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"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Most transfers are instant or same-day. Customers can earn rewards on every transaction."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
Best choice: Wise
We tested & reviewed dozens of money transfer providers, and Wise scored highly.
Wise appeared in 100% of Puerto Rico to the United States searches in the last 6 months, and was the top rated company out of 2 that support USD to USD.
So for a great blend of cost, speed & features, make your Puerto Rico to the United States transfer using Wise.
How to get the best deal on sending money from Puerto Rico to United States
- Always compare rates
Don't pay more than you have to. Use our live comparison tool to make sure you aren't missing the best rates to send money from Puerto Rico to the United States.
- Choose a provider
Select the provider that offers you the best value on buying USD & service for your needs.
- Click, sign up & send
Follow the steps & make your transfer. Your funds will soon be on their way to your chosen country & currency.
Summary of recent searches
Get the most from sending money from Puerto Rico to United States
Comparing providers offering services between Puerto Rico and the United States based on your specific transfer amount, is the easiest way to get the best price on your transfer.
We cover the entire USD-USD market and have compared 2 providers offering services between Puerto Rico and the United States.
This ensures you will get the most comprehensive options for sending US Dollar to the United States.
Whilst we rate Wise as the best overall for transfers between the two countries, comparing gives you the best idea for your specific Puerto Rico to the United States transfer needs.
Cheapest way to transfer money to the United States from Puerto Rico: Wise
Data collected over the past six months shows that Wise is 6.5% cheaper than the second-best option.
Wise offers this through a combination of an average 15.94* USD fee per transfer and exchange rate between USD-USD that is 0% different to the mid-market rate
If you want the cheapest way to send US Dollar to the United States, Wise is our recommended choice.
*The most common fee applied to USD-USD by Wise, based on data from the past six months.
Fastest money transfers to the United States from Puerto Rico: Wise.
Through our comparison, we found Wise to be the fastest option for sending US Dollar to US Dollar 100% of the time. For fast transfers between USD and USD, Wise is a great option.
When sending money from Puerto Rico to the United States, Wise has an average fee of 7.02 USD. Although we would recommend comparing the amount you want to send.
When testing the fastest options, we compared the 2 money transfer providers offering Puerto Rico to the United States transfers for overall speed. This included transfer times to after depositing US Dollar to a money transfer account.
When you want the fastest way to send, Wise is our recommended choice for Puerto Rico to the United States transfers.
Sending a large amount of money?
Of the 2 providers compared, Wise is the best rated for higher transfer amounts.
Sending large amounts of money can be expensive, and while Wise may not always be the fastest or cheapest way to send money from Puerto Rico to United States, it's a great provider for things like buying or selling property.
Understanding the cost of money transfers from Puerto Rico to United States
The total cost of sending money to United States from Puerto Rico is made up of a combination of mid-market, exchange rates and fees.
The Mid-Market and Exchange Rates: The current mid-market for USD-USD is 1 USD per US Dollar.
Using a transfer company with an exchange rate as close to the mid-market rate as possible will result in being able to buy more US Dollar for your US Dollars.
Over the last three months, the average USD-USD mid-market rate has seen each US Dollar worth 1 USD. Within this we see a high of 1, and a low of 1.
Of the 2 companies compared, Wise offers the best exchange rates.
The biggest factor in the overall cost of sending money is the exchange rate you receive on converting USD to USD.
Fees: When sending money you may have to pay fees. Instarem has had an average fee of 15.94 USD per transfer over the last 6 months, the lowest of the 2 providers compared. We would recommend searching to ensure you get the correct fee for your transfer amount.
Amount Received: When comparing providers, the best measure is the amount of US Dollar eventually received in the United States.
This number should be a guide for your decision if cost is important. A higher amount of money received in the United States means a better overall cost of sending money from Puerto Rico.
Getting best exchange rate for sending US Dollar to US Dollar
Timing is essential when tracking the mid-market rate between USD and USD. The end exchange rate you secure impacts how much USD you get for your USD.
The recent mid-market rate trends are:
Over the past six months, the mid-market rate from USD to USD was 1.
During this period, it hit a high of 1, and a low of 1.
Wise, which is our recommended service to send money online from Puerto Rico to the United States offers an exchange rate that is only 0% above the mid-market rate.
Want to secure the best USD-US Dollar exchange rates?
Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Puerto Rico to the United States!
Payment options for transfers from Puerto Rico to United States
Bank transfers
Bank transfers are often the fastest and cheapest way to send money from Puerto Rico to the United States.
Using a money transfer company such as Wise for payments from Puerto Rico to the United States, means you can send via a bank transfer and benefit from lower fees and more favorable exchange rates than you would get with a traditional bank.
Wise is the best money transfer provider for bank transfers of the 2 we compared when sending USD to the United States.With an average fee of 9.03 USD to transfer money from Puerto Rico to the United States, Wise offers a great combination of competitive exchange rates and lower fees.
Prepaid and debit cards
Sending money with a debit card from Puerto Rico to the United States is easy with Wise.
Wise is a leader in debit card money transfers from Puerto Rico to the United States. They are the best option of the 2 transfer companies compared.
Credit cards
When it comes to credit card transfers from Puerto Rico to the United States, Instarem is the top choice of the 2 companies offering this service.
Fee alert: using a credit card to transfer money internationally often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between United States and Puerto Rico.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from Puerto Rico to United States.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send USD to USD.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.
Money transfer company reviews
