"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Revolut has 50+ million customers globally. You can hold up to 36 currencies in the app and send money quickly in 70+ currencies to 160+ countries."
"Ria Money Transfer has over 35 yeas of trusted experience. Send money online to over 190 countries, and to over 500,000 pickup locations."
"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."
Best recommended: Wise
Of the 18 money transfer providers tested and reviewed, Wise scored highly for its competitive rates and fees.
Wise appeared in 94.3% of United States to New Zealand searches, and was the top rated company supporting USD to NZD transfers.
Make your United States to New Zealand transfer using Wise for the best mix of cost and speed.
How to compare deals on your United States to New Zealand transfer
Considerations for sending money from United States to New Zealand
Always compare ways to send money from the United States to New Zealand to get the best options for fees, speed, and reliability.
Our analysis included 18 providers that operate between United States and New Zealand.
Through this, you get a comprehensive view of all the options you have in the United States when you need to send money to New Zealand.
Cheapest way to send money to New Zealand from the United States: Revolut
They offer an average fee of 0* USD and exchange rate between USD-NZD that is 0.17% different to the mid-market rate.
In comparison, Revolut is 0.5% cheaper than the second-best option.
To secure affordable and great rates on a USD to New Zealand transfer, Revolut is our recommended choice.
*The most common fee applied to USD-NZD by Revolut, based on data from the past six months.
Fastest way to send money from the United States to New Zealand: Ria Money Transfer.
Data from the last six months shows Ria Money Transfer to be the quickest way to send money from the United States to New Zealand Dollar in 56.6% of searches. For fast transfers between USD and NZD, Ria Money Transfer comes highly recommended.
Using Ria Money Transfer for fast transfers from the United States to New Zealand has an average fee of 4 USD.
Within our comparison we looked at the 18 money transfer providers offering transfers from the United States to New Zealand. Within this we looked at overall speed of sending money from the United States to New Zealand after depositing US Dollar to a money transfer account.
When faster money transfers are a priority, Ria Money Transfer is our recommended choice for sending into New Zealand from United States.
Send large sums of money
From the 18 options we compared, Wise offers the strongest all round option for large transfers to New Zealand from the United States.
Whatever the reason, sending large sums of money can be expensive if you get a bad exchange rate from New Zealand Dollars to New Zealand Dollar.
As such, we recommend Wise for large transfers between New Zealand and the United States.
Understanding the costs involved when transferring money from United States to New Zealand
When calculating the costs of money transfers between United States and New Zealand, opt for the best combination of fees and exchange rates:
The Mid-Market and Exchange Rates: Today, the USD-NZD mid-market rate equals 1.7687 NZD per US Dollar.
For reference, the USD-NZD average mid-market rate for the past three months has been 1.6421 NZD per US Dollar, with a high of 1.7297 and a low of 1.5862.
The company offering the best exchange rate is Wise.
Often the USD-NZD exchange rate you receive is the bigger factor than how much it costs to send US Dollars to New Zealand.
Fees: Fees are charged on top of a transfer. The company offering the lowest fee is Revolut, averaging 0 USD over the last 6 months. We would recommend searching for your exact send amount to get an idea of fees.
Amount Received: The amount received in New Zealand Dollar is the biggest indicator the total cost of sending money from the United States to New Zealand. Essentially, the more the recipient receives in New Zealand, the less it is costing to send from the United States.
Finding the best exchange rate for US Dollar to New Zealand Dollar
Timing is essential for sending money between USD and NZD. The exchange rate you secure impacts how much NZD you get for your USD.
Over the last six months, here’s what we’ve seen:
The exchange rate from USD to NZD averaged 1.6421 NZD.
The highest value recorded was 1.7297 NZD, while the lowest was 1.5862 NZD.
There are currently 18 providers offering transfers between the United States and New Zealand close to this rate
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United States to New Zealand money transfer payment methods
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between New Zealand and United States.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from United States to New Zealand.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send USD to NZD.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.