Send money from Ghana to Nigeria
While you can’t send GHS to NGN with Wise, you can transfer USD to USD.
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

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How to send money from Ghana to Nigeria
Sending money from Ghana to Nigeria doesn’t have a huge amount of options. Because of this, we suggest sending money via:
An agent like Western Union, MoneyGram, or Ria Money Transfer
Wise (USD/USD or EUR/EUR transfers)
Send cash to Nigeria from Ghana
Agents are physical stores where you hand in GHS as cash and the receiver picks it up from the store in Nigeria.
Western Union Agent
We suggest using Western Union agent as it's reputable, fast, and is partnered with multiple banks in Ghana.
The fees and rates will vary from day to day and based on your transfer amount, but it's still much cheaper than using your bank directly.
To get started, find the closest WU agent using the store locator, fill in the forms at the counter, pay for your transfer and let the recipient know.
Most transfers will be available for collection the same day, but sometimes can take up to a few days.

How to get the best deal on sending money from Ghana to Nigeria
Sending money from Ghana to Nigeria: key insights and tips
Don't settle for the first option. Always compare ways to send money from Ghana to Nigeria to find out about fees, speed, and reliability.
Your analysis should include all the providers that operate between Ghana and Nigeria. Through this, you get a comprehensive view of all the options you have in Ghana when you need to send money to Nigeria.
Cheapest way to send money from Ghana to Nigeria
Without any money transfer providers serving the Ghana to Nigeria route, the cheapest money transfer options are limited.
We would recommend using:
Understanding the costs involved when moving money from Ghana to Nigeria
When calculating the costs of money transfers between Ghana and Nigeria, here's what really matters:
The Mid-Market Rate: Today, the GHS-NGN mid-market rate equals to 128.6707. Keep in mind that this rate fluctuates all the time.
The GHS-NGN average exchange rate of the past week has been 134.3821, with a highest of 138.2218 and a lowest of 130.6553.
Fees and Markups: When you pick a service with competitive exchange rates and low fees, you get to make the most out of your GHS to NGN transfers. This strategy keeps your costs down, offering a smart way to handle your international transactions.
Getting best exchange rate for sending Ghan Cedi to Naira
Timing is essential when tracking the mid-market rate between GHS and NGN. The end exchange rate you secure impacts how much NGN you get for your GHS.
The recent mid-market rate trends are:
Over the past 7 days, the mid-market rate from GHS to NGN was 134.3821.
During this period, it hit a high of 138.2218, and a low of 130.6553.
, which is our recommended service to send money online from Ghana to Nigeria offers an exchange rate that is only % above the mid-market rate.
Want to secure the best GHS-Naira exchange rates?
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What payment methods are available when sending money from Ghana to Nigeria?
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Nigeria and Ghana.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from Ghana to Nigeria.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send GHS to NGN.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.
