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Send money from United States to Italy

United States
USD
Italy
EUR
$
USD
Live mid-market rate*: 1 USD = 0.927504 EUR
Top provider
XE

Total Amount Received (EUR)

1838.3129279999998
Fees: 0
Rate: 0.919156
Debit Card:
1-2 Hours
Bank Transfer:
1-2 Hours
Credit Card:
1-2 Hours
Rate:
0.919156
Fees:
0
4.5

Compare other providers

TorFx

Total Amount Received (EUR)

1845.73296
Fees: 0
Rate: 0.922866
Bank Transfer:
1-2 Hours
Debit Card:
1-2 Hours
Cash:
1-2 Hours
Rate:
0.922866
Fees:
0
5
Wise

Total Amount Received (EUR)

1846.06
Fees: 13.49
Rate: 0.9293
Credit Card:
Next Day
Debit Card:
Next Day
Bank Transfer:
Next Day
Rate:
0.9293
Fees:
13.49
5
currencyFair

Total Amount Received (EUR)

1846.2
Fees: 3
Rate: 0.9246
Debit Card:
1-2 Hours
Bank Transfer:
6-12 Hours
Rate:
0.9246
Fees:
3
4
Instarem

Total Amount Received (EUR)

1837.385424
Fees: 0
Rate: 0.918693
Credit Card:
2 Days
Debit Card:
2 Days
Bank Transfer:
1-2 Hours
Rate:
0.918693
Fees:
0
4.5
Currencies Direct

Total Amount Received (EUR)

1830.5218943999998
Fees: 0
Rate: 0.915261
Bank Transfer:
1-2 Hours
Debit Card:
1-2 Hours
Rate:
0.915261
Fees:
0
4.5
Western Union

Total Amount Received (EUR)

1799.3577599999999
Fees: 0
Rate: 0.899679
Credit Card:
1-2 Hours
Debit Card:
1-2 Hours
Bank Transfer:
1-2 Hours
Rate:
0.899679
Fees:
0
3
MoneyGram

Total Amount Received (EUR)

1799.3577599999999
Fees: 0
Rate: 0.899679
Debit Card:
Next Day
Credit Card:
Next Day
Rate:
0.899679
Fees:
0
3.5
Barclays

Total Amount Received (EUR)

1787.5923717599999
Fees: 10
Rate: 0.898288
Bank Transfer:
3-5 Days
Debit Card:
3-5 Days
Rate:
0.898288
Fees:
10
1.5
HSBC

Total Amount Received (EUR)

1785.7466388
Fees: 10
Rate: 0.89736
Bank Transfer:
3-5 Days
Debit Card:
3-5 Days
Rate:
0.89736
Fees:
10
1.5
Capital One

Total Amount Received (EUR)

1780.80768
Fees: 0
Rate: 0.890404
Bank Transfer:
3-5 Days
Debit Card:
3-5 Days
Rate:
0.890404
Fees:
0
1.5
Mid-market rate updates every 3 hours

Best ways to send money to Italy from United States

  • 🏅 The overall best way to send USD to Italy: XE

  • 💲 The cheapest way to send money to Italy from United States: currencyFair

  • ⏲️ The fastest way to send money to Italy from United States: XE

  • 🏦 The best way to send money from United States to Italy via a bank transfer: XE

  • 💳 The best provider for credit card transfers from United States to Italy: XE

  • 💳 The best provider for debit card transfers from United States to Italy: XE

USD to EUR

Italy uses the Euro (EUR), one of the easiest currencies to attain and most popular currencies for foreign exchange trading; this is, in part, due to the fact that 18 other countries also use it as their legal tender. Prior to Italy's switch to EUR the country’s currency was Italian Lira (ITL) but this was phased out by 2002. EUR Despite the easy access of this currency, keep in mind the foreign tax regulations that may apply to this kind of transfer: this will be determined by the amount of money you are sending and which provider you use to send or request the funds.

Choosing the best service provider

The prevalence of the Euro means every international money transfer company will facilitate payments from USD to EUR. We have found [NUMBER OF PROVIDERS] that service payments United States to Italy. The fastest provider is XE, transfers from this provider normally take [SPEED]. The cheapest provider we found is currencyFair at 0.92% above the Mid-Market Rate.

If you’re looking for the best combination of price, speed, and reliability we recommend using XE when transferring USD to EUR.

This means that by using XE for online money transfers to Italy from United States, you are likely to save on transfer fees and benefit from fast speeds - so your recipient will get more money and have it delivered in less time.

Alternatively, if you are unable to access XE for any reason, our comparison engine has found TorFx and Wise also to be very good options when sending USD - EUR.

The cheapest way to send money from United States to Italy

currencyFair has been determined by our comparison engine to currently offer you the cheapest transfer rates possible. Many customers are caught out by hidden fees and unexpected exchange rate mark-ups, so to avoid any disappointment at a later date, be sure to acquire all the relevant information before any funds are taken for payment.

The fastest way to send money from United States to Italy

When sending money from United States to Italy, speed is one of the biggest factors you need to consider in terms of the service offered by different money transfer providers.

