How to send money to Japan from Singapore with the best SGD-JPY rate
Compare the best ways to send money from Singapore to Japan. Explore the fastest, cheapest, and most reliable providers with the best SGD to JPY exchange rates.
Read on for the best deals, expert information, and all you need to send money to Japan from Singapore.
Transferring the other way? Send JPY from Japan to Singapore instead."Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."
"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."
"Currencyflow is a modern FX broker backed by industry veterans with 30+ years of currency trading experience. Contact the UK-based team for a free quote."
"Currencyflow is a modern FX broker backed by industry veterans with 30+ years of currency trading experience. Contact the UK-based team for a free quote."
"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."
"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."
"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."
"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."
"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."
"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."
"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."
"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
Best way to send: Wise
We tested & reviewed 13 money transfer companies offering services between Singapore and Japan, and Wise scored highly.
For example, sending 10,000 SGD to JPY will cost you $32.64 in fees, and you will receive 1,202,592 JPY. The delivery time is within a week, but it depends on the day you make the transfer.
So for a great mix of cost, speed & features, make your Singapore to Japan transfer using Wise.

How to compare deals on your Singapore to Japan transfer
Always compare rates
Don't pay more than you have to. Use our live comparison tool to make sure get best exchange rates on transfers from Singapore to Japan.
Choose a provider
Select the provider that offers you the best value & service for your needs.
Click, sign up & send
Follow the steps & make your transfer. Your funds will soon be on their way to Japan from Singapore.
Considerations when sending from Singapore to Japan
Comparing money transfer companies with services between Singapore and Japan, based on your specific transfer amount and transfer needs, is the best way to send money at the best price.
For this route, we’ve compared 13 providers providing services between Singapore and Japan. This ensures you will get the best options when sending Yen to Japan.
Over the last 7 days, we’ve picked Wise as the best overall provider. However, comparing based on the amount you want to send to Japan will provide a specific provider that’s best for transferring money from Singapore.
Cheapest way to transfer money to Japan from Singapore: Key Currency
Of the 13 providers compared, data shows that Key Currency is 0.01% cheaper than the second-best option.
The is cost is made up of an average SGD-JPY exchange rate that is 0.25% different to the mid-market rate and an average fee of 0* SGD.
If you want to secure the best rates on a SGD to Japan transfer, Key Currency will result in the most Yen received.

Fastest way to transfer money to Japan from Singapore: Currencyflow.
Of 13 companies compared, Currencyflow offers the quickest way to send Singapore Dollars to Japan.
For example, sending $10,000 to Japan with Currencyflow will be minutes - 24 hours.
But, it can be quicker or longer depending on the exact amount, as well as the day and time of your transfer.
Singapore to Japan transfers with Currencyflow have a fee of 0 SGD.
To test that Currencyflow was the 'fastest' option we compared 13 providers. With this, we compared overall speed of sending money from Singapore to Japan made up of depositing Singapore Dollars, to a money transfer account and transfer times to Japan.
When sending at speed is a priority, Currencyflow is our recommended choice for sending into Japan from Singapore.

The best apps to send SGD to Japan from Singapore
Most money transfer companies have apps you can use to send money abroad.
We've compared and analyzed over 13 apps & companies for SGD/JPY transfers and these are the best apps we found. All these apps are available on iOS and Android for free.
App | Rating | Mobile wallet |
|---|---|---|
iOS: 4.8 / 4.4K reviews Android: 4.7 / 2.09K reviews | Yes (21 currencies) | |
iOS: 4.7 / 106 reviews Android: 4.8 / 835 reviews | No | |
iOS: 4.8 / 158K reviews Android: 4.8 / 1.52M reviews | Yes (40+ currencies) | |
iOS: 4.8 / 108.4K reviews Android: 4.8 / 346K reviews | No | |
iOS: 4.9 / 936K reviews Android: 4.8 / 3.64M reviews | Yes (39 currencies) |
Transfer a large amount of money
Wise is the best rated company for sending large amounts of Yen to Japan out of 13 companies offering the service.
Whether for a property purchase, or for business, sending large amounts of money to Japan from Singapore has the potential to be very expensive.
Wise is our choice for big transfers to SGD because of all round price, speed and management when making large transfers.

Understanding the cost of moving money from Singapore to Japan
The total cost of sending money to Japan from Singapore, is made-up of a combination of fees and exchange rates. Sending with a company that can offer a good deal on both ensures a good deal on your transfer.
The Mid-Market and Exchange Rates: Currently, the mid-market for SGD-JPY is 120.7929 JPY per Singapore Dollar.
Finding a company offering an exchange rate closer to this will mean more Yen for your Singapore Dollar.
The average SGD-JPY mid-market rate for the last 7 days has been 120.286 JPY per Singapore Dollar. This includes a high of 120.9104, and low of 119.7966.
Out of the 13 companies compared, Wise offers the best exchange rates.
The exchange rate you receive on converting SGD to JPY should be the biggest determining cost factor when transferring Singapore Dollar to Japan.
Fees: Transfer fees may have to be paid alongside the transfer, either as a set fee or a percentage of the transfer. Key Currency has a fee of 0 SGD per transfer (which is the cheapest option right now for a $10,000 transfer).
Although you should search for your send amount for actual fees.
Amount Received: Money transfer companies will show you the amount of Yen eventually received in Japan.
A lower cost of sending from Singapore will result in more money received in Japan.
Track the exchange rate for Singapore Dollar to Yen
Sending money at the right time between SGD and JPY can make a huge difference to overall cost. The exchange rate impacts how much JPY you get for your SGD.
Over the last 7 days, the average numbers are:
The exchange rate from SGD to JPY averaged 120.286 JPY.
The highest value recorded was 120.9104 JPY, while the lowest was 119.7966 JPY.
13 providers currently offer transfers between Singapore and Japan close to this rate
Want to secure the best SGD-Yen exchange rates?
Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Singapore to Japan!
Paying for your Singapore to Japan money transfer
Bank transfers
A bank transfer is often the default option for money transfers from Singapore to Japan.
By using a money transfer company such as Key Currency to send money from Singapore to Japan, you can while benefit from lower fees and more favorable exchange rates than a bank would offer.
On average, Key Currency is the cheapest money transfer provider for bank transfers from the 13 we tested when sending SGD to Japan.
With a fee of SGD0 to send money from Singapore to Japan, Key Currency offers a great combination of competitive exchange rates and lower fees.
Debit and prepaid cards
Sending money from Singapore to Japan with a prepaid or debit card is very easy with Wise.
Wise is a great choice for sending money with a debit card from Singapore to Japan. This is from the 13 money transfer companies compared.
Credit cards
When it comes to credit card money transfers from Singapore to Japan there aren't that many options, mainly because it's more expensive.
If you have to, we to get the best deal on JPY
Be careful of fees: using a credit card to transfer money internationally often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Japan and Singapore.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from Singapore to Japan.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send SGD to JPY.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

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