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Compare the best money transfer service from Ghana to South Africa

Find the best deals when you transfer from Ghana to South Africa. Get insights on the fastest, cheapest, and providers with the best GHS to ZAR exchange rates.

Read on to get the best value, expert information, and analysis on ways to send money to South Africa from Ghana.

Transferring the other way? Send ZAR from South Africa to Ghana instead.
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Companies for transfers from Ghana to South Africa

Sponsored - Managed Service

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.15% - 1.5%

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.15% - 1.5%

Overall best option: Moneycorp

Moneycorp is our recommended company for sending money to South Africa from GHS.

Of the 5 companies that support GHS to ZAR, Moneycorp offered the best combination of cost and speed.

Overall, Moneycorp appeared in 26% of Ghana to South Africa searches, consistently scoring as one of the best ways to send GHS to ZAR.

So for a great mix of cost, speed & features, send Ghan Cedis to South Africa using Moneycorp.

Compare for the best deal on your Ghana to South Africa transfer

Summary of recent searches

Top rated for transfers from Ghana to South Africa
Moneycorp
Total number of GH - ZA providers
5
Average cheapest fees & rate
Moneycorp
Average fastest transfer
Moneycorp
Best for bank transfers
Moneycorp
Best for debit card
Wise
Best for credit card
Wise

Transfer consider from Ghana to South Africa

1
Compare available providers

A comparison of providers offering services between Ghana and South Africa is paramount. Based on your specific transfer amount, the best way to send money to South Africa could change. Comparing ensures the best price for your needs.

For services allowing you to send Ghan Cedi to South Africa we've compared 5 providers.

This coverage of the market ensure you will get the best options for your transfer to South Africa from Ghana.

Overall, we rated Moneycorp as the best, but remember comparing for your specific transfer gives you a comprehensive view of all the options for transferring money from Ghana to South Africa.

2
Getting the best Ghan Cedi-Rand exchange rate
3
Choose the right payment method
4
Financial regulators
5
Consider transfer limits
6
Consider how the money will be received
7
Have your ID ready
8
Tax declarations in South Africa

Cheapest way to send money to South Africa from Ghana: Moneycorp

Moneycorp offers the cheapest combination of low fees and competitive exchange rates of the 5 providers we compared.

They offer an average fee of 0* GHS and exchange rate between GHS-ZAR that is 1.97% different to the mid-market rate.

In comparison, Moneycorp is 0% cheaper than the second-best option.

To secure affordable and great rates on a GHS to South Africa transfer, Moneycorp is our recommended choice.

*The most common fee applied to GHS-ZAR by Moneycorp, based on data from the past six months.

Fastest money transfers to South Africa from Ghana: Moneycorp.

Of 5 money transfer companies offering services from Ghana to South Africa, Moneycorp is the quickest way to send money.

Through our comparison, we found Moneycorp to be the fastest option for sending Ghan Cedi to Rand 26% of the time. For fast transfers between GHS and ZAR, Moneycorp is a great option.

When sending money from Ghana to South Africa, Moneycorp has an average fee of 0 GHS. Although we would recommend comparing the amount you want to send.

When testing the fastest options, we compared the 5 money transfer providers offering Ghana to South Africa transfers for overall speed. This included transfer times to after depositing Ghan Cedi to a money transfer account.

When you want the fastest way to send, Moneycorp is our recommended choice for Ghana to South Africa transfers.

Need to make a large transfer?

For big transfers between Ghana and South Africa, competitive pricing & strong customer service are key.

Moneycorp is the best option for large transfers of the
5 providers compared.

While Moneycorp may not always be the cheapest or fastest way to send GHS from Ghana to South Africa, it's a great provider for larger transfers for things like buying or selling property.

Understanding the cost of sending money to South Africa from Ghana

The cost of sending money from South Africa to South Africa, is made-up of a combination of fees and exchange rates:

The Mid-Market and Exchange Rates: The mid-market rate determines a mid-price for buying currency. The current mid-market rate from GHS-ZAR is 1.2458 ZAR per Ghan Cedi.

  • Finding a provider offering an exchange as close to 1.2458 as possible will ensure more Rand received when transferring.

  • For context, the GHS-ZAR mid-market rate for the past three months has averaged 1.142 ZAR per Ghan Cedi. This includes a high of 1.2635, and low of 1.0703.

  • Moneycorp currently offers the best exchange rate on transfers from Ghana to South Africa.

For the most part the GHS-ZAR exchange rate you receive is the biggest factor impacting the cost of sending GHS to South Africa.

Fees: Outside of exchange rates, you may need to pay a fee to send. Moneycorp currently offers the lowest fees on transfers to South Africa from Ghana, averaging 0 GHS over the last 6 months. Although this does include large transfers as well, we recommend searching for your exact send amount for an exact fee.

Amount Received: The amount received in Rand is the amount you started with, minus the amount you paid in the exchange and fees.

The better deal you get on exchanging Ghan Cedis to ZAR, paired with a low fee, means a higher total amount received in South Africa.

Getting best exchange rate for sending Ghan Cedi to Rand

Timing is essential when tracking the mid-market rate between GHS and ZAR. The end exchange rate you secure impacts how much ZAR you get for your GHS.

Mid-market Rate
1
= 1.245819 ZAR

The recent mid-market rate trends are:

  • Over the past six months, the mid-market rate from GHS to ZAR was 1.142.

  • During this period, it hit a high of 1.2635, and a low of 1.0703.

  • Moneycorp, which is our recommended service to send money online from Ghana to South Africa offers an exchange rate that is only 1.97% above the mid-market rate.

Want to secure the best GHS-Rand exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Ghana to South Africa!

Payment options for Ghana to
South Africa money transfers

  • Bank transfers

    Bank transfers are usually the best and easiest way to send money from Ghana to South Africa.

    By using a money transfer company such as Moneycorp for transfers from Ghana to South Africa, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates than you would get from a traditional bank.


    Moneycorp is the cheapest money transfer company for bank transfers from the 5 we compared for transfers from GHS into South Africa.

    With an average fee of 0 GHS to send money from Ghana to South Africa, Moneycorp offers a strong combination of competitive exchange rates and lower fees.


  • Debit cards and prepaid options

    Sending money from Ghana to South Africa with a debit or a prepaid card is available through Wise.


    Wise is a one of the cheaper options for debit card payments for transfers from Ghana to South Africa. This cost is against a total of 5 money transfer companies offering this option.

  • Credit cards

    When it comes to international credit card transfers from Ghana to South Africa, Wise emerges as our top choice of the 5 companies offering this service.

    Be aware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between South Africa and Ghana.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Ghana to South Africa.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send GHS to ZAR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

How much money can be transferred from Ghana to South Africa?
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Can I send money from Ghana to South Africa with MoneyTransfers.com?
What are the typical transfer fees for sending Ghan Cedis to South Africa through various providers?
How long does it take to send money from Ghana to South Africa?
What is the best exchange rate I can get for sending money from Ghana to South Africa?
Are there any minimum or maximum transfer amounts for sending money from Ghana to South Africa?
Can I schedule regular transfers between Ghana and South Africa?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.