MoneyTransfers
/Send money/To Germany/From Singapore

Compare money transfers from Singapore to Germany

Get the best deals on transfers from Singapore to Germany. Find the cheapest, fastest, and best rated providers with the most competitive SGD to EUR exchange rates.

Read on for analysis and insights on the best ways to send money to Germany from Singapore.

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Companies for transfers from Singapore to Germany

Sponsored - Online

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Fees
0.1% - 2.6%
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%
Sponsored - Managed Service

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation advice & no max transfer limit."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.4% - 1.5%

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Fees
0.1% - 2.6%
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%

"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.2% - 0.7%

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation advice & no max transfer limit."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.4% - 1.5%

"Revolut has 50+ million customers globally. You can hold up to 36 currencies in the app and send money quickly in 70+ currencies to 160+ countries."

Fees
0.3% - 1%
Transfer Speed
Minutes - 5 days
Exchange Rate Markup
0.1% - 0.6%

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.4% - 1.5%

"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."

Fees
None
Transfer Speed
Minutes - 3 days
Exchange Rate Markup
0.1% - 0.6%

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Fees
$1.99 - $2.99
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.3% - 2.1%

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.15% - 1.5%

"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."

Fees
None
Transfer Speed
Minutes - 3 days
Exchange Rate Markup
0.1% - 1.3%

"Lumon has cared for over 69,000 customers since 2000. Get support for larger transfers from dedicated currency specialists."

Fees
None
Transfer Speed
Minutes - 2 days
Exchange Rate Markup
1% - 2%

"Cambridge Currencies is a boutique UK-based currency broker helping clients send funds globally. Expect personable service & competitive rates from this new industry entrant."

Fees
No fees
Transfer Speed
0-5 days
Exchange Rate Markup
0.5% - 1.2%

"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."

Fees
£/€/$3 - 5
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
1 - 2%

"Moneycorp is an established player in the market, with a focus on private clients and corporates. Make overseas payments in over 120 currencies and 190 countries."

Fees
None
Transfer Speed
Minutes - 2 days
Exchange Rate Markup
0.5% - 2%

Our recommendation: Wise

Wise is our top choice for SGD to EUR transfers.

We tested & reviewed 13 money transfer providers offering money transfers from Singapore to Germany, and Wise scored highly.

In total, Wise appeared in 100% of Singapore to Germany searches, and was the top rated company supporting transfers between SGD and EUR.

For a great mix of cost, speed & features, we recommend making your Singapore to Germany transfer using Wise.

Screenshot

How to send money from Singapore to Germany

Summary of recent searches

Top rated for transfers from Singapore to Germany
Wise
Total number of SG - DE providers
13
Average cheapest fees & rate
Revolut
Average fastest transfer
Wise
Average transfer time
Within minutes
Best for bank transfers
Revolut
Best for debit card
Wise

Get the most from sending money from Singapore to Germany

1
Compare providers

Comparing providers offering services between Singapore and Germany based on your specific transfer amount, is the easiest way to get the best price on your transfer.

We cover the entire SGD-EUR market and have compared 13 providers offering services between Singapore and Germany.

This ensures you will get the most comprehensive options for sending Singapore Dollar to Germany.

Whilst we rate Wise as the best overall for transfers between the two countries, comparing gives you the best idea for your specific Singapore to Germany transfer needs.

2
Beat the Singapore Dollar-Euro exchange rate
3
Choose the right payment method
4
Financial regulations across Singapore and Germany
5
Consider minimum and maximum limits
6
Receiving money in Germany
7
Be ready with your ID
8
Tax declarations

Cheapest way to transfer money to Germany from Singapore: Revolut

Revolut offers a combination of the lowest fees and best exchange rates - making it the cheapest transfer service for sending Singapore Dollar to Germany.

Of the 13 providers compared, data shows that Revolut is 0.1% cheaper than the second-best option.

The is cost is made up of an average SGD-EUR exchange rate that is 0.2% different to the mid-market rate and an average fee of 0* SGD.

If you want to secure the best rates on a SGD to Germany transfer, Revolut will result in the most Euro received.

*The most common fee applied to SGD-EUR by Revolut, based on data from the past six months.

