How to send money to Argentina from the US with the best USD-ARS rate

We compared 6 companies sending money from the United States to Argentina. TapTap Send is the best and cheapest, while TapTap Send is the fastest.

Sending $7,000 with TapTap Send gets your recipient 11,690,000 ARS at 1,670.0000 ARS per USD.

Best companies for USD/ARS transfers

6 of 6 providers

Last updated on 10 November 2026

Based on 7,000 USD transfer

Best companies for USD/ARS transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee $115.66 1 USD = 1545.6800 ARS 0.00% vs mid-market Recipient gets $10,640,986.65 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Argentina with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
$115.661 USD = 1545.6800 ARS
$10,640,986.65You pay$7,000.00
Promoted

Xe

Pay via Bank transfer
Fee $0.00 1 USD = 1552.3500 ARS -0.43% vs mid-market Recipient gets $10,866,450.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Argentina with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 USD = 1552.3500 ARS
$10,866,450.00You pay$7,000.00

Run a live search

Showing top United States to Argentina deals for 7,000 USD. Do a live search with your exact amount for today's best rates.

TapTap Send

Pay via Debit card
Fee $1.99 1 USD = 1670.0000 ARS -7.73% vs mid-market Recipient gets $11,690,000.00 Minutes
CheapestFastest
Receive to bank account

Ways to receive money in Argentina with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Mobile walletMinutesAvailable via:E-Wallet
$1.991 USD = 1670.0000 ARS
$11,690,000.00You pay$7,001.99
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee $1.99 1 USD = 1630.4508 ARS -5.34% vs mid-market Recipient gets $11,413,155.60 Minutes - 24 hours

Ways to receive money in Argentina with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
$1.991 USD = 1630.4508 ARS
$11,413,155.60You pay$7,001.99
Mobile walletMinutes - 24 hoursAvailable via:All Wallets
$1.991 USD = 1630.4508 ARS
$11,413,155.60You pay$7,001.99
Cash pickupMinutes - 24 hours
$5.991 USD = 1606.0602 ARS
$11,242,421.40You pay$7,005.99
$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee $2.49 1 USD = 1630.4508 ARS -5.34% vs mid-market Recipient gets $11,413,155.60 Minutes - 24 hours

Ways to receive money in Argentina with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
$2.491 USD = 1630.4508 ARS
$11,413,155.60You pay$7,002.49
Mobile walletMinutes - 24 hoursAvailable via:All Wallets
$2.991 USD = 1630.4508 ARS
$11,413,155.60You pay$7,002.99
Cash pickupMinutes - 24 hours
$75.991 USD = 1606.0602 ARS
$11,242,421.40You pay$7,075.99
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee $177.99 1 USD = 1630.4508 ARS -5.34% vs mid-market Recipient gets $11,413,155.60 Minutes - 24 hours

Ways to receive money in Argentina with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
$177.991 USD = 1630.4508 ARS
$11,413,155.60You pay$7,177.99
Mobile walletMinutes - 24 hoursAvailable via:All Wallets
$210.001 USD = 1630.4508 ARS
$11,413,155.60You pay$7,210.00
Cash pickupMinutes - 24 hours
$179.991 USD = 1606.0602 ARS
$11,242,421.40You pay$7,179.99
$0 fee on first online transfers

MoneyGram

Pay via Cash deposit
Fee $60.79 1 USD = 1606.0602 ARS -3.83% vs mid-market Recipient gets $11,242,421.40 Minutes - 24 hours

Ways to receive money in Argentina with MoneyGram when paying by cash deposit.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
$60.791 USD = 1606.0602 ARS
$11,242,421.40You pay$7,060.79

Xe

Pay via Bank transfer
Fee $0.00 1 USD = 1552.3500 ARS -0.43% vs mid-market Recipient gets $10,866,450.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Argentina with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 USD = 1552.3500 ARS
$10,866,450.00You pay$7,000.00

