MoneyTransfers

How to send money to Indonesia from Ghana with the best GHS-IDR rate

Get the best deals when you send money from Ghana to Indonesia. Find the best, cheapest, and fastest, providers for GHS to IDR transfers and exchange rates.

Read on for insights and expert information, and all you need to make money transfers to Indonesia from Ghana.

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July 7th, 2025
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Best money transfer companies

Send money from Ghana to Indonesia

Last updated: Today
Mid-market rate as of 07/07/2025: 1 GHS = 1563.641772 IDR
Results below are based on a 103950 GHS search
0 of 1 providers
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Regency FX
Recipient gets (IDR)
Rp 162,101,702.68
Full transfer details
Visit Regency FX
Rp 4,437,357 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
Live Rates
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Exclusive: First Transfer Deal
1
Regency FX
Recipient gets (IDR)
Rp 162,101,702.68
Full transfer details
Visit Regency FX
Rp 4,437,357 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
Mid-market rate updates every 60 minutes
Sponsored
Exclusive: First Transfer Deal
Regency FX
Recipient gets (IDR)
Rp 162,101,702.68
Full transfer details
Visit Regency FX
Rp 4,437,357 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service

Best recommended: Regency FX

Regency FX is our top pick for sending Ghan Cedi to Indonesia.

Of the 1 money transfer providers tested and reviewed, Regency FX scored highly for its competitive rates and fees.

A transfer of 103,950 Ghan Cedi to IDR will cost you GH₵0 in fees, and you will receive 162,101,702.68 IDR. The transfer time is minutes - 24 hours, but might be a bit longer depending on the day you make the transfer.

Make your Ghana to Indonesia transfer using Regency FX for the best mix of cost and speed.

How to get the best deal on sending money from Ghana to Indonesia

Summary of recent searches

Top rated for transfers from Ghana to Indonesia
Regency FX
Total number of GH - ID providers
1
Average cheapest fees & rate
Regency FX
Average fastest transfer
Regency FX
Average transfer time
Within minutes
Best for bank transfers
Regency FX

Considerations when sending from Ghana to Indonesia

1
Compare providers

Comparing money transfer companies with services between Ghana and Indonesia, based on your specific transfer amount and transfer needs, is the best way to send money at the best price.

For this route, we’ve compared 1 providers providing services between Ghana and Indonesia. This ensures you will get the best options when sending Rupiah to Indonesia.

Over the last 7 days, we’ve picked Regency FX as the best overall provider. However, comparing based on the amount you want to send to Indonesia will provide a specific provider that’s best for transferring money from Ghana.

2
Understanding the Ghan Cedi-Rupiah exchange rate
3
Choose the right payment method
4
Financial regulations
5
Consider transfer limits
6
Receiving money from Ghan Cedi in Indonesia
7
Confirm the ID you need
8
Tax declarations

Cheapest way to transfer money from Ghana to Indonesia: Regency FX

Regency FX offers the lowest cost transfers between Ghana and Indonesia out of the 1 providers compared.

Our data shows Regency FX is 0% cheaper than the second-best option. The company offers a fee of 0 GHS and an exchange rate between GHS and IDR that is 0.27% different to the mid-market rate.

For a cheap way to send GHS to Indonesia, Regency FX is a great all round choice.

Fastest money transfers to Indonesia from Ghana: Regency FX.

Of 1 money transfer companies offering services from Ghana to Indonesia, Regency FX is the quickest way to send money.

Right now, if you send GH₵103,950 with Regency FX to Indonesia, the transfer time is minutes - 24 hours.

When sending money from Ghana to Indonesia, Regency FX has a fee of 0 GHS. Although we would recommend comparing the amount you want to send.

When testing the fastest options, we compared the 1 money transfer providers offering Ghana to Indonesia transfers for overall speed. This included transfer times to after depositing Ghan Cedi to a money transfer account.

