MoneyTransfers

How to send money to Germany from India with the best INR-EUR rate

Get the best deals on transfers from India to Germany. Find the cheapest, fastest, and best rated providers with the most competitive INR to EUR exchange rates.

Read on for analysis and insights on the best ways to send money to Germany from India.

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August 16th, 2025
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Send money from India to Germany

Last updated: Today
Mid-market rate as of 08/16/2025: 1 INR = 0.009761 EUR
Results below are based on a 600000 INR search
0 of 4 providers
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Rate match guarantee (T&Cs apply)
TorFx
Recipient gets (EUR)
€5,839.03
Full transfer details
Visit TorFx
€158 better than a typical bank*

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Personal account manager
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Ideal for buying property abroad
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1
TorFx
Recipient gets (EUR)
€5,839.03
Full transfer details
Visit TorFx
€158 better than a typical bank*

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Personal account manager
Multi-currency card
Receive to bank account
Ideal for buying property abroad
2
Instarem
Recipient gets (EUR)
€5,820.00
Full transfer details
Visit Instarem
€139 better than a typical bank*

"Most transfers are instant or same-day. Customers can earn rewards on every transaction."

Personal account manager
Multi-currency card
Receive to bank account
3
Currencies Direct
Recipient gets (EUR)
€5,815.20
Full transfer details
Visit Currencies Direct
€134 better than a typical bank*

"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."

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Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Sponsored
Rate match guarantee (T&Cs apply)
TorFx
Recipient gets (EUR)
€5,839.03
Full transfer details
Visit TorFx
€158 better than a typical bank*

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Personal account manager
Multi-currency card
Receive to bank account
Ideal for buying property abroad

Our recommendation: Currencies Direct

Currencies Direct is our top choice for INR to EUR transfers.

We tested & reviewed 4 money transfer providers offering money transfers from India to Germany, and Currencies Direct scored highly.

Sending 600,000 INR to EUR will cost you ₹0 in fees, and you will receive 5,815.2 EUR. The delivery time usually is minutes - 24 hours, but it depends on the day you make the transfer.

For a great mix of cost, speed & features, we recommend making your India to Germany transfer using Currencies Direct.

Currencies Direct is the top rated company for sending money from India (INR) to Germany (EUR) - Currencies Direct Screenshot 1
Currencies Direct is the top rated company for sending money from India (INR) to Germany (EUR) - Currencies Direct Screenshot 2

How to get the best deal on sending money from India to Germany

Summary of recent searches

Top rated for transfers from India to Germany
Currencies Direct
Total number of IN - DE providers
4
Average cheapest fees & rate
TorFx
Average fastest transfer
TorFx
Average transfer time
Within minutes
Best for bank transfers
TorFx

Get the most from sending money from India to Germany

1
Compare providers

Comparing providers offering services between India and Germany based on your specific transfer amount, is the easiest way to get the best price on your transfer.

We cover the entire INR-EUR market and have compared 4 providers offering services between India and Germany.

This ensures you will get the most comprehensive options for sending Indian Rupee to Germany.

Whilst we rate Currencies Direct as the best overall for transfers between the two countries, comparing gives you the best idea for your specific India to Germany transfer needs.

2
Beat the Indian Rupee-Euro exchange rate
3
Choose the right payment method
4
Financial regulations across India and Germany
5
Consider minimum and maximum limits
6
Receiving money in Germany
7
Be ready with your ID
8
Tax declarations

Cheapest way to transfer money from India to Germany: TorFx

TorFx offers the lowest cost transfers between India and Germany out of the 4 providers compared.

Our data shows TorFx is 0.2% cheaper than the second-best option. The company offers a fee of 0 INR and an exchange rate between INR and EUR that is 0.3% different to the mid-market rate.

For a cheap way to send INR to Germany, TorFx is a great all round choice.

TorFx is the cheapest way to send money from India (INR) to Germany (EUR) - TorFx Screenshot 1
TorFx is the cheapest way to send money from India (INR) to Germany (EUR) - TorFx Screenshot 2

Fastest company to send money to Germany from India: TorFx.