Xe

Pay via Debit card
Fee $35.00 1 USD = 1552.3500 ARS -0.43% vs mid-market Recipient gets $10,812,117.75 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Argentina with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
$35.001 USD = 1552.3500 ARS
$10,812,117.75You pay$7,000.00
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee $0.00 1 USD = 1541.5112 ARS +0.27% vs mid-market Recipient gets $10,790,578.06 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Argentina with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 USD = 1541.5112 ARS
$10,790,578.06You pay$7,000.00

OFX

Pay via Bank transfer
Fee $0.00 1 USD = 1537.9561 ARS +0.50% vs mid-market Recipient gets $10,765,692.54 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in Argentina with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 USD = 1537.9561 ARS
$10,765,692.54You pay$7,000.00

Wise

Pay via Bank transfer
Fee $115.66 1 USD = 1545.6800 ARS 0.00% vs mid-market Recipient gets $10,640,986.65 Same day
Our top pick
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Argentina with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
$115.661 USD = 1545.6800 ARS
$10,640,986.65You pay$7,000.00

Xe

Pay via Credit card
Fee $210.00 1 USD = 1552.3500 ARS -0.43% vs mid-market Recipient gets $10,540,456.50 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Argentina with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
$210.001 USD = 1552.3500 ARS
$10,540,456.50You pay$7,000.00
How Our Results Work
Mid-market rate: 1 USD = 1545.6845 ARS Updates every 60 minutes.

How to send money from US to Argentina

Pick a company

If you're sending a one-off transfer, then TapTap Send is the best option.

TapTap Send was the cheapest on 30 of the 30 days it quoted $7,000 transfers to Argentina.

For recurring transfers, I'd suggest using an app like TapTap Send or a multi-currency account.

For large transfers, a broker like Xe is the best option.

If your recipient needs cash, MoneyGram is the cheapest.

How much you send will affect the best option for you right now.

Pay for it

You have 4 ways to pay for your transfer to Argentina, including bank transfer, debit card, credit card, and cash deposit.

Usually, using bank transfer to fund your transfer is the cheapest but slowest option (ACH and takes a few days).

You can use a debit card, Apple Pay and Google Pay for quicker deposit but it's a bit more expensive.

I suggest avoiding credit cards since these are most expensive and have cash advance fees (Amex is very rarely accepted in general).

Check and send

First time round you'll need to confirm who you are.

An SSN isn't required, an ITIN or a foreign passport works with most companies here.

Compare amounts

How much USD are you sending to Argentina?

How much USD you send to Argentina heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows TapTap Send was the cheapest in 100% of the transfers from $5,000 it quoted, and in 88% of all the transfers it quoted.

Cheapest service
$500-7.73%$1.99$835,000.00with debit card to mobile wallet+$111,613.24
$2,000-7.73%$1.99$3,340,000.00with debit card to mobile wallet+$233,518.24
$5,000-7.73%$1.99$8,350,000.00with debit card to mobile wallet+$574,830.38
$7,000This page-7.73%$1.99$11,690,000.00with debit card to mobile wallet+$636,530.03
$10,000-7.73%$1.99$16,700,000.00with debit card to mobile wallet+$1,019,688.27
$50,0000.25%$0.00$77,090,371.15with bank transfer to bank deposit+$96,604.47
$100,000-7.73%$1.99$167,000,000.00with debit card to mobile wallet+$9,710,837.63
$250,000-7.73%$1.99$417,500,000.00with debit card to mobile wallet+$24,278,119.06

Mid-market rate: 1 USD = 1545.6845 ARS

USD/ARS Exchange Rate History

Is today a good time to send money from US to Argentina?

The cheapest way to send USD to ARS can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's TapTap Send), across 30 days of comparisons for 7,000 USD transfers to Argentina.

