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How to send money to Germany from UAE with the best AED-EUR rate

Get the best deals on transfers from the United Arab Emirates to Germany. Find the cheapest, fastest, and best rated providers with the most competitive AED to EUR exchange rates.

Read on for analysis and insights on the best ways to send money to Germany from the United Arab Emirates.

Transferring the other way? Send EUR from Germany to United Arab Emirates instead.
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July 6th, 2025
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Best money transfer companies

Send money from United Arab Emirates to Germany

Last updated: Today
Mid-market rate as of 07/06/2025: 1 AED = 0.231164 EUR
Results below are based on a 25000 AED search
0 of 11 providers
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Xe
Recipient gets (EUR)
€5,622.50
Full transfer details
Visit Xe
€17 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Sponsored
Rate match guarantee (T&Cs apply)
TorFx
Recipient gets (EUR)
€5,761.76
Full transfer details
Visit TorFx
€156 better than a typical bank*

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Personal account manager
Multi-currency card
Receive to bank account
Ideal for buying property abroad
Live Rates
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Exclusive: Special Rate for 1st Transfer
1
Key Currency
Recipient gets (EUR)
€5,764.65
Full transfer details
Visit Key Currency
€159 better than a typical bank*

"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."

Personal account manager
Multi-currency card
Receive to bank account
Exclusive: First Transfer Deal
2
Regency FX
Recipient gets (EUR)
€5,763.50
Full transfer details
Visit Regency FX
€158 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
Rate match guarantee (T&Cs apply)
3
TorFx
Recipient gets (EUR)
€5,761.76
Full transfer details
Visit TorFx
€156 better than a typical bank*

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Personal account manager
Multi-currency card
Receive to bank account
Ideal for buying property abroad
4
Currencies Direct
Recipient gets (EUR)
€5,737.50
Full transfer details
Visit Currencies Direct
€132 better than a typical bank*

"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."

Personal account manager
Multi-currency card
Receive to bank account
5
CurrencyFair
Recipient gets (EUR)
€5,736.50
Full transfer details
Visit CurrencyFair
€131 better than a typical bank*

"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."

Personal account manager
Multi-currency card
Receive to bank account
6
Remitly
Recipient gets (EUR)
€5,715.00
Full transfer details
Visit Remitly
€109 better than a typical bank*

"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
7
Profee
Recipient gets (EUR)
€5,693.51
Full transfer details
Visit Profee
€88 better than a typical bank*

"Card-to-card transfers can be received in just two minutes."

Personal account manager
Multi-currency card
Receive to bank account or debit card
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
8
Xe
Recipient gets (EUR)
€5,622.50
Full transfer details
Visit Xe
€17 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Lumon
Recipient gets (EUR)
€5,721.31
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (EUR)
€5,622.50
Full transfer details
Visit Xe
€17 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Sponsored
Rate match guarantee (T&Cs apply)
TorFx
Recipient gets (EUR)
€5,761.76
Full transfer details
Visit TorFx
€156 better than a typical bank*

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Personal account manager
Multi-currency card
Receive to bank account
Ideal for buying property abroad

Our recommendation: Currencies Direct

Currencies Direct is our top choice for AED to EUR transfers.

We tested & reviewed 11 money transfer providers offering money transfers from the United Arab Emirates to Germany, and Currencies Direct scored highly.

Sending 25,000 AED to EUR will cost you .د.إ0 in fees, and you will receive 5,737.5 EUR. The delivery time usually is minutes - 24 hours, but it depends on the day you make the transfer.

For a great mix of cost, speed & features, we recommend making your United Arab Emirates to Germany transfer using Currencies Direct.

Currencies Direct is the top rated company for sending money from United Arab Emirates (AED) to Germany (EUR) - Currencies Direct Screenshot 1
Currencies Direct is the top rated company for sending money from United Arab Emirates (AED) to Germany (EUR) - Currencies Direct Screenshot 2

How to compare deals on your United Arab Emirates to Germany transfer

Summary of recent searches

Top rated for transfers from United Arab Emirates to Germany
Currencies Direct
Total number of AE - DE providers
11
Average cheapest fees & rate
Key Currency
Average fastest transfer
Regency FX
Average transfer time
Within minutes
Best for bank transfers
Key Currency

Get the most from sending money from United Arab Emirates to Germany

1
Compare providers

Comparing providers offering services between the United Arab Emirates and Germany based on your specific transfer amount, is the easiest way to get the best price on your transfer.

We cover the entire AED-EUR market and have compared 11 providers offering services between the United Arab Emirates and Germany.

This ensures you will get the most comprehensive options for sending UAE Dirham to Germany.

Whilst we rate Currencies Direct as the best overall for transfers between the two countries, comparing gives you the best idea for your specific the United Arab Emirates to Germany transfer needs.

2
Beat the UAE Dirham-Euro exchange rate
3
Choose the right payment method
4
Financial regulations across United Arab Emirates and Germany
5
Consider minimum and maximum limits
6
Receiving money in Germany
7
Be ready with your ID
8
Tax declarations

Cheapest way to send money from United Arab Emirates to Germany: Key Currency

The combination of the lowest fees and best exchange rate is through Key Currency. This makes them our cheapest transfer service of the 11 compared for sending UAE Dirham to Germany.

