How to send money to New Zealand from India with the best INR-NZD rate

Get the best deals on transfers from India to New Zealand. Find the cheapest, fastest, and best rated providers with the most competitive INR to NZD exchange rates.

Read on for analysis and insights on the best ways to send money to New Zealand from India.

Transferring the other way? Send NZD from New Zealand to India instead.
April 9th, 2026
22,100 INR
NZD
Last updated: Today
Results below are based on a 22100 INR search
Live mid-market rate*: 1 INR = 0.018483 NZD
Promoted
Wise
Recipient gets (NZD)
$396.44
Full transfer details

"Over 15 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sort by:
5 of 5 providers
1
Wise
Recipient gets (NZD)
$396.44
Full transfer details

"Over 15 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Send cash via a MoneyGram agent
2
MoneyGram Agent
Recipient gets (NZD)
$368.61
Full transfer details

"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."

7.5
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Send Money Between PayPal Accounts
3
PayPal App (P2P Transfer)
Recipient gets (NZD)
$368.61
Full transfer details

"If you and the person you are sending money to both have PayPal apps, you can quickly and easily send money between each other."

5.4
1
Personal account manager
Multi-currency card
Receive to bank account or debit card
P2P transfer
Send cash via a Western Union agent
4
Western Union Agent
Recipient gets (NZD)
$368.48
Full transfer details

"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."

7.7
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Click here to see other options
Ria Money Transfer
Recipient gets (NZD)
$396.97
Promoted
Wise
Recipient gets (NZD)
$396.44
Full transfer details

"Over 15 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers

Best recommended: Wise

Wise is our top pick for sending Indian Rupee to New Zealand.

Of the 5 money transfer providers tested and reviewed, Wise scored highly for its competitive rates and fees.

For example, sending 22,100 INR to NZD will cost you ₹648.79 in fees, and you will receive 396.44 NZD.

Make your India to New Zealand transfer using Wise for the best mix of cost and speed.

Wise is the top rated company for sending money from India (INR) to New Zealand (NZD) - Wise Screenshot

How to get the best deal on sending money from India to New Zealand

Always compare rates

Don't pay more than you have to. Use our live comparison tool to make sure you aren't missing the best rates to send money from India to New Zealand.

Always compare rates

Choose a provider

Select the provider that offers you the best value on buying NZD & service for your needs.

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Click, sign up & send

Follow the steps & make your transfer. Your funds will soon be on their way to your chosen country & currency.

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Summary of recent searches

Top rated for transfers from India to New Zealand
Wise
Total number of IN - NZ providers
5
Average cheapest fees & rate
Ria Money Transfer
Average fastest transfer
PayPal App (P2P Transfer)
Average transfer time
Within a week
Best for bank transfers
Ria Money Transfer
Best for debit card
PayPal App (P2P Transfer)
Best for credit card
PayPal App (P2P Transfer)

What to consider ahead of money transfers from India to New Zealand

Comparing based on your specific needs is the best way to send money from India to New Zealand with confidence.

Our analysis, and search results, include 5 providers that operate between India and New Zealand. These are ranked by speed, overall cost and ease of use.

Through this, you get a comprehensive view of all the options you have in India when you need to send money to New Zealand.

Cheapest way to transfer money from India to New Zealand: Ria Money Transfer

Ria Money Transfer offers the lowest cost transfers between India and New Zealand out of the 5 providers compared.

Our data shows Ria Money Transfer is 0.13% cheaper than the second-best option. The company offers a fee of 4 INR and an exchange rate between INR and NZD that is 2.8% different to the mid-market rate.

For a cheap way to send INR to New Zealand, Ria Money Transfer is a great all round choice.

Ria Money Transfer is the cheapest way to send money from India (INR) to New Zealand (NZD) - Ria Money Transfer Screenshot 1
Ria Money Transfer is the cheapest way to send money from India (INR) to New Zealand (NZD) - Ria Money Transfer Screenshot 2
Ria Money Transfer is the cheapest way to send money from India (INR) to New Zealand (NZD) - Ria Money Transfer Screenshot 3

Fastest way to send money from India to New Zealand: PayPal App (P2P Transfer).