ARS received for $7,000, after fees

Tue, Nov 10, 2026Mid-market rate$10,819,791.49 TapTap Send $11,690,000.00TapTap Send$11,690,000.00MoneyGram$11,413,155.60Xe$10,866,450.00

10.4M
10.6M
10.8M
11.0M
11.2M
11.4M
11.6M
11.8M
At the mid-market rateWith the cheapest optionTapTap SendMoneyGramXe
Exchange rateFeeRecipient getsDifference
Mid-market rate 1516.7575 – $10,617,302.52
TapTap Send Cheapest 1610.0000 $1.99 $11,270,000.00 +$652,697.48
MoneyGram 1567.0710 $1.99 $10,969,497.00 +$352,194.48
Xe 1508.1375 $0.00 $10,556,962.50 −$60,340.02
Exchange rateFeeRecipient getsDifference
Mid-market rate 1516.7771 – $10,617,439.61
TapTap Send Cheapest 1610.0000 $1.99 $11,270,000.00 +$652,560.39
MoneyGram 1567.0710 $1.99 $10,969,497.00 +$352,057.39
Xe 1508.1375 $0.00 $10,556,962.50 −$60,477.11
Exchange rateFeeRecipient getsDifference
Mid-market rate 1513.2559 – $10,592,791.32
TapTap Send Cheapest 1610.0000 $1.99 $11,270,000.00 +$677,208.68
MoneyGram 1567.0710 $1.99 $10,969,497.00 +$376,705.68
Xe 1508.1375 $0.00 $10,556,962.50 −$35,828.82
Exchange rateFeeRecipient getsDifference
Mid-market rate 1513.2028 – $10,592,419.64
TapTap Send Cheapest 1610.0000 $1.99 $11,270,000.00 +$677,580.37
MoneyGram 1571.9418 $1.99 $11,003,592.60 +$411,172.96
Xe 1508.1375 $0.00 $10,556,962.50 −$35,457.13
Exchange rateFeeRecipient getsDifference
Mid-market rate 1512.9866 – $10,590,905.93
TapTap Send Cheapest 1615.0000 $1.99 $11,305,000.00 +$714,094.07
MoneyGram 1571.9418 $1.99 $11,003,592.60 +$412,686.67
Xe 1508.1375 $0.00 $10,556,962.50 −$33,943.43
Exchange rateFeeRecipient getsDifference
Mid-market rate 1509.5161 – $10,566,612.55
TapTap Send Cheapest 1615.0000 $1.99 $11,305,000.00 +$738,387.45
MoneyGram 1571.9418 $1.99 $11,003,592.60 +$436,980.05
Xe 1508.1375 $0.00 $10,556,962.50 −$9,650.05
Exchange rateFeeRecipient getsDifference
Mid-market rate 1515.2544 – $10,606,780.59
TapTap Send Cheapest 1615.0000 $1.99 $11,305,000.00 +$698,219.41
MoneyGram 1571.9418 $1.99 $11,003,592.60 +$396,812.01
Xe 1508.1375 $0.00 $10,556,962.50 −$49,818.09
Exchange rateFeeRecipient getsDifference
Mid-market rate 1517.7771 – $10,624,439.59
TapTap Send Cheapest 1615.0000 $1.99 $11,305,000.00 +$680,560.41
MoneyGram 1571.9418 $1.99 $11,003,592.60 +$379,153.01
Xe 1508.1375 $0.00 $10,556,962.50 −$67,477.09
Exchange rateFeeRecipient getsDifference
Mid-market rate 1524.2500 – $10,669,750.20
TapTap Send Cheapest 1615.0000 $1.99 $11,305,000.00 +$635,249.80
MoneyGram 1581.6933 $1.99 $11,071,853.10 +$402,102.90
Xe 1508.1375 $0.00 $10,556,962.50 −$112,787.70
Exchange rateFeeRecipient getsDifference
