MoneyTransfers

How to send money to Singapore from Japan with the best JPY-SGD rate

Find money transfer deals for sending money from Japan to Singapore. Compare the cheapest, fastest, and most reliable providers with the best JPY to SGD exchange rates.

Read on for the best deals, expert information, and easiest ways to send money to Singapore from Japan.

Transferring the other way? Send SGD from Singapore to Japan instead.
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July 7th, 2025
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Best money transfer companies

Send money from Japan to Singapore

Last updated: Today
Mid-market rate as of 07/07/2025: 1 JPY = 0.00881 SGD
Results below are based on a 1000000 JPY search
0 of 11 providers
Sponsored
Wise
Recipient gets (SGD)
$8,751.76
Full transfer details
Visit Wise
$206 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (SGD)
$8,590.00
Full transfer details
Visit Xe
$44 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Live Rates
Sort by:
Exclusive: Special Rate for 1st Transfer
1
Key Currency
Recipient gets (SGD)
$8,787.98
Full transfer details
Visit Key Currency
$242 better than a typical bank*

"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."

Personal account manager
Multi-currency card
Receive to bank account
Exclusive: First Transfer Deal
2
Regency FX
Recipient gets (SGD)
$8,786.21
Full transfer details
Visit Regency FX
$241 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
Rate match guarantee (T&Cs apply)
3
TorFx
Recipient gets (SGD)
$8,783.57
Full transfer details
Visit TorFx
$238 better than a typical bank*

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Personal account manager
Multi-currency card
Receive to bank account
Ideal for buying property abroad
4
Wise
Recipient gets (SGD)
$8,751.76
Full transfer details
Visit Wise
$206 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
5
Currencies Direct
Recipient gets (SGD)
$8,732.00
Full transfer details
Visit Currencies Direct
$186 better than a typical bank*

"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."

Personal account manager
Multi-currency card
Receive to bank account
6
OFX
Recipient gets (SGD)
$8,719.00
Full transfer details
Visit OFX
$173 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
7
Xe
Recipient gets (SGD)
$8,590.00
Full transfer details
Visit Xe
$44 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Panda Remit
Recipient gets (SGD)
$8,783.53
Sponsored
Wise
Recipient gets (SGD)
$8,751.76
Full transfer details
Visit Wise
$206 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (SGD)
$8,590.00
Full transfer details
Visit Xe
$44 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions

Best way to send: Wise

Wise is our top pick for sending JPY to SGD.

We tested & reviewed 11 money transfer companies offering services between Japan and Singapore, and Wise scored highly.

Sending 1,000,000 JPY to Singapore Dollars will cost you ¥7294 in fees, and you will receive 8,751.76 SGD. The delivery time is within minutes.

So for a great mix of cost, speed & features, make your Japan to Singapore transfer using Wise.

Wise is the top rated company for sending money from Japan (JPY) to Singapore (SGD) - Wise Screenshot

How to send money from Japan to Singapore

Summary of recent searches

Top rated for transfers from Japan to Singapore
Wise
Total number of JP - SG providers
11
Average cheapest fees & rate
Key Currency
Average fastest transfer
Wise
Average transfer time
Within minutes
Best for bank transfers
Key Currency

Considerations ahead of sending money from Japan to Singapore

1
Compare providers

A comparison of providers offering services between Japan and Singapore, based on your specific transfer amount is the best way to send money with the confidence you’re getting the best price.

We’ve compared 11 providers that provide services for sending Yen to Singapore. This ensures you will get the best options for your transfer to Singapore from Japan.

Whilst we rate Wise as the best overall, comparing gives you a comprehensive view of all the options for transferring money from Japan to Singapore.

2
Get ahead of the Yen-Singapore Dollar exchange rate
3
Choose the right payment method
4
Financial regulation in Singapore and Japan
5
Consider transfer limits
6
Receiving money in Singapore
7
Have your ID ready
8
Tax declarations

Cheapest way to send money from Japan to Singapore: Key Currency

We compared 11 money transfer companies and Key Currency offers the cheapest transfer service between Japan and Singapore.

Key Currency fees are 0 JPY per transfer and you can expect an exchange rate between JPY-SGD that is 0.25% different to the mid-market rate

Against the others tested, Key Currency is 0.02% cheaper than the second-best option.

