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How to send money to Brazil from US with the best USD-BRL rate

Compare the best deals on sending money from the United States to Brazil. Get insights on the cheapest, fastest, and most reliable providers with the best USD to BRL exchange rates.

Read on for the insights, analysis, and all you need to know about money transfers to Brazil from United States.

Transferring the other way? Send BRL from Brazil to United States instead.
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August 16th, 2025
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Best money transfer companies

Send money from United States to Brazil

Last updated: Today
Mid-market rate as of 08/16/2025: 1 USD = 5.412897 BRL
Results below are based on a 7000 USD search
0 of 9 providers
Sponsored
Wise
Recipient gets (BRL)
R$37,515.88
Full transfer details
Visit Wise
R$762 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
OFX
Recipient gets (BRL)
R$37,700.83
Full transfer details
Visit OFX
R$947 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
Live Rates
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1
Remitly
Recipient gets (BRL)
R$37,716.70
Full transfer details
Visit Remitly
R$963 better than a typical bank*

"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
2
OFX
Recipient gets (BRL)
R$37,700.83
Full transfer details
Visit OFX
R$947 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
3
Sendwave
Recipient gets (BRL)
R$37,654.40
Full transfer details
Visit Sendwave
R$901 better than a typical bank*

"Sendwave is trusted by over 1 million users across the US, UK, Canada and EU. 24/7 support is available online and via the app."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
4
Wise
Recipient gets (BRL)
R$37,515.88
Full transfer details
Visit Wise
R$762 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Not Recommended
These providers aren't as competitive as the others we've reviewed.
  • HSBC
    HSBC
    Recipient gets (BRL)
    R$36,606.48
    Not recommended
  • Capital One
    Capital One
    Recipient gets (BRL)
    R$36,374.67
    Not recommended
  • PayPal
    PayPal
    Recipient gets (BRL)
    R$34,883.31
    Not recommended
Sponsored
Wise
Recipient gets (BRL)
R$37,515.88
Full transfer details
Visit Wise
R$762 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
OFX
Recipient gets (BRL)
R$37,700.83
Full transfer details
Visit OFX
R$947 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account

Best recommended: Wise

Wise is our top pick for sending US Dollar to Brazil.

Of the 9 money transfer providers tested and reviewed, Wise scored highly for its competitive rates and fees.

For example, sending 7,000 USD to BRL will cost you $70.26 in fees, and you will receive 37,515.88 BRL.

Make your United States to Brazil transfer using Wise for the best mix of cost and speed.

Wise is the top rated company for sending money from United States (USD) to Brazil (BRL) - Wise Screenshot

How to compare deals on your United States to Brazil transfer

Summary of recent searches

Top rated for transfers from United States to Brazil
Wise
Total number of US - BR providers
9
Average cheapest fees & rate
Panda Remit
Average fastest transfer
Wise
Average transfer time
Within minutes
Best for bank transfers
Panda Remit
Best for debit card
Paysend
Best for credit card
Paysend

Transfer consider from United States to Brazil

1
Compare available providers

A comparison of providers offering services between the United States and Brazil is paramount. Based on your specific transfer amount, the best way to send money to Brazil could change. Comparing ensures the best price for your needs.

For services allowing you to send US Dollar to Brazil we've compared 9 providers.

This coverage of the market ensure you will get the best options for your transfer to Brazil from the United States.

Overall, we rated Wise as the best, but remember comparing for your specific transfer gives you a comprehensive view of all the options for transferring money from the United States to Brazil.

2
Getting the best US Dollar-Brazilian Real exchange rate
3
Choose the right payment method
4
Financial regulators
5
Consider transfer limits
6
Consider how the money will be received
7
Have your ID ready
8
Tax declarations in Brazil

Cheapest way to transfer money from United States to Brazil: Panda Remit

Panda Remit is the cheapest way to send money to Brazil from the United States out of the 9 companies compared.

Our data shows that Panda Remit is 0.1% cheaper than the second-best option.

This includes a transfer fee of 4 USD an exchange rate for buying Brazilian Real with US Dollars that is 0.3% different to the mid-market rate.

If you want to secure the best rates on transfers from United States to Brazil, Panda Remit will result in the most Brazilian Real received.

