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How to send money to Australia from South Africa with the best ZAR-AUD rate

Get the best deals when you send money from South Africa to Australia. Find the best, cheapest, and fastest, providers for ZAR to AUD transfers and exchange rates.

Read on for insights and expert information, and all you need to make money transfers to Australia from South Africa.

Transferring the other way? Send AUD from Australia to South Africa instead.
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July 5th, 2025
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Best money transfer companies

Send money from South Africa to Australia

Last updated: Today
Mid-market rate as of 07/05/2025: 1 ZAR = 0.08681 AUD
Results below are based on a 130000 ZAR search
0 of 8 providers
Sponsored
Rate match guarantee (T&Cs apply)
TorFx
Recipient gets (AUD)
$11,251.44
Full transfer details
Visit TorFx
$305 better than a typical bank*

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Personal account manager
Multi-currency card
Receive to bank account
Ideal for buying property abroad
Sponsored
Exclusive: First Transfer Deal
Regency FX
Recipient gets (AUD)
$11,254.83
Full transfer details
Visit Regency FX
$308 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
Live Rates
Sort by:
Exclusive: Special Rate for 1st Transfer
1
Key Currency
Recipient gets (AUD)
$11,257.09
Full transfer details
Visit Key Currency
$310 better than a typical bank*

"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."

Personal account manager
Multi-currency card
Receive to bank account
Exclusive: Special Rate for 1st Transfer
2
Currencyflow
Recipient gets (AUD)
$11,255.96
Full transfer details
Visit Currencyflow
$309 better than a typical bank*

"Currencyflow is a modern FX broker backed by industry veterans with 30+ years of currency trading experience. Contact the UK-based team for a free quote."

Personal account manager
Multi-currency card
Receive to bank account
Support via email, phone, live chat + WhatsApp
Exclusive: First Transfer Deal
3
Regency FX
Recipient gets (AUD)
$11,254.83
Full transfer details
Visit Regency FX
$308 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
Rate match guarantee (T&Cs apply)
4
TorFx
Recipient gets (AUD)
$11,251.44
Full transfer details
Visit TorFx
$305 better than a typical bank*

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Personal account manager
Multi-currency card
Receive to bank account
Ideal for buying property abroad
5
Currencies Direct
Recipient gets (AUD)
$11,216.40
Full transfer details
Visit Currencies Direct
$270 better than a typical bank*

"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."

Personal account manager
Multi-currency card
Receive to bank account
6
CurrencyFair
Recipient gets (AUD)
$11,185.10
Full transfer details
Visit CurrencyFair
$238 better than a typical bank*

"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."

Personal account manager
Multi-currency card
Receive to bank account
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Lumon
Recipient gets (AUD)
$11,172.45
Sponsored
Rate match guarantee (T&Cs apply)
TorFx
Recipient gets (AUD)
$11,251.44
Full transfer details
Visit TorFx
$305 better than a typical bank*

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Personal account manager
Multi-currency card
Receive to bank account
Ideal for buying property abroad
Sponsored
Exclusive: First Transfer Deal
Regency FX
Recipient gets (AUD)
$11,254.83
Full transfer details
Visit Regency FX
$308 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service

Overall best way: Currencies Direct

Currencies Direct is our recommended company for ZAR to AUD transfers.

Currencies Direct scored the highest of the 8 money transfer companies supporting ZAR to AUD transfers.

For example, sending 130,000 ZAR to AUD will cost you R0 in fees, and you will receive 11,216.4 AUD. The delivery time usually is minutes - 24 hours, but it depends on the day you make the transfer.

For a great mix of cost, speed & features, we advise using Currencies Direct for your South Africa to Australia transfer.

Currencies Direct is the top rated company for sending money from South Africa (ZAR) to Australia (AUD) - Currencies Direct Screenshot 1
Currencies Direct is the top rated company for sending money from South Africa (ZAR) to Australia (AUD) - Currencies Direct Screenshot 2

How to compare companies offering money transfers from South Africa to Australia

Summary of recent searches

Top rated for transfers from South Africa to Australia
Currencies Direct
Total number of ZA - AU providers
8
Average cheapest fees & rate
Key Currency
Average fastest transfer
Currencyflow
Average transfer time
Within minutes
Best for bank transfers
Key Currency

Sending money from South Africa to Australia considerations

1
Compare providers

A comparison of providers offering services between South Africa and Australia is the easiest way to ensure the best deal.

We've compared 8 providers that offer services for sending Rand to Australia.

This ensures you will get the best options for your transfer to Australia from South Africa.

Whilst we rate Currencies Direct as the best overall, comparing gives you a comprehensive view of all the options for transferring money from South Africa to Australia.

