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How to send money to Netherlands from US with the best USD-EUR rate

Get the best deals when you transfer from the United States to the Netherlands. Find the cheapest, fastest, and most reliable providers with the best USD to EUR exchange rates.

Read on for analysis on the best ways to send money to Netherlands from United States.

Transferring the other way? Send EUR from Netherlands to United States instead.
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July 6th, 2025
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Best money transfer companies

Send money from United States to Netherlands

Last updated: Today
Mid-market rate as of 07/06/2025: 1 USD = 0.84895 EUR
Results below are based on a 7000 USD search
0 of 16 providers
Sponsored
Wise
Recipient gets (EUR)
€5,921.43
Full transfer details
Visit Wise
€157 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (EUR)
€5,820.50
Full transfer details
Visit Xe
€56 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Live Rates
Sort by:
Exclusive: Special Rate for 1st Transfer
1
Key Currency
Recipient gets (EUR)
€5,927.79
Full transfer details
Visit Key Currency
€163 better than a typical bank*

"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."

Personal account manager
Multi-currency card
Receive to bank account
Exclusive: Special Rate for 1st Transfer
2
Currencyflow
Recipient gets (EUR)
€5,927.20
Full transfer details
Visit Currencyflow
€163 better than a typical bank*

"Currencyflow is a modern FX broker backed by industry veterans with 30+ years of currency trading experience. Contact the UK-based team for a free quote."

Personal account manager
Multi-currency card
Receive to bank account
Support via email, phone, live chat + WhatsApp
Exclusive: First Transfer Deal
3
Regency FX
Recipient gets (EUR)
€5,926.60
Full transfer details
Visit Regency FX
€162 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
4
Wise
Recipient gets (EUR)
€5,921.43
Full transfer details
Visit Wise
€157 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
5
Currencies Direct
Recipient gets (EUR)
€5,914.30
Full transfer details
Visit Currencies Direct
€150 better than a typical bank*

"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."

Personal account manager
Multi-currency card
Receive to bank account
6
CurrencyFair
Recipient gets (EUR)
€5,907.10
Full transfer details
Visit CurrencyFair
€143 better than a typical bank*

"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."

Personal account manager
Multi-currency card
Receive to bank account
7
Remitly
Recipient gets (EUR)
€5,901.00
Full transfer details
Visit Remitly
€137 better than a typical bank*

"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
8
OFX
Recipient gets (EUR)
€5,870.20
Full transfer details
Visit OFX
€106 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
9
Xe
Recipient gets (EUR)
€5,820.50
Full transfer details
Visit Xe
€56 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Revolut
Recipient gets (EUR)
€5,912.97
Not Recommended
These providers aren't as competitive as the others we've reviewed.
  • Barclays
    Barclays
    Recipient gets (EUR)
    €5,747.23
    Not recommended
  • HSBC
    HSBC
    Recipient gets (EUR)
    €5,741.30
    Not recommended
  • Capital One
    Capital One
    Recipient gets (EUR)
    €5,704.94
    Not recommended
  • PayPal
    PayPal
    Recipient gets (EUR)
    €5,471.04
    Not recommended
Sponsored
Wise
Recipient gets (EUR)
€5,921.43
Full transfer details
Visit Wise
€157 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (EUR)
€5,820.50
Full transfer details
Visit Xe
€56 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions

Overall best way: Wise

Wise is our recommended company for USD to EUR transfers.

Wise scored the highest of the 16 money transfer companies supporting USD to EUR transfers.

For example, sending 7,000 USD to EUR will cost you $27.22 in fees, and the recipient will get 5,921.43 EUR. The delivery time is within a week.

For a great mix of cost, speed & features, we advise using Wise for your United States to Netherlands transfer.

Wise is the top rated company for sending money from United States (USD) to Netherlands (EUR) - Wise Screenshot

How to compare deals on your United States to Netherlands transfer

Summary of recent searches

Top rated for transfers from United States to Netherlands
Wise
Total number of US - NL providers
16
Average cheapest fees & rate
Key Currency
Average fastest transfer
Currencyflow
Average transfer time
Within minutes
Best for bank transfers
Key Currency
Best for debit card
Xe

Sending money from United States to Netherlands considerations

1
Compare providers

A comparison of providers offering services between the United States and the Netherlands is the easiest way to ensure the best deal.

We've compared 16 providers that offer services for sending US Dollar to the Netherlands.

This ensures you will get the best options for your transfer to the Netherlands from the United States.

Whilst we rate Wise as the best overall, comparing gives you a comprehensive view of all the options for transferring money from the United States to the Netherlands.

2
Get the most from the US Dollar-Euro exchange rate
3
Choose the right payment method
4
Financial regulations in United States and Netherlands
5
Consider transfer limits
6
How to receive money
7
Have your ID ready
8
Tax declarations

Cheapest way to transfer money from United States to Netherlands: Key Currency

Key Currency is the cheapest way to send money to the Netherlands from the United States out of the 16 companies compared.

