MoneyTransfers

How to send money to the US from Singapore with the best SGD-USD rate

Get the best deals when you transfer from Singapore to United States. Find the cheapest, fastest, and most reliable providers with the best SGD to USD exchange rates.

Read on for the best deals, expert information, and all you need to send money to United States from Singapore.

Transferring the other way? Send USD from United States to Singapore instead.
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July 8th, 2025
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Best money transfer companies

Send money from Singapore to United States

Last updated: Today
Mid-market rate as of 07/08/2025: 1 SGD = 0.782822 USD
Results below are based on a 10000 SGD search
0 of 15 providers
Sponsored
Wise
Recipient gets (USD)
$7,806.43
Full transfer details
Visit Wise
$213 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (USD)
$7,747.30
Full transfer details
Visit Xe
$154 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Live Rates
Sort by:
1
Instarem
Recipient gets (USD)
$7,827.00
Full transfer details
Visit Instarem
$234 better than a typical bank*

"Most transfers are instant or same-day. Customers can earn rewards on every transaction."

Personal account manager
Multi-currency card
Receive to bank account
Exclusive: Special Rate for 1st Transfer
2
Key Currency
Recipient gets (USD)
$7,808.65
Full transfer details
Visit Key Currency
$215 better than a typical bank*

"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."

Personal account manager
Multi-currency card
Receive to bank account
Exclusive: Special Rate for 1st Transfer
3
Currencyflow
Recipient gets (USD)
$7,807.87
Full transfer details
Visit Currencyflow
$214 better than a typical bank*

"Currencyflow is a modern FX broker backed by industry veterans with 30+ years of currency trading experience. Contact the UK-based team for a free quote."

Personal account manager
Multi-currency card
Receive to bank account
Support via email, phone, live chat + WhatsApp
Exclusive: First Transfer Deal
4
Regency FX
Recipient gets (USD)
$7,807.08
Full transfer details
Visit Regency FX
$214 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
5
Wise
Recipient gets (USD)
$7,806.43
Full transfer details
Visit Wise
$213 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Rate match guarantee (T&Cs apply)
6
TorFx
Recipient gets (USD)
$7,804.74
Full transfer details
Visit TorFx
$211 better than a typical bank*

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Personal account manager
Multi-currency card
Receive to bank account
Ideal for buying property abroad
7
OFX
Recipient gets (USD)
$7,784.00
Full transfer details
Visit OFX
$191 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
8
Currencies Direct
Recipient gets (USD)
$7,782.00
Full transfer details
Visit Currencies Direct
$189 better than a typical bank*

"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."

Personal account manager
Multi-currency card
Receive to bank account
9
CurrencyFair
Recipient gets (USD)
$7,781.00
Full transfer details
Visit CurrencyFair
$188 better than a typical bank*

"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."

Personal account manager
Multi-currency card
Receive to bank account
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
10
Xe
Recipient gets (USD)
$7,747.30
Full transfer details
Visit Xe
$154 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
11
Remitly
Recipient gets (USD)
$7,617.00
Full transfer details
Visit Remitly
$24 better than a typical bank*

"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Panda Remit
Recipient gets (USD)
$7,801.61
Sponsored
Wise
Recipient gets (USD)
$7,806.43
Full transfer details
Visit Wise
$213 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (USD)
$7,747.30
Full transfer details
Visit Xe
$154 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
How effectively does your finance team manage international cash flow?

In our experience, there are always efficiencies to be made in how businesses manage international payments in and out.

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Best choice: Wise

Wise is our recommended way to send Singapore Dollar to USD.

We tested & reviewed dozens of money transfer providers, and Wise scored highly.

Transferring 10,000 SGD to USD will cost you $27.68 in fees, and you will receive 7,806.43 USD. The delivery time is within an hour, but it depends on the day you make the transfer.

So for a great blend of cost, speed & features, make your Singapore to the United States transfer using Wise.

Wise is the top rated company for sending money from Singapore (SGD) to United States (USD) - Wise Screenshot

How to send money from Singapore to United States

Summary of recent searches

Top rated for transfers from Singapore to United States
Wise
Total number of SG - US providers
15
Average cheapest fees & rate
Instarem
Average fastest transfer
Wise
Average transfer time
Within minutes
Best for bank transfers
Instarem
Best for debit card
Wise

Get the most from sending money from Singapore to United States

1
Compare providers

Comparing providers offering services between Singapore and the United States based on your specific transfer amount, is the easiest way to get the best price on your transfer.

We cover the entire SGD-USD market and have compared 15 providers offering services between Singapore and the United States.

This ensures you will get the most comprehensive options for sending Singapore Dollar to the United States.

Whilst we rate Wise as the best overall for transfers between the two countries, comparing gives you the best idea for your specific Singapore to the United States transfer needs.

