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The best way to send money from New Zealand to Guam

Compare ways to send money from New Zealand to Guam. Find the cheapest, fastest, and most reliable providers with the best NZD to USD exchange rates.

Read on for the best deals, expert information, and all you need to send money to Guam from New Zealand.

Transferring the other way? Send USD from Guam to New Zealand instead.
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Wise was the top rated provider from New Zealand to Guam

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Fees
0.1% - 2.6%
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%
Wise was the cheapest from New Zealand to Guam

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Fees
0.1% - 2.6%
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%
Wise was the fastest from New Zealand to Guam

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Fees
0.1% - 2.6%
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%

Our recommendation: Wise

Wise is our top choice for NZD to USD transfers.

We tested & reviewed 2 money transfer providers offering money transfers from New Zealand to Guam, and Wise scored highly.

In total, Wise appeared in 100% of New Zealand to Guam searches, and was the top rated company supporting transfers between NZD and USD.

For a great mix of cost, speed & features, we recommend making your New Zealand to Guam transfer using Wise.

Screenshot

How to compare deals on New Zealand to Guam money transfers

Summary of recent searches

Top rated for transfers from New Zealand to Guam
Wise
Total number of NZ - GU providers
2
Average cheapest fees & rate
Wise
Average fastest transfer
Wise
Average transfer time
Within minutes
Best for bank transfers
Wise
Best for debit card
Wise

Considerations for money transfers from New Zealand to Guam

1
Compare providers

Comparing providers offering services between New Zealand and Guam, based on your specific needs is the best way to send money with confidence.

Our comparison includes 2 companies that provide the ability to send New Zealand Dollar to Guam.

This ensures you get the best options for transfers to Guam from New Zealand, based on the amount you want to send.

2
Watch the New Zealand Dollar-US Dollar exchange rate
3
Choose the right payment method
4
Use providers regulated in Guam and New Zealand
5
Consider transfer limits
6
Receiving money in Guam
7
Have your ID ready
8
Tax declarations

Cheapest way to transfer money to Guam from New Zealand: Wise

Wise offers a combination of the lowest fees and best exchange rates - making it the cheapest transfer service for sending New Zealand Dollar to Guam.

Of the 2 providers compared, data shows that Wise is 3.3% cheaper than the second-best option.

The is cost is made up of an average NZD-USD exchange rate that is 0.02% different to the mid-market rate and an average fee of 2.68* NZD.

If you want to secure the best rates on a NZD to Guam transfer, Wise will result in the most US Dollar received.

*The most common fee applied to NZD-USD by Wise, based on data from the past six months.

Screenshot

Fastest money transfers to Guam from New Zealand: Wise.

Of 2 money transfer companies offering services from New Zealand to Guam, Wise is the quickest way to send money.

Through our comparison, we found Wise to be the fastest option for sending New Zealand Dollar to US Dollar 100% of the time. For fast transfers between NZD and USD, Wise is a great option.

When sending money from New Zealand to Guam, Wise has an average fee of 2.68 NZD. Although we would recommend comparing the amount you want to send.

When testing the fastest options, we compared the 2 money transfer providers offering New Zealand to Guam transfers for overall speed. This included transfer times to after depositing New Zealand Dollar to a money transfer account.

When you want the fastest way to send, Wise is our recommended choice for New Zealand to Guam transfers.

Screenshot

Transfer a large amount of money

To transfer large sums of money from New Zealand to Guam, opt for a provider with a competitive exchange rate and hands on management.

Wise is the strongest option for large transfers of the
2 money transfer companies tested.

Whatever the reason is for the transfer, sending large amounts of money from New Zealand to Guam can become expensive through your bank or with the wrong provider.

Our data shows Wise as the best choice for sending large sums of money to Guam from New Zealand.

Understanding the costs involved when transferring money from New Zealand to Guam

When calculating the costs of money transfers between New Zealand and Guam, opt for the best combination of fees and exchange rates:

The Mid-Market and Exchange Rates: Today, the NZD-USD mid-market rate equals 0.5662 USD per New Zealand Dollar.

  • For reference, the NZD-USD average mid-market rate for the past three months has been 0.6072 USD per New Zealand Dollar, with a high of 0.6341 and a low of 0.5754.

  • The company offering the best exchange rate is Wise.

  • Often the NZD-USD exchange rate you receive is the bigger factor than how much it costs to send New Zealand Dollars to Guam.

Fees: Fees are charged on top of a transfer. The company offering the lowest fee is Wise, averaging 2.68 NZD over the last 6 months. We would recommend searching for your exact send amount to get an idea of fees.

Amount Received: The amount received in US Dollar is the biggest indicator the total cost of sending money from New Zealand to Guam. Essentially, the more the recipient receives in Guam, the less it is costing to send from New Zealand.

Getting best exchange rate for sending New Zealand Dollar to US Dollar

Timing is essential when tracking the mid-market rate between NZD and USD. The end exchange rate you secure impacts how much USD you get for your NZD.

Mid-market Rate
1
= 0.566165 USD

The recent mid-market rate trends are:

  • Over the past six months, the mid-market rate from NZD to USD was 0.6072.

  • During this period, it hit a high of 0.6341, and a low of 0.5754.

  • Wise, which is our recommended service to send money online from New Zealand to Guam offers an exchange rate that is only 0.02% above the mid-market rate.

Want to secure the best NZD-US Dollar exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from New Zealand to Guam!

Paying for your New Zealand to
Guam transfer

  • Bank transfers

    Paying via a bank transfer is often the better option for sending money from New Zealand to Guam.

    By using a money transfer company such as Wise for transfers from New Zealand to Guam, you can send money and while benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 


    On average, Wise is the cheapest provider for bank transfers from the 2 we tested when sending NZD to Guam.

    With an average fee of 2.68 NZD to send money from New Zealand to Guam, Wise offers the best combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from New Zealand to Guam with a debit or a prepaid card is easy with Wise.


    Wise is a one of the better options in the market for international debit card transfers from New Zealand to Guam.

  • Credit cards

    For credit card transfers from New Zealand to Guam, is our top choice of the 2 companies offering this payment method.

    Be aware of fees: using a credit card to transfer money can mean being charged for a cash advance by your card provider. We always recommend a bank transfer or debit card payment if it is a possibility.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Guam and New Zealand.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from New Zealand to Guam.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send NZD to USD.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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What are the typical transfer fees for sending New Zealand Dollars to Guam through various providers?
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What is the best exchange rate I can get for sending money from New Zealand to Guam?
Are there any minimum or maximum transfer amounts for sending money from New Zealand to Guam?
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Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.