How to send money to UK from Ghana with the best GHS-GBP rate

Get the best deals when you transfer from Ghana to the United Kingdom. Find the cheapest, fastest, and most reliable providers with the best GHS to GBP exchange rates.

Read on for analysis on the best ways to send money to United Kingdom from Ghana.

Transferring the other way? Send GBP from United Kingdom to Ghana instead.
December 4th, 2025
2,800 GHS
GBP
Last updated: Today
Results below are based on a 2800 GHS search
Live mid-market rate*: 1 GHS = 0.065829 GBP
Sort by:
2 of 2 providers
Send cash via a Western Union agent
1
Western Union Agent
Recipient gets (GBP)
£174.92
Full transfer details

"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."

7.7
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Send cash via a MoneyGram agent
2
MoneyGram Agent
Recipient gets (GBP)
£174.92
Full transfer details

"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."

7.5
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Mid-market rate updates every 60 minutes

Alternative for Ghana to United Kingdom

While you can’t send GHS to GBP with Wise, you can transfer USD to USD.

Wise
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%
Fees
0.1% - 2.6%

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

The best way to send GHS to UK is to use cash transfer via Western Union

We’ve analysed 100s of money transfer companies, and found that the overall coverage of GHS/GBP transfers is very limited for online transfers.

This is why we suggest sending cash as an alternative, using Western Union.

The transfer fees depend on which branch you use and how much you send, but overall you can expect to pay around 3 GHS for a 2,800 GHS transfer.

Depending on where you are, we suggest checking Western Union to see what deposit methods you have available.

In many cases you can deposit GHS online and the recipient in UK will need to visit a branch to pick up GBP.

How to compare companies offering money transfers from Ghana to United Kingdom

Always compare rates

Use our live comparison tool to make sure you aren't missing the best rates to send money from Ghana to the United Kingdom. This ensures the best price.

Always compare rates

Choose a provider

Select the company that offers you the best value & options for sending to the United Kingdom.

Choose a provider

Click, sign up & send

Sign up & make your transfer. Your funds will soon be on their way from Ghana to your chosen country & currency.

Click, sign up & send

Summary of recent searches

Top rated for transfers from Ghana to United Kingdom
Western Union Agent
Total number of GH - GB providers
2
Average cheapest fees & rate
Western Union Agent
Average fastest transfer
Western Union Agent
Average transfer time
Within a week
Best for bank transfers
Western Union Agent
Best for debit card
Western Union Agent
Best for credit card
Western Union Agent

Considerations for sending money from Ghana to United Kingdom

Always compare ways to send money from Ghana to the United Kingdom to get the best options for fees, speed, and reliability.

Our analysis included 2 providers that operate between Ghana and United Kingdom.

Through this, you get a comprehensive view of all the options you have in Ghana when you need to send money to the United Kingdom.

The cheapest way to send money to UK from Ghana is using MoneyGram cash transfer service.

While online transfers are usually cheaper, there are very few providers offering GHS to GBP transfers, making cash transfer through a MoneyGram Agent the most practical and affordable option available.

The overall cost of your transfer includes both the transfer fee (around 3 GHS per 2,800 GHS) and the exchange rate markup applied by MoneyGram.

These costs can vary depending on the branch location, payment method, and the amount you’re sending, so it’s always worth checking with your branch before making a transfer.

Fastest way to send money to UK from Ghana: Western Union cash pickup

When speed is your priority, the quickest way to transfer money from Ghana to UK is through a Western Union cash transfer.

In most cases, funds are available for pickup within minutes, allowing your recipient to collect GBP almost instantly. Sometimes it can take a day or two, depending on the deposit method, branch, and the amount.

Given the limited online options for GHS to GBP transfers, using Western Union’s cash pickup service remains the fastest and most dependable choice.

Need to make a large transfer to the UK? Use Currencies Direct

For larger transfers, competitive pricing & strong customer service are key.

Opt for a service proven with large transfers when size matters. For large payments to the UK, your top option is Currencies Direct.

