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Overall best choice: Western Union
We tested & reviewed dozens of money transfer providers, and Western Union scored highly.
Western Union appeared in 100% of Nigeria to Ghana searches, and was the top rated company out of 2 that support NGN to GHS.
So for a great mix of cost, speed & features, make your Nigeria to Ghana transfer using Western Union.
How to get the best deal on your Nigeria to Ghana transfer
- Always compare rates
Don't pay more than you have to. Use our live comparison tool to make sure you aren't missing the best rates to send money from Nigeria to Ghana.
- Choose a provider
Select the provider that offers you the best value & service for your needs
- Click, sign up & send
Follow the steps & make your transfer. Your funds will soon be on their way to your chosen country & currency.
Summary of recent searches
Important things to consider before sending money from Nigeria to Ghana
Don't settle for the first option. Always compare ways to send money from Nigeria to Ghana to find out about fees, speed, and reliability.
Our analysis included 2 providers that operate between Nigeria and Ghana.
Through this, you get a comprehensive view of all the options you have in Nigeria when you need to send money to Ghana.
Cheapest way to send money to Ghana from Nigeria: Western Union
Data collected over the past six months shows that Western Union is 0% cheaper than the second-best option.
The ₦0 transfer cost represents the most common fee for NGN to GHS international transfers, based on data from the past six months.
If you want to secure the best rates on a NGN to Ghana transfer, make sure you pick Western Union to send your money online.
*The most common fee applied to NGN-GHS by Western Union, based on data from the past six months.
Fastest way to send money from Nigeria to Ghana: Western Union
Our data shows that Western Union came up as the fastest way to send money from Nigeria to Ghana in 100% of searches. This makes them well suited to urgent NGN to GHS money transfers.
The 'fastest' way to send money is defined by the overall speed of sending money from Nigeria to Ghana - this includes deposit, transfer and withdrawal timeframes and often differs per currency.
When speed matters, Western Union is your best choice at the moment. This service emerged as the quickest way to send money to Ghana from Nigeria in 100% of the searches on MoneyTransfers.com over the past six months.
Need to send over $10,000?
Opt for a service proven with large transfers when size matters. For transfers over $10,000, your best bet is Western Union.
While Western Union may not always be the cheapest or fastest way to send NGN from Nigeria to Ghana, it’s the provider that will keep you safe and relaxed while your money moves into GHS.
Understanding the costs involved when moving money from Nigeria to Ghana
When calculating the costs of money transfers between Nigeria and Ghana, here's what really matters:
The Mid-Market Rate: Today, the NGN-GHS mid-market rate equals to 0.009986 GHS per Naira.
The NGN-GHS average exchange rate for the past three months has been 0.012 GHS per Naira, with a high of 0.0152 and a low of 0.0077.
When looking to send money, we'd recommend Western Union. On average Western Union is 2.75% away from the average mid-market rate. Fees may be added on top, but they're still the cheapest provider on average from NGN to GHS.
How to find the best exchange rate for Naira to Ghan Cedi
Timing is essential for sending money between NGN and GHS. The exchange rate you secure impacts how much GHS you get for your NGN.
Let's dive into some interesting recent trends.
Over the past six months, the exchange rate from NGN to GHS has seen some fluctuation. On average, it stood at 0.012.
During this period, the highest value recorded was 0.0152, while the lowest was 0.0077.
Western Union, which is our recommended service to send money online from Nigeria to Ghana offers an exchange rate that is only 2.75% above the mid-market rate.
Want to secure the best NGN-Ghan Cedi exchange rates?
Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Nigeria to Ghana!
Payment methods available to fund your Nigeria to Ghana transfer
Bank transfers
Bank transfers are often the default option for sending money from Nigeria to Ghana.
By using a money transfer company such as Western Union for transfers from Nigeria to Ghana, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates.
On average, Western Union is the cheapest provider for bank transfers from the 2 we tested when sending NGN to Ghana.
With an average fee of NGN0 to send money from Nigeria to Ghana, Western Union offers a great combination of competitive exchange rates and lower fees.
Debit and prepaid cards
Sending money from Nigeria to Ghana with a debit or a prepaid card is very simple with Instarem.
Instarem is a leader in debit card payments for transfers from Nigeria to Ghana, competing among a total of 2 active money transfer companies on this route.
Credit cards
When it comes to credit card transfers from Nigeria to Ghana, Instarem emerges as our top choice of the 2 companies offering this service.
Fee alert: using a credit card to transfer money often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Ghana and Nigeria.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from Nigeria to Ghana.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send NGN to GHS.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.
Money transfer company reviews