When you want the fastest way to send, Regency FX is our recommended choice for Ghana to Indonesia transfers.

Send large sums of money

Transferring bigger amounts of money from Ghana to Indonesia should be done with the exchange rate and management of the service in mind.

Regency FX offers the strongest all round option for large transfers of the
1 money transfer companies compared.

Whether for business or a property purchase, sending large amounts of money can be expensive if you get a bad exchange rate from Rupiah to Rupiah.

As such, opt for Regency FX for sending large sums of money to Indonesia from Ghana.

Understanding the cost of sending money to Indonesia from Ghana

The cost of sending money from Indonesia to Indonesia, is made-up of a combination of fees and exchange rates:

The Mid-Market and Exchange Rates: The mid-market rate determines a mid-price for buying currency. The current mid-market rate from GHS-IDR is 1,567.9661 IDR per Ghan Cedi.

  • Finding a provider offering an exchange as close to 1,567.9661 as possible will ensure more Rupiah received when transferring.

  • For context, the GHS-IDR mid-market rate for the past 7 days has averaged 1,566.0922 IDR per Ghan Cedi. This includes a high of 1,571.7149, and low of 1,562.4363.

  • Regency FX currently offers the best exchange rate on transfers from Ghana to Indonesia.

For the most part the GHS-IDR exchange rate you receive is the biggest factor impacting the cost of sending GHS to Indonesia.

Fees: Outside of exchange rates, you may need to pay a fee to send. Regency FX currently offers the lowest fees on transfers to Indonesia from Ghana. They charge 0 GHS per transfer.

Although this does include large transfers as well, we recommend searching for your exact send amount for an exact fee.

Amount Received: The amount received in Rupiah is the amount you started with, minus the amount you paid in the exchange and fees.

The better deal you get on exchanging Ghan Cedis to IDR, paired with a low fee, means a higher total amount received in Indonesia.

Getting best exchange rate for sending Ghan Cedi to Rupiah

Timing is essential when tracking the mid-market rate between GHS and IDR. The end exchange rate you secure impacts how much IDR you get for your GHS.

Mid-market Rate
1 
=
1567.966057 
IDR

The recent mid-market rate trends are:

  • Over the past 7 days, the mid-market rate from GHS to IDR was 1,566.0922.

  • During this period, it hit a high of 1,571.7149, and a low of 1,562.4363.

  • Regency FX, which is our recommended service to send money online from Ghana to Indonesia offers an exchange rate that is only 0.27% above the mid-market rate.

Want to secure the best GHS-Rupiah exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Ghana to Indonesia!

Funding your Ghana to
Indonesia transfer

  • Bank transfers

    The default option for sending money from Ghana to Indonesia is often a bank transfer.

    Using a money transfer company, such as Regency FX for transfers from Ghana to Indonesia, allows for sending via a bank transfer while benefitting from lower fees and more favorable exchange rates. 


    From the 1 we tested, the cheapest provider for bank transfers from GHS to Indonesia is Regency FX.

    With a fee of GHS0 to send money from Ghana to Indonesia, Regency FX offers a great combination of competitive exchange rates and lower fees.


  • Prepaid and debit cards

    Sending money from Ghana to Indonesia with a prepaid or debit card is easy with .


    is a leader in accepting card payments for transfers between Ghana and Indonesia.

  • Credit cards

    When it comes to international credit card transfers from Ghana to Indonesia, we recommend comparing your options to get the best deal.

    Fee alert: using a credit card to transfer money can mean a fee being charged by your card issuer. We recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Indonesia and Ghana.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Ghana to Indonesia.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send GHS to IDR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

How much money can be transferred from Ghana to Indonesia?
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How long does it take to send money from Ghana to Indonesia?
What is the best exchange rate I can get for sending money from Ghana to Indonesia?
Are there any minimum or maximum transfer amounts for sending money from Ghana to Indonesia?
Can I schedule regular transfers between Ghana and Indonesia?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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