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How to send money to Italy from US with the best USD-EUR rate

Compare the best deals on transfers from the United States to Italy. Explore the cheapest, fastest, and most reliable providers with the best USD to EUR exchange rates.

Read on for the insights and in-depth analysis, and all you need to send money to Italy from United States.

Transferring the other way? Send EUR from Italy to United States instead.
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July 6th, 2025
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Best money transfer companies

Send money from United States to Italy

Last updated: Today
Mid-market rate as of 07/06/2025: 1 USD = 0.84895 EUR
Results below are based on a 7000 USD search
0 of 16 providers
Sponsored
Wise
Recipient gets (EUR)
€5,921.43
Full transfer details
Visit Wise
€157 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (EUR)
€5,817.70
Full transfer details
Visit Xe
€53 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Live Rates
Sort by:
Exclusive: Special Rate for 1st Transfer
1
Key Currency
Recipient gets (EUR)
€5,927.79
Full transfer details
Visit Key Currency
€163 better than a typical bank*

"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."

Personal account manager
Multi-currency card
Receive to bank account
Exclusive: Special Rate for 1st Transfer
2
Currencyflow
Recipient gets (EUR)
€5,927.20
Full transfer details
Visit Currencyflow
€163 better than a typical bank*

"Currencyflow is a modern FX broker backed by industry veterans with 30+ years of currency trading experience. Contact the UK-based team for a free quote."

Personal account manager
Multi-currency card
Receive to bank account
Support via email, phone, live chat + WhatsApp
Exclusive: First Transfer Deal
3
Regency FX
Recipient gets (EUR)
€5,926.60
Full transfer details
Visit Regency FX
€162 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
4
Wise
Recipient gets (EUR)
€5,921.43
Full transfer details
Visit Wise
€157 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
5
Currencies Direct
Recipient gets (EUR)
€5,914.30
Full transfer details
Visit Currencies Direct
€150 better than a typical bank*

"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."

Personal account manager
Multi-currency card
Receive to bank account
6
CurrencyFair
Recipient gets (EUR)
€5,907.10
Full transfer details
Visit CurrencyFair
€143 better than a typical bank*

"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."

Personal account manager
Multi-currency card
Receive to bank account
7
OFX
Recipient gets (EUR)
€5,870.20
Full transfer details
Visit OFX
€106 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
8
Remitly
Recipient gets (EUR)
€5,826.10
Full transfer details
Visit Remitly
€62 better than a typical bank*

"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
9
Xe
Recipient gets (EUR)
€5,817.70
Full transfer details
Visit Xe
€53 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Revolut
Recipient gets (EUR)
€5,912.97
Not Recommended
These providers aren't as competitive as the others we've reviewed.
  • Barclays
    Barclays
    Recipient gets (EUR)
    €5,747.23
    Not recommended
  • HSBC
    HSBC
    Recipient gets (EUR)
    €5,741.30
    Not recommended
  • Capital One
    Capital One
    Recipient gets (EUR)
    €5,704.94
    Not recommended
  • PayPal
    PayPal
    Recipient gets (EUR)
    €5,471.04
    Not recommended
Sponsored
Wise
Recipient gets (EUR)
€5,921.43
Full transfer details
Visit Wise
€157 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (EUR)
€5,817.70
Full transfer details
Visit Xe
€53 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions

Overall top choice: Wise

Wise is the best way to transfer US Dollar into Euro.

Of the 16 money transfer providers we tested and reviewed, Wise was a standout option for its combination of speed and cost.

Sending 7,000 USD to EUR will cost you $27.22 in fees, and you will receive 5,921.43 EUR.

When sending money from the United States to Italy, using Wise in a great option.

Wise is the top rated company for sending money from United States (USD) to Italy (EUR) - Wise Screenshot

How to get the best deal on your United States to Italy transfer

Summary of recent searches

Top rated for transfers from United States to Italy
Wise
Total number of US - IT providers
16
Average cheapest fees & rate
Key Currency
Average fastest transfer
Currencyflow
Average transfer time
Within minutes
Best for bank transfers
Key Currency
Best for debit card
Xe

Considerations for sending money from United States to Italy

1
Compare providers

Always compare ways to send money from the United States to Italy to get the best options for fees, speed, and reliability.

Our analysis included 16 providers that operate between United States and Italy.

Through this, you get a comprehensive view of all the options you have in the United States when you need to send money to Italy.

2
Track the US Dollar-Euro exchange rate
3
Choose the right payment method
4
Use regulated providers
5
Consider transfer limits
6
How to receive money in Italy
7
Have your ID ready
8
Don't forget about taxes

Cheapest way to send money to Italy from the United States: Key Currency

Key Currency offers the cheapest combination of low fees and competitive exchange rates of the 16 providers we compared.

