We compared 11 companies sending money from the United States to United Arab Emirates. MoneyGram is the best and cheapest, while Revolut is the fastest.
Sending $7,000 with MoneyGram gets your recipient 25,709.6 AED at 3.6728 AED per USD.
| 11 of 11 providers Last updated on 28 September 2026 | |||
| Based on 7,000 USD transfer Best companies for USD/AED transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee $30.54 1 USD = 3.6730 AED -0.01% vs mid-market | Recipient gets AED 25,598.83 Next day | |
Ways to receive money in United Arab Emirates with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer $30.541 USD = 3.6730 AED AED 25,598.83You pay$7,000.00 | |||
| Promoted  Xe Pay via Bank transfer | Fee $0.00 1 USD = 3.6424 AED +0.82% vs mid-market | Recipient gets AED 25,496.80 Minutes - 24 hours | |
Ways to receive money in United Arab Emirates with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 3.6424 AED AED 25,496.80You pay$7,000.00 | |||
Run a live search Showing top United States to United Arab Emirates deals for 7,000 USD. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live USD to AED rates. | |||
Run a live search These companies offer multi-currency accounts for spending AED. We suggest doing a live search based on how much USD you're planning to spend in United Arab Emirates. | |||
Run a live search These are managed services with real human support for large USD transfers. Click the link and update the transfer amount to get the best deal. | |||
| $0 fee on first online transfers  MoneyGram Pay via Bank transfer | Fee $4.99 1 USD = 3.6728 AED -0.01% vs mid-market | Recipient gets AED 25,709.60 Minutes - 24 hours | |
Ways to receive money in United Arab Emirates with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks $4.991 USD = 3.6728 AED AED 25,709.60You pay$7,004.99 Cash pickupMinutes - 24 hours $5.991 USD = 3.6728 AED AED 25,709.60You pay$7,005.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Debit card | Fee $75.99 1 USD = 3.6728 AED -0.01% vs mid-market | Recipient gets AED 25,709.60 Minutes - 24 hours | |
Ways to receive money in United Arab Emirates with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours $75.991 USD = 3.6728 AED AED 25,709.60You pay$7,075.99 Bank depositMinutes - 24 hoursAvailable via:All Banks $6.991 USD = 3.6594 AED AED 25,615.80You pay$7,006.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit card | Fee $179.99 1 USD = 3.6728 AED -0.01% vs mid-market | Recipient gets AED 25,709.60 Minutes - 24 hours | |
Ways to receive money in United Arab Emirates with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours $179.991 USD = 3.6728 AED AED 25,709.60You pay$7,179.99 Bank depositMinutes - 24 hoursAvailable via:All Banks $177.991 USD = 3.6594 AED AED 25,615.80You pay$7,177.99 | |||
| Exclusive: Special Rate for 1st Transfer  Key Currency Pay via Bank transfer | Fee $0.00 1 USD = 3.6633 AED +0.25% vs mid-market | Recipient gets AED 25,643.20 Minutes - 3 days | |
Ways to receive money in United Arab Emirates with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 USD = 3.6633 AED AED 25,643.20You pay$7,000.00 | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee $0.00 1 USD = 3.6626 AED +0.27% vs mid-market | Recipient gets AED 25,638.06 Minutes - 24 hours | |
Ways to receive money in United Arab Emirates with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 3.6626 AED AED 25,638.06You pay$7,000.00 | |||
| Wise Pay via Bank transfer | Fee $30.54 1 USD = 3.6730 AED -0.01% vs mid-market | Recipient gets AED 25,598.83 Next day | |
Ways to receive money in United Arab Emirates with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer $30.541 USD = 3.6730 AED AED 25,598.83You pay$7,000.00 | |||
 OFX Pay via Bank transfer | Fee $0.00 1 USD = 3.6541 AED +0.50% vs mid-market | Recipient gets AED 25,578.93 Minutes - 24 hours | |
Ways to receive money in United Arab Emirates with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 3.6541 AED AED 25,578.93You pay$7,000.00 | |||
 Currencies Direct Pay via Bank transfer | Fee $0.00 1 USD = 3.6530 AED +0.53% vs mid-market | Recipient gets AED 25,571.00 Minutes - 24 hours | |
Ways to receive money in United Arab Emirates with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 3.6530 AED AED 25,571.00You pay$7,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee $40.50 1 USD = 3.6729 AED -0.01% vs mid-market | Recipient gets AED 25,561.47 Same day | |
Ways to receive money in United Arab Emirates with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame day $40.501 USD = 3.6729 AED AED 25,561.47You pay$7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| $0 fee on first online transfers MoneyGram Pay via Cash deposit | Fee $60.79 1 USD = 3.6516 AED +0.57% vs mid-market | Recipient gets AED 25,561.20 Minutes - 24 hours | |
