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Compare ways to send money from South Africa to United States

Compare the best ways to send money from South Africa to the United States. Explore the fastest, cheapest, and most reliable providers with the best ZAR to USD exchange rates.

Read on for the best deals, expert information, and all you need to send money to the United States from South Africa.

Transferring the other way? Send USD from United States to South Africa instead.
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Companies for transfers from South Africa to United States

Sponsored - Managed Service

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation advice & no max transfer limit."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.4% - 1.5%

"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.2% - 0.7%

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation advice & no max transfer limit."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.4% - 1.5%

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.4% - 1.5%

"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."

Fees
None
Transfer Speed
Minutes - 3 days
Exchange Rate Markup
0.1% - 0.6%

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.15% - 1.5%

"Lumon has cared for over 69,000 customers since 2000. Get support for larger transfers from dedicated currency specialists."

Fees
None
Transfer Speed
Minutes - 2 days
Exchange Rate Markup
1% - 2%

"Cambridge Currencies is a boutique UK-based currency broker helping clients send funds globally. Expect personable service & competitive rates from this new industry entrant."

Fees
No fees
Transfer Speed
0-5 days
Exchange Rate Markup
0.5% - 1.2%

"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."

Fees
£/€/$3 - 5
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
1 - 2%

"Moneycorp is an established player in the market, with a focus on private clients and corporates. Make overseas payments in over 120 currencies and 190 countries."

Fees
None
Transfer Speed
Minutes - 2 days
Exchange Rate Markup
0.5% - 2%
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Best choice: Currencies Direct

Currencies Direct is our recommended way to send Rand to USD.

We tested & reviewed dozens of money transfer providers, and Currencies Direct scored highly.

Currencies Direct appeared in 49.1% of South Africa to the United States searches in the last 6 months, and was the top rated company out of 14 that support ZAR to USD.

So for a great blend of cost, speed & features, make your South Africa to the United States transfer using Currencies Direct.

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Getting the best deal on your South Africa to United States transfer

Summary of recent searches

Top rated for transfers from South Africa to United States
Currencies Direct
Total number of ZA - US providers
14
Average cheapest fees & rate
Regency FX
Average fastest transfer
CurrencyFair
Average transfer time
Within minutes
Best for bank transfers
Regency FX
Best for debit card
Instarem

Get the most from sending money from South Africa to United States

1
Compare providers

Comparing providers offering services between South Africa and the United States based on your specific transfer amount, is the easiest way to get the best price on your transfer.

We cover the entire ZAR-USD market and have compared 14 providers offering services between South Africa and the United States.

This ensures you will get the most comprehensive options for sending Rand to the United States.

Whilst we rate Currencies Direct as the best overall for transfers between the two countries, comparing gives you the best idea for your specific South Africa to the United States transfer needs.

2
Beat the Rand-US Dollar exchange rate
3
Choose the right payment method
4
Financial regulations across South Africa and United States
5
Consider minimum and maximum limits
6
Receiving money in United States
7
Be ready with your ID
8
Tax declarations

Cheapest way to send money from South Africa to the United States: Regency FX

We compared 14 money transfer companies and Regency FX offers the cheapest transfer service between South Africa and the United States.

On average, Regency FX fees were 0* ZAR per transfer and customers would expect an exchange rate between ZAR-USD that is 0.17% different to the mid-market rate

Against the others tested, Regency FX is 0.5% cheaper than the second-best option.

To secure a cheap way to transfer ZAR to the United States, Regency FX is our recommendation.

*The most common fee applied to ZAR-USD by Regency FX, based on data from the past six months.

Fastest money transfers to the United States from South Africa: CurrencyFair.

Of 14 money transfer companies offering services from South Africa to the United States, CurrencyFair is the quickest way to send money.

Through our comparison, we found CurrencyFair to be the fastest option for sending Rand to US Dollar 35.4% of the time. For fast transfers between ZAR and USD, CurrencyFair is a great option.

When sending money from South Africa to the United States, CurrencyFair has an average fee of 4 ZAR. Although we would recommend comparing the amount you want to send.

When testing the fastest options, we compared the 14 money transfer providers offering South Africa to the United States transfers for overall speed. This included transfer times to after depositing Rand to a money transfer account.

When you want the fastest way to send, CurrencyFair is our recommended choice for South Africa to the United States transfers.

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Send large sums of money abroad with Currencies Direct

Transferring bigger amounts of money to the United States from South Africa needs a strong exchange rate and effective transfer management.

From the
14 options we compared, Currencies Direct offers the strongest all-round option for large transfers to the United States from South Africa.

Whatever the reason, sending large sums of money can be expensive if you get a bad exchange rate from US Dollars to US Dollar.

As such, we recommend Currencies Direct for large transfers between the United States and South Africa.

Understanding the cost of money transfers from South Africa to United States

The total cost of sending money to United States from South Africa is made up of a combination of mid-market, exchange rates and fees.

The Mid-Market and Exchange Rates: The current mid-market for ZAR-USD is 0.0544 USD per Rand.

Using a transfer company with an exchange rate as close to the mid-market rate as possible will result in being able to buy more US Dollar for your Rands.

Over the last three months, the average ZAR-USD mid-market rate has seen each Rand worth 0.0556 USD. Within this we see a high of 0.0585, and a low of 0.0522.

Of the 14 companies compared, CurrencyFair offers the best exchange rates.

The biggest factor in the overall cost of sending money is the exchange rate you receive on converting ZAR to USD.

Fees: When sending money you may have to pay fees. Regency FX has had an average fee of 0 ZAR per transfer over the last 6 months, the lowest of the 14 providers compared. We would recommend searching to ensure you get the correct fee for your transfer amount.

Amount Received: When comparing providers, the best measure is the amount of US Dollar eventually received in the United States.

This number should be a guide for your decision if cost is important. A higher amount of money received in the United States means a better overall cost of sending money from South Africa.

Getting best exchange rate for transfers between Rand and US Dollar

Timing is essential for transferring money between ZAR and USD. The exchange rate you secure impacts how much USD you get for your ZAR.

Mid-market Rate
1 
=
0.054376 
USD

The recent trends between the currencies are:

  • Over the past six months, the mid-market rate from ZAR to USD has moved slightly. On average, it was 0.0556.

  • During this same period,there was a high of 0.0585, and a low of 0.0522.

  • Currencies Direct, which is our recommended service to send money online from South Africa to the United States offers an exchange rate that is only 1.32% above the mid-market rate.

Want to secure the best ZAR-US Dollar exchange rates?

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Payment options for South Africa to
United States money transfers

  • Bank transfers

    Bank transfers are usually the best and easiest way to send money from South Africa to the United States.

    By using a money transfer company such as Regency FX for transfers from South Africa to the United States, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates than you would get from a traditional bank.


    Regency FX is the cheapest money transfer company for bank transfers from the 14 we compared for transfers from ZAR into the United States.

    With an average fee of 0 ZAR to send money from South Africa to the United States, Regency FX offers a strong combination of competitive exchange rates and lower fees.


  • Debit cards and prepaid options

    Sending money from South Africa to the United States with a debit or a prepaid card is available through Instarem.


    Instarem is a one of the cheaper options for debit card payments for transfers from South Africa to the United States. This cost is against a total of 14 money transfer companies offering this option.

  • Credit cards

    When it comes to international credit card transfers from South Africa to the United States, emerges as our top choice of the 14 companies offering this service.

    Be aware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between United States and South Africa.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from South Africa to United States.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send ZAR to USD.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.