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Send money from Ghana to Indonesia
"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."
"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."
Alternative for Ghana to Indonesia
While you can’t send GHS to IDR with Wise, you can transfer USD to USD.
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
The best way to send GHS to Indonesia is through a cash transfer with Western Union.
Western Union offers broad coverage across Ghana and Indonesia, making it a reliable option.
Transfer fees vary depending on the branch and the amount you send, but you can generally expect to pay around 3 GHS per 2,800 GHS transferred.
Before sending, check which deposit options are available in your area. In many cases, you can fund your transfer online in GHS, while the recipient collects IDR in cash at a local branch.
If you’re looking for alternatives, MoneyGram also offers competitive cash pickup services.
How to get the best deal on sending money from Ghana to Indonesia
Always compare rates
Don't pay more than you have to. Use our live comparison tool to make sure you aren't missing the best rates to send money from Ghana to Indonesia.
Choose a provider
Select the provider that offers you the best value on buying IDR & service for your needs.
Click, sign up & send
Follow the steps & make your transfer. Your funds will soon be on their way to your chosen country & currency.
Summary of recent searches
Considerations when sending from Ghana to Indonesia
Compare providers
Comparing money transfer companies with services between Ghana and Indonesia, based on your specific transfer amount and transfer needs, is the best way to send money at the best price.
For this route, we’ve compared 2 providers providing services between Ghana and Indonesia. This ensures you will get the best options when sending Rupiah to Indonesia.
Over the last 7 days, we’ve picked Western Union Agent as the best overall provider. However, comparing based on the amount you want to send to Indonesia will provide a specific provider that’s best for transferring money from Ghana.
Understanding the Ghan Cedi-Rupiah exchange rate
Choose the right payment method
Financial regulations
Consider transfer limits
Receiving money from Ghan Cedi in Indonesia
Confirm the ID you need
Tax declarations
The cheapest way to send money to Indonesia from Ghana is using MoneyGram cash transfer service.
While online transfers are usually cheaper, there are very few providers offering GHS to IDR transfers, making cash transfer through a MoneyGram Agent the most practical and affordable option available.
The overall cost of your transfer includes both the transfer fee (around 3 GHS per 2,800 GHS) and the exchange rate markup applied by MoneyGram.
These costs can vary depending on the branch location, payment method, and the amount you’re sending, so it’s always worth checking with your branch before making a transfer.
The fastest way to send money to Nigeria from Pakistan is to use cash transfer via Western Union Agent
In most cases cash transfers with Western Union are instant, and your recipient will be able to collect IDR in minutes.
However, depending on how much you send, it can take a bit longer (up to a day) due to the processing time.
With the limited number of money transfer companies servicing GHS/IDR, cash transfer with Western Union is the fastest way.
Send large sums of money
Western Union Agent offers the strongest all round option for large transfers of the 2 money transfer companies compared.
Whether for business or a property purchase, sending large amounts of money can be expensive if you get a bad exchange rate from Rupiah to Rupiah.
As such, opt for Western Union Agent for sending large sums of money to Indonesia from Ghana.
Understanding the cost of sending money to Indonesia from Ghana
The cost of sending money from Indonesia to Indonesia, is made-up of a combination of fees and exchange rates:
The Mid-Market and Exchange Rates: The mid-market rate determines a mid-price for buying currency. The current mid-market rate from GHS-IDR is 1,491.9493 IDR per Ghan Cedi.
Finding a provider offering an exchange as close to 1,491.9493 as possible will ensure more Rupiah received when transferring.
For context, the GHS-IDR mid-market rate for the past 7 days has averaged 1,505.2693 IDR per Ghan Cedi. This includes a high of 1,520.2795, and low of 1,491.7396.
Western Union Agent currently offers the best exchange rate on transfers from Ghana to Indonesia.
For the most part the GHS-IDR exchange rate you receive is the biggest factor impacting the cost of sending GHS to Indonesia.
Fees: Outside of exchange rates, you may need to pay a fee to send. Western Union Agent currently offers the lowest fees on transfers to Indonesia from Ghana. They charge 3 GHS per transfer.
Although this does include large transfers as well, we recommend searching for your exact send amount for an exact fee.
Amount Received: The amount received in Rupiah is the amount you started with, minus the amount you paid in the exchange and fees.
The better deal you get on exchanging Ghan Cedis to IDR, paired with a low fee, means a higher total amount received in Indonesia.
Getting best exchange rate for sending Ghan Cedi to Rupiah
Timing is essential when tracking the mid-market rate between GHS and IDR. The end exchange rate you secure impacts how much IDR you get for your GHS.
The recent mid-market rate trends are:
Over the past 7 days, the mid-market rate from GHS to IDR was 1,505.2693.
During this period, it hit a high of 1,520.2795, and a low of 1,491.7396.
Western Union Agent, which is our recommended service to send money online from Ghana to Indonesia offers an exchange rate that is only 5% above the mid-market rate.
Want to secure the best GHS-Rupiah exchange rates?
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Funding your Ghana to Indonesia transfer
Bank transfers
The default option for sending money from Ghana to Indonesia is often a bank transfer.
Using a money transfer company, such as Western Union Agent for transfers from Ghana to Indonesia, allows for sending via a bank transfer while benefitting from lower fees and more favorable exchange rates.
From the 2 we tested, the cheapest provider for bank transfers from GHS to Indonesia is Western Union Agent.
With a fee of GHS3 to send money from Ghana to Indonesia, Western Union Agent offers a great combination of competitive exchange rates and lower fees.
Prepaid and debit cards
Sending money from Ghana to Indonesia with a prepaid or debit card is easy with Western Union Agent.
Western Union Agent is a leader in accepting card payments for transfers between Ghana and Indonesia.
Credit cards
When it comes to international credit card transfers from Ghana to Indonesia, we recommend comparing your options to get the best deal.
Fee alert: using a credit card to transfer money can mean a fee being charged by your card issuer. We recommend bank transfer or debit card instead.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Indonesia and Ghana.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from Ghana to Indonesia.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send GHS to IDR.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.
Money transfer company reviews
