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Send money from Philippines to Singapore
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."
"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."
"If you and the person you are sending money to both have PayPal apps, you can quickly and easily send money between each other."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
Best recommended: Wise
Of the 4 money transfer providers tested and reviewed, Wise scored highly for its competitive rates and fees.
A transfer of 14,700 Philippine Pesos to SGD will cost you ₱87.72 in fees, and you will receive 324.85 SGD. The transfer time is within minutes, but might be a bit longer depending on the day you make the transfer.
Make your Philippines to Singapore transfer using Wise for the best mix of cost and speed.
How to send money from Philippines to Singapore
Always compare rates
Don't pay more than you have to. Use our live comparison tool to make sure you get the best rates on converting into Singapore Dollar from the Philippines.
Choose a provider
Select the provider offering the best way to send to Singapore based on your needs.
Click, sign up & send
Follow the steps & make your transfer. Your Singapore Dollar will soon be on their way to Singapore.
Summary of recent searches
Considerations ahead of sending money from Philippines to Singapore
Compare providers
A comparison of providers offering services between the Philippines and Singapore, based on your specific transfer amount is the best way to send money with the confidence you’re getting the best price.
We’ve compared 4 providers that provide services for sending Philippine Peso to Singapore. This ensures you will get the best options for your transfer to Singapore from the Philippines.
Whilst we rate Wise as the best overall, comparing gives you a comprehensive view of all the options for transferring money from the Philippines to Singapore.
Get ahead of the Philippine Peso-Singapore Dollar exchange rate
Choose the right payment method
Financial regulation in Singapore and Philippines
Consider transfer limits
Receiving money in Singapore
Have your ID ready
Tax declarations
The fastest way to send money to Singapore from Philippines is by sending cash
Cash transfers are almost instant in most cases.
However, in some cases, it can take a few days to process, depending on your branch, how much you are sending, and the deposit method you use.
Considering there aren’t many PHP/SGD transfer options available, this is by far the fastest way to do it.
The cheapest way to to send money to Singapore from Philippines is via PayPal P2P Transfer
The coverage of PHP/SGD transfer options is very limited, therefore, PayPal’s P2P transfer service is one of the cheaper options you have, along with cash transfer via Western Union and MoneyGram.
With PayPals P2P transfer, the main cost is the conversion between currencies, which can go as high as % on top of the mid market rate, as well as a PHP transfer fee.
You can also opt to use a cash transfer via MoneyGram or Western Union, which are cheaper in some cases (depending on the amount, deposit method, and your branch).
Sending large amounts of money
Of the 4 companies compared, Wise has the strongest option for large transfers from the Philippines to Singapore.
Whatever the reason, sending bigger sums of money can be costly if you get a bad exchange rate from Philippine Peso to Singapore Dollar.
The Wise rate makes them great for large transfers between Singapore and the Philippines.
Understanding the cost of transferring money to Singapore from Philippines
Fees and exchange rates make up the total cost of sending money from Singapore to Singapore. Finding a company that can offer both ensures a good deal on your transfer.
The Mid-Market and Exchange Rates: The current PHP-SGD mid-market rate is 0.0222 SGD per Philippine Peso. You will get more Singapore Dollar for your Philippine Pesos if you find a provider close to this number.
For context, over the last 7 days the PHP-SGD mid-market rate has had a high of 0.0222, a low of 0.022 and averaged 0.0221 SGD per Philippine Peso.
Across the 4 companies compared, the best exchange rate is with Wise.
Unless fees are unusually high, the exchange rate you receive on converting PHP to SGD will be the biggest determining factor when working out the cost of transferring Philippine Pesos to Singapore.
Fees: Transfer fees are charged as part of the transfer. Wise charges the lowest fee of 87.72 PHP at the moment. We’d always recommend comparing providers for your exact send amount as fees may change.
Amount Received: Money transfer companies will show you the amount of Singapore Dollar eventually received in Singapore. You can assume that a lower cost of sending from the Philippines will result in more money received in Singapore.
Finding the best exchange rate between Philippine Peso and Singapore Dollar
Getting a strong exchange rate between PHP and SGD is essential. The exchange rate you secure impacts how much SGD you get for your PHP.
It can pay to track rates, and keep on top of currency trends.
In the past 7 days, the mid-market rate from PHP to SGD has averaged 0.0221.
In this period there was a high of 0.0222, and a low of 0.022.
Wise, which is our recommended service to send money online from Philippines to Singapore offers 0.0222 SGD per PHP which is only -0.12% above the mid-market rate.
Want to secure the best PHP-Singapore Dollar exchange rates?
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Philippines to Singapore money transfer payment methods
Bank transfers
Bank transfers are often the best payment method for money transfers from the Philippines to Singapore.
A money transfer company like Wise offer bank transfers between the Philippines and Singapore with lower fees and better exchange rates than you would get from a traditional bank.
On average, Wise is the cheapest provider for bank transfers of the 4 we tested when sending PHP to Singapore.
Wise has a fee of 87.72 PHP for money transfersfrom the Philippines to Singapore. Overall, they offer a great combination of competitive exchange rates and lower fees.
Debit and prepaid cards
Sending money from the Philippines to Singapore with a debit or a prepaid card is very simple with Western Union Agent.
Western Union Agent is a leader in debit card payments for transfers from the Philippines to Singapore, competing among a total of 4 active money transfer companies on this route.
Credit cards
Not many money transfer companies offer direct credit card deposits, because it is more expensive for everyone.
We recommend using a bank transfer or a debit card transfer if you can; otherwise, make a quick comparison to find the latest deal.
Fee alert: using a credit card to transfer money can result in a fee being charged by your card issuer as it is considered as a cash advance. That's why we recommend bank transfer or debit card instead.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Singapore and Philippines.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from Philippines to Singapore.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send PHP to SGD.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.
Money transfer company reviews
