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How to send money to Ghana from India with the best INR-GHS rate

Get the best deals on transfers from India to Ghana. Find the cheapest, fastest, and best rated providers with the most competitive INR to GHS exchange rates.

Read on for analysis and insights on the best ways to send money to Ghana from India.

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July 24th, 2025
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Best money transfer companies

Send money from India to Ghana

Last updated: Today
Mid-market rate as of 07/24/2025: 1 INR = 0.120667 GHS
Results below are based on a 600000 INR search
0 of 1 providers
Sponsored
Wise
Recipient gets (GHS)
GH₵71,319.24
Full transfer details
Visit Wise
GH₵1,091 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Live Rates
Sort by:
1
Wise
Recipient gets (GHS)
GH₵71,319.24
Full transfer details
Visit Wise
GH₵1,091 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Mid-market rate updates every 60 minutes

Best way to send: Wise

Wise is our top pick for sending INR to GHS.

We tested & reviewed 1 money transfer companies offering services between India and Ghana, and Wise scored highly.

Sending 600,000 INR to Ghan Cedi will cost you ₹11382.55 in fees, and you will receive 71,319.24 GHS. The delivery time is next day.

So for a great mix of cost, speed & features, make your India to Ghana transfer using Wise.

Wise is the top rated company for sending money from India (INR) to Ghana (GHS) - Wise Screenshot

How to get the best deal on sending money from India to Ghana

Summary of recent searches

Top rated for transfers from India to Ghana
Wise
Total number of IN - GH providers
1
Average cheapest fees & rate
Wise
Average fastest transfer
Wise
Average transfer time
Within minutes
Best for bank transfers
Wise

Considerations ahead of sending money from India to Ghana

1
Compare providers

A comparison of providers offering services between India and Ghana, based on your specific transfer amount is the best way to send money with the confidence you’re getting the best price.

We’ve compared 1 providers that provide services for sending Indian Rupee to Ghana. This ensures you will get the best options for your transfer to Ghana from India.

Whilst we rate Wise as the best overall, comparing gives you a comprehensive view of all the options for transferring money from India to Ghana.

2
Get ahead of the Indian Rupee-Ghan Cedi exchange rate
3
Choose the right payment method
4
Financial regulation in Ghana and India
5
Consider transfer limits
6
Receiving money in Ghana
7
Have your ID ready
8
Tax declarations

Cheapest way to transfer money from India to Ghana: Wise

Wise offers the lowest cost transfers between India and Ghana out of the 1 providers compared.

Our data shows Wise is 0% cheaper than the second-best option. The company offers a fee of 11382.55 INR and an exchange rate between INR and GHS that is -0.44% different to the mid-market rate.

For a cheap way to send INR to Ghana, Wise is a great all round choice.

Wise is the cheapest way to send money from India (INR) to Ghana (GHS) - Wise Screenshot

Fastest company to send money to Ghana from India: Wise.

We compared 1 companies for fast transfers from Indian Rupees to Ghana and Wise came out on top.

Right now, if you are sending ₹600,000 with Wise to Ghana, the transfer time is next day. This can vary depending on your needs, but it's the fastest option.

Sending money through Wise to Ghana from India has a fee of 11382.55 INR.

To understand who was the fastest, we tested Wise as part of 1 money transfer providers. Within this, we looked at the overall speed of sending money from India to Ghana. This was made up of transfer times to Ghana after Indian Rupees were added to a money transfer account.

When fast money transfers between India and Ghana are a priority, Wise is our recommended choice.

Wise is the fastest way to send money from India (INR) to Ghana (GHS) - Wise Screenshot

Need to make a large transfer?

For big transfers between India and Ghana, competitive pricing & strong customer service are key.

Wise is the best option for large transfers of the
1 providers compared.

While Wise may not always be the cheapest or fastest way to send INR from India to Ghana, it's a great provider for larger transfers for things like buying or selling property.

Understanding the cost of transferring money to Ghana from India

Fees and exchange rates make up the total cost of sending money from Ghana to Ghana. Finding a company that can offer both ensures a good deal on your transfer.

The Mid-Market and Exchange Rates: The current INR-GHS mid-market rate is 0.1204 GHS per Indian Rupee. You will get more Ghan Cedi for your Indian Rupees if you find a provider close to this number.

  • For context, over the last 7 days the INR-GHS mid-market rate has had a high of 0.1211, a low of 0.1202 and averaged 0.1208 GHS per Indian Rupee.

  • Across the 1 companies compared, the best exchange rate is with Wise.

  • Unless fees are unusually high, the exchange rate you receive on converting INR to GHS will be the biggest determining factor when working out the cost of transferring Indian Rupees to Ghana.

Fees: Transfer fees are charged as part of the transfer. Wise charges the lowest fee of 11382.55 INR at the moment. We’d always recommend comparing providers for your exact send amount as fees may change.

Amount Received: Money transfer companies will show you the amount of Ghan Cedi eventually received in Ghana. You can assume that a lower cost of sending from India will result in more money received in Ghana.

How to find the best exchange rate for Indian Rupee to Ghan Cedi

Timing is essential for sending money between INR and GHS. The exchange rate you secure impacts how much GHS you get for your INR.

Mid-market Rate
1 
INR
=
0.120435 
GHS

Let's dive into some interesting recent trends.

  • Over the past week, the exchange rate from INR to GHS has seen some fluctuation. On average, it stood at 0.1208.

  • During this period, the highest value recorded was 0.1211, while the lowest was 0.1202.

  • Wise, which is our recommended service to send money online from India to Ghana offers an exchange rate that is only -0.44% above the mid-market rate.

Want to secure the best INR-Ghan Cedi exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from India to Ghana!

Payment methods available to fund your India to
Ghana transfer

  • Bank transfers

    Bank transfers are often the better option for money transfers from India to Ghana.

    Sending money via a bank transfer with a company such as Wise for transfers from India to Ghana allows you to benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 


    On average, Wise is the best provider for bank transfers of the 1 we tested when sending INR to Ghana.

    With a fee of INR11382.55 to send money from India to Ghana, Wise offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from India to Ghana with a prepaid or a debit card is very simple with .


    is a leader in card payments for transfers from India to Ghana, competing among a total of 1 active money transfer companies on this route.

  • Credit cards

    When it comes to international credit card transfers from India to Ghana, we recommend comparing your options to get the best deal.

    Beware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Ghana and India.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from India to Ghana.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send INR to GHS.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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