They offer a fee of 0 USD and exchange rate between USD-EUR that is 0.25% different to the mid-market rate.

In comparison, Key Currency is 0.01% cheaper than the second-best option.

To secure affordable and great rates on a USD to Italy transfer, Key Currency is our recommended choice.

Key Currency is the cheapest way to send money from United States (USD) to Italy (EUR) - Key Currency Screenshot

Fastest way to send money to Italy from the United States: Currencyflow

We compared 16 companies and found Currencyflow offers the fastest money transfers between the United States and Italy.

The transfer time is minutes - 24 hours with Currencyflow for a $7,000 transfer, but it will depend on the time, day of the week, and the amount you send.

A USD-Euro transfer through Currencyflow comes with a 0 USD fee (based on a $7,000 transfer).

To ensure Currencyflow was the 'fastest' option we compared 16 providers. This comparison was for overall speed of sending money from the United States to Italy and is a combination of depositing US Dollar, transfer times to Italy and withdrawal timeframes where applicable.

When speed is a priority, Currencyflow is the top choice for sending into Italy from the United States.

Currencyflow is the fastest way to send money from United States (USD) to Italy (EUR) - Currencyflow Screenshot

Transferring large sums of money

For transfers of larger amounts of Euros to Italy picking a provider with a competitive exchange rate and hands on management can make a huge difference.

Of the
16 money transfer companies tested, Wise is the strongest option for large transfers from the United States to Italy.

Reasons for sending large sums of money vary and include business or property purchases. But whatever the reason, sending large amounts of money from the United States to Italy can become expensive through your bank or with the wrong provider.

Wise is our choice for sending large sums of money to USD because they offer a strong all-round product.

Understanding the cost of sending money to Italy from United States

The cost of sending money from Italy to Italy, is made-up of a combination of fees and exchange rates:

The Mid-Market and Exchange Rates: The mid-market rate determines a mid-price for buying currency. The current mid-market rate from USD-EUR is 0.849 EUR per US Dollar.

  • Finding a provider offering an exchange as close to 0.849 as possible will ensure more Euro received when transferring.

  • For context, the USD-EUR mid-market rate for the past week has averaged 0.8499 EUR per US Dollar. This includes a high of 0.8533, and low of 0.8479.

  • Wise currently offers the best exchange rate on transfers from the United States to Italy.

For the most part the USD-EUR exchange rate you receive is the biggest factor impacting the cost of sending USD to Italy.

Fees: Outside of exchange rates, you may need to pay a fee to send. Key Currency currently offers the lowest fees on transfers to Italy from the United States, costing 0 USD per transfer. Although this does include large transfers as well, we recommend searching for your exact send amount for an exact fee.

Amount Received: The amount received in Euro is the amount you started with, minus the amount you paid in the exchange and fees.

The better deal you get on exchanging US Dollars to EUR, paired with a low fee, means a higher total amount received in Italy.

Finding the best exchange rate for US Dollar to Euro

Timing is essential for sending money between USD and EUR. The exchange rate you secure impacts how much EUR you get for your USD.

Mid-market Rate
1 
=
0.848950 
EUR

Over the last week, here’s what we’ve seen:

  • The exchange rate from USD to EUR averaged 0.8499 EUR.

  • The highest value recorded was 0.8533 EUR, while the lowest was 0.8479 EUR.

  • There are currently 16 providers offering transfers between the United States and Italy close to this rate

Want to secure the best USD-Euro exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from United States to Italy!

United States to
Italy money transfer payment methods

  • Bank transfers

    Bank transfers are often the best payment method for money transfers from the United States to Italy.

    A money transfer company like Key Currency offer bank transfers between the United States and Italy with lower fees and better exchange rates than you would get from a traditional bank. 


    On average, Key Currency is the cheapest provider for bank transfers of the 16 we tested when sending USD to Italy.

    Key Currency has a fee of 0 USD for money transfersfrom the United States to Italy. Overall, they offer a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from the United States to Italy with a debit or a prepaid card is very simple with Xe.


    Xe is a leader in debit card payments for transfers from the United States to Italy, competing among a total of 16 active money transfer companies on this route.

  • Credit cards


    We recommend avoiding credit cards where possible due to a lack of support and high fees.

    If you have to use a credit card, we recommend comparing your options to find the company with the lowest fees.

    Fee alert: using a credit card to transfer money can result in a fee being charged by your card issuer as it is considered as a cash advance. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Italy and United States.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from United States to Italy.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send USD to EUR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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What are the typical transfer fees for sending US Dollars to Italy through various providers?
How long does it take to send money from United States to Italy?
What is the best exchange rate I can get for sending money from United States to Italy?
Are there any minimum or maximum transfer amounts for sending money from United States to Italy?
Can I schedule regular transfers between United States and Italy?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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