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Compare money transfers from United States to New Zealand

Get the best deals on transfers from the United States to New Zealand. Find the cheapest, fastest, and best rated providers with the most competitive USD to NZD exchange rates.

Read on for analysis and insights on the best ways to send money to New Zealand from the United States.

Transferring the other way? Send NZD from New Zealand to United States instead.
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Wise was the top rated provider from United States to New Zealand

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Fees
0.1% - 2.6%
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%
Revolut was the cheapest from United States to New Zealand

"Revolut has 50+ million customers globally. You can hold up to 36 currencies in the app and send money quickly in 70+ currencies to 160+ countries."

Fees
0.3% - 1%
Transfer Speed
Minutes - 5 days
Exchange Rate Markup
0.1% - 0.6%
Ria Money Transfer was the fastest from United States to New Zealand

"Ria Money Transfer has over 35 yeas of trusted experience. Send money online to over 190 countries, and to over 500,000 pickup locations."

Fees
$1 - $10
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
2 - 3%
Currencies Direct was the best for large transfers from United States to New Zealand

"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.2% - 0.7%

Best recommended: Wise

Wise is our top pick for sending US Dollar to New Zealand.

Of the 18 money transfer providers tested and reviewed, Wise scored highly for its competitive rates and fees.

Wise appeared in 94.3% of United States to New Zealand searches, and was the top rated company supporting USD to NZD transfers.

Make your United States to New Zealand transfer using Wise for the best mix of cost and speed.

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How to compare deals on your United States to New Zealand transfer

Summary of recent searches

Top rated for transfers from United States to New Zealand
Wise
Total number of US - NZ providers
18
Average cheapest fees & rate
Revolut
Average fastest transfer
Ria Money Transfer
Average transfer time
Within minutes
Best for bank transfers
Revolut
Best for debit card
Xe
Best for credit card
Xe

Considerations for sending money from United States to New Zealand

1
Compare providers

Always compare ways to send money from the United States to New Zealand to get the best options for fees, speed, and reliability.

Our analysis included 18 providers that operate between United States and New Zealand.

Through this, you get a comprehensive view of all the options you have in the United States when you need to send money to New Zealand.

2
Track the US Dollar-New Zealand Dollar exchange rate
3
Choose the right payment method
4
Use regulated providers
5
Consider transfer limits
6
How to receive money in New Zealand
7
Have your ID ready
8
Don't forget about taxes

Cheapest way to send money to New Zealand from the United States: Revolut

Revolut offers the cheapest combination of low fees and competitive exchange rates of the 18 providers we compared.

They offer an average fee of 0* USD and exchange rate between USD-NZD that is 0.17% different to the mid-market rate.

In comparison, Revolut is 0.5% cheaper than the second-best option.

To secure affordable and great rates on a USD to New Zealand transfer, Revolut is our recommended choice.

*The most common fee applied to USD-NZD by Revolut, based on data from the past six months.

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Fastest way to send money from the United States to New Zealand: Ria Money Transfer.

Ria Money Transfer is the quickest way to send US Dollar to New Zealand of the 18 companies offering the service.

Data from the last six months shows Ria Money Transfer to be the quickest way to send money from the United States to New Zealand Dollar in 56.6% of searches. For fast transfers between USD and NZD, Ria Money Transfer comes highly recommended.

Using Ria Money Transfer for fast transfers from the United States to New Zealand has an average fee of 4 USD.

Within our comparison we looked at the 18 money transfer providers offering transfers from the United States to New Zealand. Within this we looked at overall speed of sending money from the United States to New Zealand after depositing US Dollar to a money transfer account.

When faster money transfers are a priority, Ria Money Transfer is our recommended choice for sending into New Zealand from United States.

Send large sums of money

Transferring bigger amounts of money to New Zealand from the United States needs a strong exchange rate and effective management of the transfer.

From the
18 options we compared, Wise offers the strongest all round option for large transfers to New Zealand from the United States.

Whatever the reason, sending large sums of money can be expensive if you get a bad exchange rate from New Zealand Dollars to New Zealand Dollar.

As such, we recommend Wise for large transfers between New Zealand and the United States.

Understanding the costs involved when transferring money from United States to New Zealand

When calculating the costs of money transfers between United States and New Zealand, opt for the best combination of fees and exchange rates:

The Mid-Market and Exchange Rates: Today, the USD-NZD mid-market rate equals 1.7687 NZD per US Dollar.

  • For reference, the USD-NZD average mid-market rate for the past three months has been 1.6421 NZD per US Dollar, with a high of 1.7297 and a low of 1.5862.

  • The company offering the best exchange rate is Wise.

  • Often the USD-NZD exchange rate you receive is the bigger factor than how much it costs to send US Dollars to New Zealand.

Fees: Fees are charged on top of a transfer. The company offering the lowest fee is Revolut, averaging 0 USD over the last 6 months. We would recommend searching for your exact send amount to get an idea of fees.

Amount Received: The amount received in New Zealand Dollar is the biggest indicator the total cost of sending money from the United States to New Zealand. Essentially, the more the recipient receives in New Zealand, the less it is costing to send from the United States.

Finding the best exchange rate for US Dollar to New Zealand Dollar

Timing is essential for sending money between USD and NZD. The exchange rate you secure impacts how much NZD you get for your USD.

Mid-market Rate
1
= 1.76949 NZD

Over the last six months, here’s what we’ve seen:

  • The exchange rate from USD to NZD averaged 1.6421 NZD.

  • The highest value recorded was 1.7297 NZD, while the lowest was 1.5862 NZD.

  • There are currently 18 providers offering transfers between the United States and New Zealand close to this rate

Want to secure the best USD-New Zealand Dollar exchange rates?

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United States to
New Zealand money transfer payment methods

  • Bank transfers

    Bank transfers are often the best payment method for money transfers from the United States to New Zealand.

    A money transfer company like Revolut offer bank transfers between the United States and New Zealand with lower fees and better exchange rates than you would get from a traditional bank. 


    On average, Revolut is the cheapest provider for bank transfers of the 18 we tested when sending USD to New Zealand.

    Revolut has an average fee of
    0 USD for money transfersfrom the United States to New Zealand. Overall, they offer a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from the United States to New Zealand with a debit or a prepaid card is very simple with Xe.


    Xe is a leader in debit card payments for transfers from the United States to New Zealand, competing among a total of 18 active money transfer companies on this route.

  • Credit cards


    Xe is our top choice of the 18 companies offering credit card transfers from the United States to New Zealand.

    Fee alert: using a credit card to transfer money can result in a fee being charged by your card issuer as it is considered as a cash advance. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between New Zealand and United States.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from United States to New Zealand.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send USD to NZD.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

How much money can be transferred from United States to New Zealand?
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Can I send money from United States to New Zealand with MoneyTransfers.com?
What are the typical transfer fees for sending US Dollars to New Zealand through various providers?
How long does it take to send money from United States to New Zealand?
What is the best exchange rate I can get for sending money from United States to New Zealand?
Are there any minimum or maximum transfer amounts for sending money from United States to New Zealand?
Can I schedule regular transfers between United States and New Zealand?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.