your transfer includes both the transfer fee (around 3 NGN per 360,000 NGN) and the exchange rate markup applied by Western Union.
These costs can vary depending on the branch location, payment method, and the amount you’re sending, so it’s always worth checking with your branch before making a transfer.
The cheapest way to to send money to Australia from Nigeria is via PayPal P2P Transfer
The coverage of NGN/AUD transfer options is very limited, therefore, PayPal’s P2P transfer service is one of the cheaper options you have, along with cash transfer via Western Union and MoneyGram.
With PayPals P2P transfer, the main cost is the conversion between currencies, which can go as high as % on top of the mid market rate, as well as a NGN transfer fee.
You can also opt to use a cash transfer via MoneyGram or Western Union, which are cheaper in some cases (depending on the amount, deposit method, and your branch).
Transferring large sums of money
Of the 3 money transfer companies tested, Western Union Agent is the strongest option for large transfers from Nigeria to Australia.
Reasons for sending large sums of money vary and include business or property purchases. But whatever the reason, sending large amounts of money from Nigeria to Australia can become expensive through your bank or with the wrong provider.
Western Union Agent is our choice for sending large sums of money to NGN because they offer a strong all-round product.
Understanding the cost of transferring money to Australia from Nigeria
Fees and exchange rates make up the total cost of sending money from Australia to Australia. Finding a company that can offer both ensures a good deal on your transfer.
The Mid-Market and Exchange Rates: The current NGN-AUD mid-market rate is 0.0011 AUD per Naira. You will get more Australian Dollar for your Nairas if you find a provider close to this number.
For context, over the last 7 days the NGN-AUD mid-market rate has had a high of 0.0011, a low of 0.0011 and averaged 0.0011 AUD per Naira.
Across the 3 companies compared, the best exchange rate is with Western Union Agent.
Unless fees are unusually high, the exchange rate you receive on converting NGN to AUD will be the biggest determining factor when working out the cost of transferring Nairas to Australia.
Fees: Transfer fees are charged as part of the transfer. Western Union Agent charges 3 NGN per transfer, which is currently the best deal on transfers to Australia. We’d always recommend comparing providers for your exact send amount as fees may change.
Amount Received: Money transfer companies will show you the amount of Australian Dollar eventually received in Australia. You can assume that a lower cost of sending from Nigeria will result in more money received in Australia.
Track the exchange rate for Naira to Australian Dollar
Sending money at the right time between NGN and AUD can make a huge difference to overall cost. The exchange rate impacts how much AUD you get for your NGN.
Over the last 7 days, the average numbers are:
The exchange rate from NGN to AUD averaged 0.0011 AUD.
The highest value recorded was 0.0011 AUD, while the lowest was 0.0011 AUD.
3 providers currently offer transfers between Nigeria and Australia close to this rate
Want to secure the best NGN-Australian Dollar exchange rates?
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Paying for your Nigeria to Australia transfer
Bank transfers
Paying via a bank transfer is often the better option for sending money from Nigeria to Australia.
By using a money transfer company such as Western Union Agent for transfers from Nigeria to Australia, you can send money and while benefit from lower fees and more favorable exchange rates than you would get with a traditional bank.
On average, Western Union Agent is the cheapest provider for bank transfers from the 3 we tested when sending NGN to Australia.
With a fee of 3 NGN to send money from Nigeria to Australia, Western Union Agent offers the best combination of competitive exchange rates and lower fees.
Debit and prepaid cards
Sending money from Nigeria to Australia with a debit or a prepaid card is easy with Western Union Agent.
Western Union Agent is a one of the better options in the market for international debit card transfers from Nigeria to Australia.
Credit cards
When it comes to credit card transfers from Nigeria to Australia, we recommend comparing your options to get the best deal.
Be aware of fees: using a credit card to transfer money can mean being charged for a cash advance by your card provider. We always recommend a bank transfer or debit card payment if it is a possibility.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Australia and Nigeria.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from Nigeria to Australia.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send NGN to AUD.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.
Money transfer company reviews
