MoneyTransfers
/Send money/To New Zealand/From United States

Compare the best ways to send money from United States to New Zealand

Get the best deals when you transfer from United States to New Zealand. Find the cheapest, fastest, and most reliable providers with the best USD to NZD exchange rates.

Read on for the best deals, expert information, and all you need to send money to New Zealand from United States.

Disclosure
Money Transfer Comparison
Fill in the form and we’ll find you the best rates.
Send

Overall best choice: Wise

Wise is our top pick for USD to NZD transfers.

We tested & reviewed dozens of money transfer providers, and Wise scored highly.

Wise appeared in 86.2% of United States to New Zealand searches, and was the top rated company out of 11 that support USD to NZD.

So for a great mix of cost, speed & features, make your United States to New Zealand transfer using Wise.

Screenshot

How to get the best deal on your United States to New Zealand transfer

Summary of recent searches

Top rated for transfers from United States to New Zealand
Wise
Total number of US - NZ providers
11
Average cheapest fees & rate
TorFx
Average fastest transfer
Wise
Average transfer time
Within minutes
Best for bank transfers
TorFx
Best for debit card
Wise
Best for credit card
Wise

Important things to consider before sending money from United States to New Zealand

1
Compare providers

Don't settle for the first option. Always compare ways to send money from United States to New Zealand to find out about fees, speed, and reliability.

Our analysis included 11 providers that operate between United States and New Zealand.

Through this, you get a comprehensive view of all the options you have in United States when you need to send money to New Zealand.

2
Think about the US Dollar-New Zealand Dollar exchange rate
3
Choose the right payment method
4
Keep your money safe
5
Consider transfer limits
6
How to receive money in New Zealand
7
Have your ID ready
8
Don't forget about taxes

Cheapest way to send money to New Zealand from United States: TorFx

Get the lowest fees with TorFx - the cheapest transfer service at just $0 per transaction*

Data collected over the past six months show that TorFx is 0.4% cheaper than the second-best option.

The $0 transfer cost represents the most common fee for USD to NZD international transfers, based on data from the past six months.

If you want to secure the best rates on a USD to New Zealand transfer, make sure you pick TorFx to send your money online.

*The most common fee applied to USD-NZD by TorFx, based on data from the past six months.

Screenshot
Screenshot

Fastest way to send money from United States to New Zealand: Wise

Need to send money fast? Pick Wise and get your funds from United States to New Zealand at speed.

Our data shows that Wise came up as the fastest way to send money from United States to New Zealand in 43.7% of searches. This makes them well suited to urgent USD to NZD money transfers.

The 'fastest' way to send money is defined by the overall speed of sending money from United States to New Zealand - this includes deposit, transfer and withdrawal timeframes and often differs per currency. 


When speed matters, Wise is your best choice at the moment. This service emerged as the quickest way to send money to New Zealand from United States in 43.7% of the searches on MoneyTransfers.com over the past six months.

Screenshot

Need to send over $10,000?

For those big moves, competitive pricing & strong customer service are key.

Opt for a service proven with large transfers when size matters. For transfers over $10,000, your best bet is Wise.


While Wise may not always be the cheapest or fastest way to send USD from United States to New Zealand, it’s the provider that will keep you safe and relaxed while your money moves into NZD.

Understanding the costs involved when moving money from United States to New Zealand

When calculating the costs of money transfers between United States and New Zealand, here's what really matters:

The Mid-Market Rate: Today, the USD-NZD mid-market rate equals to 1.69919 NZD per US Dollar. Keep in mind that this rate fluctuates all the time.

The USD-NZD average exchange rate of the past three months has been 1.6669 NZD per US Dollar, with a high of 1.7213 and a low of 1.5781.

Fees and Markups: That's where Wise shines, combining the best of both worlds: excellent USD to NZD rates that are only -0.02% away from the average.

How to find the best exchange rate for US Dollar to New Zealand Dollar

Timing is essential sending money between USD and NZD. The exchange rate you secure impacts how much NZD you get for your USD.

Mid-market Rate
1
= 1.69611 NZD

Let's dive into some interesting recent trends.

  • Over the past six months, the exchange rate from USD to NZD has seen some fluctuation. On average, it stood at 1.6669.

  • During this period, the highest value recorded was 1.7213, while the lowest was 1.5781.

  • Wise, which is our recommended service to send money online from United States to New Zealand offers an exchange rate that is only 0% above the mid-market rate.

Want to secure the best USD-New Zealand Dollar exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from United States to New Zealand!

Payment methods available to fund your United States to
New Zealand transfer

  • Bank transfers

    Bank transfers are often the default option for sending money from United States to New Zealand.

    By using a money transfer company such as TorFx for transfers from United States to New Zealand, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates. 


    On average, TorFx is the cheapest provider for bank transfers from the 11 we tested when sending USD to New Zealand.

    With an average fee of USD0 to send money from United States to New Zealand, TorFx offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from United States to New Zealand with a debit or a prepaid card is very simple with Wise.


    Wise is a leader in debit card payments for transfers from United States to New Zealand, competing among a total of 11 active money transfer companies on this route. They consistently rank at the top in this category.


  • Credit cards

    When it comes to credit card transfers from United States to New Zealand, Wise emerges as our top choice of the 11 companies offering this service.

    Our comparison engine's last six months of data on USD to NZD searches show Wise has been ranked as the cheapest provider.

    Fee alert: using a credit card to transfer money often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between New Zealand and United States.


Our comparison engine and algorithms evaluate providers based on over 25 factors.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from United States to New Zealand .


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send USD to NZD.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

FAQs

How much money can be transferred from United States to New Zealand?
Are there any tax implications to sending money from United States to New Zealand?
Can I send money from United States to New Zealand with MoneyTransfers.com?
What are the typical transfer fees for sending US Dollars to New Zealand through various providers?
How long does it take to send money from United States to New Zealand?
What is the best exchange rate I can get for sending money from United States to New Zealand?
Are there any minimum or maximum transfer amounts for sending money from United States to New Zealand?
Can I schedule regular transfers between United States and New Zealand?

Contributors

Giovanni Angioni
Giovanni Angioni, a journalist specialized in financial and political topics, has written for well-known outlets like La Stampa, Repubblica, the Economist, and Politico. His background in political sciences complements his extensive experience in covering major international events such as ASEAN and NATO summits, and European Council meetings. His insightful approach to global finance and politics enriches his role at MoneyTransfers.com, where he focuses on making personal finance relatable and understandable for a broad audience.