How to send money to UAE from Philippines with the best PHP-AED rate

Compare the best deals on sending money from the Philippines to the United Arab Emirates. Get insights on the cheapest, fastest, and most reliable providers with the best PHP to AED exchange rates.

Read on for the insights, analysis, and all you need to know about money transfers to United Arab Emirates from Philippines.

Transferring the other way? Send AED from United Arab Emirates to Philippines instead.
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November 18th, 2025

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Best money transfer companies

Send money from Philippines to United Arab Emirates

Last updated: Today
Mid-market rate as of 11/18/2025: 1 PHP = 0.062203 AED
Results below are based on a 14700 PHP search
Promoted
Wise
Recipient gets (AED)
AED 902.50
Full transfer details
Visit Wise
AED 16 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sort by:
0 of 3 providers
1
Wise
Recipient gets (AED)
AED 902.50
Full transfer details
Visit Wise
AED 16 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Send cash via a MoneyGram agent
2
MoneyGram Agent
Recipient gets (AED)
AED 868.49
Full transfer details

"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."

7.5
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Send Money Between PayPal Accounts
3
PayPal App
Recipient gets (AED)
AED 859.29
Full transfer details

"If you and the person you are sending money to both have PayPal apps, you can quickly and easily send money between each other."

5.4
Personal account manager
Multi-currency card
Receive to bank account or debit card
P2P transfer
Mid-market rate updates every 60 minutes
Promoted
Wise
Recipient gets (AED)
AED 902.50
Full transfer details
Visit Wise
AED 16 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
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Best recommended: Wise

Wise is our top pick for sending Philippine Peso to United Arab Emirates.

Of the 3 money transfer providers tested and reviewed, Wise scored highly for its competitive rates and fees.

A transfer of 14,700 Philippine Pesos to AED will cost you ₱188.01 in fees, and you will receive 902.5 AED. The transfer time is within 3 hours, but might be a bit longer depending on the day you make the transfer.

Make your Philippines to United Arab Emirates transfer using Wise for the best mix of cost and speed.

Wise is the top rated company for sending money from Philippines (PHP) to United Arab Emirates (AED) - Wise Screenshot

How to send money from Philippines to United Arab Emirates

Summary of recent searches

Top rated for transfers from Philippines to United Arab Emirates
Wise
Total number of PH - AE providers
3
Average cheapest fees & rate
Wise
Average fastest transfer
PayPal App
Average transfer time
Within minutes
Best for bank transfers
Wise
Best for debit card
PayPal App
Best for credit card
PayPal App

Sending money from Philippines to United Arab Emirates considerations

1

Compare providers

A comparison of providers offering services between the Philippines and the United Arab Emirates is the easiest way to ensure the best deal.

We've compared 3 providers that offer services for sending Philippine Peso to the United Arab Emirates.

This ensures you will get the best options for your transfer to the United Arab Emirates from the Philippines.

Whilst we rate Wise as the best overall, comparing gives you a comprehensive view of all the options for transferring money from the Philippines to the United Arab Emirates.

2

Get the most from the Philippine Peso-UAE Dirham exchange rate

3

Choose the right payment method

4

Financial regulations in Philippines and United Arab Emirates

5

Consider transfer limits

6

How to receive money

7

Have your ID ready

8

Tax declarations

The cheapest way to send money to UAE from Philippines is to send cash via MoneyGram Agent.

Generally speaking, sending cash is more expensive than using the online transfer, however, after looking at 100s of money transfer companies, there aren’t many options servicing PHP/AED.

The main cost is made up of the fee (around 3 PHP) and the exchange rate markup added on top.

However, this heavily depends on which branch you use, and how much PHP you are sending.

The cheapest way to to send money to UAE from Philippines is via PayPal P2P Transfer

The coverage of PHP/AED transfer options is very limited, therefore, PayPal’s P2P transfer service is one of the cheaper options you have, along with cash transfer via Western Union and MoneyGram.

With PayPals P2P transfer, the main cost is the conversion between currencies, which can go as high as % on top of the mid market rate, as well as a PHP transfer fee.

