How to send money to Australia from US with the best USD-AUD rate
Get the best deals when you send money from the United States to Australia. Find the best, cheapest, and fastest, providers for USD to AUD transfers and exchange rates.
Read on for insights and expert information, and all you need to make money transfers to Australia from United States.
Transferring the other way? Send AUD from Australia to United States instead."Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."
"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."
"Currencyflow is a modern FX broker backed by industry veterans with 30+ years of currency trading experience. Contact the UK-based team for a free quote."
"Currencyflow is a modern FX broker backed by industry veterans with 30+ years of currency trading experience. Contact the UK-based team for a free quote."
"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."
"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."
"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."
"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."
"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."
"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."
"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."
"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
Overall best way: Wise
We tested & reviewed 17 transfer providers, and Wise scored highly.
Sending 7,000 USD to AUD will cost you $26.68 in fees, and you will get 10,514.65 AUD. The delivery time is same day, but it depends on the day you make the transfer.
So for a great mix of cost, speed & features, make your United States to Australia transfer using Wise.

How to compare companies offering money transfers from United States to Australia
Always compare rates
Use our live comparison tool to make sure you aren't missing the best rates to send money from the United States to Australia. This ensures the best price.
Choose a provider
Select the company that offers you the best value & options for sending to Australia.
Click, sign up & send
Sign up & make your transfer. Your funds will soon be on their way from the United States to your chosen country & currency.
Considerations for sending money from United States to Australia
Always compare ways to send money from the United States to Australia to get the best options for fees, speed, and reliability.
Our analysis included 17 providers that operate between United States and Australia.
Through this, you get a comprehensive view of all the options you have in the United States when you need to send money to Australia.
Cheapest way to send money to Australia from the United States: MoneyGram
They offer a fee of 490.00000000000006 USD and exchange rate between USD-AUD that is 2% different to the mid-market rate.
In comparison, MoneyGram is -9.45% cheaper than the second-best option.
To secure affordable and great rates on a USD to Australia transfer, MoneyGram is our recommended choice.

Fastest way to transfer money to Australia from the United States: Wise.
Of 17 companies compared, Wise offers the quickest way to send US Dollars to Australia: same day.
the United States to Australia transfers with Wise will cost you 26.68 USD.
To test that Wise was the 'fastest' option we compared 17 providers. With this, we compared overall speed of sending money from the United States to Australia made up of depositing US Dollars, to a money transfer account and transfer times to Australia.
When sending at speed is a priority, Wise is our recommended choice for sending into Australia from United States.

The best apps to send USD to Australia from United States
Most money transfer companies have apps you can use to send money abroad.
We've compared and analyzed over 17 apps & companies for USD/AUD transfers and these are the best apps we found. All these apps are available on iOS and Android for free.
App | Rating | Mobile wallet |
|---|---|---|
iOS: 4.8 / 4.4K reviews Android: 4.7 / 2.09K reviews | Yes (21 currencies) | |
iOS: 4.6 / 951 reviews Android: 3.7 / 1.06K reviews | Yes (17 currencies) | |
iOS: 4.8 / 2.6K reviews Android: 4.4 / 4.19K reviews | Yes (30+ currencies) | |
iOS: 4.9 / 2.3M reviews Android: 4.8 / 1.29M reviews | Yes (Remitly One) | |
iOS: 4.8 / 158K reviews Android: 4.8 / 1.52M reviews | Yes (40+ currencies) | |
iOS: 4.8 / 108.4K reviews Android: 4.8 / 346K reviews | No | |
iOS: 4.9 / 936K reviews Android: 4.8 / 3.64M reviews | Yes (39 currencies) |
Send large sums of money abroad with Currencies Direct
From the 17 options we compared, Currencies Direct offers the strongest all-round option for large transfers to Australia from the United States.
Whatever the reason, sending large sums of money can be expensive if you get a bad exchange rate from Australian Dollars to Australian Dollar.
As such, we recommend Currencies Direct for large Australia transfers.

Understanding the cost of transferring money to Australia from United States
Fees and exchange rates make up the total cost of sending money from Australia to Australia. Finding a company that can offer both ensures a good deal on your transfer.
The Mid-Market and Exchange Rates: The current USD-AUD mid-market rate is 1.5 AUD per US Dollar. You will get more Australian Dollar for your US Dollars if you find a provider close to this number.
For context, over the last 7 days the USD-AUD mid-market rate has had a high of 1.5097, a low of 1.5045 and averaged 1.5061 AUD per US Dollar.
Across the 17 companies compared, the best exchange rate is with Wise.
Unless fees are unusually high, the exchange rate you receive on converting USD to AUD will be the biggest determining factor when working out the cost of transferring US Dollars to Australia.
Fees: Transfer fees are charged as part of the transfer. MoneyGram charges 490.00000000000006 USD per transfer, which is currently the best deal on transfers to Australia. We’d always recommend comparing providers for your exact send amount as fees may change.
Amount Received: Money transfer companies will show you the amount of Australian Dollar eventually received in Australia. You can assume that a lower cost of sending from the United States will result in more money received in Australia.
Finding the best exchange rate for US Dollar to Australian Dollar
Timing is essential for sending money between USD and AUD. The exchange rate you secure impacts how much AUD you get for your USD.
Over the last week, here’s what we’ve seen:
The exchange rate from USD to AUD averaged 1.5061 AUD.
The highest value recorded was 1.5097 AUD, while the lowest was 1.5045 AUD.
There are currently 17 providers offering transfers between the United States and Australia close to this rate
Want to secure the best USD-Australian Dollar exchange rates?
Sign up for our rate alerts and we'll tell you when it's the best time to move your money from United States to Australia!
Paying for your United States to Australia transfer
Bank transfers
Paying via a bank transfer is often the better option for sending money from the United States to Australia.
By using a money transfer company such as MoneyGram for transfers from the United States to Australia, you can send money and while benefit from lower fees and more favorable exchange rates than you would get with a traditional bank.
On average, MoneyGram is the cheapest provider for bank transfers from the 17 we tested when sending USD to Australia.
With a fee of 490.00000000000006 USD to send money from the United States to Australia, MoneyGram offers the best combination of competitive exchange rates and lower fees.
Debit and prepaid cards
Sending money from the United States to Australia with a debit or a prepaid card is easy with Xe.
Xe is a one of the better options in the market for international debit card transfers from the United States to Australia.
Credit cards
When it comes to credit card transfers from the United States to Australia, we to get the best deal.
Be aware of fees: using a credit card to transfer money can mean being charged for a cash advance by your card provider. We always recommend a bank transfer or debit card payment if it is a possibility.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Australia and United States.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from United States to Australia.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send USD to AUD.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

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