Our data shows, that Key Currency is 0.02% than the second-best option when sending via a bank transfer.

This includes the fee of 0 AED and a AED-EUR exchange rate for international transfers that is 0.25% different to the mid-market rate.

Securing the best rates on a AED to Germany transfer can be done with Key Currency but you can always search for your specific amount.

Key Currency is the cheapest way to send money from United Arab Emirates (AED) to Germany (EUR) - Key Currency Screenshot

Fastest company to send money to Germany from the United Arab Emirates: Regency FX.

We compared 11 companies for fast transfers from UAE Dirhams to Germany and Regency FX came out on top.

For example, if you send 25,000 AED with Regency FX to Germany now, the transfer time is minutes - 24 hours. Smaller transfers will likely be quicker, while larger transfers to Germany can take slightly longer.

Sending money through Regency FX to Germany from the United Arab Emirates has a fee of 0 AED.

To understand who was the fastest, we tested Regency FX as part of 11 money transfer providers. Within this, we looked at the overall speed of sending money from the United Arab Emirates to Germany. This was made up of transfer times to Germany after UAE Dirhams were added to a money transfer account.

When fast money transfers between the United Arab Emirates and Germany are a priority, Regency FX is our recommended choice.

Send large sums of money abroad with Currencies Direct

Transferring bigger amounts of money to Germany from the United Arab Emirates needs a strong exchange rate and effective transfer management.

From the
11 options we compared, Currencies Direct offers the strongest all-round option for large transfers to Germany from the United Arab Emirates.

Whatever the reason, sending large sums of money can be expensive if you get a bad exchange rate from Euros to Euro.

As such, we recommend Currencies Direct for large Germany transfers.

Understanding the costs involved when transferring money from United Arab Emirates to Germany

When calculating the costs of money transfers between United Arab Emirates and Germany, opt for the best combination of fees and exchange rates:

The Mid-Market and Exchange Rates: Today, the AED-EUR mid-market rate equals 0.2312 EUR per UAE Dirham.

  • For reference, the AED-EUR average mid-market rate for the past 7 days has been 0.2312 EUR per UAE Dirham, with a high of 0.2323 and a low of 0.2308.

  • The company offering the best exchange rate is Key Currency.

  • Often the AED-EUR exchange rate you receive is the bigger factor than how much it costs to send UAE Dirhams to Germany.

Fees: Fees are charged on top of a transfer. The company offering the lowest fee is Key Currency, cahrging 0 AED per transfer. We would recommend searching for your exact send amount to get an idea of fees.

Amount Received: The amount received in Euro is the biggest indicator the total cost of sending money from the United Arab Emirates to Germany. Essentially, the more the recipient receives in Germany, the less it is costing to send from the United Arab Emirates.

Getting best exchange rate for sending UAE Dirham to Euro

Timing is essential when tracking the mid-market rate between AED and EUR. The end exchange rate you secure impacts how much EUR you get for your AED.

Mid-market Rate
1 
=
0.231164 
EUR

The recent mid-market rate trends are:

  • Over the past 7 days, the mid-market rate from AED to EUR was 0.2312.

  • During this period, it hit a high of 0.2323, and a low of 0.2308.

  • Currencies Direct, which is our recommended service to send money online from the United Arab Emirates to Germany offers an exchange rate that is only 0.72% above the mid-market rate.

Want to secure the best AED-Euro exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from the United Arab Emirates to Germany!

Funding your United Arab Emirates to
Germany money transfer

  • Bank transfers

    Bank transfers are often the best and easier way to send money from the United Arab Emirates to Germany.

    By using a money transfer company such as Key Currency for transfers from the United Arab Emirates to Germany, you can send money via a bank transfer and benefit from lower fees and more favorable exchange rates than would be offered by a bank. 


    On average, Key Currency is the cheapest way to send money via a bank transfer. This is of the 11 companies we tested when sending AED to Germany.

    With a fee of 0 AED to send money from the United Arab Emirates to Germany, Key Currency offers a decent combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from the United Arab Emirates to Germany with a debit or a prepaid card is easy with .


    is a leading money transfer company for debit card payments, and offers transfers from the United Arab Emirates to Germany.

  • Credit cards

    We recommend avoiding credit card transfers due to high fees, and instead, you should consider a bank transfer or a debit card deposit.

    However, if you do need to use a credit card to fund your transfer, use our comparison tool to get the latest deal.

    Keep on top of fees: using a credit card to transfer money can result in a fee being charged by your card issuer. Where possible, we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Germany and United Arab Emirates.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from United Arab Emirates to Germany.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send AED to EUR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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What are the typical transfer fees for sending UAE Dirhams to Germany through various providers?
How long does it take to send money from United Arab Emirates to Germany?
What is the best exchange rate I can get for sending money from United Arab Emirates to Germany?
Are there any minimum or maximum transfer amounts for sending money from United Arab Emirates to Germany?
Can I schedule regular transfers between United Arab Emirates and Germany?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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