PayPal App (P2P Transfer) is the quickest way to send Indian Rupee to New Zealand of the 5 companies offering the service.

Based on a ₹22,100 transfer, PayPal App (P2P Transfer) transfer time for INR-NZD transfers is minutes.

Using PayPal App (P2P Transfer) for fast transfers from India to New Zealand has a fee of 884 INR.

Within our comparison we looked at the 5 money transfer providers offering transfers from India to New Zealand. Within this we looked at overall speed of sending money from India to New Zealand after depositing Indian Rupee to a money transfer account.

When faster money transfers are a priority, PayPal App (P2P Transfer) is our recommended choice for sending into New Zealand from India.

PayPal App (P2P Transfer) is the fastest way to send money from India (INR) to New Zealand (NZD) - PayPal App (P2P Transfer) Screenshot

Send large sums of money abroad with Currencies Direct

Transferring bigger amounts of money to New Zealand from India needs a strong exchange rate and effective transfer management.

From the
5 options we compared, Currencies Direct offers the strongest all-round option for large transfers to New Zealand from India.

Whatever the reason, sending large sums of money can be expensive if you get a bad exchange rate from New Zealand Dollars to New Zealand Dollar.

As such, we recommend Currencies Direct for large New Zealand transfers.

Understanding the costs involved when transferring money from India to New Zealand

When calculating the costs of money transfers between India and New Zealand, opt for the best combination of fees and exchange rates:

The Mid-Market and Exchange Rates: Today, the INR-NZD mid-market rate equals 0.0185 NZD per Indian Rupee.

  • For reference, the INR-NZD average mid-market rate for the past 7 days has been 0.0188 NZD per Indian Rupee, with a high of 0.0189 and a low of 0.0185.

  • The company offering the best exchange rate is Wise.

  • Often the INR-NZD exchange rate you receive is the bigger factor than how much it costs to send Indian Rupees to New Zealand.

Fees: Fees are charged on top of a transfer. The company offering the lowest fee is Ria Money Transfer, cahrging 4 INR per transfer. We would recommend searching for your exact send amount to get an idea of fees.

Amount Received: The amount received in New Zealand Dollar is the biggest indicator the total cost of sending money from India to New Zealand. Essentially, the more the recipient receives in New Zealand, the less it is costing to send from India.

Getting the best exchange rate for Indian Rupee to New Zealand Dollar

Tracking the mid-market rate can make a huge difference when sending money INR to NZD. The exchange rate you secure impacts how much NZD you get for your INR.

Mid-market Rate
1 
INR
=
0.018463 
NZD

Here's some data on recent trends in the mid-market rate.

  • Over the past 7 days, the interbank rate from INR to NZD has seen some fluctuation. On average, it has been 0.0188.

  • During this period, the highest value level was 0.0189, with a low of 0.0185.

  • Wise, which is our recommended service to send money online from India to New Zealand offers an exchange rate that is only -0.09% above the mid-market rate.

Want to secure the best INR-New Zealand Dollar exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from India to New Zealand!

Payment methods available to fund your India to
New Zealand transfer

Bank transfers

Bank transfers are often the better option for money transfers from India to New Zealand.

Sending money via a bank transfer with a company such as Ria Money Transfer for transfers from India to New Zealand allows you to benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 


On average, Ria Money Transfer is the best provider for bank transfers of the 5 we tested when sending INR to New Zealand.

With a fee of INR4 to send money from India to New Zealand, Ria Money Transfer offers a great combination of competitive exchange rates and lower fees.


Debit and prepaid cards

Sending money from India to New Zealand with a prepaid or a debit card is very simple with Western Union Agent.


Western Union Agent is a leader in card payments for transfers from India to New Zealand, competing among a total of 5 active money transfer companies on this route.

Credit cards

When it comes to international credit card transfers from India to New Zealand, we to get the best deal.

Beware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between New Zealand and India.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from India to New Zealand.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send INR to NZD.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

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Can I schedule regular transfers between India and New Zealand?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is the founder and CEO of MoneyTransfers.com, with over 10 years’ experience building consumer products across finance, insurance, and travel. A frequent traveler himself, Luke has hands-on experience testing payment and transfer services globally, giving him a unique perspective on the real-world challenges users face. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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