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"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Revolut has 50+ million customers globally. You can hold up to 36 currencies in the app and send money quickly in 70+ currencies to 160+ countries."
"Ria Money Transfer has over 35 yeas of trusted experience. Send money online to over 190 countries, and to over 500,000 pickup locations."
"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."
Overall best way: Wise
We tested & reviewed 21 transfer providers, and Wise scored highly.
In the last six months, Wise appeared in 90.4% of United States to Australia searches, and was the top rated company supporting payments the United States into Australian Dollar.
So for a great mix of cost, speed & features, make your United States to Australia transfer using Wise.
How to compare companies offering money transfers from United States to Australia
- Always compare rates
Use our live comparison tool to make sure you aren't missing the best rates to send money from the United States to Australia. This ensures the best price.
- Choose a provider
Select the company that offers you the best value & options for sending to Australia.
- Click, sign up & send
Sign up & make your transfer. Your funds will soon be on their way from the United States to your chosen country & currency.
Summary of recent searches
Considerations for sending money from United States to Australia
Always compare ways to send money from the United States to Australia to get the best options for fees, speed, and reliability.
Our analysis included 21 providers that operate between United States and Australia.
Through this, you get a comprehensive view of all the options you have in the United States when you need to send money to Australia.
Cheapest way to send money to Australia from the United States: Revolut
They offer an average fee of 0* USD and exchange rate between USD-AUD that is 0.15% different to the mid-market rate.
In comparison, Revolut is 0.3% cheaper than the second-best option.
To secure affordable and great rates on a USD to Australia transfer, Revolut is our recommended choice.
*The most common fee applied to USD-AUD by Revolut, based on data from the past six months.
Fastest way to transfer money to Australia from the United States: Paysend.
Through our data, we found Paysend to be the fastest option for sending money from the United States into Australian Dollar in 32.6% of occasions. For fast USD to AUD money transfers, Paysend comes highly recommended.
the United States to Australia transfers with Paysend have an average fee of 0 USD.
To test that Paysend was the 'fastest' option we compared 21 providers. With this, we compared overall speed of sending money from the United States to Australia made up of depositing US Dollars, to a money transfer account and transfer times to Australia.
When sending at speed is a priority, Paysend is our recommended choice for sending into Australia from United States.
Send large sums of money
From the 21 options we compared, Wise offers the strongest all round option for large transfers to Australia from the United States.
Whatever the reason, sending large sums of money can be expensive if you get a bad exchange rate from Australian Dollars to Australian Dollar.
As such, we recommend Wise for large transfers between Australia and the United States.
Understanding the cost of transferring money to Australia from United States
Fees and exchange rates make up the total cost of sending money from Australia to Australia. Finding a company that can offer both ensures a good deal on your transfer.
The Mid-Market and Exchange Rates: The current USD-AUD mid-market rate is 1.598 AUD per US Dollar. You will get more Australian Dollar for your US Dollars if you find a provider close to this number.
For context, over the last three months the USD-AUD mid-market rate has had a high of 1.5478, a low of 1.4455 and averaged 1.498 AUD per US Dollar.
Across the 21 companies compared, the best exchange rate is with Wise.
Unless fees are unusually high, the exchange rate you receive on converting USD to AUD will be the biggest determining factor when working out the cost of transferring US Dollars to Australia.
Fees: Transfer fees are charged as part of the transfer. Revolut at an average of 0 USD per transfer over the last 6 months, offers the lowest fees overall. We’d always recommend comparing providers for your exact send amount as fees may change.
Amount Received: Money transfer companies will show you the amount of Australian Dollar eventually received in Australia. You can assume that a lower cost of sending from the United States will result in more money received in Australia.
Finding the best exchange rate for US Dollar to Australian Dollar
Timing is essential for sending money between USD and AUD. The exchange rate you secure impacts how much AUD you get for your USD.
Over the last six months, here’s what we’ve seen:
The exchange rate from USD to AUD averaged 1.498 AUD.
The highest value recorded was 1.5478 AUD, while the lowest was 1.4455 AUD.
There are currently 21 providers offering transfers between the United States and Australia close to this rate
Want to secure the best USD-Australian Dollar exchange rates?
Sign up for our rate alerts and we'll tell you when it's the best time to move your money from United States to Australia!
Paying for your United States to Australia transfer
Bank transfers
Paying via a bank transfer is often the better option for sending money from the United States to Australia.
By using a money transfer company such as Revolut for transfers from the United States to Australia, you can send money and while benefit from lower fees and more favorable exchange rates than you would get with a traditional bank.
On average, Revolut is the cheapest provider for bank transfers from the 21 we tested when sending USD to Australia.
With an average fee of 0 USD to send money from the United States to Australia, Revolut offers the best combination of competitive exchange rates and lower fees.
Debit and prepaid cards
Sending money from the United States to Australia with a debit or a prepaid card is easy with Xe.
Xe is a one of the better options in the market for international debit card transfers from the United States to Australia.
Credit cards
For credit card transfers from the United States to Australia, Instarem is our top choice of the 21 companies offering this payment method.
Be aware of fees: using a credit card to transfer money can mean being charged for a cash advance by your card provider. We always recommend a bank transfer or debit card payment if it is a possibility.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Australia and United States.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from United States to Australia.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send USD to AUD.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.
Money transfer company reviews