While Currencies Direct may not always be the cheapest or fastest way to send GHS to the UK, they will ensure your money is safe and give you peace of mind while your money moves to United Kingdom.

Understanding the cost of sending money to United Kingdom from Ghana

The cost of sending money from United Kingdom to the United Kingdom, is made-up of a combination of fees and exchange rates:

The Mid-Market and Exchange Rates: The mid-market rate determines a mid-price for buying currency. The current mid-market rate from GHS-GBP is 0.0657 GBP per Ghan Cedi.

  • Finding a provider offering an exchange as close to 0.0657 as possible will ensure more Pound Sterling received when transferring.

  • For context, the GHS-GBP mid-market rate for the past 7 days has averaged 0.0667 GBP per Ghan Cedi. This includes a high of 0.0673, and low of 0.0658.

  • Western Union Agent currently offers the best exchange rate on transfers from Ghana to the United Kingdom.

For the most part the GHS-GBP exchange rate you receive is the biggest factor impacting the cost of sending GHS to the United Kingdom.

Fees: Outside of exchange rates, you may need to pay a fee to send. Western Union Agent currently offers the lowest fees on transfers to the United Kingdom from Ghana. They charge 3 GHS per transfer.

Although this does include large transfers as well, we recommend searching for your exact send amount for an exact fee.

Amount Received: The amount received in Pound Sterling is the amount you started with, minus the amount you paid in the exchange and fees.

The better deal you get on exchanging Ghan Cedis to GBP, paired with a low fee, means a higher total amount received in the United Kingdom.

How to find the best exchange rate for Ghan Cedi to Pound Sterling

Timing is essential for sending money between GHS and GBP. The exchange rate you secure impacts how much GBP you get for your GHS.

Mid-market Rate
1 
GHS
=
0.065683 
GBP

Let's dive into some interesting recent trends.

  • Over the past week, the exchange rate from GHS to GBP has seen some fluctuation. On average, it stood at 0.0667.

  • During this period, the highest value recorded was 0.0673, while the lowest was 0.0658.

  • Western Union Agent, which is our recommended service to send money online from Ghana to United Kingdom offers an exchange rate that is only 5% above the mid-market rate.

Want to secure the best GHS-Pound Sterling exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Ghana to United Kingdom!

Payment options for Ghana to
United Kingdom money transfers

Bank transfers

Bank transfers are usually the best and easiest way to send money from Ghana to the United Kingdom.

By using a money transfer company such as Western Union Agent for transfers from Ghana to the United Kingdom, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates than you would get from a traditional bank.


Western Union Agent is the cheapest money transfer company for bank transfers from the 2 we compared for transfers from GHS into the United Kingdom.

With a fee of 3 GHS to send money from Ghana to the United Kingdom, Western Union Agent offers a strong combination of competitive exchange rates and lower fees.


Debit cards and prepaid options

Sending money from Ghana to the United Kingdom with a debit or a prepaid card is available through Western Union Agent.


Western Union Agent is a one of the cheaper options for debit card payments for transfers from Ghana to the United Kingdom. This cost is against a total of 2 money transfer companies offering this option.

Credit cards

When it comes to international credit card transfers from Ghana to the United Kingdom, we to get the best deal.

Be aware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between United Kingdom and Ghana.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Ghana to United Kingdom.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send GHS to GBP.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

Related transfer routes

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Can I send money from Ghana to United Kingdom with MoneyTransfers.com?
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How long does it take to send money from Ghana to United Kingdom?
What is the best exchange rate I can get for sending money from Ghana to United Kingdom?
Are there any minimum or maximum transfer amounts for sending money from Ghana to United Kingdom?
Can I schedule regular transfers between Ghana and United Kingdom?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is the founder and CEO of MoneyTransfers.com, with over 10 years’ experience building consumer products across finance, insurance, and travel. A frequent traveler himself, Luke has hands-on experience testing payment and transfer services globally, giving him a unique perspective on the real-world challenges users face. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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