Mid-market rate 1524.7615 – $10,673,330.49
TapTap Send Cheapest 1624.0000 $1.99 $11,368,000.00 +$694,669.51
MoneyGram 1583.6436 $1.99 $11,085,505.20 +$412,174.71
Xe 1508.1375 $0.00 $10,556,962.50 −$116,367.99
Exchange rateFeeRecipient getsDifference
Mid-market rate 1525.7093 – $10,679,965.21
TapTap Send Cheapest 1630.0000 $1.99 $11,410,000.00 +$730,034.79
MoneyGram 1586.5641 $1.99 $11,105,948.70 +$425,983.49
Xe 1508.1375 $0.00 $10,556,962.50 −$123,002.71
Exchange rateFeeRecipient getsDifference
Mid-market rate 1527.4975 – $10,692,482.52
TapTap Send Cheapest 1635.0000 $1.99 $11,445,000.00 +$752,517.48
MoneyGram 1604.1267 $1.99 $11,228,886.90 +$536,404.38
Xe 1508.1375 $0.00 $10,556,962.50 −$135,520.02
Exchange rateFeeRecipient getsDifference
Mid-market rate 1523.1431 – $10,662,001.88
TapTap Send Cheapest 1645.0000 $1.99 $11,515,000.00 +$852,998.13
MoneyGram 1604.1267 $1.99 $11,228,886.90 +$566,885.03
Xe 1508.1375 $0.00 $10,556,962.50 −$105,039.38
Exchange rateFeeRecipient getsDifference
Mid-market rate 1523.1431 – $10,662,001.88
TapTap Send Cheapest 1645.0000 $1.99 $11,515,000.00 +$852,998.13
MoneyGram 1604.1267 $1.99 $11,228,886.90 +$566,885.03
Xe 1508.1375 $0.00 $10,556,962.50 −$105,039.38
Exchange rateFeeRecipient getsDifference
Mid-market rate 1529.1596 – $10,704,117.23
TapTap Send Cheapest 1645.0000 $1.99 $11,515,000.00 +$810,882.77
MoneyGram 1604.1267 $1.99 $11,228,886.90 +$524,769.67
Xe 1508.1375 $0.00 $10,556,962.50 −$147,154.73
Exchange rateFeeRecipient getsDifference
Mid-market rate 1540.7485 – $10,785,239.54
TapTap Send Cheapest 1645.0000 $1.99 $11,515,000.00 +$729,760.46
MoneyGram 1627.5303 $1.99 $11,392,712.10 +$607,472.56
Xe 1547.4375 $0.00 $10,832,062.50 +$46,822.96
Exchange rateFeeRecipient getsDifference
Mid-market rate 1538.2510 – $10,767,757.09
TapTap Send Cheapest 1650.0000 $1.99 $11,550,000.00 +$782,242.91
MoneyGram 1617.7788 $1.99 $11,324,451.60 +$556,694.51
Xe 1547.4375 $0.00 $10,832,062.50 +$64,305.41
Exchange rateFeeRecipient getsDifference
Mid-market rate 1541.6375 – $10,791,462.51
TapTap Send Cheapest 1650.0000 $1.99 $11,550,000.00 +$758,537.49
MoneyGram 1613.8782 $1.99 $11,297,147.40 +$505,684.89
Xe 1547.4375 $0.00 $10,832,062.50 +$40,599.99
Exchange rateFeeRecipient getsDifference
Mid-market rate 1538.5109 – $10,769,576.57
TapTap Send Cheapest 1655.0000 $1.99 $11,585,000.00 +$815,423.43
MoneyGram 1613.8782 $1.99 $11,297,147.40 +$527,570.83
Xe 1547.4375 $0.00 $10,832,062.50 +$62,485.93
Exchange rateFeeRecipient getsDifference
Mid-market rate 1535.5040 – $10,748,527.85
TapTap Send Cheapest 1655.0000 $1.99 $11,585,000.00 +$836,472.15