Our data shows that Key Currency is 0.01% cheaper than the second-best option.

This includes a transfer fee of 0 USD an exchange rate for buying Euro with US Dollars that is 0.25% different to the mid-market rate.

If you want to secure the best rates on transfers from United States to Netherlands, Key Currency will result in the most Euro received.

Key Currency is the cheapest way to send money from United States (USD) to Netherlands (EUR) - Key Currency Screenshot

Fastest way to send money to the Netherlands from the United States: Currencyflow

We compared 16 companies and found Currencyflow offers the fastest money transfers between the United States and the Netherlands.

The transfer time is minutes - 24 hours with Currencyflow for a $7,000 transfer, but it will depend on the time, day of the week, and the amount you send.

A USD-Euro transfer through Currencyflow comes with a 0 USD fee (based on a $7,000 transfer).

To ensure Currencyflow was the 'fastest' option we compared 16 providers. This comparison was for overall speed of sending money from the United States to the Netherlands and is a combination of depositing US Dollar, transfer times to the Netherlands and withdrawal timeframes where applicable.

When speed is a priority, Currencyflow is the top choice for sending into the Netherlands from the United States.

Currencyflow is the fastest way to send money from United States (USD) to Netherlands (EUR) - Currencyflow Screenshot

Transfer a large sum of money

When sending large amounts of US Dollar to the Netherlands it’s best to pick a company with higher maximum limits on exchange rates and send amounts.

From
16 money transfer companies compared, Wise is the best option for large transfers from the United States to the Netherlands.

Whether it’s for property purchases, business or any other reason, sending large amounts of money from the United States to the Netherlands can become expensive if you use a bank, or the wrong provider.

Wise is the top choice for sending large sums of money to the Netherlands from the United States because they offer a strong service and competitive exchange rates.

Understanding the cost of transferring money from United States to Netherlands

The total cost of money transfers from United States to Netherlands is a combination of fees and exchange rates. Get the best of both, and you will be getting a good deal.

The Mid-Market and Exchange Rates: The mid-market rate for USD-EUR is currently 0.849 EUR per US Dollar. Providers offering services closer to this rate will ensure more Euro for your US Dollars.

  • To give a historic average, over the last 7 days the USD-EUR mid-market rate has been 0.8499 EUR per US Dollar, this has had a high of 0.8533 and a low of 0.8479.

  • From the 16 companies compared, Wise offers the best exchange rate on transfers to the Netherlands and the United States.

  • Generally, the exchange rate you receive on converting USD to EUR will be the biggest factor impacting the cost of sending US Dollars to the Netherlands.

Fees: Transfer fees are charged alongside a transfer. The company offering the lowest fee is Key Currency, just 0 USD per transfer. In all cases, we recommend searching for your exact send amount as fees may change.

Amount Received: Money transfer companies will show you the amount eventually received in Euro. Simply, the higher the amount received in the United States, the lower the cost of sending from the Netherlands.

Finding the best exchange rate for US Dollar to Euro

Timing is essential for sending money between USD and EUR. The exchange rate you secure impacts how much EUR you get for your USD.

Mid-market Rate
1 
=
0.848950 
EUR

Over the last week, here’s what we’ve seen:

  • The exchange rate from USD to EUR averaged 0.8499 EUR.

  • The highest value recorded was 0.8533 EUR, while the lowest was 0.8479 EUR.

  • There are currently 16 providers offering transfers between the United States and the Netherlands close to this rate

Want to secure the best USD-Euro exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from United States to Netherlands!

United States to
Netherlands money transfer payment methods

  • Bank transfers

    Bank transfers are often the best payment method for money transfers from the United States to the Netherlands.

    A money transfer company like Key Currency offer bank transfers between the United States and the Netherlands with lower fees and better exchange rates than you would get from a traditional bank. 


    On average, Key Currency is the cheapest provider for bank transfers of the 16 we tested when sending USD to the Netherlands.

    Key Currency has a fee of 0 USD for money transfersfrom the United States to the Netherlands. Overall, they offer a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from the United States to the Netherlands with a debit or a prepaid card is very simple with Xe.


    Xe is a leader in debit card payments for transfers from the United States to the Netherlands, competing among a total of 16 active money transfer companies on this route.

  • Credit cards


    We recommend avoiding credit cards where possible due to a lack of support and high fees.

    If you have to use a credit card, we recommend comparing your options to find the company with the lowest fees.

    Fee alert: using a credit card to transfer money can result in a fee being charged by your card issuer as it is considered as a cash advance. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Netherlands and United States.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from United States to Netherlands.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send USD to EUR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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Can I send money from United States to Netherlands with MoneyTransfers.com?
What are the typical transfer fees for sending US Dollars to Netherlands through various providers?
How long does it take to send money from United States to Netherlands?
What is the best exchange rate I can get for sending money from United States to Netherlands?
Are there any minimum or maximum transfer amounts for sending money from United States to Netherlands?
Can I schedule regular transfers between United States and Netherlands?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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