.svg)
Overall best choice: Wise
We tested & reviewed dozens of money transfer providers, and Wise scored highly.
Wise appeared in 100% of Ghana to South Africa searches, and was the top rated company out of 2 that support GHS to ZAR.
So for a great mix of cost, speed & features, make your Ghana to South Africa transfer using Wise.
How to get the best deal on your Ghana to South Africa transfer
Summary of recent searches
Important things to consider before sending money from Ghana to South Africa
Don't settle for the first option. Always compare ways to send money from Ghana to South Africa to find out about fees, speed, and reliability.
Our analysis included 2 providers that operate between Ghana and South Africa.
Through this, you get a comprehensive view of all the options you have in Ghana when you need to send money to South Africa.
Cheapest way to send money to South Africa from Ghana: Wise
Data collected over the past six months shows that Wise is 0% cheaper than the second-best option.
The GH₵8.31 transfer cost represents the most common fee for GHS to ZAR international transfers, based on data from the past six months.
If you want to secure the best rates on a GHS to South Africa transfer, make sure you pick Wise to send your money online.
*The most common fee applied to GHS-ZAR by Wise, based on data from the past six months.
Fastest way to send money from Ghana to South Africa: Wise
Our data shows that Wise came up as the fastest way to send money from Ghana to South Africa in 100% of searches. This makes them well suited to urgent GHS to ZAR money transfers.
The 'fastest' way to send money is defined by the overall speed of sending money from Ghana to South Africa - this includes deposit, transfer and withdrawal timeframes and often differs per currency.
When speed matters, Wise is your best choice at the moment. This service emerged as the quickest way to send money to South Africa from Ghana in 100% of the searches on MoneyTransfers.com over the past six months.
Need to send over $10,000?
Opt for a service proven with large transfers when size matters. For transfers over $10,000, your best bet is Wise.
While Wise may not always be the cheapest or fastest way to send GHS from Ghana to South Africa, it’s the provider that will keep you safe and relaxed while your money moves into ZAR.
Understanding the costs involved when moving money from Ghana to South Africa
When calculating the costs of money transfers between Ghana and South Africa, here's what really matters:
The Mid-Market Rate: Today, the GHS-ZAR mid-market rate equals to 1.402645 ZAR per Ghan Cedi.
The GHS-ZAR average exchange rate for the past three months has been 1.5379 ZAR per Ghan Cedi, with a high of 1.5904 and a low of 1.4446.
When looking to send money, we'd recommend Wise. On average Wise is -0.12% away from the average mid-market rate. Fees may be added on top, but they're still the cheapest provider on average from GHS to ZAR.
How to find the best exchange rate for Ghan Cedi to Rand
Timing is essential for sending money between GHS and ZAR. The exchange rate you secure impacts how much ZAR you get for your GHS.
Let's dive into some interesting recent trends.
Over the past six months, the exchange rate from GHS to ZAR has seen some fluctuation. On average, it stood at 1.5379.
During this period, the highest value recorded was 1.5904, while the lowest was 1.4446.
Wise, which is our recommended service to send money online from Ghana to South Africa offers an exchange rate that is only -0.12% above the mid-market rate.
Want to secure the best GHS-Rand exchange rates?
Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Ghana to South Africa!
Payment methods available to fund your Ghana to South Africa transfer
Bank transfers
Bank transfers are often the default option for sending money from Ghana to South Africa.
By using a money transfer company such as Wise for transfers from Ghana to South Africa, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates.
On average, Wise is the cheapest provider for bank transfers from the 2 we tested when sending GHS to South Africa.
With an average fee of GHS10.07 to send money from Ghana to South Africa, Wise offers a great combination of competitive exchange rates and lower fees.
Debit and prepaid cards
Sending money from Ghana to South Africa with a debit or a prepaid card is very simple with Wise.
Wise is a leader in debit card payments for transfers from Ghana to South Africa, competing among a total of 2 active money transfer companies on this route.
Credit cards
When it comes to credit card transfers from Ghana to South Africa, Wise emerges as our top choice of the 2 companies offering this service.
Fee alert: using a credit card to transfer money often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between South Africa and Ghana.
Our comparison engine and algorithms evaluate providers based on over 25 factors.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from Ghana to South Africa.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send GHS to ZAR.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.
Money transfer company reviews