MoneyGram 1611.9279 $1.99 $11,283,495.30 +$534,967.45
Xe 1547.4375 $0.00 $10,832,062.50 +$83,534.65
Exchange rateFeeRecipient getsDifference
Mid-market rate 1528.3167 – $10,698,216.87
TapTap Send Cheapest 1655.0000 $1.99 $11,585,000.00 +$886,783.13
MoneyGram 1611.9279 $1.99 $11,283,495.30 +$585,278.43
Xe 1547.4375 $0.00 $10,832,062.50 +$133,845.63
Exchange rateFeeRecipient getsDifference
Mid-market rate 1535.5044 – $10,748,530.81
TapTap Send Cheapest 1655.0000 $1.99 $11,585,000.00 +$836,469.19
MoneyGram 1611.9279 $1.99 $11,283,495.30 +$534,964.49
Xe 1547.4375 $0.00 $10,832,062.50 +$83,531.69
Exchange rateFeeRecipient getsDifference
Mid-market rate 1545.2353 – $10,816,647.09
TapTap Send Cheapest 1655.0000 $1.99 $11,585,000.00 +$768,352.91
MoneyGram 1611.9279 $1.99 $11,283,495.30 +$466,848.21
Xe 1547.4375 $0.00 $10,832,062.50 +$15,415.41
Exchange rateFeeRecipient getsDifference
Mid-market rate 1550.6677 – $10,854,673.91
TapTap Send Cheapest 1655.0000 $1.99 $11,585,000.00 +$730,326.09
Xe 1552.3500 $0.00 $10,866,450.00 +$11,776.09
MoneyGram No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 1547.5275 – $10,832,692.64
TapTap Send Cheapest 1660.0000 $1.99 $11,620,000.00 +$787,307.36
MoneyGram 1628.5005 $1.99 $11,399,503.50 +$566,810.86
Xe 1552.3500 $0.00 $10,866,450.00 +$33,757.36
Exchange rateFeeRecipient getsDifference
Mid-market rate 1545.0455 – $10,815,318.54
TapTap Send Cheapest 1670.0000 $1.99 $11,690,000.00 +$874,681.46
MoneyGram 1630.4508 $1.99 $11,413,155.60 +$597,837.06
Xe 1552.3500 $0.00 $10,866,450.00 +$51,131.46
Exchange rateFeeRecipient getsDifference
Mid-market rate 1544.0467 – $10,808,327.07
TapTap Send Cheapest 1670.0000 $1.99 $11,690,000.00 +$881,672.93
MoneyGram 1630.4508 $1.99 $11,413,155.60 +$604,828.53
Xe 1552.3500 $0.00 $10,866,450.00 +$58,122.93
Exchange rateFeeRecipient getsDifference
Mid-market rate 1544.0467 – $10,808,327.07
TapTap Send Cheapest 1670.0000 $1.99 $11,690,000.00 +$881,672.93
MoneyGram 1630.4508 $1.99 $11,413,155.60 +$604,828.53
Xe 1552.3500 $0.00 $10,866,450.00 +$58,122.93
Exchange rateFeeRecipient getsDifference
Mid-market rate 1545.4872 – $10,818,410.41
TapTap Send Cheapest 1670.0000 $1.99 $11,690,000.00 +$871,589.59
MoneyGram 1630.4508 $1.99 $11,413,155.60 +$594,745.19
Xe 1552.3500 $0.00 $10,866,450.00 +$48,039.59
Exchange rateFeeRecipient getsDifference
Mid-market rate 1545.6845 – $10,819,791.49
TapTap Send Cheapest 1670.0000 $1.99 $11,690,000.00 +$870,208.51
MoneyGram 1630.4508 $1.99 $11,413,155.60 +$593,364.11
Xe 1552.3500 $0.00 $10,866,450.00 +$46,658.51

