How to send money to Singapore from Indonesia with the best IDR-SGD rate
Compare ways to send money from Indonesia to Singapore. Find the cheapest, fastest, and most reliable providers with the best IDR to SGD exchange rates.
Read on for the best deals, expert information, and all you need to send money to Singapore from Indonesia.
Transferring the other way? Send SGD from Singapore to Indonesia instead."Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."
"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."
"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."
"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."
"If you and the person you are sending money to both have PayPal apps, you can quickly and easily send money between each other."
"If you and the person you are sending money to both have PayPal apps, you can quickly and easily send money between each other."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
Best recommended: Wise
Of the 4 money transfer providers tested and reviewed, Wise scored highly for its competitive rates and fees.
A transfer of 4,200,000 Rupiahs to SGD will cost you Rp59316 in fees, and you will receive 322.57 SGD. The transfer time is within minutes, but might be a bit longer depending on the day you make the transfer.
Make your Indonesia to Singapore transfer using Wise for the best mix of cost and speed.

How to send money from Indonesia to Singapore
Always compare rates
Don't pay more than you have to. Use our live comparison tool to make sure you get the best rates on converting into Singapore Dollar from Indonesia.
Choose a provider
Select the provider offering the best way to send to Singapore based on your needs.
Click, sign up & send
Follow the steps & make your transfer. Your Singapore Dollar will soon be on their way to Singapore.
Considerations ahead of sending money from Indonesia to Singapore
A comparison of providers offering services between Indonesia and Singapore, based on your specific transfer amount is the best way to send money with the confidence you’re getting the best price.
We’ve compared 4 providers that provide services for sending Rupiah to Singapore. This ensures you will get the best options for your transfer to Singapore from Indonesia.
Whilst we rate Wise as the best overall, comparing gives you a comprehensive view of all the options for transferring money from Indonesia to Singapore.
The fastest way to send money to Singapore from Indonesia is by sending cash
Cash transfers are almost instant in most cases.
However, in some cases, it can take a few days to process, depending on your branch, how much you are sending, and the deposit method you use.
Considering there aren’t many IDR/SGD transfer options available, this is by far the fastest way to do it.

The cheapest way to to send money to Singapore from Indonesia is via PayPal P2P Transfer
The coverage of IDR/SGD transfer options is very limited, therefore, PayPal’s P2P transfer service is one of the cheaper options you have, along with cash transfer via Western Union and MoneyGram.
With PayPals P2P transfer, the main cost is the conversion between currencies, which can go as high as % on top of the mid market rate, as well as a IDR transfer fee.
You can also opt to use a cash transfer via MoneyGram or Western Union, which are cheaper in some cases (depending on the amount, deposit method, and your branch).

Sending a large amount of money?
Of the 4 providers compared, Wise is the best rated for higher transfer amounts.
Sending large amounts of money can be expensive, and while Wise may not always be the fastest or cheapest way to send money from Indonesia to Singapore, it's a great provider for things like buying or selling property.

Understanding the cost of sending money to Singapore from Indonesia
The cost of sending money from Singapore to Singapore, is made-up of a combination of fees and exchange rates:
The Mid-Market and Exchange Rates: The mid-market rate determines a mid-price for buying currency. The current mid-market rate from IDR-SGD is 0.0001 SGD per Rupiah.
Finding a provider offering an exchange as close to 0.0001 as possible will ensure more Singapore Dollar received when transferring.
For context, the IDR-SGD mid-market rate for the past 7 days has averaged 0.0001 SGD per Rupiah. This includes a high of 0.0001, and low of 0.0001.
Wise currently offers the best exchange rate on transfers from Indonesia to Singapore.
For the most part the IDR-SGD exchange rate you receive is the biggest factor impacting the cost of sending IDR to Singapore.
Fees: Outside of exchange rates, you may need to pay a fee to send. Wise currently offers the lowest fees on transfers to Singapore from Indonesia. They charge 59316 IDR per transfer.
Although this does include large transfers as well, we recommend searching for your exact send amount for an exact fee.
Amount Received: The amount received in Singapore Dollar is the amount you started with, minus the amount you paid in the exchange and fees.
The better deal you get on exchanging Rupiahs to SGD, paired with a low fee, means a higher total amount received in Singapore.
Getting best exchange rate for transfers between Rupiah and Singapore Dollar
Timing is essential for transferring money between IDR and SGD. The exchange rate you secure impacts how much SGD you get for your IDR.
The recent trends between the currencies are:
Over the past 7 days, the mid-market rate from IDR to SGD has moved slightly. On average, it was 0.0001.
During this same period,there was a high of 0.0001, and a low of 0.0001.
Wise, which is our recommended service to send money online from Indonesia to Singapore offers 0.0001 SGD per IDR which is only -24.8% above the mid-market rate.
Want to secure the best IDR-Singapore Dollar exchange rates?
Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Indonesia to Singapore!
Indonesia to Singapore money transfer payment methods
Bank transfers
Bank transfers are often the best payment method for money transfers from Indonesia to Singapore.
A money transfer company like Wise offer bank transfers between Indonesia and Singapore with lower fees and better exchange rates than you would get from a traditional bank.
On average, Wise is the cheapest provider for bank transfers of the 4 we tested when sending IDR to Singapore.
Wise has a fee of 59316 IDR for money transfers from Indonesia to Singapore. Overall, they offer a great combination of competitive exchange rates and lower fees.
Debit and prepaid cards
Sending money from Indonesia to Singapore with a debit or a prepaid card is very simple with Western Union Agent.
Western Union Agent is a leader in debit card payments for transfers from Indonesia to Singapore, competing among a total of 4 active money transfer companies on this route.
Credit cards
Not many money transfer companies offer direct credit card deposits, because it is more expensive for everyone.
We recommend using a bank transfer or a debit card transfer if you can; otherwise, .
Fee alert: using a credit card to transfer money can result in a fee being charged by your card issuer as it is considered as a cash advance. That's why we recommend bank transfer or debit card instead.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Singapore and Indonesia.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from Indonesia to Singapore.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send IDR to SGD.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

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