/Send money/To Guam/From Philippines

How to send money to Guam from Philippines with the best PHP-USD rate

Get the best deals when you send money from the Philippines to Guam. Find the best, cheapest, and fastest, providers for PHP to USD transfers and exchange rates.

Read on for insights and expert information, and all you need to make money transfers to Guam from Philippines.

Transferring the other way? Send USD from Guam to Philippines instead.
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November 17th, 2025

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PHP
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USD
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Best money transfer companies

Send money from Philippines to Guam

Last updated: Today
Mid-market rate as of 11/17/2025: 1 PHP = 0.016934 USD
Results below are based on a 14700 PHP search
Promoted
Wise
Recipient gets (USD)
$247.32
Full transfer details
Visit Wise
$6 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sort by:
0 of 3 providers
1
Wise
Recipient gets (USD)
$247.32
Full transfer details
Visit Wise
$6 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Send cash via a Western Union agent
2
Western Union Agent
Recipient gets (USD)
$236.44
Full transfer details

"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."

7.7
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Send cash via a MoneyGram agent
3
MoneyGram Agent
Recipient gets (USD)
$236.44
Full transfer details

"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."

7.5
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Mid-market rate updates every 60 minutes
Promoted
Wise
Recipient gets (USD)
$247.32
Full transfer details
Visit Wise
$6 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers

Best recommended: Wise

Wise is our top pick for sending Philippine Peso to Guam.

Of the 3 money transfer providers tested and reviewed, Wise scored highly for its competitive rates and fees.

A transfer of 14,700 Philippine Pesos to USD will cost you ₱92.05 in fees, and you will receive 247.32 USD. The transfer time is same day, but might be a bit longer depending on the day you make the transfer.

Make your Philippines to Guam transfer using Wise for the best mix of cost and speed.

Wise is the top rated company for sending money from Philippines (PHP) to Guam (USD) - Wise Screenshot

How to get the best deal on sending money from Philippines to Guam

Summary of recent searches

Top rated for transfers from Philippines to Guam
Wise
Total number of PH - GU providers
3
Average cheapest fees & rate
Wise
Average fastest transfer
Wise
Average transfer time
Within minutes
Best for bank transfers
Wise
Best for debit card
Western Union Agent
Best for credit card
Western Union Agent

Considerations for money transfers from Philippines to Guam

1

Compare providers

Comparing providers offering services between the Philippines and Guam, based on your specific needs is the best way to send money with confidence.

Our comparison includes 3 companies that provide the ability to send Philippine Peso to Guam.

This ensures you get the best options for transfers to Guam from the Philippines, based on the amount you want to send.

2

Watch the Philippine Peso-US Dollar exchange rate

3

Choose the right payment method

4

Use providers regulated in Guam and Philippines

5

Consider transfer limits

6

Receiving money in Guam

7

Have your ID ready

8

Tax declarations

The cheapest way to send money to Guam from Philippines is using Western Union cash transfer service.

While online transfers are usually cheaper, there are very few providers offering PHP to USD transfers, making cash transfer through a Western Union Agent the most practical and affordable option available.

The overall cost of your transfer includes both the transfer fee (around 3 PHP per 14,700 PHP) and the exchange rate markup applied by Western Union.

These costs can vary depending on the branch location, payment method, and the amount you’re sending, so it’s always worth checking with your branch before making a transfer.

Fastest money transfers from Philippines to Guam: cash transfer via MoneyGram Agent

The quickest way to send money from Philippines to Guam is through a cash transfer with a MoneyGram Agent.

In most cases, cash transfers are processed instantly, allowing your recipient to collect USD within minutes.

In some cases, transfer times can vary depending on the amount sent and the branch you use, with larger transfers occasionally taking up to 24 hours to process.

Given the limited number of providers supporting PHP to USD transfers, MoneyGram remains the fastest and most reliable option for cash pickups in Guam.

