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How to send money to Singapore from Philippines with the best PHP-SGD rate

Get the best deals when you send money from the Philippines to Singapore. Find the best, cheapest, and fastest, providers for PHP to SGD transfers and exchange rates.

Read on for insights and expert information, and all you need to make money transfers to Singapore from Philippines.

Transferring the other way? Send SGD from Singapore to Philippines instead.
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July 7th, 2025
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Best money transfer companies

Send money from Philippines to Singapore

Last updated: Today
Mid-market rate as of 07/07/2025: 1 PHP = 0.022534 SGD
Results below are based on a 400000 PHP search
0 of 1 providers
Sponsored
Wise
Recipient gets (SGD)
$9,006.05
Full transfer details
Visit Wise
$263 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Live Rates
Sort by:
1
Wise
Recipient gets (SGD)
$9,006.05
Full transfer details
Visit Wise
$263 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Mid-market rate updates every 60 minutes
Sponsored
Wise
Recipient gets (SGD)
$9,006.05
Full transfer details
Visit Wise
$263 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers

Best recommended: Wise

Wise is our top pick for sending Philippine Peso to Singapore.

Of the 1 money transfer providers tested and reviewed, Wise scored highly for its competitive rates and fees.

A transfer of 400,000 Philippine Pesos to SGD will cost you ₱1202.08 in fees, and you will receive 9,006.05 SGD. The transfer time is within minutes, but might be a bit longer depending on the day you make the transfer.

Make your Philippines to Singapore transfer using Wise for the best mix of cost and speed.

Wise is the top rated company for sending money from Philippines (PHP) to Singapore (SGD) - Wise Screenshot

How to send money from Philippines to Singapore

Summary of recent searches

Top rated for transfers from Philippines to Singapore
Wise
Total number of PH - SG providers
1
Average cheapest fees & rate
Wise
Average fastest transfer
Wise
Average transfer time
Within minutes
Best for bank transfers
Wise

Considerations ahead of sending money from Philippines to Singapore

1
Compare providers

A comparison of providers offering services between the Philippines and Singapore, based on your specific transfer amount is the best way to send money with the confidence you’re getting the best price.

We’ve compared 1 providers that provide services for sending Philippine Peso to Singapore. This ensures you will get the best options for your transfer to Singapore from the Philippines.

Whilst we rate Wise as the best overall, comparing gives you a comprehensive view of all the options for transferring money from the Philippines to Singapore.

2
Get ahead of the Philippine Peso-Singapore Dollar exchange rate
3
Choose the right payment method
4
Financial regulation in Singapore and Philippines
5
Consider transfer limits
6
Receiving money in Singapore
7
Have your ID ready
8
Tax declarations

Cheapest way to send money from the Philippines to Singapore: Wise

We compared 1 money transfer companies and Wise offers the cheapest transfer service between the Philippines and Singapore.

Wise fees are 1202.08 PHP per transfer and you can expect an exchange rate between PHP-SGD that is -0.29% different to the mid-market rate

Against the others tested, Wise is 0% cheaper than the second-best option.

To secure a cheap way to transfer PHP to Singapore, Wise is our recommendation.

Wise is the cheapest way to send money from Philippines (PHP) to Singapore (SGD) - Wise Screenshot

Fastest money transfers to Singapore from the Philippines: Wise.

Of 1 money transfer companies offering services from the Philippines to Singapore, Wise is the quickest way to send money.

With Wise , the transfer time to Singapore is within minutes, with a 1202.08 PHP transfer fee (based on ₱400,000 transfer)

When testing the fastest options, we compared the 1 money transfer providers offering the Philippines to Singapore transfers for overall speed. This included transfer times to after depositing Philippine Peso to a money transfer account.

When you want the fastest way to send, Wise is our recommended choice for the Philippines to Singapore transfers.

Wise is the fastest way to send money from Philippines (PHP) to Singapore (SGD) - Wise Screenshot

Sending large amounts of money

Transferring Philippine Peso to Singapore Dollar in large sums calls for a strong exchange rate and hands-on management of the transfer.

Of the
1 companies compared, Wise has the strongest option for large transfers from the Philippines to Singapore.

Whatever the reason, sending bigger sums of money can be costly if you get a bad exchange rate from Philippine Peso to Singapore Dollar.

The Wise rate makes them great for large transfers between Singapore and the Philippines.

Understanding the cost of transferring money to Singapore from Philippines

Fees and exchange rates make up the total cost of sending money from Singapore to Singapore. Finding a company that can offer both ensures a good deal on your transfer.

The Mid-Market and Exchange Rates: The current PHP-SGD mid-market rate is 0.0225 SGD per Philippine Peso. You will get more Singapore Dollar for your Philippine Pesos if you find a provider close to this number.

  • For context, over the last 7 days the PHP-SGD mid-market rate has had a high of 0.0226, a low of 0.0225 and averaged 0.0226 SGD per Philippine Peso.

  • Across the 1 companies compared, the best exchange rate is with Wise.

  • Unless fees are unusually high, the exchange rate you receive on converting PHP to SGD will be the biggest determining factor when working out the cost of transferring Philippine Pesos to Singapore.

Fees: Transfer fees are charged as part of the transfer. Wise charges the lowest fee of 1202.08 PHP at the moment. We’d always recommend comparing providers for your exact send amount as fees may change.

Amount Received: Money transfer companies will show you the amount of Singapore Dollar eventually received in Singapore. You can assume that a lower cost of sending from the Philippines will result in more money received in Singapore.

Finding the best exchange rate between Philippine Peso and Singapore Dollar

Getting a strong exchange rate between PHP and SGD is essential. The exchange rate you secure impacts how much SGD you get for your PHP.

Mid-market Rate
1 
=
0.022543 
SGD

It can pay to track rates, and keep on top of currency trends.

  • In the past 7 days, the mid-market rate from PHP to SGD has averaged 0.0226.

  • In this period there was a high of 0.0226, and a low of 0.0225.

  • Wise, which is our recommended service to send money online from Philippines to Singapore offers 0.0226 SGD per PHP which is only -0.29% above the mid-market rate.

Want to secure the best PHP-Singapore Dollar exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Philippines to Singapore!

Philippines to
Singapore money transfer payment methods

  • Bank transfers

    Bank transfers are often the best payment method for money transfers from the Philippines to Singapore.

    A money transfer company like Wise offer bank transfers between the Philippines and Singapore with lower fees and better exchange rates than you would get from a traditional bank. 


    On average, Wise is the cheapest provider for bank transfers of the 1 we tested when sending PHP to Singapore.

    Wise has a fee of 1202.08 PHP for money transfersfrom the Philippines to Singapore. Overall, they offer a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from the Philippines to Singapore with a debit or a prepaid card is very simple with .


    is a leader in debit card payments for transfers from the Philippines to Singapore, competing among a total of 1 active money transfer companies on this route.

  • Credit cards

    Not many money transfer companies offer direct credit card deposits, because it is more expensive for everyone.

    We recommend using a bank transfer or a debit card transfer if you can; otherwise, make a quick comparison to find the latest deal.

    Fee alert: using a credit card to transfer money can result in a fee being charged by your card issuer as it is considered as a cash advance. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Singapore and Philippines.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Philippines to Singapore.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send PHP to SGD.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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