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Send money from Ghana to United States
"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."
"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."
Alternative for Ghana to United States
While you can’t send GHS to USD with Wise, you can transfer USD to USD.
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
In our experience, there are always efficiencies to be made in how businesses manage international payments in and out.
Why not take our free FX health check test to see how effective your business is in managing these. It only takes a couple of minutes.
The best way to send GHS to US is to use cash transfer via Western Union
We’ve analysed 100s of money transfer companies, and found that the overall coverage of GHS/USD transfers is very limited for online transfers.
This is why we suggest sending cash as an alternative, using Western Union.
The transfer fees depend on which branch you use and how much you send, but overall you can expect to pay around 3 GHS for a 2,800 GHS transfer.
Depending on where you are, we suggest checking Western Union to see what deposit methods you have available.
In many cases you can deposit GHS online and the recipient in US will need to visit a branch to pick up USD.
How to get the best deal on sending money from Ghana to United States
Always compare rates
Don't pay more than you have to. Use our live comparison tool to make sure you aren't missing the best rates to send money from Ghana to the United States.
Choose a provider
Select the provider that offers you the best value on buying USD & service for your needs.
Click, sign up & send
Follow the steps & make your transfer. Your funds will soon be on their way to your chosen country & currency.
Summary of recent searches
Get the most from sending money from Ghana to United States
Compare providers
Comparing providers offering services between Ghana and the United States based on your specific transfer amount, is the easiest way to get the best price on your transfer.
We cover the entire GHS-USD market and have compared 2 providers offering services between Ghana and the United States.
This ensures you will get the most comprehensive options for sending Ghan Cedi to the United States.
Whilst we rate Western Union Agent as the best overall for transfers between the two countries, comparing gives you the best idea for your specific Ghana to the United States transfer needs.
Beat the Ghan Cedi-US Dollar exchange rate
Choose the right payment method
Financial regulations across Ghana and United States
Consider minimum and maximum limits
Receiving money in United States
Be ready with your ID
Tax declarations
The cheapest way to send money to US from Ghana is using MoneyGram cash transfer service.
While online transfers are usually cheaper, there are very few providers offering GHS to USD transfers, making cash transfer through a MoneyGram Agent the most practical and affordable option available.
The overall cost of your transfer includes both the transfer fee (around 3 GHS per 2,800 GHS) and the exchange rate markup applied by MoneyGram.
These costs can vary depending on the branch location, payment method, and the amount you’re sending, so it’s always worth checking with your branch before making a transfer.
The fastest way to send money to Nigeria from Pakistan is to use cash transfer via Western Union Agent
In most cases cash transfers with Western Union are instant, and your recipient will be able to collect USD in minutes.
However, depending on how much you send, it can take a bit longer (up to a day) due to the processing time.
With the limited number of money transfer companies servicing GHS/USD, cash transfer with Western Union is the fastest way.
Sending large amounts of money
Of the 2 companies compared, Western Union Agent has the strongest option for large transfers from Ghana to the United States.
Whatever the reason, sending bigger sums of money can be costly if you get a bad exchange rate from Ghan Cedi to US Dollar.
The Western Union Agent rate makes them great for large transfers between the United States and Ghana.
Understanding the cost of money transfers from Ghana to United States
The total cost of sending money to United States from Ghana is made up of a combination of mid-market, exchange rates and fees.
The Mid-Market and Exchange Rates: The current mid-market for GHS-USD is 0.0909 USD per Ghan Cedi.
Using a transfer company with an exchange rate as close to the mid-market rate as possible will result in being able to buy more US Dollar for your Ghan Cedis.
Over the last 7 days, the average GHS-USD mid-market rate has seen each Ghan Cedi worth 0.0912 USD. Within this we see a high of 0.0914, and a low of 0.0909.
Of the 2 companies compared, Western Union Agent offers the best exchange rates.
The biggest factor in the overall cost of sending money is the exchange rate you receive on converting GHS to USD.
Fees: When sending money you may have to pay fees. Western Union Agent costs 3 GHS per transfer at the moment, which is the cheapest option of the 2 providers compared. We would recommend searching to ensure you get the correct fee for your transfer amount.
Amount Received: When comparing providers, the best measure is the amount of US Dollar eventually received in the United States.
This number should be a guide for your decision if cost is important. A higher amount of money received in the United States means a better overall cost of sending money from Ghana.
Getting best exchange rate for sending Ghan Cedi to US Dollar
Timing is essential when tracking the mid-market rate between GHS and USD. The end exchange rate you secure impacts how much USD you get for your GHS.
The recent mid-market rate trends are:
Over the past 7 days, the mid-market rate from GHS to USD was 0.0912.
During this period, it hit a high of 0.0914, and a low of 0.0909.
Western Union Agent, which is our recommended service to send money online from Ghana to the United States offers an exchange rate that is only 5% above the mid-market rate.
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Payment options for Ghana to United States money transfers
Bank transfers
Bank transfers are usually the best and easiest way to send money from Ghana to the United States.
By using a money transfer company such as Western Union Agent for transfers from Ghana to the United States, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates than you would get from a traditional bank.
Western Union Agent is the cheapest money transfer company for bank transfers from the 2 we compared for transfers from GHS into the United States.With a fee of 3 GHS to send money from Ghana to the United States, Western Union Agent offers a strong combination of competitive exchange rates and lower fees.
Debit cards and prepaid options
Sending money from Ghana to the United States with a debit or a prepaid card is available through Western Union Agent.
Western Union Agent is a one of the cheaper options for debit card payments for transfers from Ghana to the United States. This cost is against a total of 2 money transfer companies offering this option.
Credit cards
When it comes to international credit card transfers from Ghana to the United States, we recommend comparing your options to get the best deal.
Be aware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between United States and Ghana.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from Ghana to United States.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send GHS to USD.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.
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