/Send money/To New Zealand/From Indonesia

How to send money to New Zealand from Indonesia with the best IDR-NZD rate

Get the best deals on transfers from Indonesia to New Zealand. Find the cheapest, fastest, and best rated providers with the most competitive IDR to NZD exchange rates.

Read on for analysis and insights on the best ways to send money to New Zealand from Indonesia.

Transferring the other way? Send NZD from New Zealand to Indonesia instead.
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November 13th, 2025

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Indonesia
IDR
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Send
Rp
Best money transfer companies

Send money from Indonesia to New Zealand

Last updated: Today
Mid-market rate as of 11/13/2025: 1 IDR = 0.000106 NZD
Results below are based on a 4200000 IDR search
Promoted
Wise
Recipient gets (NZD)
$438.45
Full transfer details
Visit Wise
$7 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sort by:
0 of 4 providers
1
Wise
Recipient gets (NZD)
$438.45
Full transfer details
Visit Wise
$7 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Send cash via a Western Union agent
2
Western Union Agent
Recipient gets (NZD)
$422.94
Full transfer details

"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."

7.7
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Send cash via a MoneyGram agent
3
MoneyGram Agent
Recipient gets (NZD)
$422.94
Full transfer details

"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."

7.5
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Send Money Between PayPal Accounts
4
PayPal App
Recipient gets (NZD)
$418.49
Full transfer details

"If you and the person you are sending money to both have PayPal apps, you can quickly and easily send money between each other."

5.4
Personal account manager
Multi-currency card
Receive to bank account or debit card
P2P transfer
Mid-market rate updates every 60 minutes
Promoted
Wise
Recipient gets (NZD)
$438.45
Full transfer details
Visit Wise
$7 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers

Best recommended: Wise

Wise is our top pick for sending Rupiah to New Zealand.

Of the 4 money transfer providers tested and reviewed, Wise scored highly for its competitive rates and fees.

For example, sending 4,200,000 IDR to NZD will cost you Rp56285 in fees, and you will receive 438.45 NZD.

Make your Indonesia to New Zealand transfer using Wise for the best mix of cost and speed.

Wise is the top rated company for sending money from Indonesia (IDR) to New Zealand (NZD) - Wise Screenshot

How to get the best deal on your Indonesia to New Zealand money transfer

Summary of recent searches

Top rated for transfers from Indonesia to New Zealand
Wise
Total number of ID - NZ providers
4
Average cheapest fees & rate
Wise
Average fastest transfer
PayPal App
Average transfer time
Within minutes
Best for bank transfers
Wise
Best for debit card
PayPal App
Best for credit card
PayPal App

Considerations for money transfers from Indonesia to New Zealand

1

Compare providers

Comparing providers offering services between Indonesia and New Zealand, based on your specific needs is the best way to send money with confidence.

Our comparison includes 4 companies that provide the ability to send Rupiah to New Zealand.

This ensures you get the best options for transfers to New Zealand from Indonesia, based on the amount you want to send.

2

Watch the Rupiah-New Zealand Dollar exchange rate

3

Choose the right payment method

4

Use providers regulated in New Zealand and Indonesia

5

Consider transfer limits

6

Receiving money in New Zealand

7

Have your ID ready

8

Tax declarations

The fastest way to send money to New Zealand from Indonesia is by sending cash

Cash transfers are almost instant in most cases.

However, in some cases, it can take a few days to process, depending on your branch, how much you are sending, and the deposit method you use.

Considering there aren’t many IDR/NZD transfer options available, this is by far the fastest way to do it.

The cheapest way to to send money to New Zealand from Indonesia is via PayPal P2P Transfer

The coverage of IDR/NZD transfer options is very limited, therefore, PayPal’s P2P transfer service is one of the cheaper options you have, along with cash transfer via Western Union and MoneyGram.

With PayPals P2P transfer, the main cost is the conversion between currencies, which can go as high as % on top of the mid market rate, as well as a IDR transfer fee.

You can also opt to use a cash transfer via MoneyGram or Western Union, which are cheaper in some cases (depending on the amount, deposit method, and your branch).