You can also opt to use a cash transfer via MoneyGram or Western Union, which are cheaper in some cases (depending on the amount, deposit method, and your branch).

Screenshot

Send large sums of money

Transferring bigger amounts of money to the United Arab Emirates from the Philippines needs a strong exchange rate and effective management of the transfer.

From the
3 options we compared, Wise offers the strongest all round option for large transfers to the United Arab Emirates from the Philippines.

Whatever the reason, sending large sums of money can be expensive if you get a bad exchange rate from UAE Dirhams to UAE Dirham.

As such, we recommend Wise for large transfers between the United Arab Emirates and the Philippines.

Understanding the cost of transferring money to United Arab Emirates from Philippines

Fees and exchange rates make up the total cost of sending money from United Arab Emirates to the United Arab Emirates. Finding a company that can offer both ensures a good deal on your transfer.

The Mid-Market and Exchange Rates: The current PHP-AED mid-market rate is 0.0623 AED per Philippine Peso. You will get more UAE Dirham for your Philippine Pesos if you find a provider close to this number.

  • For context, over the last 7 days the PHP-AED mid-market rate has had a high of 0.0622, a low of 0.0621 and averaged 0.0622 AED per Philippine Peso.

  • Across the 3 companies compared, the best exchange rate is with Wise.

  • Unless fees are unusually high, the exchange rate you receive on converting PHP to AED will be the biggest determining factor when working out the cost of transferring Philippine Pesos to the United Arab Emirates.

Fees: Transfer fees are charged as part of the transfer. Wise charges the lowest fee of 188.01 PHP at the moment. We’d always recommend comparing providers for your exact send amount as fees may change.

Amount Received: Money transfer companies will show you the amount of UAE Dirham eventually received in the United Arab Emirates. You can assume that a lower cost of sending from the Philippines will result in more money received in the United Arab Emirates.

Finding the best exchange rate between Philippine Peso and UAE Dirham

Getting a strong exchange rate between PHP and AED is essential. The exchange rate you secure impacts how much AED you get for your PHP.

Mid-market Rate
1 
PHP
=
0.062272 
AED

It can pay to track rates, and keep on top of currency trends.

  • In the past 7 days, the mid-market rate from PHP to AED has averaged 0.0622.

  • In this period there was a high of 0.0622, and a low of 0.0621.

  • Wise, which is our recommended service to send money online from Philippines to United Arab Emirates offers 0.0622 AED per PHP which is only 0% above the mid-market rate.

Want to secure the best PHP-UAE Dirham exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Philippines to United Arab Emirates!

Funding your Philippines to
United Arab Emirates money transfer

  • Bank transfers

    Bank transfers are often the best and easier way to send money from the Philippines to the United Arab Emirates.

    By using a money transfer company such as Wise for transfers from the Philippines to the United Arab Emirates, you can send money via a bank transfer and benefit from lower fees and more favorable exchange rates than would be offered by a bank. 


    On average, Wise is the cheapest way to send money via a bank transfer. This is of the 3 companies we tested when sending PHP to the United Arab Emirates.

    With a fee of 188.01 PHP to send money from the Philippines to the United Arab Emirates, Wise offers a decent combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from the Philippines to the United Arab Emirates with a debit or a prepaid card is easy with MoneyGram Agent.


    MoneyGram Agent is a leading money transfer company for debit card payments, and offers transfers from the Philippines to the United Arab Emirates.

  • Credit cards

    We recommend avoiding credit card transfers due to high fees, and instead, you should consider a bank transfer or a debit card deposit.

    However, if you do need to use a credit card to fund your transfer, use our comparison tool to get the latest deal.

    Keep on top of fees: using a credit card to transfer money can result in a fee being charged by your card issuer. Where possible, we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between United Arab Emirates and Philippines.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Philippines to United Arab Emirates.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send PHP to AED.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

Money transfer company reviews

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Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is the founder and CEO of MoneyTransfers.com, with over 10 years’ experience building consumer products across finance, insurance, and travel. A frequent traveler himself, Luke has hands-on experience testing payment and transfer services globally, giving him a unique perspective on the real-world challenges users face. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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