Ways to receive money in United Arab Emirates with MoneyGram when paying by cash deposit. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours $60.791 USD = 3.6516 AED AED 25,561.20You pay$7,060.79 | |||
 CurrencyFair Pay via Bank transfer | Fee $4.08 1 USD = 3.6465 AED +0.71% vs mid-market | Recipient gets AED 25,510.50 Minutes - 24 hours | |
Ways to receive money in United Arab Emirates with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours $4.081 USD = 3.6465 AED AED 25,510.50You pay$7,000.00 | |||
| Xe Pay via Bank transfer | Fee $0.00 1 USD = 3.6424 AED +0.82% vs mid-market | Recipient gets AED 25,496.80 Minutes - 24 hours | |
Ways to receive money in United Arab Emirates with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 3.6424 AED AED 25,496.80You pay$7,000.00 | |||
| Xe Pay via Debit card | Fee $35.00 1 USD = 3.6424 AED +0.82% vs mid-market | Recipient gets AED 25,369.32 Minutes - 24 hours | |
Ways to receive money in United Arab Emirates with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours $35.001 USD = 3.6424 AED AED 25,369.32You pay$7,000.00 | |||
 Moneycorp Pay via Bank transfer | Fee $0.00 1 USD = 3.6211 AED +1.40% vs mid-market | Recipient gets AED 25,347.57 Minutes - 2 days | |
Ways to receive money in United Arab Emirates with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 USD = 3.6211 AED AED 25,347.57You pay$7,000.00 | |||
| Only available via Mobile App  WorldRemit Pay via Debit card | Fee $5.99 1 USD = 3.5654 AED +2.96% vs mid-market | Recipient gets AED 24,936.09 Minutes - 2 days | |
Ways to receive money in United Arab Emirates with WorldRemit when paying by debit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 2 days $5.991 USD = 3.5654 AED AED 24,936.09You pay$7,000.00 | |||
| Xe Pay via Credit card | Fee $210.00 1 USD = 3.6424 AED +0.82% vs mid-market | Recipient gets AED 24,731.90 Minutes - 24 hours | |
Ways to receive money in United Arab Emirates with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours $210.001 USD = 3.6424 AED AED 24,731.90You pay$7,000.00 | |||
| How Our Results Work Mid-market rate: 1 USD = 3.6725 AED Updates every 60 minutes. | |||
Transfer details
If you're sending a one-off transfer, then MoneyGram is the best option.
For recurring transfers, I'd suggest using an app or a multi-currency account with MoneyGram.
For large transfers using a broker like Key Currency is the best option.
If your recipient needs cash, MoneyGram is the cheapest.
How much you send will affect the best option for you right now.
You have 4 ways to pay for your transfer to UAE, including bank transfer, debit card, credit card, and cash deposit.
Usually, using bank transfer to fund your transfer is the cheapest but slowest option (ACH and takes a day or two).
You can use a debit card, Apple Pay and Google Pay for quicker deposit but its a bit more expensive.
I suggest avoiding credit cards since these are most expensive and have cash advance fees (Amex is very rarely accepted in general).
First time round you'll need to confirm who you are.
An SSN isn't required, an ITIN or a foreign passport works with most companies here.
How much USD you send to UAE heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
| Cheapest service | |||||
|---|---|---|---|---|---|
| $500 | -0.01% | $3.49 | AED 1,836.40with bank transfer to bank deposit | +AED 115.23 | |
| $2,000 | -0.01% | $3.49 | AED 7,345.60with bank transfer to bank deposit | +AED 140.50 | |
| $5,000 | -0.01% | $4.99 | AED 18,364.00with bank transfer to bank deposit | +AED 153.28 | |
| $7,000This page | -0.01% | $4.99 | AED 25,709.60with bank transfer to bank deposit | +AED 230.00 | |
| $10,000 | -0.01% | $4.99 | AED 36,728.00with bank transfer to bank deposit | +AED 273.53 |
Mid-market rate: 1 USD = 3.6725 AED
There are 11 companies available for sending money from the US to United Arab Emirates, across broker, app, online, multi-currency account, global account, and in person, and more.
For regular transfers home
If you send a few hundred dollars home every payday, an app is usually the cheapest way and the least work.
MoneyGram charges $4.99 on a $7,000 transfer with -0.01% markup, saves your recipient's details for next time, and AED arrives in minutes - 24 hours.
Funding from a US bank account or debit card avoids the 1% federal tax that applies to cash-funded transfers.
Sending without a US bank account
Paying in cash at an agent can work without a US bank account.
The ID accepted depends on the company and the amount, so check before visiting if you do not have an SSN.
Hand $7,000 to a MoneyGram agent in the US, and your recipient will get 25,709.6 AED in minutes - 24 hours.
However, transfers funded with cash or a money order carry a 1% federal tax from January 2021. To avoid it, fund with a debit card or bank account instead (most agents take both).
