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Compare United States to Australia money transfers

Get the best deals when you send money from the United States to Australia. Find the best, cheapest, and fastest, providers for USD to AUD transfers and exchange rates.

Read on for insights and expert information, and all you need to make money transfers to Australia from United States.

Transferring the other way? Send AUD from Australia to United States instead.
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Overall best way: Wise

Wise is our recommended company for transferring US Dollar to Australia.

We tested & reviewed 20 transfer providers, and Wise scored highly.

In the last six months, Wise appeared in 87.3% of United States to Australia searches, and was the top rated company supporting payments the United States into Australian Dollar.

So for a great mix of cost, speed & features, make your United States to Australia transfer using Wise.

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How to compare companies offering money transfers from United States to Australia

Summary of recent searches

Top rated for transfers from United States to Australia
Wise
Total number of US - AU providers
20
Average cheapest fees & rate
Revolut
Average fastest transfer
Paysend
Average transfer time
Within minutes
Best for bank transfers
Revolut
Best for debit card
Xe
Best for credit card
Xe

Considerations for sending money from United States to Australia

1
Compare providers

Always compare ways to send money from the United States to Australia to get the best options for fees, speed, and reliability.

Our analysis included 20 providers that operate between United States and Australia.

Through this, you get a comprehensive view of all the options you have in the United States when you need to send money to Australia.

2
Track the US Dollar-Australian Dollar exchange rate
3
Choose the right payment method
4
Use regulated providers
5
Consider transfer limits
6
How to receive money in Australia
7
Have your ID ready
8
Don't forget about taxes

Cheapest way to send money to Australia from the United States: Revolut

Revolut offers the cheapest combination of low fees and competitive exchange rates of the 20 providers we compared.

They offer an average fee of 0* USD and exchange rate between USD-AUD that is 0.13% different to the mid-market rate.

In comparison, Revolut is 0.2% cheaper than the second-best option.

To secure affordable and great rates on a USD to Australia transfer, Revolut is our recommended choice.

*The most common fee applied to USD-AUD by Revolut, based on data from the past six months.

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Fastest way to transfer money to Australia from the United States: Paysend.

Of 20 companies compared, Paysend offers the quickest way to send US Dollars to Australia.

Through our data, we found Paysend to be the fastest option for sending money from the United States into Australian Dollar in 34.5% of occasions. For fast USD to AUD money transfers, Paysend comes highly recommended.

the United States to Australia transfers with Paysend have an average fee of 0 USD.

To test that Paysend was the 'fastest' option we compared 20 providers. With this, we compared overall speed of sending money from the United States to Australia made up of depositing US Dollars, to a money transfer account and transfer times to Australia.

When sending at speed is a priority, Paysend is our recommended choice for sending into Australia from United States.

Send large sums of money

Transferring bigger amounts of money to Australia from the United States needs a strong exchange rate and effective management of the transfer.

From the
20 options we compared, Wise offers the strongest all round option for large transfers to Australia from the United States.

Whatever the reason, sending large sums of money can be expensive if you get a bad exchange rate from Australian Dollars to Australian Dollar.

As such, we recommend Wise for large transfers between Australia and the United States.

Understanding the cost of transferring money to Australia from United States

Fees and exchange rates make up the total cost of sending money from Australia to Australia. Finding a company that can offer both ensures a good deal on your transfer.

The Mid-Market and Exchange Rates: The current USD-AUD mid-market rate is 1.537 AUD per US Dollar. You will get more Australian Dollar for your US Dollars if you find a provider close to this number.

  • For context, over the last three months the USD-AUD mid-market rate has had a high of 1.5478, a low of 1.4455 and averaged 1.498 AUD per US Dollar.

  • Across the 20 companies compared, the best exchange rate is with Wise.

  • Unless fees are unusually high, the exchange rate you receive on converting USD to AUD will be the biggest determining factor when working out the cost of transferring US Dollars to Australia.

Fees: Transfer fees are charged as part of the transfer. Revolut at an average of 0 USD per transfer over the last 6 months, offers the lowest fees overall. We’d always recommend comparing providers for your exact send amount as fees may change.

Amount Received: Money transfer companies will show you the amount of Australian Dollar eventually received in Australia. You can assume that a lower cost of sending from the United States will result in more money received in Australia.

Finding the best exchange rate for US Dollar to Australian Dollar

Timing is essential for sending money between USD and AUD. The exchange rate you secure impacts how much AUD you get for your USD.

Mid-market Rate
1
= 1.53696 AUD

Over the last six months, here’s what we’ve seen:

  • The exchange rate from USD to AUD averaged 1.498 AUD.

  • The highest value recorded was 1.5478 AUD, while the lowest was 1.4455 AUD.

  • There are currently 20 providers offering transfers between the United States and Australia close to this rate

Want to secure the best USD-Australian Dollar exchange rates?

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Paying for your United States to
Australia transfer

  • Bank transfers

    Paying via a bank transfer is often the better option for sending money from the United States to Australia.

    By using a money transfer company such as Revolut for transfers from the United States to Australia, you can send money and while benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 


    On average, Revolut is the cheapest provider for bank transfers from the 20 we tested when sending USD to Australia.

    With an average fee of 0 USD to send money from the United States to Australia, Revolut offers the best combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from the United States to Australia with a debit or a prepaid card is easy with Xe.


    Xe is a one of the better options in the market for international debit card transfers from the United States to Australia.

  • Credit cards

    For credit card transfers from the United States to Australia, Instarem is our top choice of the 20 companies offering this payment method.

    Be aware of fees: using a credit card to transfer money can mean being charged for a cash advance by your card provider. We always recommend a bank transfer or debit card payment if it is a possibility.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Australia and United States.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from United States to Australia.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send USD to AUD.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.