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Overall best choice: Wise
We tested & reviewed dozens of money transfer providers, and Wise scored highly.
Wise appeared in 100% of Ghana to Philippines searches, and was the top rated company out of 3 that support GHS to PHP.
So for a great mix of cost, speed & features, make your Ghana to Philippines transfer using Wise.
How to get the best deal on your Ghana to Philippines transfer
- Always compare rates
Don't pay more than you have to. Use our live comparison tool to make sure you aren't missing the best rates to send money from Ghana to Philippines.
- Choose a provider
Select the provider that offers you the best value & service for your needs
- Click, sign up & send
Follow the steps & make your transfer. Your funds will soon be on their way to your chosen country & currency.
Summary of recent searches
Important things to consider before sending money from Ghana to Philippines
Don't settle for the first option. Always compare ways to send money from Ghana to Philippines to find out about fees, speed, and reliability.
Our analysis included 3 providers that operate between Ghana and Philippines.
Through this, you get a comprehensive view of all the options you have in Ghana when you need to send money to Philippines.
Cheapest way to send money to Philippines from Ghana: Wise
Data collected over the past six months shows that Wise is 1.9% cheaper than the second-best option.
The GH₵27.5 transfer cost represents the most common fee for GHS to PHP international transfers, based on data from the past six months.
If you want to secure the best rates on a GHS to Philippines transfer, make sure you pick Wise to send your money online.
*The most common fee applied to GHS-PHP by Wise, based on data from the past six months.
Fastest way to send money from Ghana to Philippines: Wise
Our data shows that Wise came up as the fastest way to send money from Ghana to Philippines in 100% of searches. This makes them well suited to urgent GHS to PHP money transfers.
The 'fastest' way to send money is defined by the overall speed of sending money from Ghana to Philippines - this includes deposit, transfer and withdrawal timeframes and often differs per currency.
When speed matters, Wise is your best choice at the moment. This service emerged as the quickest way to send money to Philippines from Ghana in 100% of the searches on MoneyTransfers.com over the past six months.
Need to send over $10,000?
Opt for a service proven with large transfers when size matters. For transfers over $10,000, your best bet is Wise.
While Wise may not always be the cheapest or fastest way to send GHS from Ghana to Philippines, it’s the provider that will keep you safe and relaxed while your money moves into PHP.
Understanding the costs involved when moving money from Ghana to Philippines
When calculating the costs of money transfers between Ghana and Philippines, here's what really matters:
The Mid-Market Rate: Today, the GHS-PHP mid-market rate equals to 4.170785 PHP per Ghan Cedi.
The GHS-PHP average exchange rate for the past three months has been 4.4265 PHP per Ghan Cedi, with a high of 4.6557 and a low of 4.2065.
When looking to send money, we'd recommend Wise. On average Wise is 0.03% away from the average mid-market rate. Fees may be added on top, but they're still the cheapest provider on average from GHS to PHP.
How to find the best exchange rate for Ghan Cedi to Philippine Peso
Timing is essential for sending money between GHS and PHP. The exchange rate you secure impacts how much PHP you get for your GHS.
Let's dive into some interesting recent trends.
Over the past six months, the exchange rate from GHS to PHP has seen some fluctuation. On average, it stood at 4.4265.
During this period, the highest value recorded was 4.6557, while the lowest was 4.2065.
Wise, which is our recommended service to send money online from Ghana to Philippines offers an exchange rate that is only 0.03% above the mid-market rate.
Want to secure the best GHS-Philippine Peso exchange rates?
Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Ghana to Philippines!
Payment methods available to fund your Ghana to Philippines transfer
Bank transfers
Bank transfers are often the default option for sending money from Ghana to Philippines.
By using a money transfer company such as Wise for transfers from Ghana to Philippines, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates.
On average, Wise is the cheapest provider for bank transfers from the 3 we tested when sending GHS to Philippines.
With an average fee of GHS3.44 to send money from Ghana to Philippines, Wise offers a great combination of competitive exchange rates and lower fees.
Debit and prepaid cards
Sending money from Ghana to Philippines with a debit or a prepaid card is very simple with Wise.
Wise is a leader in debit card payments for transfers from Ghana to Philippines, competing among a total of 3 active money transfer companies on this route.
Credit cards
When it comes to credit card transfers from Ghana to Philippines, Instarem emerges as our top choice of the 3 companies offering this service.
Fee alert: using a credit card to transfer money often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Philippines and Ghana.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from Ghana to Philippines.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send GHS to PHP.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.
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