Screenshot

Sending a large amount of money?

For big transfers from Indonesia to New Zealand, competitive pricing & strong customer service are essential.

Of the
4 providers compared, Wise is the best rated for higher transfer amounts.

Sending large amounts of money can be expensive, and while Wise may not always be the fastest or cheapest way to send money from Indonesia to New Zealand, it's a great provider for things like buying or selling property.

Understanding the costs involved when transferring money from Indonesia to New Zealand

When calculating the costs of money transfers between Indonesia and New Zealand, opt for the best combination of fees and exchange rates:

The Mid-Market and Exchange Rates: Today, the IDR-NZD mid-market rate equals 0.0001 NZD per Rupiah.

  • For reference, the IDR-NZD average mid-market rate for the past 7 days has been 0.0001 NZD per Rupiah, with a high of 0.0001 and a low of 0.0001.

  • The company offering the best exchange rate is Wise.

  • Often the IDR-NZD exchange rate you receive is the bigger factor than how much it costs to send Rupiahs to New Zealand.

Fees: Fees are charged on top of a transfer. The company offering the lowest fee is Wise, cahrging 56285 IDR per transfer. We would recommend searching for your exact send amount to get an idea of fees.

Amount Received: The amount received in New Zealand Dollar is the biggest indicator the total cost of sending money from Indonesia to New Zealand. Essentially, the more the recipient receives in New Zealand, the less it is costing to send from Indonesia.

Getting best exchange rate for transfers between Rupiah and New Zealand Dollar

Timing is essential for transferring money between IDR and NZD. The exchange rate you secure impacts how much NZD you get for your IDR.

Mid-market Rate
1 
IDR
=
0.000106 
NZD

The recent trends between the currencies are:

  • Over the past 7 days, the mid-market rate from IDR to NZD has moved slightly. On average, it was 0.0001.

  • During this same period,there was a high of 0.0001, and a low of 0.0001.

  • Wise, which is our recommended service to send money online from Indonesia to New Zealand offers 0.0001 NZD per IDR which is only 5.83% above the mid-market rate.

Want to secure the best IDR-New Zealand Dollar exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Indonesia to New Zealand!

Funding your Indonesia to
New Zealand money transfer

  • Bank transfers

    Bank transfers are often the best and easier way to send money from Indonesia to New Zealand.

    By using a money transfer company such as Wise for transfers from Indonesia to New Zealand, you can send money via a bank transfer and benefit from lower fees and more favorable exchange rates than would be offered by a bank. 


    On average, Wise is the cheapest way to send money via a bank transfer. This is of the 4 companies we tested when sending IDR to New Zealand.

    With a fee of 56285 IDR to send money from Indonesia to New Zealand, Wise offers a decent combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from Indonesia to New Zealand with a debit or a prepaid card is easy with Western Union Agent.


    Western Union Agent is a leading money transfer company for debit card payments, and offers transfers from Indonesia to New Zealand.

  • Credit cards

    We recommend avoiding credit card transfers due to high fees, and instead, you should consider a bank transfer or a debit card deposit.

    However, if you do need to use a credit card to fund your transfer, use our comparison tool to get the latest deal.

    Keep on top of fees: using a credit card to transfer money can result in a fee being charged by your card issuer. Where possible, we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between New Zealand and Indonesia.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Indonesia to New Zealand.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send IDR to NZD.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

Money transfer company reviews

How much money can be transferred from Indonesia to New Zealand?
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Can I send money from Indonesia to New Zealand with MoneyTransfers.com?
What are the typical transfer fees for sending Rupiahs to New Zealand through various providers?
How long does it take to send money from Indonesia to New Zealand?
What is the best exchange rate I can get for sending money from Indonesia to New Zealand?
Are there any minimum or maximum transfer amounts for sending money from Indonesia to New Zealand?
Can I schedule regular transfers between Indonesia and New Zealand?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is the founder and CEO of MoneyTransfers.com, with over 10 years’ experience building consumer products across finance, insurance, and travel. A frequent traveler himself, Luke has hands-on experience testing payment and transfer services globally, giving him a unique perspective on the real-world challenges users face. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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