Overall top choice: Wise
Of the 22 money transfer providers we tested and reviewed, Wise was a standout option for its combination of speed and cost.
Over the last six months, Wise appeared in 99.6% of searches for transfers between the United States and Italy.
When sending money from the United States to Italy, using Wise in a great option.
How to get the best deal on your United States to Italy transfer
Considerations for sending money from United States to Italy
Always compare ways to send money from the United States to Italy to get the best options for fees, speed, and reliability.
Our analysis included 22 providers that operate between United States and Italy.
Through this, you get a comprehensive view of all the options you have in the United States when you need to send money to Italy.
Cheapest way to send money to Italy from the United States: Revolut
They offer an average fee of 0* USD and exchange rate between USD-EUR that is 0.09% different to the mid-market rate.
In comparison, Revolut is 0.4% cheaper than the second-best option.
To secure affordable and great rates on a USD to Italy transfer, Revolut is our recommended choice.
*The most common fee applied to USD-EUR by Revolut, based on data from the past six months.
Fastest way to send money to Italy from the United States: Paysend
Our comparison shows Paysend is the fastest option for sending US Dollar into Euro 43.3% of the time. For urgent USD to EUR money transfers, they’re our recommended choice.
A USD-Euro transfer through Paysend comes with an average 0 USD fee.
To ensure Paysend was the 'fastest' option we compared 22 providers. This comparison was for overall speed of sending money from the United States to Italy and is a combination of depositing US Dollar, transfer times to Italy and withdrawal timeframes where applicable.
When speed is a priority, Paysend is the top choice for sending into Italy from the United States.
Transferring large sums of money
Of the 22 money transfer companies tested, Wise is the strongest option for large transfers from the United States to Italy.
Reasons for sending large sums of money vary and include business or property purchases. But whatever the reason, sending large amounts of money from the United States to Italy can become expensive through your bank or with the wrong provider.
Wise is our choice for sending large sums of money to USD because they offer a strong all-round product.
Understanding the cost of sending money to Italy from United States
The cost of sending money from Italy to Italy, is made-up of a combination of fees and exchange rates:
The Mid-Market and Exchange Rates: The mid-market rate determines a mid-price for buying currency. The current mid-market rate from USD-EUR is 0.9451 EUR per US Dollar.
Finding a provider offering an exchange as close to 0.9451 as possible will ensure more Euro received when transferring.
For context, the USD-EUR mid-market rate for the past three months has averaged 0.9168 EUR per US Dollar. This includes a high of 0.9515, and low of 0.8922.
Wise currently offers the best exchange rate on transfers from the United States to Italy.
For the most part the USD-EUR exchange rate you receive is the biggest factor impacting the cost of sending USD to Italy.
Fees: Outside of exchange rates, you may need to pay a fee to send. Revolut currently offers the lowest fees on transfers to Italy from the United States, averaging 0 USD over the last 6 months. Although this does include large transfers as well, we recommend searching for your exact send amount for an exact fee.
Amount Received: The amount received in Euro is the amount you started with, minus the amount you paid in the exchange and fees.
The better deal you get on exchanging US Dollars to EUR, paired with a low fee, means a higher total amount received in Italy.
Finding the best exchange rate for US Dollar to Euro
Timing is essential for sending money between USD and EUR. The exchange rate you secure impacts how much EUR you get for your USD.
Over the last six months, here’s what we’ve seen:
The exchange rate from USD to EUR averaged 0.9168 EUR.
The highest value recorded was 0.9515 EUR, while the lowest was 0.8922 EUR.
There are currently 22 providers offering transfers between the United States and Italy close to this rate
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United States to Italy money transfer payment methods
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Italy and United States.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from United States to Italy.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send USD to EUR.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.