How to send money to New Zealand from Tonga with the best TOP-NZD rate
Get the best deals on transfers from Tonga to New Zealand. Find the cheapest, fastest, and best rated providers with the most competitive TOP to NZD exchange rates.
Read on for analysis and insights on the best ways to send money to New Zealand from Tonga.
Transferring the other way? Send NZD from New Zealand to Tonga instead.Send money from Tonga to New Zealand
While you can’t send TOP to NZD with Wise, you can transfer USD to USD.
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
How to send money from Tonga to New Zealand
Sending money from Tonga to New Zealand doesn’t have a huge amount of options. Because of this, we suggest sending money via:
An agent like Western Union, MoneyGram, or Ria Money Transfer
Wise (USD/USD or EUR/EUR transfers)
Send cash to New Zealand from Tonga
Agents are physical stores where you hand in TOP as cash and the receiver picks it up from the store in New Zealand.
Western Union Agent
We suggest using Western Union agent as it's reputable, fast, and is partnered with multiple banks in Tonga.
The fees and rates will vary from day to day and based on your transfer amount, but it's still much cheaper than using your bank directly.
To get started, find the closest WU agent using the store locator, fill in the forms at the counter, pay for your transfer and let the recipient know.
Most transfers will be available for collection the same day, but sometimes can take up to a few days.
How to get the best deal on your Tonga to New Zealand money transfer
Always compare rates
Don't pay more than you have to. Use our live comparison tool to get the best exchange rates on sending money from Tonga to New Zealand.
Choose a provider
Select the provider that offers you the best value and timeframes for transfers between Tonga and New Zealand.
Click, sign up & send
Follow the steps & make your transfer to New Zealand. Your funds will be sent from Tonga and converted into New Zealand Dollar.
Sending money from Tonga to New Zealand: key insights and tips
Don't settle for the first option. Always from Tonga to New Zealand to find out about fees, speed, and reliability.
Your analysis should include all the providers that operate between Tonga and New Zealand. Through this, you get a comprehensive view of all the options you have in Tonga when you need to send money to New Zealand.
Cheapest way to send money from Tonga to New Zealand
Without any money transfer providers serving the Tonga to New Zealand route, the cheapest money transfer options are limited.
We would recommend using:
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Understanding the costs involved when moving money from Tonga to New Zealand
When calculating the costs of money transfers between Tonga and New Zealand, here's what really matters:
The Mid-Market Rate: Today, the TOP-NZD mid-market rate equals to 0.7202. Keep in mind that this rate fluctuates all the time.
The TOP-NZD average exchange rate of the past week has been 0.7257, with a highest of 0.7376 and a lowest of 0.7197.
Fees and Markups: When you pick a service with competitive exchange rates and low fees, you get to make the most out of your TOP to NZD transfers. This strategy keeps your costs down, offering a smart way to handle your international transactions.
Track the exchange rate for Pa’anga to New Zealand Dollar
Sending money at the right time between TOP and NZD can make a huge difference to overall cost. The exchange rate impacts how much NZD you get for your TOP.
Over the last 7 days, the average numbers are:
The exchange rate from TOP to NZD averaged 0.7257 NZD.
The highest value recorded was 0.7376 NZD, while the lowest was 0.7197 NZD.
1 providers currently offer transfers between Tonga and New Zealand close to this rate
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What payment methods are available when sending money from Tonga to New Zealand?
Sending bank transfers from Tonga to New Zealand
Bank transfers are the most common way of sending TOP to New Zealand as they are secure, reliable, and convenient.
If you want to send Pa’angas to New Zealand via bank transfer, you can use your bank where no provider is available, but it will likely be at a bad exchange rate.
Sending money from Tonga to New Zealand by credit card
Credit card payments are quick, convenient, and typically more secure than other methods, thanks to backing by the issuing party. Some users may even be able to rack up reward points when making large transactions.
If you want to send Pa’angas to New Zealand with a credit card.
Credit card payments are often classified as cash advances, which bring their own charges, as well as currency conversion and usage fees. Forgetting to pay your balance can also result in high interest charges, and can even damage your credit score.
Sending money from Tonga to New Zealand by payment apps
If you’d like to send money from Tonga to New Zealand via payment app, follow these steps:
Download the app and register. Download the app from the App Store or Google Play. You’ll need to register to be able to open an account. Make sure the app services transfers from Tonga to New Zealand.
Enter your details. Enter any of the details required. You may need a valid form of ID.
Start your transfer. Enter the details of your recipient. Some apps will require full payment details, while others allow you to pay with just an email address. You may need to state that you’re planning to send money to New Zealand in New Zealand Dollar at this stage.
Check the details. It’s vital that you check the details you’ve added to make sure everything is correct. It can be very difficult to reverse a transfer, and most payment apps don’t let you cancel a transfer from Tonga to New Zealand after it’s been sent.
Send the money. Your app will probably charge a fee for the transfer. They may also add a markup to the TOP to NZD exchange rate. Check the rate they’re offering against the mid-market rate to make sure you’re getting a good deal.
The current mid-market rate of TOP to NZD is 0.7202
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between New Zealand and Tonga.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from Tonga to New Zealand.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send TOP to NZD.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.
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What are the typical transfer fees for sending Pa’angas to New Zealand through various providers?
How long does it take to send money from Tonga to New Zealand?
What is the best exchange rate I can get for sending money from Tonga to New Zealand?
Are there any minimum or maximum transfer amounts for sending money from Tonga to New Zealand?
Can I schedule regular transfers between Tonga and New Zealand?
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