For one-off transfers
For a one-off transfer, an online service funded from your checking account is usually the cheapest way to send money to United Arab Emirates.
Of all online companies listed here, MoneyGram gets you the most AED per USD.
On a $7,000 transfer, you will get 25,709.6 AED after a $4.99 fee and -0.01% markup.
But, bank funding (ACH) takes 1 to 3 business days to clear, while debit cards (and Google Pay/Apple Pay) are usually instant but cost a bit more.
For transfers over $10,000
For large transfers to UAE (e.g. a property purchase, tuition, or moving to United Arab Emirates), a broker like Key Currency charges no fee, gives you a dedicated account manager, and adds 0.25% markup on USD/AED that gets lower the more you send.
It's also good to check Wise since you get a bulk discount on transfers over $25,000.
Business payments from the US
Global accounts are for US businesses paying people abroad.
Companies like Airwallex, WorldFirst, or Payoneer handle the recurring and batch payments, invoicing, tracking, and more.
Holding & spending currencies
A multi-currency account like Wise is the best for holding and receiving AED.
This is useful for traveling to United Arab Emirates, building up AED balance, or receiving payments in AED.
Wise converts $7,000 at -0.01% markup plus small fee and holds the AED until you spend it.
With MoneyGram, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending $7,000 gives your recipient 25,709.6 AED.
Deposit USD by bank transfer, debit card, credit card, and cash deposit.
The simplest way is to pay from your US checking account
Pay by bank transfer using your routing and account numbers.
An ACH payment is usually cheaper than a card, but the it may take some time for it to clear before a money transfer company can send the money to UAE.
You can deposit cash
You'll need to visit nearest MoneyGram branch and had over $7,000.
MoneyGram is the cheapest option and will get you 25,709.6 AED on $7,000 transfer after fees.
Transfers funded with physical cash are subject to the 1% US remittance transfer tax, but funding from a US bank account or with a US-issued debit or credit card is exempt.
Zelle, Venmo and Cash App only support domestic transfers, so they cannot send money to United Arab Emirates.
Your recipient in the United Arab Emirates can collect AED through bank deposit and cash pickup.
They can collect cash in UAE
Your recipient can collect AED from a participating MoneyGram location in United Arab Emirates.
They should take a valid photo ID and the collection reference, and check that the name on the transfer matches their ID.
You pay $7,004.99
.د.إ25,710
Cheapest
You pay $7,005.99
.د.إ25,710
.د.إ0
You pay $7,075.99
.د.إ25,710
.د.إ0
You pay $7,179.99
.د.إ25,710
.د.إ0
You pay $7,006.99
.د.إ25,616
-.د.إ94
You pay $7,177.99
.د.إ25,616
-.د.إ94
You pay $7,060.79
.د.إ25,561
-.د.إ148
The way you fund the transfer now affects the tax, while US law gives you specific rights if something goes wrong.
Cheapest way to send money to United Arab Emirates
The cheapest option is MoneyGram, funded by bank transfer with bank deposit for the payout. Your recipient gets 25,709.6 AED, which is 0.26% more than the next best option.
Fastest way to send money to United Arab Emirates
The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 25,561.47 AED, with the money arriving in same day.
Since January 1, 2026, a 1% federal tax applies when an international transfer is funded with cash, a money order, a cashier's check or a traveler's check.
Funding from a US bank account, including ACH, or with a US-issued debit or credit card is exempt.
The rule applies to how you pay in, so your recipient can still collect cash without triggering the tax.
There is no federal cap on how much of your own money you can send electronically abroad.
Your bank or transfer company can set its own limit and ask for proof of where a large or unusual payment came from.
Cash reports and the declaration for physically carrying more than $10,000 across the US border are separate rules.
Do not split cash transactions to avoid a report.
The US Remittance Transfer Rule requires a covered company to show the exchange rate, fees and expected amount received before you pay.
You can normally cancel within 30 minutes at no charge, provided the money has not been deposited or collected.
You also have error-resolution rights if the wrong amount arrives or the transfer never turns up.
Contact the company first and keep the receipt.
For transfers over $10,000, Wise is the best option.
It offers the best exchange rate, which is more important than the fee for large transfers to UAE.
While Wise may not always be the cheapest or fastest way to send AED, they offer years of experience, and will offer you the peace of mind you need when sending large amounts abroad.
The rate changes how much AED your recipient gets for your USD. Recent movement gives you a useful benchmark before you send.
Mid-market rate:1 USD = 3.672498 AED
We track, save, and analyze the cost, speed, and product offerings of the leading money transfer services available between United Arab Emirates and United States.
We work with leading money transfer companies to provide real time fees and exchange rates.
We also conduct detailed company reviews, combined with in-depth analysis, we can offer the best deals on the market - every time you want to transfer money from United States to United Arab Emirates.
For a deeper understanding of our commitment to integrity and transparency, check out these articles:
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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