/Send money/To Singapore/From Indonesia

How to send money to Singapore from Indonesia with the best IDR-SGD rate

Compare ways to send money from Indonesia to Singapore. Find the cheapest, fastest, and most reliable providers with the best IDR to SGD exchange rates.

Read on for the best deals, expert information, and all you need to send money to Singapore from Indonesia.

Transferring the other way? Send SGD from Singapore to Indonesia instead.
December 3rd, 2025
4,200,000 IDR
SGD
Last updated: Today
Results below are based on a 4200000 IDR search
Live mid-market rate*: 1 IDR = 0.00007793934 SGD
Promoted
Wise
Recipient gets (SGD)
$322.57
Full transfer details
Visit Wise
$5 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sort by:
4 of 4 providers
1
Wise
Recipient gets (SGD)
$322.57
Full transfer details
Visit Wise
$5 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Send cash via a Western Union agent
2
Western Union Agent
Recipient gets (SGD)
$310.98
Full transfer details

"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."

7.7
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Send cash via a MoneyGram agent
3
MoneyGram Agent
Recipient gets (SGD)
$310.98
Full transfer details

"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."

7.5
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Send Money Between PayPal Accounts
4
PayPal App
Recipient gets (SGD)
$307.70
Full transfer details

"If you and the person you are sending money to both have PayPal apps, you can quickly and easily send money between each other."

5.4
Personal account manager
Multi-currency card
Receive to bank account or debit card
P2P transfer
Mid-market rate updates every 60 minutes
Promoted
Wise
Recipient gets (SGD)
$322.57
Full transfer details
Visit Wise
$5 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers

Best recommended: Wise

Wise is our top pick for sending Rupiah to Singapore.

Of the 4 money transfer providers tested and reviewed, Wise scored highly for its competitive rates and fees.

A transfer of 4,200,000 Rupiahs to SGD will cost you Rp59316 in fees, and you will receive 322.57 SGD. The transfer time is within minutes, but might be a bit longer depending on the day you make the transfer.

Make your Indonesia to Singapore transfer using Wise for the best mix of cost and speed.

Wise is the top rated company for sending money from Indonesia (IDR) to Singapore (SGD) - Wise Screenshot

How to send money from Indonesia to Singapore

Always compare rates

Don't pay more than you have to. Use our live comparison tool to make sure you get the best rates on converting into Singapore Dollar from Indonesia.

Always compare rates

Choose a provider

Select the provider offering the best way to send to Singapore based on your needs.

Choose a provider

Click, sign up & send

Follow the steps & make your transfer. Your Singapore Dollar will soon be on their way to Singapore.

Click, sign up & send

Summary of recent searches

Top rated for transfers from Indonesia to Singapore
Wise
Total number of ID - SG providers
4
Average cheapest fees & rate
Wise
Average fastest transfer
Wise
Average transfer time
Within a week
Best for bank transfers
Wise
Best for debit card
PayPal App
Best for credit card
PayPal App

Considerations ahead of sending money from Indonesia to Singapore

A comparison of providers offering services between Indonesia and Singapore, based on your specific transfer amount is the best way to send money with the confidence you’re getting the best price.

We’ve compared 4 providers that provide services for sending Rupiah to Singapore. This ensures you will get the best options for your transfer to Singapore from Indonesia.

Whilst we rate Wise as the best overall, comparing gives you a comprehensive view of all the options for transferring money from Indonesia to Singapore.

The fastest way to send money to Singapore from Indonesia is by sending cash

Cash transfers are almost instant in most cases.

However, in some cases, it can take a few days to process, depending on your branch, how much you are sending, and the deposit method you use.

Considering there aren’t many IDR/SGD transfer options available, this is by far the fastest way to do it.

The cheapest way to to send money to Singapore from Indonesia is via PayPal P2P Transfer

The coverage of IDR/SGD transfer options is very limited, therefore, PayPal’s P2P transfer service is one of the cheaper options you have, along with cash transfer via Western Union and MoneyGram.

With PayPals P2P transfer, the main cost is the conversion between currencies, which can go as high as % on top of the mid market rate, as well as a IDR transfer fee.

