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Companies for transfers from Ghana to South Africa
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"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."
"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."
In our experience, there are always efficiencies to be made in how businesses manage international payments in and out.
Why not take our free FX health check test to see how effective your business is in managing these. It only takes a couple of minutes.
Overall best option: Wise
Of the 5 companies that support GHS to ZAR, Wise offered the best combination of cost and speed.
Overall, Wise appeared in 57.1% of Ghana to South Africa searches, consistently scoring as one of the best ways to send GHS to ZAR.
So for a great mix of cost, speed & features, send Ghan Cedis to South Africa using Wise.
Compare for the best deal on your Ghana to South Africa transfer
- Always compare rates
Don't spend more than you have to. Use our live comparison tool to compare rates on money transfers from Ghana to South Africa.
- Choose a provider
Pick the provider that offers you the best value & service for your needs for GHS to ZAR transfers.
- Click, sign up & send
Follow the steps & make your transfer. Your funds will soon be heading to South Africa.
Summary of recent searches
Transfer consider from Ghana to South Africa
A comparison of providers offering services between Ghana and South Africa is paramount. Based on your specific transfer amount, the best way to send money to South Africa could change. Comparing ensures the best price for your needs.
For services allowing you to send Ghan Cedi to South Africa we've compared 5 providers.
This coverage of the market ensure you will get the best options for your transfer to South Africa from Ghana.
Overall, we rated Wise as the best, but remember comparing for your specific transfer gives you a comprehensive view of all the options for transferring money from Ghana to South Africa.
Cheapest way to send money to South Africa from Ghana: Wise
They offer an average fee of 15.06* GHS and exchange rate between GHS-ZAR that is 0% different to the mid-market rate.
In comparison, Wise is 0% cheaper than the second-best option.
To secure affordable and great rates on a GHS to South Africa transfer, Wise is our recommended choice.
*The most common fee applied to GHS-ZAR by Wise, based on data from the past six months.
Fastest money transfers to South Africa from Ghana: Wise.
Through our comparison, we found Wise to be the fastest option for sending Ghan Cedi to Rand 57.1% of the time. For fast transfers between GHS and ZAR, Wise is a great option.
When sending money from Ghana to South Africa, Wise has an average fee of 15.06 GHS. Although we would recommend comparing the amount you want to send.
When testing the fastest options, we compared the 5 money transfer providers offering Ghana to South Africa transfers for overall speed. This included transfer times to after depositing Ghan Cedi to a money transfer account.
When you want the fastest way to send, Wise is our recommended choice for Ghana to South Africa transfers.
Need to make a large transfer?
Wise is the best option for large transfers of the 5 providers compared.
While Wise may not always be the cheapest or fastest way to send GHS from Ghana to South Africa, it's a great provider for larger transfers for things like buying or selling property.
Understanding the cost of sending money to South Africa from Ghana
The cost of sending money from South Africa to South Africa, is made-up of a combination of fees and exchange rates:
The Mid-Market and Exchange Rates: The mid-market rate determines a mid-price for buying currency. The current mid-market rate from GHS-ZAR is 1.1788 ZAR per Ghan Cedi.
Finding a provider offering an exchange as close to 1.1788 as possible will ensure more Rand received when transferring.
For context, the GHS-ZAR mid-market rate for the past three months has averaged 1.1376 ZAR per Ghan Cedi. This includes a high of 1.2749, and low of 1.0703.
Moneycorp currently offers the best exchange rate on transfers from Ghana to South Africa.
For the most part the GHS-ZAR exchange rate you receive is the biggest factor impacting the cost of sending GHS to South Africa.
Fees: Outside of exchange rates, you may need to pay a fee to send. Wise currently offers the lowest fees on transfers to South Africa from Ghana, averaging 15.06 GHS over the last 6 months. Although this does include large transfers as well, we recommend searching for your exact send amount for an exact fee.
Amount Received: The amount received in Rand is the amount you started with, minus the amount you paid in the exchange and fees.
The better deal you get on exchanging Ghan Cedis to ZAR, paired with a low fee, means a higher total amount received in South Africa.
Getting best exchange rate for sending Ghan Cedi to Rand
Timing is essential when tracking the mid-market rate between GHS and ZAR. The end exchange rate you secure impacts how much ZAR you get for your GHS.
The recent mid-market rate trends are:
Over the past six months, the mid-market rate from GHS to ZAR was 1.1376.
During this period, it hit a high of 1.2749, and a low of 1.0703.
Wise, which is our recommended service to send money online from Ghana to South Africa offers an exchange rate that is only 0% above the mid-market rate.
Want to secure the best GHS-Rand exchange rates?
Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Ghana to South Africa!
Payment options for Ghana to South Africa money transfers
Bank transfers
Bank transfers are usually the best and easiest way to send money from Ghana to South Africa.
By using a money transfer company such as Wise for transfers from Ghana to South Africa, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates than you would get from a traditional bank.
Wise is the cheapest money transfer company for bank transfers from the 5 we compared for transfers from GHS into South Africa.With an average fee of 16.47 GHS to send money from Ghana to South Africa, Wise offers a strong combination of competitive exchange rates and lower fees.
Debit cards and prepaid options
Sending money from Ghana to South Africa with a debit or a prepaid card is available through Wise.
Wise is a one of the cheaper options for debit card payments for transfers from Ghana to South Africa. This cost is against a total of 5 money transfer companies offering this option.
Credit cards
When it comes to international credit card transfers from Ghana to South Africa, emerges as our top choice of the 5 companies offering this service.
Be aware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between South Africa and Ghana.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from Ghana to South Africa.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send GHS to ZAR.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.
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