2
Get the most from the Rand-Australian Dollar exchange rate
3
Choose the right payment method
4
Financial regulations in South Africa and Australia
5
Consider transfer limits
6
How to receive money
7
Have your ID ready
8
Tax declarations

Cheapest way to send money from South Africa to Australia: Key Currency

We compared 8 money transfer companies and Key Currency offers the cheapest transfer service between South Africa and Australia.

We found that Key Currency fees were 0 ZAR per transfer, and customers would expect an exchange rate between ZAR-AUD that is 0.25% different to the mid-market rate

Against the others tested, Key Currency is 0.01% cheaper than the second-best option.

To secure a cheap way to transfer ZAR to Australia, Key Currency is our recommendation.

Key Currency is the cheapest way to send money from South Africa (ZAR) to Australia (AUD) - Key Currency Screenshot

Fastest way to transfer money to Australia from South Africa: Currencyflow.

Of 8 companies compared, Currencyflow offers the quickest way to send Rands to Australia: minutes - 24 hours.

South Africa to Australia transfers with Currencyflow will cost you 0 ZAR.

To test that Currencyflow was the 'fastest' option we compared 8 providers. With this, we compared overall speed of sending money from South Africa to Australia made up of depositing Rands, to a money transfer account and transfer times to Australia.

When sending at speed is a priority, Currencyflow is our recommended choice for sending into Australia from South Africa.

Currencyflow is the fastest way to send money from South Africa (ZAR) to Australia (AUD) - Currencyflow Screenshot

Send large sums of money abroad with Currencies Direct

Transferring bigger amounts of money to Australia from South Africa needs a strong exchange rate and effective transfer management.

From the
8 options we compared, Currencies Direct offers the strongest all-round option for large transfers to Australia from South Africa.

Whatever the reason, sending large sums of money can be expensive if you get a bad exchange rate from Australian Dollars to Australian Dollar.

As such, we recommend Currencies Direct for large Australia transfers.

Understanding the cost of transferring money to Australia from South Africa

Fees and exchange rates make up the total cost of sending money from Australia to Australia. Finding a company that can offer both ensures a good deal on your transfer.

The Mid-Market and Exchange Rates: The current ZAR-AUD mid-market rate is 0.0868 AUD per Rand. You will get more Australian Dollar for your Rands if you find a provider close to this number.

  • For context, over the last 7 days the ZAR-AUD mid-market rate has had a high of 0.0868, a low of 0.086 and averaged 0.0865 AUD per Rand.

  • Across the 8 companies compared, the best exchange rate is with Key Currency.

  • Unless fees are unusually high, the exchange rate you receive on converting ZAR to AUD will be the biggest determining factor when working out the cost of transferring Rands to Australia.

Fees: Transfer fees are charged as part of the transfer. Key Currency charges 0 ZAR per transfer, which is currently the best deal on transfers to Australia. We’d always recommend comparing providers for your exact send amount as fees may change.

Amount Received: Money transfer companies will show you the amount of Australian Dollar eventually received in Australia. You can assume that a lower cost of sending from South Africa will result in more money received in Australia.

Getting best exchange rate for transfers between Rand and Australian Dollar

Timing is essential for transferring money between ZAR and AUD. The exchange rate you secure impacts how much AUD you get for your ZAR.

Mid-market Rate
1 
=
0.086761 
AUD

The recent trends between the currencies are:

  • Over the past 7 days, the mid-market rate from ZAR to AUD has moved slightly. On average, it was 0.0865.

  • During this same period,there was a high of 0.0868, and a low of 0.086.

  • Currencies Direct, which is our recommended service to send money online from South Africa to Australia offers 0.0863 AUD per ZAR which is only 0.59% above the mid-market rate.

Want to secure the best ZAR-Australian Dollar exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from South Africa to Australia!

Paying for your South Africa to
Australia transfer

  • Bank transfers

    Paying via a bank transfer is often the better option for sending money from South Africa to Australia.

    By using a money transfer company such as Key Currency for transfers from South Africa to Australia, you can send money and while benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 


    On average, Key Currency is the cheapest provider for bank transfers from the 8 we tested when sending ZAR to Australia.

    With a fee of 0 ZAR to send money from South Africa to Australia, Key Currency offers the best combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from South Africa to Australia with a debit or a prepaid card is easy with .


    is a one of the better options in the market for international debit card transfers from South Africa to Australia.

  • Credit cards

    When it comes to credit card transfers from South Africa to Australia, we recommend comparing your options to get the best deal.

    Be aware of fees: using a credit card to transfer money can mean being charged for a cash advance by your card provider. We always recommend a bank transfer or debit card payment if it is a possibility.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Australia and South Africa.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from South Africa to Australia.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send ZAR to AUD.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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