You can also opt to use a cash transfer via MoneyGram or Western Union, which are cheaper in some cases (depending on the amount, deposit method, and your branch).

Screenshot

Sending a large amount of money?

For big transfers from Indonesia to Singapore, competitive pricing & strong customer service are essential.

Of the
4 providers compared, Wise is the best rated for higher transfer amounts.

Sending large amounts of money can be expensive, and while Wise may not always be the fastest or cheapest way to send money from Indonesia to Singapore, it's a great provider for things like buying or selling property.

Understanding the cost of sending money to Singapore from Indonesia

The cost of sending money from Singapore to Singapore, is made-up of a combination of fees and exchange rates:

The Mid-Market and Exchange Rates: The mid-market rate determines a mid-price for buying currency. The current mid-market rate from IDR-SGD is 0.0001 SGD per Rupiah.

  • Finding a provider offering an exchange as close to 0.0001 as possible will ensure more Singapore Dollar received when transferring.

  • For context, the IDR-SGD mid-market rate for the past 7 days has averaged 0.0001 SGD per Rupiah. This includes a high of 0.0001, and low of 0.0001.

  • Wise currently offers the best exchange rate on transfers from Indonesia to Singapore.

For the most part the IDR-SGD exchange rate you receive is the biggest factor impacting the cost of sending IDR to Singapore.

Fees: Outside of exchange rates, you may need to pay a fee to send. Wise currently offers the lowest fees on transfers to Singapore from Indonesia. They charge 59316 IDR per transfer.

Although this does include large transfers as well, we recommend searching for your exact send amount for an exact fee.

Amount Received: The amount received in Singapore Dollar is the amount you started with, minus the amount you paid in the exchange and fees.

The better deal you get on exchanging Rupiahs to SGD, paired with a low fee, means a higher total amount received in Singapore.

Getting best exchange rate for transfers between Rupiah and Singapore Dollar

Timing is essential for transferring money between IDR and SGD. The exchange rate you secure impacts how much SGD you get for your IDR.

Mid-market Rate
1 
IDR
=
0.000078 
SGD

The recent trends between the currencies are:

  • Over the past 7 days, the mid-market rate from IDR to SGD has moved slightly. On average, it was 0.0001.

  • During this same period,there was a high of 0.0001, and a low of 0.0001.

  • Wise, which is our recommended service to send money online from Indonesia to Singapore offers 0.0001 SGD per IDR which is only -24.8% above the mid-market rate.

Want to secure the best IDR-Singapore Dollar exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Indonesia to Singapore!

Indonesia to
Singapore money transfer payment methods

Bank transfers

Bank transfers are often the best payment method for money transfers from Indonesia to Singapore.

A money transfer company like Wise offer bank transfers between Indonesia and Singapore with lower fees and better exchange rates than you would get from a traditional bank. 


On average, Wise is the cheapest provider for bank transfers of the 4 we tested when sending IDR to Singapore.

Wise has a fee of 59316 IDR for money transfers from Indonesia to Singapore. Overall, they offer a great combination of competitive exchange rates and lower fees.


Debit and prepaid cards

Sending money from Indonesia to Singapore with a debit or a prepaid card is very simple with Western Union Agent.


Western Union Agent is a leader in debit card payments for transfers from Indonesia to Singapore, competing among a total of 4 active money transfer companies on this route.

Credit cards

Not many money transfer companies offer direct credit card deposits, because it is more expensive for everyone.

We recommend using a bank transfer or a debit card transfer if you can; otherwise, .

Fee alert: using a credit card to transfer money can result in a fee being charged by your card issuer as it is considered as a cash advance. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Singapore and Indonesia.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Indonesia to Singapore.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send IDR to SGD.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

Related transfer routes

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Are there any minimum or maximum transfer amounts for sending money from Indonesia to Singapore?
Can I schedule regular transfers between Indonesia and Singapore?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is the founder and CEO of MoneyTransfers.com, with over 10 years’ experience building consumer products across finance, insurance, and travel. A frequent traveler himself, Luke has hands-on experience testing payment and transfer services globally, giving him a unique perspective on the real-world challenges users face. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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