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send $7,000, after fees, as quoted by each company. The mid-market line shows what $7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

Understanding USD/ARS exchange rate

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more ARS per USD than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 30 of the last 30 days.

Right now, TapTap Send pays 11,690,000 ARS on 7,000 USD, which is 870,208.51 ARS more than the mid-market amount, so it's a good deal (pretty much free money).

Today's payout is the highest in the past month.

If you need to send money now, it's a good time to send.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Argentina.

We've tracked 239 comparisons to check how often today's top companies were the cheapest across 8 amounts over the past month.

  1. TapTap SendAppeared in 232 comparisons

    Cheapest in 88% of them

  2. MoneyGramAppeared in 228 comparisons

    Cheapest in 2% of them

  3. XeAppeared in 201 comparisons

    Never the cheapest

Based on 239 comparisons across 8 amounts over the last 30 days.

Is the cheapest money transfer company always the best?

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyze companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today TapTap Send is the cheapest and gets you the most ARS, and it was also the cheapest in 88% of the 232 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to Argentina.

MoneyGram (today's second cheapest) was the cheapest in only 2% of its comparisons, so it's rarely the cheapest option for transfers to Argentina.

Ways to send money from the US to Argentina

There are 6 companies available for sending money from the US to Argentina, across app, online, currency broker, in person, multi-currency account, and global business account, and more.

For regular transfers home

Money transfer apps

If you send a few hundred dollars home every payday, an app is usually the cheapest way and the least work.

TapTap Send charges $1.99 on a $7,000 transfer with -7.73% markup, saves your recipient's details for next time, and ARS arrives in minutes.

Over the past month, TapTap Send was the cheapest app on 100% of the days it appeared for $7,000 transfers.

Funding from a US bank account or debit card avoids the 1% federal tax that applies to cash-funded transfers.

Sending without a US bank account

Cash & in-person transfers

Paying in cash at an agent can work without a US bank account.

The ID accepted depends on the company and the amount, so check before visiting if you do not have an SSN.

Hand $7,000 to a MoneyGram agent in the US, and your recipient will get 11,413,155.60 ARS in minutes - 24 hours.

Our data shows MoneyGram came out cheapest among in-person options on 100% of days in the past month.

However, transfers funded with cash or a money order carry a 1% federal tax since January 1, 2026. To avoid it, fund with a debit card or bank account instead (most agents take both).

For one-off transfers

Online transfers

For a one-off transfer, an online service funded from your checking account is usually the cheapest way to send money to Argentina.

Of all online companies listed here, MoneyGram gets you the most ARS per USD.

On a $7,000 transfer, you will get 11,413,155.60 ARS after a $1.99 fee and -5.34% markup.

In our comparisons over the past month, it was the cheapest online service on 29 of the 29 days it quoted.

But, bank funding (ACH) takes 1 to 3 business days to clear, while debit cards (and Google Pay/Apple Pay) are usually instant but cost a bit more.

For transfers over $10,000

Currency brokers

For large transfers to Argentina (e.g. a property purchase, tuition, or moving to Argentina), a broker like Xe charges no fee, gives you a dedicated account manager, and adds -0.43% markup on USD/ARS that gets lower the more you send.

Our analysis shows Xe was the cheapest broker in 23% of the transfers from $5,000 it quoted.

It's also good to check Wise since you get a bulk discount on transfers over $25,000 (per month).

Business payments from the US

Global accounts

Global accounts are for US businesses paying people abroad.

Companies like Airwallex, WorldFirst, or Payoneer handle the recurring and batch payments, invoicing, tracking, and more.

Holding & spending currencies

Multi-currency accounts

A multi-currency account like Wise is the best for holding and receiving ARS.

This is useful for traveling to Argentina, building up ARS balance, or receiving payments in ARS.

Wise converts $7,000 at 0% markup plus small fee and holds the ARS until you spend it.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

Ways to fund USD and receive ARS in Argentina

With TapTap Send, paying by debit card and receiving through mobile wallet is the cheapest combination. Sending $7,000 gives your recipient 11,690,000 ARS.

Deposit USD by bank transfer, debit card, credit card, and cash deposit.

The simplest way is to pay from your US checking account

Pay by bank transfer using your routing and account numbers.

An ACH payment is usually cheaper than a card, but it may take some time for it to clear before a money transfer company can send the money to Argentina.

You can deposit cash

You'll need to visit the nearest MoneyGram branch and hand over $7,000.

MoneyGram is the cheapest option and will get you 11,413,155.60 ARS on a $7,000 transfer after fees.

Transfers funded with physical cash are subject to the 1% US remittance transfer tax, but funding from a US bank account or with a US-issued debit or credit card is exempt.

