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Send money from Singapore to Philippines
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
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"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."
"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."
"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
In our experience, there are always efficiencies to be made in how businesses manage international payments in and out.
Why not take our free FX health check test to see how effective your business is in managing these. It only takes a couple of minutes.
Best option: Wise
We tested & reviewed 8 money transfer providers, and Wise scored highly in each category.
Transferring 10,000 SGD to PHP will cost you $51.7 in fees, and your recipient will get 443,766.8 PHP.
For a great mix of cost, speed & features, transfer from Singapore to Philippine Peso using Wise.
How to send money from Singapore to Philippines
- Always compare rates
Don't pay more than you have to. Use our live comparison tool to make sure you get the best rates on converting into Philippine Peso from Singapore.
- Choose a provider
Select the provider offering the best way to send to the Philippines based on your needs.
- Click, sign up & send
Follow the steps & make your transfer. Your Philippine Peso will soon be on their way to the Philippines.
Summary of recent searches
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Considerations when sending from Singapore to Philippines
Comparing money transfer companies with services between Singapore and the Philippines, based on your specific transfer amount and transfer needs, is the best way to send money at the best price.
For this route, we’ve compared 8 providers providing services between Singapore and Philippines. This ensures you will get the best options when sending Philippine Peso to the Philippines.
Over the last 7 days, we’ve picked Wise as the best overall provider. However, comparing based on the amount you want to send to the Philippines will provide a specific provider that’s best for transferring money from Singapore.
Cheapest way to transfer money to the Philippines from Singapore: Regency FX
Of the 8 providers compared, data shows that Regency FX is 0.03% cheaper than the second-best option.
The is cost is made up of an average SGD-PHP exchange rate that is 0.27% different to the mid-market rate and an average fee of 0* SGD.
If you want to secure the best rates on a SGD to Philippines transfer, Regency FX will result in the most Philippine Peso received.
Fastest way to transfer money to Philippines from Singapore: Regency FX.
Of 8 companies compared, Regency FX offers the quickest way to send Singapore Dollars to the Philippines.
For example, sending $10,000 to Philippines with Regency FX will be minutes - 24 hours.
But, it can be quicker or longer depending on the exact amount, as well as the day and time of your transfer.
Singapore to the Philippines transfers with Regency FX have a fee of 0 SGD.
To test that Regency FX was the 'fastest' option we compared 8 providers. With this, we compared overall speed of sending money from Singapore to the Philippines made up of depositing Singapore Dollars, to a money transfer account and transfer times to the Philippines.
When sending at speed is a priority, Regency FX is our recommended choice for sending into Philippines from Singapore.
Transfer a large sum of money
From 8 money transfer companies compared, Wise is the best option for large transfers from Singapore to the Philippines.
Whether it’s for property purchases, business or any other reason, sending large amounts of money from Singapore to the Philippines can become expensive if you use a bank, or the wrong provider.
Wise is the top choice for sending large sums of money to the Philippines from Singapore because they offer a strong service and competitive exchange rates.
Understanding the cost of moving money from Singapore to Philippines
The total cost of sending money to the Philippines from Singapore, is made-up of a combination of fees and exchange rates. Sending with a company that can offer a good deal on both ensures a good deal on your transfer.
The Mid-Market and Exchange Rates: Currently, the mid-market for SGD-PHP is 44.6416 PHP per Singapore Dollar.
Finding a company offering an exchange rate closer to this will mean more Philippine Peso for your Singapore Dollar.
The average SGD-PHP mid-market rate for the last 7 days has been 44.507 PHP per Singapore Dollar. This includes a high of 44.6416, and low of 44.3882.
Out of the 8 companies compared, Wise offers the best exchange rates.
The exchange rate you receive on converting SGD to PHP should be the biggest determining cost factor when transferring Singapore Dollar to the Philippines.
Fees: Transfer fees may have to be paid alongside the transfer, either as a set fee or a percentage of the transfer. Regency FX has a fee of 0 SGD per transfer (which is the cheapest option right now for a $10,000 transfer).
Although you should search for your send amount for actual fees.
Amount Received: Money transfer companies will show you the amount of Philippine Peso eventually received in the Philippines.
A lower cost of sending from Singapore will result in more money received in the Philippines.
Track the exchange rate for Singapore Dollar to Philippine Peso
Sending money at the right time between SGD and PHP can make a huge difference to overall cost. The exchange rate impacts how much PHP you get for your SGD.
Over the last 7 days, the average numbers are:
The exchange rate from SGD to PHP averaged 44.507 PHP.
The highest value recorded was 44.6416 PHP, while the lowest was 44.3882 PHP.
8 providers currently offer transfers between Singapore and the Philippines close to this rate
Want to secure the best SGD-Philippine Peso exchange rates?
Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Singapore to Philippines!
Payment options for transfers from Singapore to Philippines
Bank transfers
Bank transfers are often the fastest and cheapest way to send money from Singapore to the Philippines.
Using a money transfer company such as Regency FX for payments from Singapore to the Philippines, means you can send via a bank transfer and benefit from lower fees and more favorable exchange rates than you would get with a traditional bank.
Regency FX is the best money transfer provider for bank transfers of the 8 we compared when sending SGD to the Philippines.
With a fee of 0 SGD to transfer money from Singapore to the Philippines, Regency FX offers a great combination of competitive exchange rates and lower fees.
Prepaid and debit cards
Sending money with a debit card from Singapore to the Philippines is easy with Wise.
Wise is a leader in debit card money transfers from Singapore to the Philippines. They are the best option of the 8 transfer companies compared.
Credit cards
When it comes to credit card transfers from Singapore to the Philippines, we recommend comparing your options to get the best deal.
Fee alert: using a credit card to transfer money internationally often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Philippines and Singapore.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from Singapore to Philippines.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send SGD to PHP.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.
Money transfer company reviews