Currently, XE is the fastest way to send USD - EUR. Typically these transfers should arrive with the recipient within 24 hours but it is important to consider delivery speeds are subject to daily cut-off times, office hours and public holidays. We recommend all customers review the terms and conditions in full before making a payment.

What payment methods are available when sending money from United States to Italy?

Most money transfer providers allow you to deposit and send money using various payment methods, but not all providers offer multiple options. You are likely to find the most common methods are bank transfers and card payments, but some providers also accept cash and some will even deliver funds straight to your recipient’s door.

When it comes to sending an international money transfer from United States to Italy you will need to acquire the following information from your recipient:

ABI/CAB numbers are unique to Italy and used to identify the recipient’s bank; much like how account numbers and sort codes are used by the UK banking system. An ABI code (Codice ABI) is made up of 5 digits: this will identify the banking institution: a CAB code (Codice di Avviamento Bancario) identifies the specific bank branch.

Sending money to Italy from United States using credit card

To avoid high fees you can opt to use an online money transfer provider such as XE to pay for your transfer to Italy.

Sending money to Italy from United States using a debit card

With XE you can send money online to Italy using your debit card. But before making a payment, make sure you understand all the processing fees in place.

Using a wire transfer to send money from United States to Italy

Bank and wire transfers are the most common ways of sending money Italy as they are secure, reliable, and convenient. However, they often come with the slowest delivery times in case speed is an important factor for you. You can use XE to send money using a bank or wire transfer at a great rate as long as you’re happy for your transfer to take 1-2 days.

If you want to make an international transfer using wire transfer, you will need to know the SWIFT/BIC code of your recipient in Italy. If you're unsure what it is, check out our SWIFT calculator to figure out the correct SWIFT code in Italy.

When sending money to Italy from United States using bank account transfer you are paying for the outgoing fees, flat fees, currency exchange rate markup, and sometimes an additional incoming transfer fee. In some cases, the intermediary and incoming transfer fees will be covered by the receiving bank or financial institution in Italy; this is something that should be clarified ahead of making payment.

On the other hand, you usually only pay a sender fee and a small exchange rate markup when using online money transfer services such as XE, TorFx and Wise.

Considerations for a USD - EUR Currency Transfer

Before sending money to Italy from United States, you should consider the following:

  1. The amount you want to transfer: It is likely that the more money you send to Italy the more value you will get and more EUR the recipient will receive. This is because any flat fee charged ends up as a smaller percentage of your transfer amount, and also because many providers allow you to negotiate a better exchange rate margin if sending large amounts.

  2. The USD - EUR exchange rate margin: Money transfer providers charge a small percentage on top of the mid-market exchange rates in order to generate revenue. Current mid market rate is 0.927504 and the lowest exchange rate margin is currently offered by XE at 0.92% above the mid market rate.

  3. Hidden fees & charges: Before sending money to Italy, make sure the provider you are using doesn’t charge any hidden fees. Our reviews of the top ranked providers XE, TorFx and Wise will give insight here.

How to send money from United States to Italy at the best rate?

This one’s easy. Simply use our comparison table above to find the best provider to send USD to EUR. After that it’s just a process of making your transfer via the following steps:

  1. Click “Visit Site” inside our comparison table

  2. Register for an account if required

  3. Input how much you are willing to send

  4. Fund your transfer

  5. Receive & save an email confirming your transfer

How to receive transfers from USD to EUR in Italy?

Your recipient has a few methods available to receive your money in Italy. These will vary between providers, but it is possible to find services that will:

  • Deposit EUR directly into a bank account

  • Enable the recipient to pick up cash a specific locations across Italy

  • Deliver money directly to their door

  • Send EUR to your recipient’s mobile wallet

If your recipient is going to collect or have the money delivered to them in Italy, then they will usually need the following:

  • Government issued photo I.D. such as a drivers license, passport or Electronic Identity Card (carta di identità elettronica)

  • The money transfer reference number

  • Senders details and the amount of money sent

How much money can be transferred from United States to Italy?

The amount of EUR you can receive from United States will largely depend on the money transfer service you are using. There are providers that specialise in smaller remittance payments, and providers who specialise in larger transfers.

You should also check if there are any government regulations pertaining to the amount of EUR that can be received in Italy or sent from United States before making your transfer.

About Money Transfers to Italy from United States

We’ve compared the best money transfer providers to send money from United States to Italy. The cheapest provider for USD to EUR transfers is currencyFair, while the fastest is XE.

💰 Most transferred amount1000EUR +
💸 Cheapest provider (on average)currencyFair
⚡ ️Fastest transfer timeIn minutes with XE
💱 Currency Transfer PairUSD - EUR
📈 USD - EUR mid market rate0.927504
💳 Pay-in options in United StatesBank transfer from United States with XE, Debit card with XE, Credit card with XE
💵 Pay-out options in ItalyBank accounts in Italy, Debit card
🏆 Top 3 USD - EUR providersXE, TorFx and Wise

Frequently Asked Questions

Is there a limit to the amount of money I can send to Italy?
Do the Italian authorities tax incoming money transfers sent from United States?
I am thinking of opening a foreign bank account in Italy so I can make regular transfers to and from United States: which bank is the best?