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Best option: Payoneer
We tested & reviewed 4 money transfer providers, and Payoneer scored highly in each category.
Over the last six months, Payoneer appeared in 35% of Ghana to Philippines searches, and was the top rated company supporting money transfers between GHS and PHP.
For a great mix of cost, speed & features, transfer from Ghana to Philippine Peso using Payoneer.
How to get the best deal on sending money from Ghana to Philippines
- Always compare rates
Don't pay more than you have to. Use our live comparison tool to make sure you aren't missing the best rates to send money from Ghana to the Philippines.
- Choose a provider
Select the provider that offers you the best value on buying PHP & service for your needs.
- Click, sign up & send
Follow the steps & make your transfer. Your funds will soon be on their way to your chosen country & currency.
Summary of recent searches
What to consider ahead of money transfers from Ghana to Philippines
Comparing based on your specific needs is the best way to send money from Ghana to the Philippines with confidence.
Our analysis, and search results, include 4 providers that operate between Ghana and the Philippines. These are ranked by speed, overall cost and ease of use.
Through this, you get a comprehensive view of all the options you have in Ghana when you need to send money to the Philippines.
Cheapest way to send money to the Philippines from Ghana: Multipass
They offer an average fee of 0* GHS and exchange rate between GHS-PHP that is 0.5% different to the mid-market rate.
In comparison, Multipass is 0% cheaper than the second-best option.
To secure affordable and great rates on a GHS to the Philippines transfer, Multipass is our recommended choice.
*The most common fee applied to GHS-PHP by Multipass, based on data from the past six months.
Fastest money transfers to the Philippines from Ghana: Payoneer.
Through our comparison, we found Payoneer to be the fastest option for sending Ghan Cedi to Philippine Peso 36.6% of the time. For fast transfers between GHS and PHP, Payoneer is a great option.
When sending money from Ghana to the Philippines, Payoneer has an average fee of 0 GHS. Although we would recommend comparing the amount you want to send.
When testing the fastest options, we compared the 4 money transfer providers offering Ghana to the Philippines transfers for overall speed. This included transfer times to after depositing Ghan Cedi to a money transfer account.
When you want the fastest way to send, Payoneer is our recommended choice for Ghana to the Philippines transfers.
Transfer a large sum of money
From 4 money transfer companies compared, Payoneer is the best option for large transfers from Ghana to the Philippines.
Whether it’s for property purchases, business or any other reason, sending large amounts of money from Ghana to the Philippines can become expensive if you use a bank, or the wrong provider.
Payoneer is the top choice for sending large sums of money to the Philippines from Ghana because they offer a strong service and competitive exchange rates.
Understanding the cost of moving money from Ghana to Philippines
The total cost of sending money to the Philippines from Ghana, is made-up of a combination of fees and exchange rates. Sending with a company that can offer a good deal on both ensures a good deal on your transfer.
The Mid-Market and Exchange Rates: Currently, the mid-market for GHS-PHP is 3.5717 PHP per Ghan Cedi.
Finding a company offering an exchange rate closer to this will mean more Philippine Peso for your Ghan Cedi.
The average GHS-PHP mid-market rate for the last three months has been 3.7005 PHP per Ghan Cedi. This includes a high of 4.1409, and low of 3.5482.
Out of the 4 companies compared, Multipass offers the best exchange rates.
The exchange rate you receive on converting GHS to PHP should be the biggest determining cost factor when transferring Ghan Cedi to the Philippines.
Fees: Transfer fees may have to be paid alongside the transfer, either as a set fee or a percentage of the transfer. Multipass, with a fee average of 0 GHS per transfer over the last 6 months, offers the lowest fees overall. Although, you should search for your send amount for actual fees.
Amount Received: Money transfer companies will show you the amount of Philippine Peso eventually received in the Philippines.
A lower cost of sending from Ghana will result in more money received in the Philippines.
Getting best exchange rate for sending Ghan Cedi to Philippine Peso
Timing is essential when tracking the mid-market rate between GHS and PHP. The end exchange rate you secure impacts how much PHP you get for your GHS.
The recent mid-market rate trends are:
Over the past six months, the mid-market rate from GHS to PHP was 3.7005.
During this period, it hit a high of 4.1409, and a low of 3.5482.
Payoneer, which is our recommended service to send money online from Ghana to the Philippines offers an exchange rate that is only 1.5% above the mid-market rate.
Want to secure the best GHS-Philippine Peso exchange rates?
Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Ghana to the Philippines!
Payment options for transfers from Ghana to Philippines
Bank transfers
Bank transfers are often the fastest and cheapest way to send money from Ghana to the Philippines.
Using a money transfer company such as Multipass for payments from Ghana to the Philippines, means you can send via a bank transfer and benefit from lower fees and more favorable exchange rates than you would get with a traditional bank.
Multipass is the best money transfer provider for bank transfers of the 4 we compared when sending GHS to the Philippines.
With an average fee of 0 GHS to transfer money from Ghana to the Philippines, Multipass offers a great combination of competitive exchange rates and lower fees.
Prepaid and debit cards
Sending money with a debit card from Ghana to the Philippines is easy with Instarem.
Instarem is a leader in debit card money transfers from Ghana to the Philippines. They are the best option of the 4 transfer companies compared.
Credit cards
When it comes to credit card transfers from Ghana to the Philippines, Instarem is the top choice of the 4 companies offering this service.
Fee alert: using a credit card to transfer money internationally often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Philippines and Ghana.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from Ghana to Philippines.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send GHS to PHP.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.
Money transfer company reviews