We compared 4 companies for fast transfers from Indian Rupees to Germany and TorFx came out on top.

For example, if you send 600,000 INR with TorFx to Germany now, the transfer time is minutes - 24 hours. Smaller transfers will likely be quicker, while larger transfers to Germany can take slightly longer.

Sending money through TorFx to Germany from India has a fee of 0 INR.

To understand who was the fastest, we tested TorFx as part of 4 money transfer providers. Within this, we looked at the overall speed of sending money from India to Germany. This was made up of transfer times to Germany after Indian Rupees were added to a money transfer account.

When fast money transfers between India and Germany are a priority, TorFx is our recommended choice.

TorFx is the fastest way to send money from India (INR) to Germany (EUR) - TorFx Screenshot 1
TorFx is the fastest way to send money from India (INR) to Germany (EUR) - TorFx Screenshot 2

Send large sums of money abroad with Currencies Direct

Transferring bigger amounts of money to Germany from India needs a strong exchange rate and effective transfer management.

From the
4 options we compared, Currencies Direct offers the strongest all-round option for large transfers to Germany from India.

Whatever the reason, sending large sums of money can be expensive if you get a bad exchange rate from Euros to Euro.

As such, we recommend Currencies Direct for large Germany transfers.

Understanding the costs involved when transferring money from India to Germany

When calculating the costs of money transfers between India and Germany, opt for the best combination of fees and exchange rates:

The Mid-Market and Exchange Rates: Today, the INR-EUR mid-market rate equals 0.0098 EUR per Indian Rupee.

  • For reference, the INR-EUR average mid-market rate for the past 7 days has been 0.0098 EUR per Indian Rupee, with a high of 0.0098 and a low of 0.0098.

  • The company offering the best exchange rate is TorFx.

  • Often the INR-EUR exchange rate you receive is the bigger factor than how much it costs to send Indian Rupees to Germany.

Fees: Fees are charged on top of a transfer. The company offering the lowest fee is TorFx, cahrging 0 INR per transfer. We would recommend searching for your exact send amount to get an idea of fees.

Amount Received: The amount received in Euro is the biggest indicator the total cost of sending money from India to Germany. Essentially, the more the recipient receives in Germany, the less it is costing to send from India.

Getting the best exchange rate for Indian Rupee to Euro

Tracking the mid-market rate can make a huge difference when sending money INR to EUR. The exchange rate you secure impacts how much EUR you get for your INR.

Mid-market Rate
1 
INR
=
0.009761 
EUR

Here's some data on recent trends in the mid-market rate.

  • Over the past 7 days, the interbank rate from INR to EUR has seen some fluctuation. On average, it has been 0.0098.

  • During this period, the highest value level was 0.0098, with a low of 0.0098.

  • Currencies Direct, which is our recommended service to send money online from India to Germany offers an exchange rate that is only 0.63% above the mid-market rate.

Want to secure the best INR-Euro exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from India to Germany!

Payment methods available to fund your India to
Germany transfer

  • Bank transfers

    Bank transfers are often the better option for money transfers from India to Germany.

    Sending money via a bank transfer with a company such as TorFx for transfers from India to Germany allows you to benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 


    On average, TorFx is the best provider for bank transfers of the 4 we tested when sending INR to Germany.

    With a fee of INR0 to send money from India to Germany, TorFx offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from India to Germany with a prepaid or a debit card is very simple with .


    is a leader in card payments for transfers from India to Germany, competing among a total of 4 active money transfer companies on this route.

  • Credit cards

    When it comes to international credit card transfers from India to Germany, we recommend comparing your options to get the best deal.

    Beware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Germany and India.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from India to Germany.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send INR to EUR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

Money transfer company reviews

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Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is the founder and CEO of MoneyTransfers.com, with over 10 years’ experience building consumer products across finance, insurance, and travel. A frequent traveler himself, Luke has hands-on experience testing payment and transfer services globally, giving him a unique perspective on the real-world challenges users face. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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