Zelle and Cash App only send money within the US, so neither can send money to Argentina.

Venmo now sends money internationally to PayPal users in 90+ countries.

Your recipient in Argentina can collect ARS through bank deposit, mobile wallet, and cash pickup.

They can collect cash in Argentina

Your recipient can collect ARS from a participating MoneyGram location in Argentina.

They should take a valid photo ID and the collection reference, and check that the name on the transfer matches their ID.

  1. 1
    Debit card Mobile wallet

    You pay $7,001.99

    AR$11,690,000

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay $7,002.49

    AR$11,413,156

    -AR$276,844

  3. 3
    Bank transfer Bank deposit

    You pay $7,001.99

    AR$11,413,156

    -AR$276,844

  4. 4
    Bank transfer Mobile wallet

    You pay $7,001.99

    AR$11,413,156

    -AR$276,844

  5. 5
    Credit card Bank deposit

    You pay $7,177.99

    AR$11,413,156

    -AR$276,844

Show moreShow less
  1. 6
    Credit card Mobile wallet

    You pay $7,210.00

    AR$11,413,156

    -AR$276,844

  2. 7
    Debit card Cash pickup

    You pay $7,075.99

    AR$11,242,421

    -AR$447,579

  3. 8
    Bank transfer Cash pickup

    You pay $7,005.99

    AR$11,242,421

    -AR$447,579

  4. 9
    Credit card Cash pickup

    You pay $7,179.99

    AR$11,242,421

    -AR$447,579

  5. 10
    Cash deposit Cash pickup

    You pay $7,060.79

    AR$11,242,421

    -AR$447,579

Things to consider before sending USD to Argentina

The way you fund the transfer now affects the tax, while US law gives you specific rights if something goes wrong.

Find the right USD/ARS company

Cheapest way to send money to Argentina

The cheapest option is TapTap Send, funded by debit card with mobile wallet for the payout. Your recipient gets 11,690,000 ARS, which is 2.37% more than the next best option.

Fastest way to send money to Argentina

The fastest option is TapTap Send. Pay by debit card and choose mobile wallet for the payout. Your recipient gets 11,690,000 ARS, with the money arriving in minutes.

Cash-funded transfers now carry a 1% tax

Since January 1, 2026, a 1% federal tax applies when an international transfer is funded with cash, a money order, a cashier's check or a traveler's check.

Funding from a US bank account, including ACH, or with a US-issued debit or credit card is exempt.

The rule applies to how you pay in, so your recipient can still collect cash without triggering the tax.

The $10,000 rule is not a transfer limit

There is no federal cap on how much of your own money you can send electronically abroad.

Your bank or transfer company can set its own limit and ask for proof of where a large or unusual payment came from.

Cash reports and the declaration for physically carrying more than $10,000 across the US border are separate rules.

Do not split cash transactions to avoid a report.

You normally have 30 minutes to cancel

The US Remittance Transfer Rule requires a covered company to show the exchange rate, fees and expected amount received before you pay.

You can normally cancel within 30 minutes at no charge, provided the money has not been deposited or collected.

You also have error-resolution rights if the wrong amount arrives or the transfer never turns up.

Contact the company first and keep the receipt.

The CFPB explains the cancellation and error process.

Need to send a large amount of USD to Argentina?

For transfers over $10,000, Xe is the best option.

It offers the best exchange rate, which is more important than the fee for large transfers to Argentina.

While Xe may not always be the cheapest or fastest way to send ARS, they offer years of experience, and will offer you the peace of mind you need when sending large amounts abroad.

How we analyze the market

We track, save, and analyze the cost, speed, and product offerings of the leading money transfer services available between Argentina and the United States.


We work with leading money transfer companies to provide real time fees and exchange rates. In the past 30 days alone, we analyzed 239 comparisons across 8 amounts.

This page covers the cheapest and fastest options for USD/ARS transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

For a deeper understanding of our commitment to integrity and transparency, check out these articles:

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.