Fastest money transfers to Brazil from the United States: Wise.

We tested 9 companies offering transfers from US Dollar to Brazil and Wise offered the quickest options.

For example, if you send 7,000 USD with Wise to Brazil, the transfer time is within minutes.

Money transfers from the United States to Brazil through Wise will cost you 70.26 USD in fees.

To confirm that Wise was the 'fastest' option we compared 9 money transfer providers for overall speed of sending money from the United States to Brazil. This was made up of depositing US Dollar to a money transfer account and transfer times to Brazil.

When sending quickly is a priority, Wise is our recommended choice for sending into Brazil from United States.

Wise is the fastest way to send money from United States (USD) to Brazil (BRL) - Wise Screenshot

Transfer a large sum of money

When sending large amounts of US Dollar to Brazil it’s best to pick a company with higher maximum limits on exchange rates and send amounts.

From
9 money transfer companies compared, Wise is the best option for large transfers from the United States to Brazil.

Whether it’s for property purchases, business or any other reason, sending large amounts of money from the United States to Brazil can become expensive if you use a bank, or the wrong provider.

Wise is the top choice for sending large sums of money to Brazil from the United States because they offer a strong service and competitive exchange rates.

Understanding the cost of transferring money to Brazil from United States

Fees and exchange rates make up the total cost of sending money from Brazil to Brazil. Finding a company that can offer both ensures a good deal on your transfer.

The Mid-Market and Exchange Rates: The current USD-BRL mid-market rate is 5.4009 BRL per US Dollar. You will get more Brazilian Real for your US Dollars if you find a provider close to this number.

  • For context, over the last 7 days the USD-BRL mid-market rate has had a high of 5.4428, a low of 5.3934 and averaged 5.422 BRL per US Dollar.

  • Across the 9 companies compared, the best exchange rate is with Wise.

  • Unless fees are unusually high, the exchange rate you receive on converting USD to BRL will be the biggest determining factor when working out the cost of transferring US Dollars to Brazil.

Fees: Transfer fees are charged as part of the transfer. Panda Remit charges 4 USD per transfer, which is currently the best deal on transfers to Brazil. We’d always recommend comparing providers for your exact send amount as fees may change.

Amount Received: Money transfer companies will show you the amount of Brazilian Real eventually received in Brazil. You can assume that a lower cost of sending from the United States will result in more money received in Brazil.

Finding the best exchange rate for US Dollar to Brazilian Real

Timing is essential for sending money between USD and BRL. The exchange rate you secure impacts how much BRL you get for your USD.

Mid-market Rate
1 
USD
=
5.400904 
BRL

Over the last week, here’s what we’ve seen:

  • The exchange rate from USD to BRL averaged 5.422 BRL.

  • The highest value recorded was 5.4428 BRL, while the lowest was 5.3934 BRL.

  • There are currently 9 providers offering transfers between the United States and Brazil close to this rate

Want to secure the best USD-Brazilian Real exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from United States to Brazil!

Payment methods available to fund your United States to
Brazil transfer

  • Bank transfers

    Bank transfers are often the better option for money transfers from the United States to Brazil.

    Sending money via a bank transfer with a company such as Panda Remit for transfers from the United States to Brazil allows you to benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 


    On average, Panda Remit is the best provider for bank transfers of the 9 we tested when sending USD to Brazil.

    With a fee of USD4 to send money from the United States to Brazil, Panda Remit offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from the United States to Brazil with a prepaid or a debit card is very simple with Remitly.


    Remitly is a leader in card payments for transfers from the United States to Brazil, competing among a total of 9 active money transfer companies on this route.

  • Credit cards

    We recommend avoiding credit card deposits as it usually means taking a cash advance and using it for the deposit. Instead, use a bank transfer or a debit card deposit to save on fees.

    If you have to, we recommend running a comparison to find the best deal for your transfer.

    Beware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Brazil and United States.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from United States to Brazil.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send USD to BRL.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

Money transfer company reviews

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Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is the founder and CEO of MoneyTransfers.com, with over 10 years’ experience building consumer products across finance, insurance, and travel. A frequent traveler himself, Luke has hands-on experience testing payment and transfer services globally, giving him a unique perspective on the real-world challenges users face. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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