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Find the best ways to transfer money from United States to Italy

Compare the best deals on transfers from the United States to Italy. Explore the cheapest, fastest, and most reliable providers with the best USD to EUR exchange rates.

Read on for the insights and in-depth analysis, and all you need to send money to Italy from United States.

Transferring the other way? Send EUR from Italy to United States instead.
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Overall top choice: Wise

Wise is the best way to transfer US Dollar into Euro.

Of the 22 money transfer providers we tested and reviewed, Wise was a standout option for its combination of speed and cost.

Over the last six months, Wise appeared in 99.6% of searches for transfers between the United States and Italy.

When sending money from the United States to Italy, using Wise in a great option.

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How to get the best deal on your United States to Italy transfer

Summary of recent searches

Top rated for transfers from United States to Italy
Wise
Total number of US - IT providers
22
Average cheapest fees & rate
Revolut
Average fastest transfer
Paysend
Average transfer time
Within minutes
Best for bank transfers
Revolut
Best for debit card
Wise
Best for credit card
Wise

Considerations for sending money from United States to Italy

1
Compare providers

Always compare ways to send money from the United States to Italy to get the best options for fees, speed, and reliability.

Our analysis included 22 providers that operate between United States and Italy.

Through this, you get a comprehensive view of all the options you have in the United States when you need to send money to Italy.

2
Track the US Dollar-Euro exchange rate
3
Choose the right payment method
4
Use regulated providers
5
Consider transfer limits
6
How to receive money in Italy
7
Have your ID ready
8
Don't forget about taxes

Cheapest way to send money to Italy from the United States: Revolut

Revolut offers the cheapest combination of low fees and competitive exchange rates of the 22 providers we compared.

They offer an average fee of 0* USD and exchange rate between USD-EUR that is 0.09% different to the mid-market rate.

In comparison, Revolut is 0.4% cheaper than the second-best option.

To secure affordable and great rates on a USD to Italy transfer, Revolut is our recommended choice.

*The most common fee applied to USD-EUR by Revolut, based on data from the past six months.

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Fastest way to send money to Italy from the United States: Paysend

We compared 22 companies and found Paysend offers the fastest money transfers between the United States and Italy.

Our comparison shows Paysend is the fastest option for sending US Dollar into Euro 43.3% of the time. For urgent USD to EUR money transfers, they’re our recommended choice.

A USD-Euro transfer through Paysend comes with an average 0 USD fee.

To ensure Paysend was the 'fastest' option we compared 22 providers. This comparison was for overall speed of sending money from the United States to Italy and is a combination of depositing US Dollar, transfer times to Italy and withdrawal timeframes where applicable.

When speed is a priority, Paysend is the top choice for sending into Italy from the United States.

Transferring large sums of money

For transfers of larger amounts of Euros to Italy picking a provider with a competitive exchange rate and hands on management can make a huge difference.

Of the
22 money transfer companies tested, Wise is the strongest option for large transfers from the United States to Italy.

Reasons for sending large sums of money vary and include business or property purchases. But whatever the reason, sending large amounts of money from the United States to Italy can become expensive through your bank or with the wrong provider.

Wise is our choice for sending large sums of money to USD because they offer a strong all-round product.

Understanding the cost of sending money to Italy from United States

The cost of sending money from Italy to Italy, is made-up of a combination of fees and exchange rates:

The Mid-Market and Exchange Rates: The mid-market rate determines a mid-price for buying currency. The current mid-market rate from USD-EUR is 0.9451 EUR per US Dollar.

  • Finding a provider offering an exchange as close to 0.9451 as possible will ensure more Euro received when transferring.

  • For context, the USD-EUR mid-market rate for the past three months has averaged 0.9168 EUR per US Dollar. This includes a high of 0.9515, and low of 0.8922.

  • Wise currently offers the best exchange rate on transfers from the United States to Italy.

For the most part the USD-EUR exchange rate you receive is the biggest factor impacting the cost of sending USD to Italy.

Fees: Outside of exchange rates, you may need to pay a fee to send. Revolut currently offers the lowest fees on transfers to Italy from the United States, averaging 0 USD over the last 6 months. Although this does include large transfers as well, we recommend searching for your exact send amount for an exact fee.

Amount Received: The amount received in Euro is the amount you started with, minus the amount you paid in the exchange and fees.

The better deal you get on exchanging US Dollars to EUR, paired with a low fee, means a higher total amount received in Italy.

Finding the best exchange rate for US Dollar to Euro

Timing is essential for sending money between USD and EUR. The exchange rate you secure impacts how much EUR you get for your USD.

Mid-market Rate
1
= 0.945085 EUR

Over the last six months, here’s what we’ve seen:

  • The exchange rate from USD to EUR averaged 0.9168 EUR.

  • The highest value recorded was 0.9515 EUR, while the lowest was 0.8922 EUR.

  • There are currently 22 providers offering transfers between the United States and Italy close to this rate

Want to secure the best USD-Euro exchange rates?

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United States to
Italy money transfer payment methods

  • Bank transfers

    Bank transfers are often the best payment method for money transfers from the United States to Italy.

    A money transfer company like Revolut offer bank transfers between the United States and Italy with lower fees and better exchange rates than you would get from a traditional bank. 


    On average, Revolut is the cheapest provider for bank transfers of the 22 we tested when sending USD to Italy.

    Revolut has an average fee of
    0 USD for money transfersfrom the United States to Italy. Overall, they offer a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from the United States to Italy with a debit or a prepaid card is very simple with Wise.


    Wise is a leader in debit card payments for transfers from the United States to Italy, competing among a total of 22 active money transfer companies on this route.

  • Credit cards


    Instarem is our top choice of the 22 companies offering credit card transfers from the United States to Italy.

    Fee alert: using a credit card to transfer money can result in a fee being charged by your card issuer as it is considered as a cash advance. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Italy and United States.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from United States to Italy.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send USD to EUR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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What are the typical transfer fees for sending US Dollars to Italy through various providers?
How long does it take to send money from United States to Italy?
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Are there any minimum or maximum transfer amounts for sending money from United States to Italy?
Can I schedule regular transfers between United States and Italy?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.