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Send money from Ghana to United States
While you can’t send GHS to USD with Wise, you can transfer USD to USD.
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
In our experience, there are always efficiencies to be made in how businesses manage international payments in and out.
Why not take our free FX health check test to see how effective your business is in managing these. It only takes a couple of minutes.
How to send money from Ghana to United States
Sending money from Ghana to United States doesn’t have a huge amount of options. Because of this, we suggest sending money via:
An agent like Western Union, MoneyGram, or Ria Money Transfer
Wise (USD/USD or EUR/EUR transfers)
Send cash to United States from Ghana
Agents are physical stores where you hand in GHS as cash and the receiver picks it up from the store in United States.
Western Union Agent
We suggest using Western Union agent as it's reputable, fast, and is partnered with multiple banks in Ghana.
The fees and rates will vary from day to day and based on your transfer amount, but it's still much cheaper than using your bank directly.
To get started, find the closest WU agent using the store locator, fill in the forms at the counter, pay for your transfer and let the recipient know.
Most transfers will be available for collection the same day, but sometimes can take up to a few days.
How to get the best deal on sending money from Ghana to United States
Always compare rates
Don't pay more than you have to. Use our live comparison tool to make sure you aren't missing the best rates to send money from Ghana to the United States.
Choose a provider
Select the provider that offers you the best value on buying USD & service for your needs.
Click, sign up & send
Follow the steps & make your transfer. Your funds will soon be on their way to your chosen country & currency.
Sending money from Ghana to United States: key insights and tips
Compare all the options
Don't settle for the first option. Always compare ways to send money from Ghana to United States to find out about fees, speed, and reliability.
Your analysis should include all the providers that operate between Ghana and United States. Through this, you get a comprehensive view of all the options you have in Ghana when you need to send money to United States.
Think about the Ghan Cedi-US Dollar exchange rate
Keep your money safe
Consider transfer limits
How to receive money in United States
Have your ID ready
Don't forget about taxes
Cheapest way to send money from Ghana to United States
Without any money transfer providers serving the Ghana to United States route, the cheapest money transfer options are limited.
We would recommend using:
Understanding the costs involved when moving money from Ghana to United States
When calculating the costs of money transfers between Ghana and United States, here's what really matters:
The Mid-Market Rate: Today, the GHS-USD mid-market rate equals to 0.0814. Keep in mind that this rate fluctuates all the time.
The GHS-USD average exchange rate of the past week has been 0.0817, with a highest of 0.082 and a lowest of 0.0815.
Fees and Markups: When you pick a service with competitive exchange rates and low fees, you get to make the most out of your GHS to USD transfers. This strategy keeps your costs down, offering a smart way to handle your international transactions.
Getting best exchange rate for sending Ghan Cedi to US Dollar
Timing is essential when tracking the mid-market rate between GHS and USD. The end exchange rate you secure impacts how much USD you get for your GHS.
The recent mid-market rate trends are:
Over the past 7 days, the mid-market rate from GHS to USD was 0.0817.
During this period, it hit a high of 0.082, and a low of 0.0815.
, which is our recommended service to send money online from Ghana to the United States offers an exchange rate that is only % above the mid-market rate.
Want to secure the best GHS-US Dollar exchange rates?
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What payment methods are available when sending money from Ghana to United States?
Sending bank transfers from Ghana to United States
Bank transfers are the most common way of sending GHS to United States as they are secure, reliable, and convenient.
If you want to send Ghan Cedis to United States via bank transfer, you can use your bank where no provider is available, but it will likely be at a bad exchange rate.
Sending money from Ghana to United States by credit card
Credit card payments are quick, convenient, and typically more secure than other methods, thanks to backing by the issuing party. Some users may even be able to rack up reward points when making large transactions.
If you want to send Ghan Cedis to United States with a credit card.
Note: Beware of chargesCredit card payments are often classified as cash advances, which bring their own charges, as well as currency conversion and usage fees. Forgetting to pay your balance can also result in high interest charges, and can even damage your credit score.
Sending money from Ghana to United States by payment apps
If you’d like to send money from Ghana to United States via payment app, follow these steps:
Download the app and register. Download the app from the App Store or Google Play. You’ll need to register to be able to open an account. Make sure the app services transfers from Ghana to United States.
Enter your details. Enter any of the details required. You may need a valid form of ID.
Start your transfer. Enter the details of your recipient. Some apps will require full payment details, while others allow you to pay with just an email address. You may need to state that you’re planning to send money to United States in US Dollar at this stage.
Check the details. It’s vital that you check the details you’ve added to make sure everything is correct. It can be very difficult to reverse a transfer, and most payment apps don’t let you cancel a transfer from Ghana to United States after it’s been sent.
Send the money. Your app will probably charge a fee for the transfer. They may also add a markup to the GHS to USD exchange rate. Check the rate they’re offering against the mid-market rate to make sure you’re getting a good deal.
The current mid-market rate of GHS to USD is 0.0814
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between United States and Ghana.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from Ghana to United States.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send GHS to USD.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.
Money transfer company reviews
