/Send money/To Philippines/From Singapore

How to send money from Singapore to Philippines with the best SGD/PHP exchange rate

Compare and find the best ways to send money to the Philippines from Singapore.

To make it easier, here are your best options:

  • Wise is the best way to send money from Singapore to the Philippines

  • TorFx is the cheapest way to send SGD to the Philippines

  • TorFx is the fastest way to transfer SGD/PHP

Otherwise, keep reading to find more deals, expert information, and learn everything you need to know about SGD/PHPtransfers.

Transferring the other way? Send PHP from Philippines to Singapore instead.
December 11th, 2025
10,000 SGD
PHP
Last updated: Today
Results below are based on a 10000 SGD search
Live mid-market rate*: 1 SGD = 45.663476 PHP
Promoted
Wise
Recipient gets (PHP)
₱454,370.70
Full transfer details
Visit Wise
₱11,435 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Promoted
Xe
Recipient gets (PHP)
₱451,879.40
Full transfer details
Visit Xe
₱8,944 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Sort by:
8 of 8 providers
1
TorFx
Recipient gets (PHP)
₱455,264.86
Full transfer details
Visit TorFx
₱12,329 better than a typical bank*

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Personal account manager
Multi-currency card
Receive to bank account
Ideal for buying property abroad
2
Wise
Recipient gets (PHP)
₱454,370.70
Full transfer details
Visit Wise
₱11,435 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
3
OFX
Recipient gets (PHP)
₱454,351.59
Full transfer details
Visit OFX
₱11,416 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
4
CurrencyFair
Recipient gets (PHP)
₱453,420.00
Full transfer details
Visit CurrencyFair
₱10,484 better than a typical bank*

"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."

Personal account manager
Multi-currency card
Receive to bank account
5
Xe
Recipient gets (PHP)
₱451,879.40
Full transfer details
Visit Xe
₱8,944 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
6
Remitly
Recipient gets (PHP)
₱449,300.00
Full transfer details
Visit Remitly
₱6,364 better than a typical bank*

"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Promoted
Wise
Recipient gets (PHP)
₱454,370.70
Full transfer details
Visit Wise
₱11,435 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Promoted
Xe
Recipient gets (PHP)
₱451,879.40
Full transfer details
Visit Xe
₱8,944 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
How effectively does your finance team manage international cash flow?

In our experience, there are always efficiencies to be made in how businesses manage international payments in and out.

Why not take our free FX health check test to see how effective your business is in managing these. It only takes a couple of minutes.

Interbank Rates

Latest SGD to PHP exchange rates

Exchange rates constantly change, so it’s very important to keep an eye on the current SGD/PHP mid-market rate.

This way, you will be able to get the most Philippine Pesos per Singapore Dollar.

Here are the latest SGD/PHP conversion rates for the most popular transfer amounts.

SGDPHP Price
1 SGD45.61
5 SGD228.03
10 SGD456.06
25 SGD1140.14
50 SGD2280.28
100 SGD4560.55
150 SGD6840.83
200 SGD9121.10
250 SGD11401.38
300 SGD13681.65
400 SGD18242.20
500 SGD22802.75
600 SGD27363.30
700 SGD31923.85
800 SGD36484.40
1000 SGD45605.50
1500 SGD68408.25
2000 SGD91211.00
2500 SGD114013.75
3000 SGD136816.50
4000 SGD182422.00
5000 SGD228027.50
10000 SGD456055.01
15000 SGD684082.51
20000 SGD912110.02
30000 SGD1368165.03
40000 SGD1824220.04
50000 SGD2280275.05
100000 SGD4560550.10
PHPSGD Price
1 PHP0.02
5 PHP0.11
10 PHP0.22
25 PHP0.55
50 PHP1.10
100 PHP2.19
150 PHP3.29
200 PHP4.39
250 PHP5.48
300 PHP6.58
400 PHP8.77
500 PHP10.96
600 PHP13.16
700 PHP15.35
800 PHP17.54
1000 PHP21.93
1500 PHP32.89
2000 PHP43.85
2500 PHP54.82
3000 PHP65.78
4000 PHP87.71
5000 PHP109.63
10000 PHP219.27
15000 PHP328.90
20000 PHP438.54
30000 PHP657.81
40000 PHP877.08
50000 PHP1096.35
100000 PHP2192.70

*Based on the mid-market rates (also known as the interbank rates or the "real" exchange rates). The actual rate offered during the transfer may vary depending on the FX markup added by the money transfer companies.

Summary of recent searches

Top rated for transfers from Singapore to Philippines
Wise
Total number of SG - PH providers
8
Average cheapest fees & rate
TorFx
Average fastest transfer
TorFx
Average transfer time
Next day
Best for bank transfers
TorFx
Best for debit card
Wise
Best for credit card
Remitly

Everything you need to know about sending SGD to PHP

We’ve compared 8 money transfer companies for SGD/PHP transfers.

TorFx is currently the cheapest and the best overall option. It offers the best SGD/PHP exchange rate (1 SGD = 45.5265 PHP) and the lowest fees of 0 SGD.

For a 10,000 SGD transfer, you will receive 455,264.86 PHP with TorFx.

If you need money quickly, TorFx is the fastest way to send Singapore Dollars to the the Philippines.

It will cost you 0 SGD, and PHP will arrive in minutes - 24 hours.

If you didn’t find what you were looking for or have any questions, send us a quick message using the chat below or to our email contact@moneytransfers.com.

Find the best SGD/PHP transfer rates

How to get the best exchange rate for your money transfers from Singapore to Philippines?

Keeping an eye on the exchange rate is extremely important, a small change in the interbank rate can get you over 100s PHP more per transfer from Singapore.

Mid-market Rate
1 
SGD
=
45.605501 
PHP

Our comparison above already shows you the best exchange rates on the market for sending money from Singapore to Philippines.

To get an even better exchange rate, we recommend creating a free account on MoneyTransfers.com and saving this search, as well as setting up SGD/PHP .

This will let you quickly access this search in your dashboard, and you will receive email notifications when the rate changes.

Want to secure the best SGD-Philippine Peso exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to send your money from Singapore to Philippines!

Our methodology

We’ve compared and analyzed 8 money transfer companies that support money transfers from Singapore to the Philippines.

First of all, every single remittance provider on the list is regulated, legit, and safe to send money abroad.

When testing SGD/PHP transfer specialists, we went through unbiased editorial process and rated each company on a scale of 1-10 based on 7 different categories.

To ensure this page remains up to date, we use our first-party data from our comparison engine and merge it with the live data feeds and APIs from the remittance companies.

This page updates daily with the latest rates and fees.

If you want to know more about our methodology and standards, check these guides:

If you want to see the full money transfer companies list, check out our company reviews page.

Related transfer routes

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is the founder and CEO of MoneyTransfers.com, with over 10 years’ experience building consumer products across finance, insurance, and travel. A frequent traveler himself, Luke has hands-on experience testing payment and transfer services globally, giving him a unique perspective on the real-world challenges users face. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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