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Send money from Ghana to Philippines
"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."
"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."
Alternative for Ghana to Philippines
While you can’t send GHS to PHP with Wise, you can transfer USD to USD.
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
In our experience, there are always efficiencies to be made in how businesses manage international payments in and out.
Why not take our free FX health check test to see how effective your business is in managing these. It only takes a couple of minutes.
The best way to send GHS to Philippines is to use cash transfer via Western Union
We’ve analysed 100s of money transfer companies, and found that the overall coverage of GHS/PHP transfers is very limited for online transfers.
This is why we suggest sending cash as an alternative, using Western Union.
The transfer fees depend on which branch you use and how much you send, but overall you can expect to pay around 3 GHS for a 2,800 GHS transfer.
Depending on where you are, we suggest checking Western Union to see what deposit methods you have available.
In many cases you can deposit GHS online and the recipient in Philippines will need to visit a branch to pick up PHP.
How to get the best deal on sending money from Ghana to Philippines
Always compare rates
Don't pay more than you have to. Use our live comparison tool to make sure you aren't missing the best rates to send money from Ghana to the Philippines.
Choose a provider
Select the provider that offers you the best value on buying PHP & service for your needs.
Click, sign up & send
Follow the steps & make your transfer. Your funds will soon be on their way to your chosen country & currency.
Summary of recent searches
What to consider ahead of money transfers from Ghana to Philippines
Compare providers
Comparing based on your specific needs is the best way to send money from Ghana to the Philippines with confidence.
Our analysis, and search results, include 2 providers that operate between Ghana and the Philippines. These are ranked by speed, overall cost and ease of use.
Through this, you get a comprehensive view of all the options you have in Ghana when you need to send money to the Philippines.
Understand the Ghan Cedi-Philippine Peso exchange rate
Choose the right payment method
Use providers regulated in Ghana and Philippines
Consider transfer limits
Receiving money in Philippines
Have your ID ready
Don't forget about taxes
The cheapest way to send money to Philippines from Ghana is using Western Union cash transfer service.
While online transfers are usually cheaper, there are very few providers offering GHS to PHP transfers, making cash transfer through a Western Union Agent the most practical and affordable option available.
The overall cost of your transfer includes both the transfer fee (around 3 GHS per 2,800 GHS) and the exchange rate markup applied by Western Union.
These costs can vary depending on the branch location, payment method, and the amount you’re sending, so it’s always worth checking with your branch before making a transfer.
The fastest way to send money to Philippines from Ghana is to use cash transfer via MoneyGram Agent
In most cases cash transfers with MoneyGram are instant, and your recipient will be able to collect PHP in minutes.
However, depending on how much you send, it can take a bit longer (up to a day) due to the processing time.
With the limited number of money transfer companies servicing GHS/PHP, cash transfer with MoneyGram is the fastest way.
Transfer a large sum of money
From 2 money transfer companies compared, Western Union Agent is the best option for large transfers from Ghana to the Philippines.
Whether it’s for property purchases, business or any other reason, sending large amounts of money from Ghana to the Philippines can become expensive if you use a bank, or the wrong provider.
Western Union Agent is the top choice for sending large sums of money to the Philippines from Ghana because they offer a strong service and competitive exchange rates.
Understanding the cost of moving money from Ghana to Philippines
The total cost of sending money to the Philippines from Ghana, is made-up of a combination of fees and exchange rates. Sending with a company that can offer a good deal on both ensures a good deal on your transfer.
The Mid-Market and Exchange Rates: Currently, the mid-market for GHS-PHP is 5.2896 PHP per Ghan Cedi.
Finding a company offering an exchange rate closer to this will mean more Philippine Peso for your Ghan Cedi.
The average GHS-PHP mid-market rate for the last 7 days has been 5.3003 PHP per Ghan Cedi. This includes a high of 5.3281, and low of 5.274.
Out of the 2 companies compared, Western Union Agent offers the best exchange rates.
The exchange rate you receive on converting GHS to PHP should be the biggest determining cost factor when transferring Ghan Cedi to the Philippines.
Fees: Transfer fees may have to be paid alongside the transfer, either as a set fee or a percentage of the transfer. Western Union Agent has a fee of 3 GHS per transfer (which is the cheapest option right now for a GH₵2,800 transfer).
Although you should search for your send amount for actual fees.
Amount Received: Money transfer companies will show you the amount of Philippine Peso eventually received in the Philippines.
A lower cost of sending from Ghana will result in more money received in the Philippines.
Getting best exchange rate for sending Ghan Cedi to Philippine Peso
Timing is essential when tracking the mid-market rate between GHS and PHP. The end exchange rate you secure impacts how much PHP you get for your GHS.
The recent mid-market rate trends are:
Over the past 7 days, the mid-market rate from GHS to PHP was 5.3003.
During this period, it hit a high of 5.3281, and a low of 5.274.
Western Union Agent, which is our recommended service to send money online from Ghana to the Philippines offers an exchange rate that is only 5% above the mid-market rate.
Want to secure the best GHS-Philippine Peso exchange rates?
Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Ghana to the Philippines!
Payment options for transfers from Ghana to Philippines
Bank transfers
Bank transfers are often the fastest and cheapest way to send money from Ghana to the Philippines.
Using a money transfer company such as Western Union Agent for payments from Ghana to the Philippines, means you can send via a bank transfer and benefit from lower fees and more favorable exchange rates than you would get with a traditional bank.
Western Union Agent is the best money transfer provider for bank transfers of the 2 we compared when sending GHS to the Philippines.
With a fee of 3 GHS to transfer money from Ghana to the Philippines, Western Union Agent offers a great combination of competitive exchange rates and lower fees.
Prepaid and debit cards
Sending money with a debit card from Ghana to the Philippines is easy with Western Union Agent.
Western Union Agent is a leader in debit card money transfers from Ghana to the Philippines. They are the best option of the 2 transfer companies compared.
Credit cards
When it comes to credit card transfers from Ghana to the Philippines, we recommend comparing your options to get the best deal.
Fee alert: using a credit card to transfer money internationally often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Philippines and Ghana.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from Ghana to Philippines.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send GHS to PHP.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.
Money transfer company reviews