To secure a cheap way to transfer JPY to Singapore, Key Currency is our recommendation.

Key Currency is the cheapest way to send money from Japan (JPY) to Singapore (SGD) - Key Currency Screenshot

Fastest money transfers to Singapore from Japan: Wise.

Of 11 money transfer companies offering services from Japan to Singapore, Wise is the quickest way to send money.

With Wise , the transfer time to Singapore is within minutes, with a 7294 JPY transfer fee (based on ¥1,000,000 transfer)

When testing the fastest options, we compared the 11 money transfer providers offering Japan to Singapore transfers for overall speed. This included transfer times to after depositing Yen to a money transfer account.

When you want the fastest way to send, Wise is our recommended choice for Japan to Singapore transfers.

Wise is the fastest way to send money from Japan (JPY) to Singapore (SGD) - Wise Screenshot

Send large sums of money abroad with Currencies Direct

Transferring bigger amounts of money to Singapore from Japan needs a strong exchange rate and effective transfer management.

From the
11 options we compared, Currencies Direct offers the strongest all-round option for large transfers to Singapore from Japan.

Whatever the reason, sending large sums of money can be expensive if you get a bad exchange rate from Singapore Dollars to Singapore Dollar.

As such, we recommend Currencies Direct for large Singapore transfers.

Understanding the cost of transferring money from Japan to Singapore

The total cost of money transfers from Japan to Singapore is a combination of fees and exchange rates. Get the best of both, and you will be getting a good deal.

The Mid-Market and Exchange Rates: The mid-market rate for JPY-SGD is currently 0.0088 SGD per Yen. Providers offering services closer to this rate will ensure more Singapore Dollar for your Yens.

  • To give a historic average, over the last 7 days the JPY-SGD mid-market rate has been 0.0088 SGD per Yen, this has had a high of 0.0089 and a low of 0.0088.

  • From the 11 companies compared, Key Currency offers the best exchange rate on transfers to Singapore and Japan.

  • Generally, the exchange rate you receive on converting JPY to SGD will be the biggest factor impacting the cost of sending Yens to Singapore.

Fees: Transfer fees are charged alongside a transfer. The company offering the lowest fee is Key Currency, just 0 JPY per transfer. In all cases, we recommend searching for your exact send amount as fees may change.

Amount Received: Money transfer companies will show you the amount eventually received in Singapore Dollar. Simply, the higher the amount received in Japan, the lower the cost of sending from Singapore.

The best exchange rate for Yen to Singapore Dollar transfers

When sending money between JPY and SGD getting a good deal on an exchange rate is essential. The exchange rate you secure impacts how much SGD you get for your JPY.

Mid-market Rate
1 
=
0.008824 
SGD

Here's how the mid-market rate has performed recently, which will impact the overall cost of the exchange rate.

  • In the past week, the mid-market rate from JPY to SGD has been 0.0088.

  • During this period, there was a high of 0.0089, and 0.0088 being the lowest point.

  • Wise, which is our recommended service to send money online from Japan to Singapore offers an exchange rate with a 0.11% markup against the mid-market rate.

Want to secure the best JPY-Singapore Dollar exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Japan to Singapore!

Japan to
Singapore money transfer payment methods

  • Bank transfers

    Bank transfers are often the best payment method for money transfers from Japan to Singapore.

    A money transfer company like Key Currency offer bank transfers between Japan and Singapore with lower fees and better exchange rates than you would get from a traditional bank. 


    On average, Key Currency is the cheapest provider for bank transfers of the 11 we tested when sending JPY to Singapore.

    Key Currency has a fee of 0 JPY for money transfersfrom Japan to Singapore. Overall, they offer a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from Japan to Singapore with a debit or a prepaid card is very simple with .


    is a leader in debit card payments for transfers from Japan to Singapore, competing among a total of 11 active money transfer companies on this route.

  • Credit cards

    Not many money transfer companies offer direct credit card deposits, because it is more expensive for everyone.

    We recommend using a bank transfer or a debit card transfer if you can; otherwise, make a quick comparison to find the latest deal.

    Fee alert: using a credit card to transfer money can result in a fee being charged by your card issuer as it is considered as a cash advance. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Singapore and Japan.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Japan to Singapore.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send JPY to SGD.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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