Best ways to send money to New Zealand from United States
🏅 The overall best way to send USD to New Zealand: XE
💲 The cheapest way to send money to New Zealand from United States: Wise
⏲️ The fastest way to send money to New Zealand from United States: WorldRemit
🏦 The best way to send money from United States to New Zealand via a bank transfer: XE
💳 The best provider for credit card transfers from United States to New Zealand: XE
💳 The best provider for debit card transfers from United States to New Zealand: XE
USD to NZD
Dollars is the legal tender of New Zealand: a relatively new development, having been rolled out as the official currency in 1967. Prior to the dollar, New Zealand had been using the Pound since 1840. Originally, NZD was initially pegged to the US dollar (at a rate of 1 NZD = 1.43 USD), before becoming a free-floating currency. Currently NZD is among the most commonly traded currencies in the world.
Choosing the best service provider
The fastest provider is WorldRemit, transfers from this provider normally take [SPEED]. The cheapest provider we found is Wise at 1.59% above the Mid-Market Rate.
If you’re looking for the best combination of price, speed, and reliability we recommend using XE when transferring USD to NZD.
This means that by using XE for online money transfers to New Zealand from United States, you are likely to save on transfer fees and benefit from fast speeds - so your recipient will get more money and have it delivered in less time.
Alternatively, if you are unable to access XE for any reason, our comparison engine has found TorFx and Wise also to be very good options when sending USD - NZD.
This recommendation was updated one minute ago.
The cheapest way to send money from United States to New Zealand
Wise has been determined by our comparison engine to currently offer you the cheapest rates possible. Many customers are caught out by hidden fees and unexpected exchange rate mark-ups, so to avoid any disappointment at a later date, be sure to acquire all the relevant information before any funds are taken for payment.
Get the Best Rate and Sign Up for Rate Alerts United States to New Zealand
The fastest way to send money from United States to New Zealand
When sending money from United States to New Zealand, speed is one of the biggest factors you need to consider in terms of the service offered by different money transfer providers.
Currently, WorldRemit is the fastest way to send USD - NZD. Typically these transfers should arrive with the recipient within 24 hours but it is important to consider delivery speeds are subject to daily cut-off times, office hours and public holidays. We recommend all customers review the terms and conditions in full before making a payment.
What payment methods are available when sending money from United States to New Zealand?
Most money transfer providers allow you to deposit and send money using various payment methods, but not all providers offer multiple options. You are likely to find the most common methods are bank transfers and card payments, but some providers also accept cash and some will even deliver funds straight to your recipient’s door.
When it comes to sending an international money transfer from United States to New Zealand you will need to provide the recipient’s full name, bank name, account number, SWIFT code, and the reason for the transfer.
Sending money to New Zealand from United States using credit card
To avoid high fees you can opt to use an online money transfer provider such as XE to pay for your transfer to New Zealand.
Sending money to New Zealand from United States using a debit card
With XE you can send money online to New Zealand using your debit card. But before making a payment, make sure you understand all the processing fees in place.
Using a wire transfer to send money from United States to New Zealand
Bank and wire transfers are the most common ways of sending money New Zealand as they are secure, reliable, and convenient. However, they often come with the slowest delivery times in case speed is an important factor for you. You can use XE to send money using a bank or wire transfer at a great rate as long as you’re happy for your transfer to take 1-2 days.
If you want to make an international transfer using wire transfer, you will need to know the SWIFT/BIC code of your recipient in New Zealand. If you're unsure what it is, check out our SWIFT calculator to figure out the correct SWIFT code in New Zealand.
When sending money to New Zealand from United States using bank account transfer you are paying for the outgoing fees, flat fees, currency exchange rate markup, and sometimes an additional incoming transfer fee. In some cases, the intermediary and incoming transfer fees will be covered by the receiving bank or financial institution in New Zealand; this is something that should be clarified ahead of making payment.
On the other hand, you usually only pay a sender fee and a small exchange rate markup when using online money transfer services such as XE, TorFx and Wise.
Considerations for a USD - NZD Currency Transfer
Before sending money to New Zealand from United States, you should consider the following:
The amount you want to transfer: It is likely that the more money you send to New Zealand the more value you will get and more NZD the recipient will receive. This is because any flat fee charged ends up as a smaller percentage of your transfer amount, and also because many providers allow you to negotiate a better exchange rate margin if sending large amounts.
The USD - NZD exchange rate margin: Money transfer providers charge a small percentage on top of the mid-market exchange rates in order to generate revenue. Current mid market rate is 1.603095 and the lowest exchange rate margin is currently offered by XE at 1.59% above the mid market rate.
Hidden fees & charges: Before sending money to New Zealand, make sure the provider you are using doesn’t charge any hidden fees. Our reviews of the top ranked providers XE, TorFx and Wise will give insight here.
How to send money from United States to New Zealand at the best rate?
This one’s easy. Simply use our comparison table above to find the best provider to send USD to NZD. After that it’s just a process of making your transfer via the following steps:
Click “Visit Site” inside our comparison table
Register for an account if required
Input how much you are willing to send
Fund your transfer
Receive & save an email confirming your transfer
How to receive transfers from USD to NZD in New Zealand?
Your recipient has a few methods available to receive your money in New Zealand. These will vary between providers, but it is possible to find services that will:
Deposit NZD directly into a bank account
Enable the recipient to pick up cash a specific locations across New Zealand
Deliver money directly to their door
Send NZD to your recipient’s mobile wallet
If your recipient is going to collect or have the money delivered to them in New Zealand, then they will usually need the following:
Government issued photo I.D. such as a New Zealand passport or driver's license
The money transfer reference number
Senders details and the amount of money sent
How much money can be transferred from United States to New Zealand?
The amount of NZD you can receive from United States will largely depend on the money transfer service you are using. There are providers that specialise in smaller remittance payments, and providers who specialise in larger transfers.
You should also check if there are any government regulations pertaining to the amount of NZD that can be received in New Zealand or sent from United States before making your transfer.
About Money Transfers to New Zealand from United States
We’ve compared the best money transfer providers to send money from United States to New Zealand. The cheapest provider for USD to NZD transfers is Wise, while the fastest is WorldRemit.
|💰 Most transferred amount||1000NZD +|
|💸 Cheapest provider (on average)||Wise|
|⚡ ️Fastest transfer time||In minutes with WorldRemit|
|💱 Currency Transfer Pair||USD - NZD|
|📈 USD - NZD mid market rate||1.603095|
|💳 Pay-in options in United States||Bank transfer from United States with XE, Debit card with XE, Credit card with XE|
|💵 Pay-out options in New Zealand||Bank accounts in New Zealand, Debit card|
|🏆 Top 3 USD - NZD providers||XE, TorFx and Wise|