How to send money to the US from Ecuador with the best USD-USD rate

Get the best deals when you transfer from Ecuador to United States. Find the cheapest, fastest, and most reliable providers with the best USD to USD exchange rates.

Read on for the best deals, expert information, and all you need to send money to United States from Ecuador.

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November 13th, 2025

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Best money transfer companies

Send money from Ecuador to United States

Last updated: Today
Mid-market rate as of 11/13/2025: 1 USD = 1 USD
Results below are based on a 250 USD search
Promoted
Wise
Recipient gets (USD)
$243.99
Full transfer details
Visit Wise
$1 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sort by:
0 of 1 providers
1
Wise
Recipient gets (USD)
$243.99
Full transfer details
Visit Wise
$1 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Mid-market rate updates every 60 minutes
How effectively does your finance team manage international cash flow?

In our experience, there are always efficiencies to be made in how businesses manage international payments in and out.

Why not take our free FX health check test to see how effective your business is in managing these. It only takes a couple of minutes.

Best choice: Wise

Wise is our recommended way to send US Dollar to USD.

We tested & reviewed dozens of money transfer providers, and Wise scored highly.

Transferring 250 USD to USD will cost you $6.01 in fees, and you will receive 243.99 USD. The delivery time is same day, but it depends on the day you make the transfer.

So for a great blend of cost, speed & features, make your Ecuador to the United States transfer using Wise.

Wise is the top rated company for sending money from Ecuador (USD) to United States (USD) - Wise Screenshot

How to compare deals on Ecuador to United States money transfers

Summary of recent searches

Top rated for transfers from Ecuador to United States
Wise
Total number of EC - US providers
1
Average cheapest fees & rate
Wise
Average fastest transfer
Wise
Average transfer time
Within minutes
Best for bank transfers
Wise
Best for debit card
Wise
Best for credit card
Wise

Get the most from sending money from Ecuador to United States

1

Compare providers

Comparing providers offering services between Ecuador and the United States based on your specific transfer amount, is the easiest way to get the best price on your transfer.

We cover the entire USD-USD market and have compared 1 providers offering services between Ecuador and the United States.

This ensures you will get the most comprehensive options for sending US Dollar to the United States.

Whilst we rate Wise as the best overall for transfers between the two countries, comparing gives you the best idea for your specific Ecuador to the United States transfer needs.

2

Beat the US Dollar-US Dollar exchange rate

3

Choose the right payment method

4

Financial regulations across Ecuador and United States

5

Consider minimum and maximum limits

6

Receiving money in United States

7

Be ready with your ID

8

Tax declarations

The cheapest way to send money to US from Ecuador is using MoneyGram cash transfer service.

While online transfers are usually cheaper, there are very few providers offering USD to USD transfers, making cash transfer through a MoneyGram Agent the most practical and affordable option available.

The overall cost of your transfer includes both the transfer fee (around USD per 250 USD) and the exchange rate markup applied by MoneyGram.

These costs can vary depending on the branch location, payment method, and the amount you’re sending, so it’s always worth checking with your branch before making a transfer.

The cheapest way to to send money to US from Ecuador is via PayPal P2P Transfer

The coverage of USD/USD transfer options is very limited, therefore, PayPal’s P2P transfer service is one of the cheaper options you have, along with cash transfer via Western Union and MoneyGram.

With PayPals P2P transfer, the main cost is the conversion between currencies, which can go as high as % on top of the mid market rate, as well as a USD transfer fee.

You can also opt to use a cash transfer via MoneyGram or Western Union, which are cheaper in some cases (depending on the amount, deposit method, and your branch).

Screenshot

Sending large amounts of money

Transferring US Dollar to US Dollar in large sums calls for a strong exchange rate and hands-on management of the transfer.

Of the
1 companies compared, Wise has the strongest option for large transfers from Ecuador to the United States.

Whatever the reason, sending bigger sums of money can be costly if you get a bad exchange rate from US Dollar to US Dollar.

The Wise rate makes them great for large transfers between the United States and Ecuador.

Understanding the cost of money transfers from Ecuador to United States

The total cost of sending money to United States from Ecuador is made up of a combination of mid-market, exchange rates and fees.

The Mid-Market and Exchange Rates: The current mid-market for USD-USD is 1 USD per US Dollar.

Using a transfer company with an exchange rate as close to the mid-market rate as possible will result in being able to buy more US Dollar for your US Dollars.

Over the last 7 days, the average USD-USD mid-market rate has seen each US Dollar worth 1 USD. Within this we see a high of 1, and a low of 1.

Of the 1 companies compared, Wise offers the best exchange rates.

The biggest factor in the overall cost of sending money is the exchange rate you receive on converting USD to USD.

Fees: When sending money you may have to pay fees. Wise costs 6.01 USD per transfer at the moment, which is the cheapest option of the 1 providers compared. We would recommend searching to ensure you get the correct fee for your transfer amount.

Amount Received: When comparing providers, the best measure is the amount of US Dollar eventually received in the United States.

This number should be a guide for your decision if cost is important. A higher amount of money received in the United States means a better overall cost of sending money from Ecuador.

Getting the best exchange rate for US Dollar to US Dollar

Tracking the mid-market rate can make a huge difference when sending money USD to USD. The exchange rate you secure impacts how much USD you get for your USD.

Mid-market Rate
1 
USD
=
1.000000 
USD

Here's some data on recent trends in the mid-market rate.

  • Over the past 7 days, the interbank rate from USD to USD has seen some fluctuation. On average, it has been 1.

  • During this period, the highest value level was 1, with a low of 1.

  • Wise, which is our recommended service to send money online from Ecuador to United States offers an exchange rate that is only 0% above the mid-market rate.

Want to secure the best USD-US Dollar exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Ecuador to United States!

Paying for your Ecuador to
United States money transfer

  • Bank transfers

    A bank transfer is often the default option for money transfers from Ecuador to the United States.

    By using a money transfer company such as Wise to send money from Ecuador to the United States, you can while benefit from lower fees and more favorable exchange rates than a bank would offer. 


    On average, Wise is the cheapest money transfer provider for bank transfers from the 1 we tested when sending USD to the United States.

    With a fee of USD9.03 to send money from Ecuador to the United States, Wise offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from Ecuador to the United States with a prepaid or debit card is very easy with Wise.


    Wise is a great choice for sending money with a debit card from Ecuador to the United States. This is from the 1 money transfer companies compared.

  • Credit cards

    When it comes to credit card transfers from Ecuador to the United States, we recommend comparing your options to get the best deal.

    Be careful of fees: using a credit card to transfer money internationally often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between United States and Ecuador.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Ecuador to United States.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send USD to USD.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

Money transfer company reviews

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How long does it take to send money from Ecuador to United States?
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Are there any minimum or maximum transfer amounts for sending money from Ecuador to United States?
Can I schedule regular transfers between Ecuador and United States?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is the founder and CEO of MoneyTransfers.com, with over 10 years’ experience building consumer products across finance, insurance, and travel. A frequent traveler himself, Luke has hands-on experience testing payment and transfer services globally, giving him a unique perspective on the real-world challenges users face. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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