How to send money to Guam from Philippines with the best PHP-USD rate
Get the best deals when you send money from the Philippines to Guam. Find the best, cheapest, and fastest, providers for PHP to USD transfers and exchange rates.
Read on for insights and expert information, and all you need to make money transfers to Guam from Philippines.
Transferring the other way? Send USD from Guam to Philippines instead."Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."
"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."
"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."
"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
Best recommended: Wise
Of the 3 money transfer providers tested and reviewed, Wise scored highly for its competitive rates and fees.
A transfer of 14,700 Philippine Pesos to USD will cost you ₱92.05 in fees, and you will receive 246.92 USD. The transfer time is same day, but might be a bit longer depending on the day you make the transfer.
Make your Philippines to Guam transfer using Wise for the best mix of cost and speed.

How to get the best deal on sending money from Philippines to Guam
Always compare rates
Don't pay more than you have to. Use our live comparison tool to make sure you aren't missing the best rates to send money from the Philippines to Guam.
Choose a provider
Select the provider that offers you the best value on buying USD & service for your needs.
Click, sign up & send
Follow the steps & make your transfer. Your funds will soon be on their way to your chosen country & currency.
Considerations for money transfers from Philippines to Guam
Comparing providers offering services between the Philippines and Guam, based on your specific needs is the best way to send money with confidence.
Our comparison includes 3 companies that provide the ability to send Philippine Peso to Guam.
This ensures you get the best options for transfers to Guam from the Philippines, based on the amount you want to send.
The cheapest way to send money to Guam from Philippines is using Western Union cash transfer service.
While online transfers are usually cheaper, there are very few providers offering PHP to USD transfers, making cash transfer through a Western Union Agent the most practical and affordable option available.
The overall cost of your transfer includes both the transfer fee (around 3 PHP per 14,700 PHP) and the exchange rate markup applied by Western Union.
These costs can vary depending on the branch location, payment method, and the amount you’re sending, so it’s always worth checking with your branch before making a transfer.

Fastest money transfers from Philippines to Guam: cash transfer via MoneyGram Agent
The quickest way to send money from Philippines to Guam is through a cash transfer with a MoneyGram Agent.
In most cases, cash transfers are processed instantly, allowing your recipient to collect USD within minutes.
In some cases, transfer times can vary depending on the amount sent and the branch you use, with larger transfers occasionally taking up to 24 hours to process.
Given the limited number of providers supporting PHP to USD transfers, MoneyGram remains the fastest and most reliable option for cash pickups in Guam.

Sending large amounts of money
Of the 3 companies compared, Wise has the strongest option for large transfers from the Philippines to Guam.
Whatever the reason, sending bigger sums of money can be costly if you get a bad exchange rate from Philippine Peso to US Dollar.
The Wise rate makes them great for large transfers between Guam and the Philippines.

Understanding the costs involved when transferring money from Philippines to Guam
When calculating the costs of money transfers between Philippines and Guam, opt for the best combination of fees and exchange rates:
The Mid-Market and Exchange Rates: Today, the PHP-USD mid-market rate equals 0.0169 USD per Philippine Peso.
For reference, the PHP-USD average mid-market rate for the past 7 days has been 0.0169 USD per Philippine Peso, with a high of 0.017 and a low of 0.0169.
The company offering the best exchange rate is Wise.
Often the PHP-USD exchange rate you receive is the bigger factor than how much it costs to send Philippine Pesos to Guam.
Fees: Fees are charged on top of a transfer. The company offering the lowest fee is Wise, cahrging 92.05 PHP per transfer. We would recommend searching for your exact send amount to get an idea of fees.
Amount Received: The amount received in US Dollar is the biggest indicator the total cost of sending money from the Philippines to Guam. Essentially, the more the recipient receives in Guam, the less it is costing to send from the Philippines.
Finding the best exchange rate between Philippine Peso and US Dollar
Getting a strong exchange rate between PHP and USD is essential. The exchange rate you secure impacts how much USD you get for your PHP.
It can pay to track rates, and keep on top of currency trends.
In the past 7 days, the mid-market rate from PHP to USD has averaged 0.0169.
In this period there was a high of 0.017, and a low of 0.0169.
Wise, which is our recommended service to send money online from Philippines to Guam offers 0.0169 USD per PHP which is only 0% above the mid-market rate.
Want to secure the best PHP-US Dollar exchange rates?
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Funding your Philippines to Guam money transfer
Bank transfers
Bank transfers are often the best and easier way to send money from the Philippines to Guam.
By using a money transfer company such as Wise for transfers from the Philippines to Guam, you can send money via a bank transfer and benefit from lower fees and more favorable exchange rates than would be offered by a bank.
On average, Wise is the cheapest way to send money via a bank transfer. This is of the 3 companies we tested when sending PHP to Guam.
With a fee of 92.05 PHP to send money from the Philippines to Guam, Wise offers a decent combination of competitive exchange rates and lower fees.
Debit and prepaid cards
Sending money from the Philippines to Guam with a debit or a prepaid card is easy with Western Union Agent.
Western Union Agent is a leading money transfer company for debit card payments, and offers transfers from the Philippines to Guam.
Credit cards
We recommend avoiding credit card transfers due to high fees, and instead, you should consider a bank transfer or a debit card deposit.
However, if you do need to use a credit card to fund your transfer, to get the latest deal.
Keep on top of fees: using a credit card to transfer money can result in a fee being charged by your card issuer. Where possible, we recommend bank transfer or debit card instead.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Guam and Philippines.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from Philippines to Guam.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send PHP to USD.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

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