2
Beat the Singapore Dollar-US Dollar exchange rate
3
Choose the right payment method
4
Financial regulations across Singapore and United States
5
Consider minimum and maximum limits
6
Receiving money in United States
7
Be ready with your ID
8
Tax declarations

Cheapest way to transfer money to the United States from Singapore: Instarem

Instarem offers a combination of the lowest fees and best exchange rates - making it the cheapest transfer service for sending Singapore Dollar to the United States.

Of the 15 providers compared, data shows that Instarem is 0.23% cheaper than the second-best option.

The is cost is made up of an average SGD-USD exchange rate that is 0.02% different to the mid-market rate and an average fee of 47* SGD.

If you want to secure the best rates on a SGD to United States transfer, Instarem will result in the most US Dollar received.

Instarem is the cheapest way to send money from Singapore (SGD) to United States (USD) - Instarem Screenshot 1
Instarem is the cheapest way to send money from Singapore (SGD) to United States (USD) - Instarem Screenshot 2

Fastest money transfers to the United States from Singapore: Wise.

Of 15 money transfer companies offering services from Singapore to the United States, Wise is the quickest way to send money.

With Wise , the transfer time to US is within an hour, with a 27.68 SGD transfer fee (based on $10,000 transfer)

When testing the fastest options, we compared the 15 money transfer providers offering Singapore to the United States transfers for overall speed. This included transfer times to after depositing Singapore Dollar to a money transfer account.

When you want the fastest way to send, Wise is our recommended choice for Singapore to the United States transfers.

Wise is the fastest way to send money from Singapore (SGD) to United States (USD) - Wise Screenshot

Transfer a large amount of money

For transferring bigger sums of money to the United States from Singapore, opt for a provider with a competitive exchange rate and strong account management.

Wise is the best rated company for sending large amounts of US Dollar to the United States out of
15 companies offering the service.

Whether for a property purchase, or for business, sending large amounts of money to the United States from Singapore has the potential to be very expensive.

Wise is our choice for big transfers to SGD because of all round price, speed and management when making large transfers.

Understanding the cost of money transfers from Singapore to United States

The total cost of sending money to United States from Singapore is made up of a combination of mid-market, exchange rates and fees.

The Mid-Market and Exchange Rates: The current mid-market for SGD-USD is 0.7809 USD per Singapore Dollar.

Using a transfer company with an exchange rate as close to the mid-market rate as possible will result in being able to buy more US Dollar for your Singapore Dollars.

Over the last 7 days, the average SGD-USD mid-market rate has seen each Singapore Dollar worth 0.7842 USD. Within this we see a high of 0.7853, and a low of 0.7828.

Of the 15 companies compared, Wise offers the best exchange rates.

The biggest factor in the overall cost of sending money is the exchange rate you receive on converting SGD to USD.

Fees: When sending money you may have to pay fees. Instarem costs 47 SGD per transfer at the moment, which is the cheapest option of the 15 providers compared. We would recommend searching to ensure you get the correct fee for your transfer amount.

Amount Received: When comparing providers, the best measure is the amount of US Dollar eventually received in the United States.

This number should be a guide for your decision if cost is important. A higher amount of money received in the United States means a better overall cost of sending money from Singapore.

Track the exchange rate for Singapore Dollar to US Dollar

Sending money at the right time between SGD and USD can make a huge difference to overall cost. The exchange rate impacts how much USD you get for your SGD.

Mid-market Rate
1 
SGD
=
0.780948 
USD

Over the last 7 days, the average numbers are:

  • The exchange rate from SGD to USD averaged 0.7842 USD.

  • The highest value recorded was 0.7853 USD, while the lowest was 0.7828 USD.

  • 15 providers currently offer transfers between Singapore and the United States close to this rate

Want to secure the best SGD-US Dollar exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Singapore to United States!

How to pay for money transfers between Singapore and
United States

  • Bank transfers

    Bank transfers are often fastest, cheapest and best way to send money from Singapore to the United States.

    Using a money transfer company such as Instarem for transfers from Singapore to the United States, will mean being able to send money via a bank transfer while benefiting from lower fees and more favorable exchange rates. 


    On average, Instarem is the cheapest provider for bank transfers of the 15 we compared for transfers from SGD to the United States.

    To send money from Singapore to United States, Instarem has a fee of 47 SGD.

  • Debit cards and prepaid options

    Sending money from Singapore to the United States with a debit card or a prepaid card is very simple with Wise.


    Wise is the cheapest option for sending money with a debit card between Singapore and the United States. This is of the 15 money transfer companies offering debit card payments on this route.

  • Credit cards

    When it comes to credit card transfers from Singapore to the United States, we recommend comparing your options to get the best deal.

    Be aware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between United States and Singapore.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Singapore to United States.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send SGD to USD.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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