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How to send money from United States to Cuba

Compare the best ways to send money from the United States to Cuba. Find the cheapest, fastest, and most reliable providers with the best USD to CUC exchange rates.

Explore the best deals, read expert information, and discover all you need to send money to Cuba from United States.

Transferring the other way? Send CUC from Cuba to United States instead.
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Overall best way: Wise

Wise is our recommended company for transferring US Dollar to Cuba.

We tested & reviewed 5 transfer providers, and Wise scored highly.

In the last six months, Wise appeared in 99.4% of United States to Cuba searches, and was the top rated company supporting payments the United States into Peso Convertible.

So for a great mix of cost, speed & features, make your United States to Cuba transfer using Wise.

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Compare for the best deal on your United States to Cuba transfer

Summary of recent searches

Top rated for transfers from United States to Cuba
Wise
Total number of US - CU providers
5
Average cheapest fees & rate
Wise
Average fastest transfer
TropiPay
Average transfer time
Within minutes
Best for bank transfers
Wise
Best for debit card
Wise
Best for credit card
Wise

Considerations ahead of sending money from United States to Cuba

1
Compare providers

A comparison of providers offering services between the United States and Cuba, based on your specific transfer amount is the best way to send money with the confidence you’re getting the best price.

We’ve compared 5 providers that provide services for sending US Dollar to Cuba. This ensures you will get the best options for your transfer to Cuba from the United States.

Whilst we rate Wise as the best overall, comparing gives you a comprehensive view of all the options for transferring money from the United States to Cuba.

2
Get ahead of the US Dollar-Peso Convertible exchange rate
3
Choose the right payment method
4
Financial regulation in Cuba and United States
5
Consider transfer limits
6
Receiving money in Cuba
7
Have your ID ready
8
Tax declarations

Cheapest way to send money to Cuba from the United States: Wise

Wise offers the cheapest combination of low fees and competitive exchange rates of the 5 providers we compared.

They offer an average fee of 31.22* USD and exchange rate between USD-CUC that is 0% different to the mid-market rate.

In comparison, Wise is 0% cheaper than the second-best option.

To secure affordable and great rates on a USD to Cuba transfer, Wise is our recommended choice.

*The most common fee applied to USD-CUC by Wise, based on data from the past six months.

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Fastest way to send money to Cuba from the United States: TropiPay

We compared 5 companies and found TropiPay offers the fastest money transfers between the United States and Cuba.

Our comparison shows TropiPay is the fastest option for sending US Dollar into Peso Convertible 45.7% of the time. For urgent USD to CUC money transfers, they’re our recommended choice.

A USD-Peso Convertible transfer through TropiPay comes with an average 18.64 USD fee.

To ensure TropiPay was the 'fastest' option we compared 5 providers. This comparison was for overall speed of sending money from the United States to Cuba and is a combination of depositing US Dollar, transfer times to Cuba and withdrawal timeframes where applicable.

When speed is a priority, TropiPay is the top choice for sending into Cuba from the United States.

Send large sums of money

Transferring bigger amounts of money to Cuba from the United States needs a strong exchange rate and effective management of the transfer.

From the
5 options we compared, Wise offers the strongest all round option for large transfers to Cuba from the United States.

Whatever the reason, sending large sums of money can be expensive if you get a bad exchange rate from Peso Convertibles to Peso Convertible.

As such, we recommend Wise for large transfers between Cuba and the United States.

Understanding the cost of transferring money from United States to Cuba

The total cost of money transfers from United States to Cuba is a combination of fees and exchange rates. Get the best of both, and you will be getting a good deal.

The Mid-Market and Exchange Rates: The mid-market rate for USD-CUC is currently 1 CUC per US Dollar. Providers offering services closer to this rate will ensure more Peso Convertible for your US Dollars.

  • To give a historic average, over the last three months the USD-CUC mid-market rate has been 1 CUC per US Dollar, this has had a high of 1 and a low of 1.

  • From the 5 companies compared, Wise offers the best exchange rate on transfers to Cuba and the United States.

  • Generally, the exchange rate you receive on converting USD to CUC will be the biggest factor impacting the cost of sending US Dollars to Cuba.

Fees: Transfer fees are charged alongside a transfer. The company offering the lowest fee is Wise at an average of 31.22 USD per transfer over the last 6 months. In all cases, we recommend searching for your exact send amount as fees may change.

Amount Received: Money transfer companies will show you the amount eventually received in Peso Convertible. Simply, the higher the amount received in the United States, the lower the cost of sending from Cuba.

How to find the best exchange rate for US Dollar to Peso Convertible

Timing is essential for sending money between USD and CUC. The exchange rate you secure impacts how much CUC you get for your USD.

Mid-market Rate
1
= 1 CUC

Let's dive into some interesting recent trends.

  • Over the past six months, the exchange rate from USD to CUC has seen some fluctuation. On average, it stood at 1.

  • During this period, the highest value recorded was 1, while the lowest was 1.

  • Wise, which is our recommended service to send money online from United States to Cuba offers an exchange rate that is only 0% above the mid-market rate.

Want to secure the best USD-Peso Convertible exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from United States to Cuba!

United States to
Cuba money transfer payment methods

  • Bank transfers

    Bank transfers are often the best payment method for money transfers from the United States to Cuba.

    A money transfer company like Wise offer bank transfers between the United States and Cuba with lower fees and better exchange rates than you would get from a traditional bank. 


    On average, Wise is the cheapest provider for bank transfers of the 5 we tested when sending USD to Cuba.

    Wise has an average fee of
    41.71 USD for money transfersfrom the United States to Cuba. Overall, they offer a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from the United States to Cuba with a debit or a prepaid card is very simple with Wise.


    Wise is a leader in debit card payments for transfers from the United States to Cuba, competing among a total of 5 active money transfer companies on this route.

  • Credit cards


    Wise is our top choice of the 5 companies offering credit card transfers from the United States to Cuba.

    Fee alert: using a credit card to transfer money can result in a fee being charged by your card issuer as it is considered as a cash advance. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Cuba and United States.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from United States to Cuba.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send USD to CUC.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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How long does it take to send money from United States to Cuba?
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Are there any minimum or maximum transfer amounts for sending money from United States to Cuba?
Can I schedule regular transfers between United States and Cuba?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.