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Send money from India to Indonesia
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."
"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."
"If you and the person you are sending money to both have PayPal apps, you can quickly and easily send money between each other."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
Best way to send: Wise
We tested & reviewed 5 money transfer companies offering services between India and Indonesia, and Wise scored highly.
Sending 22,100 INR to Rupiahs will cost you ₹679.9 in fees, and you will receive 4,001,575 IDR. The delivery time is next day.
So for a great mix of cost, speed & features, make your India to Indonesia transfer using Wise.
How to get the best deal on sending money from India to Indonesia
Always compare rates
Don't pay more than you have to. Use our live comparison tool to make sure you aren't missing the best rates to send money from India to Indonesia.
Choose a provider
Select the provider that offers you the best value on buying IDR & service for your needs.
Click, sign up & send
Follow the steps & make your transfer. Your funds will soon be on their way to your chosen country & currency.
Summary of recent searches
Considerations when sending from India to Indonesia
Compare providers
Comparing money transfer companies with services between India and Indonesia, based on your specific transfer amount and transfer needs, is the best way to send money at the best price.
For this route, we’ve compared 5 providers providing services between India and Indonesia. This ensures you will get the best options when sending Rupiah to Indonesia.
Over the last 7 days, we’ve picked Wise as the best overall provider. However, comparing based on the amount you want to send to Indonesia will provide a specific provider that’s best for transferring money from India.
Understanding the Indian Rupee-Rupiah exchange rate
Choose the right payment method
Financial regulations
Consider transfer limits
Receiving money from Indian Rupee in Indonesia
Confirm the ID you need
Tax declarations
The fastest way to send money to Indonesia from India is by sending cash
Cash transfers are almost instant in most cases.
However, in some cases, it can take a few days to process, depending on your branch, how much you are sending, and the deposit method you use.
Considering there aren’t many INR/IDR transfer options available, this is by far the fastest way to do it.
The cheapest way to to send money to Indonesia from India is via PayPal P2P Transfer
The coverage of INR/IDR transfer options is very limited, therefore, PayPal’s P2P transfer service is one of the cheaper options you have, along with cash transfer via Western Union and MoneyGram.
With PayPals P2P transfer, the main cost is the conversion between currencies, which can go as high as % on top of the mid market rate, as well as a INR transfer fee.
You can also opt to use a cash transfer via MoneyGram or Western Union, which are cheaper in some cases (depending on the amount, deposit method, and your branch).
Send large sums of money
Wise offers the strongest all round option for large transfers of the 5 money transfer companies compared.
Whether for business or a property purchase, sending large amounts of money can be expensive if you get a bad exchange rate from Rupiah to Rupiah.
As such, opt for Wise for sending large sums of money to Indonesia from India.
Understanding the cost of transferring money to Indonesia from India
Fees and exchange rates make up the total cost of sending money from Indonesia to Indonesia. Finding a company that can offer both ensures a good deal on your transfer.
The Mid-Market and Exchange Rates: The current INR-IDR mid-market rate is 186.6603 IDR per Indian Rupee. You will get more Rupiah for your Indian Rupees if you find a provider close to this number.
For context, over the last 7 days the INR-IDR mid-market rate has had a high of 189.0875, a low of 185.9808 and averaged 187.4462 IDR per Indian Rupee.
Across the 5 companies compared, the best exchange rate is with Wise.
Unless fees are unusually high, the exchange rate you receive on converting INR to IDR will be the biggest determining factor when working out the cost of transferring Indian Rupees to Indonesia.
Fees: Transfer fees are charged as part of the transfer. Ria Money Transfer charges the lowest fee of 4 INR at the moment. We’d always recommend comparing providers for your exact send amount as fees may change.
Amount Received: Money transfer companies will show you the amount of Rupiah eventually received in Indonesia. You can assume that a lower cost of sending from India will result in more money received in Indonesia.
Getting the best exchange rate for Indian Rupee to Rupiah
Tracking the mid-market rate can make a huge difference when sending money INR to IDR. The exchange rate you secure impacts how much IDR you get for your INR.
Here's some data on recent trends in the mid-market rate.
Over the past 7 days, the interbank rate from INR to IDR has seen some fluctuation. On average, it has been 187.4462.
During this period, the highest value level was 189.0875, with a low of 185.9808.
Wise, which is our recommended service to send money online from India to Indonesia offers an exchange rate that is only -0.05% above the mid-market rate.
Want to secure the best INR-Rupiah exchange rates?
Sign up for our rate alerts and we'll tell you when it's the best time to move your money from India to Indonesia!
Funding your India to Indonesia transfer
Bank transfers
The default option for sending money from India to Indonesia is often a bank transfer.
Using a money transfer company, such as Ria Money Transfer for transfers from India to Indonesia, allows for sending via a bank transfer while benefitting from lower fees and more favorable exchange rates.
From the 5 we tested, the cheapest provider for bank transfers from INR to Indonesia is Ria Money Transfer.
With a fee of INR4 to send money from India to Indonesia, Ria Money Transfer offers a great combination of competitive exchange rates and lower fees.
Prepaid and debit cards
Sending money from India to Indonesia with a prepaid or debit card is easy with Western Union Agent.
Western Union Agent is a leader in accepting card payments for transfers between India and Indonesia.
Credit cards
When it comes to international credit card transfers from India to Indonesia, we recommend comparing your options to get the best deal.
Fee alert: using a credit card to transfer money can mean a fee being charged by your card issuer. We recommend bank transfer or debit card instead.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Indonesia and India.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from India to Indonesia.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send INR to IDR.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.
Money transfer company reviews