Screenshot
Screenshot
Screenshot

Fastest company to send money to Germany from Singapore: Wise.

We compared 13 companies for fast transfers from Singapore Dollars to Germany and Wise came out on top.

Through our data, Wise was the quickest way to send money from Singapore to Euro 100% of the time.

Sending money through Wise to Germany from Singapore has an average fee of 7.06 SGD.

To understand who was the fastest, we tested Wise as part of 13 money transfer providers. Within this, we looked at the overall speed of sending money from Singapore to Germany. This was made up of transfer times to Germany after Singapore Dollars were added to a money transfer account.

When fast money transfers between Singapore and Germany are a priority, Wise is our recommended choice.

Screenshot

Transfer a large amount of money

For transferring bigger sums of money to Germany from Singapore, opt for a provider with a competitive exchange rate and strong account management.

Wise is the best rated company for sending large amounts of Euro to Germany out of
13 companies offering the service.

Whether for a property purchase, or for business, sending large amounts of money to Germany from Singapore has the potential to be very expensive.

Wise is our choice for big transfers to SGD because of all round price, speed and management when making large transfers.

Understanding the costs involved when transferring money from Singapore to Germany

When calculating the costs of money transfers between Singapore and Germany, opt for the best combination of fees and exchange rates:

The Mid-Market and Exchange Rates: Today, the SGD-EUR mid-market rate equals 0.7115 EUR per Singapore Dollar.

  • For reference, the SGD-EUR average mid-market rate for the past three months has been 0.6923 EUR per Singapore Dollar, with a high of 0.7073 and a low of 0.6835.

  • The company offering the best exchange rate is Wise.

  • Often the SGD-EUR exchange rate you receive is the bigger factor than how much it costs to send Singapore Dollars to Germany.

Fees: Fees are charged on top of a transfer. The company offering the lowest fee is Revolut, averaging 0 SGD over the last 6 months. We would recommend searching for your exact send amount to get an idea of fees.

Amount Received: The amount received in Euro is the biggest indicator the total cost of sending money from Singapore to Germany. Essentially, the more the recipient receives in Germany, the less it is costing to send from Singapore.

Track the exchange rate for Singapore Dollar to Euro

Sending money at the right time between SGD and EUR can make a huge difference to overall cost. The exchange rate impacts how much EUR you get for your SGD.

Mid-market Rate
1 
=
0.712110 
EUR

Over the last six months, the average numbers are:

  • The exchange rate from SGD to EUR averaged 0.6923 EUR.

  • The highest value recorded was 0.7073 EUR, while the lowest was 0.6835 EUR.

  • 13 providers currently offer transfers between Singapore and Germany close to this rate

Want to secure the best SGD-Euro exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Singapore to Germany!

How to pay for money transfers between Singapore and
Germany

  • Bank transfers

    Bank transfers are often fastest, cheapest and best way to send money from Singapore to Germany.

    Using a money transfer company such as Revolut for transfers from Singapore to Germany, will mean being able to send money via a bank transfer while benefitting from lower fees and more favorable exchange rates. 


    On average, Revolut is the cheapest provider for bank transfers of the 13 we compared for transfers from SGD to Germany.

    To send money from Singapore to Germany, Revolut has an average fee of 0 SGD.

  • Debit cards and prepaid options

    Sending money from Singapore to Germany with a debit card or a prepaid card is very simple with Wise.


    Wise is the cheapest option for sending money with a debit card between Singapore and Germany. This is of the 13 money transfer companies offering debit card payments on this route.

  • Credit cards

    When it comes to credit card money transfers from Singapore to Germany, emerges as our top choice of the 13 companies offering this service.

    Be aware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Germany and Singapore.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Singapore to Germany.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send SGD to EUR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

How much money can be transferred from Singapore to Germany?
Are there any tax implications to sending money from Singapore to Germany?
Can I send money from Singapore to Germany with MoneyTransfers.com?
What are the typical transfer fees for sending Singapore Dollars to Germany through various providers?
How long does it take to send money from Singapore to Germany?
What is the best exchange rate I can get for sending money from Singapore to Germany?
Are there any minimum or maximum transfer amounts for sending money from Singapore to Germany?
Can I schedule regular transfers between Singapore and Germany?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.