Sending large amounts of money

Transferring Philippine Peso to US Dollar in large sums calls for a strong exchange rate and hands-on management of the transfer.

Of the
3 companies compared, Wise has the strongest option for large transfers from the Philippines to Guam.

Whatever the reason, sending bigger sums of money can be costly if you get a bad exchange rate from Philippine Peso to US Dollar.

The Wise rate makes them great for large transfers between Guam and the Philippines.

Understanding the costs involved when transferring money from Philippines to Guam

When calculating the costs of money transfers between Philippines and Guam, opt for the best combination of fees and exchange rates:

The Mid-Market and Exchange Rates: Today, the PHP-USD mid-market rate equals 0.0169 USD per Philippine Peso.

  • For reference, the PHP-USD average mid-market rate for the past 7 days has been 0.0169 USD per Philippine Peso, with a high of 0.0169 and a low of 0.0169.

  • The company offering the best exchange rate is Wise.

  • Often the PHP-USD exchange rate you receive is the bigger factor than how much it costs to send Philippine Pesos to Guam.

Fees: Fees are charged on top of a transfer. The company offering the lowest fee is Wise, cahrging 92.05 PHP per transfer. We would recommend searching for your exact send amount to get an idea of fees.

Amount Received: The amount received in US Dollar is the biggest indicator the total cost of sending money from the Philippines to Guam. Essentially, the more the recipient receives in Guam, the less it is costing to send from the Philippines.

Finding the best exchange rate between Philippine Peso and US Dollar

Getting a strong exchange rate between PHP and USD is essential. The exchange rate you secure impacts how much USD you get for your PHP.

Mid-market Rate
1 
PHP
=
0.016948 
USD

It can pay to track rates, and keep on top of currency trends.

  • In the past 7 days, the mid-market rate from PHP to USD has averaged 0.0169.

  • In this period there was a high of 0.0169, and a low of 0.0169.

  • Wise, which is our recommended service to send money online from Philippines to Guam offers 0.0169 USD per PHP which is only 0.2% above the mid-market rate.

Want to secure the best PHP-US Dollar exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Philippines to Guam!

Funding your Philippines to
Guam money transfer

  • Bank transfers

    Bank transfers are often the best and easier way to send money from the Philippines to Guam.

    By using a money transfer company such as Wise for transfers from the Philippines to Guam, you can send money via a bank transfer and benefit from lower fees and more favorable exchange rates than would be offered by a bank. 


    On average, Wise is the cheapest way to send money via a bank transfer. This is of the 3 companies we tested when sending PHP to Guam.

    With a fee of 92.05 PHP to send money from the Philippines to Guam, Wise offers a decent combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from the Philippines to Guam with a debit or a prepaid card is easy with Western Union Agent.


    Western Union Agent is a leading money transfer company for debit card payments, and offers transfers from the Philippines to Guam.

  • Credit cards

    We recommend avoiding credit card transfers due to high fees, and instead, you should consider a bank transfer or a debit card deposit.

    However, if you do need to use a credit card to fund your transfer, use our comparison tool to get the latest deal.

    Keep on top of fees: using a credit card to transfer money can result in a fee being charged by your card issuer. Where possible, we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Guam and Philippines.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Philippines to Guam.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send PHP to USD.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

Money transfer company reviews

How much money can be transferred from Philippines to Guam?
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Can I send money from Philippines to Guam with MoneyTransfers.com?
What are the typical transfer fees for sending Philippine Pesos to Guam through various providers?
How long does it take to send money from Philippines to Guam?
What is the best exchange rate I can get for sending money from Philippines to Guam?
Are there any minimum or maximum transfer amounts for sending money from Philippines to Guam?
Can I schedule regular transfers between Philippines and Guam?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is the founder and CEO of MoneyTransfers.com, with over 10 years’ experience building consumer products across finance, insurance, and travel. A frequent traveler himself, Luke has hands-on experience testing payment and transfer services globally, giving him a unique perspective on the real-world challenges users face. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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