How to send money to UK from Philippines with the best PHP-GBP rate
Get the best deals when you transfer from the Philippines to the United Kingdom. Find the cheapest, fastest, and most reliable providers with the best PHP to GBP exchange rates.
Read on for analysis on the best ways to send money to United Kingdom from Philippines.
Transferring the other way? Send GBP from United Kingdom to Philippines instead."Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."
"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."
"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."
"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."
"If you and the person you are sending money to both have PayPal apps, you can quickly and easily send money between each other."
"If you and the person you are sending money to both have PayPal apps, you can quickly and easily send money between each other."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
Overall best way: Wise
Wise scored the highest of the 4 money transfer companies supporting PHP to GBP transfers.
For example, sending 14,700 PHP to GBP will cost you ₱62.66 in fees, and the recipient will get 185.15 GBP. The delivery time is within minutes.
For a great mix of cost, speed & features, we suggest trying Wise for your Philippines to United Kingdom transfer.

How to compare companies offering money transfers from Philippines to United Kingdom
Always compare rates
Use our live comparison tool to make sure you aren't missing the best rates to send money from the Philippines to the United Kingdom. This ensures the best price.
Choose a provider
Select the company that offers you the best value & options for sending to the United Kingdom.
Click, sign up & send
Sign up & make your transfer. Your funds will soon be on their way from the Philippines to your chosen country & currency.
Considerations for sending money from Philippines to United Kingdom
Always compare ways to send money from the Philippines to the United Kingdom to get the best options for fees, speed, and reliability.
Our analysis included 4 providers that operate between Philippines and United Kingdom.
Through this, you get a comprehensive view of all the options you have in the Philippines when you need to send money to the United Kingdom.
The fastest way to send money to UK from Philippines is by sending cash
Cash transfers are almost instant in most cases.
However, in some cases, it can take a few days to process, depending on your branch, how much you are sending, and the deposit method you use.
Considering there aren’t many PHP/GBP transfer options available, this is by far the fastest way to do it.

The cheapest way to to send money to UK from Philippines is via PayPal P2P Transfer
The coverage of PHP/GBP transfer options is very limited, therefore, PayPal’s P2P transfer service is one of the cheaper options you have, along with cash transfer via Western Union and MoneyGram.
With PayPals P2P transfer, the main cost is the conversion between currencies, which can go as high as % on top of the mid market rate, as well as a PHP transfer fee.
You can also opt to use a cash transfer via MoneyGram or Western Union, which are cheaper in some cases (depending on the amount, deposit method, and your branch).

Need to make a large transfer to the UK? Use Currencies Direct
Opt for a service proven with large transfers when size matters. For large payments to the UK, your top option is Currencies Direct.
While Currencies Direct may not always be the cheapest or fastest way to send PHP to the UK, they will ensure your money is safe and give you peace of mind while your money moves to United Kingdom.

Understanding the cost of transferring money to United Kingdom from Philippines
Fees and exchange rates make up the total cost of sending money from United Kingdom to the United Kingdom. Finding a company that can offer both ensures a good deal on your transfer.
The Mid-Market and Exchange Rates: The current PHP-GBP mid-market rate is 0.0126 GBP per Philippine Peso. You will get more Pound Sterling for your Philippine Pesos if you find a provider close to this number.
For context, over the last 7 days the PHP-GBP mid-market rate has had a high of 0.0127, a low of 0.0126 and averaged 0.0127 GBP per Philippine Peso.
Across the 4 companies compared, the best exchange rate is with Wise.
Unless fees are unusually high, the exchange rate you receive on converting PHP to GBP will be the biggest determining factor when working out the cost of transferring Philippine Pesos to the United Kingdom.
Fees: Transfer fees are charged as part of the transfer. Wise charges the lowest fee of 62.66 PHP at the moment. We’d always recommend comparing providers for your exact send amount as fees may change.
Amount Received: Money transfer companies will show you the amount of Pound Sterling eventually received in the United Kingdom. You can assume that a lower cost of sending from the Philippines will result in more money received in the United Kingdom.
How to find the best exchange rate for Philippine Peso to Pound Sterling
Timing is essential for sending money between PHP and GBP. The exchange rate you secure impacts how much GBP you get for your PHP.
Let's dive into some interesting recent trends.
Over the past week, the exchange rate from PHP to GBP has seen some fluctuation. On average, it stood at 0.0127.
During this period, the highest value recorded was 0.0127, while the lowest was 0.0126.
Wise, which is our recommended service to send money online from Philippines to United Kingdom offers an exchange rate that is only 0.37% above the mid-market rate.
Want to secure the best PHP-Pound Sterling exchange rates?
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Funding your Philippines to United Kingdom money transfer
Bank transfers
Bank transfers are often the best and easier way to send money from the Philippines to the United Kingdom.
By using a money transfer company such as Wise for transfers from the Philippines to the United Kingdom, you can send money via a bank transfer and benefit from lower fees and more favorable exchange rates than would be offered by a bank.
On average, Wise is the cheapest way to send money via a bank transfer. This is of the 4 companies we tested when sending PHP to the United Kingdom.
With a fee of 62.66 PHP to send money from the Philippines to the United Kingdom, Wise offers a decent combination of competitive exchange rates and lower fees.
Debit and prepaid cards
Sending money from the Philippines to the United Kingdom with a debit or a prepaid card is easy with Western Union Agent.
Western Union Agent is a leading money transfer company for debit card payments, and offers transfers from the Philippines to the United Kingdom.
Credit cards
We recommend avoiding credit card transfers due to high fees, and instead, you should consider a bank transfer or a debit card deposit.
However, if you do need to use a credit card to fund your transfer, to get the latest deal.
Keep on top of fees: using a credit card to transfer money can result in a fee being charged by your card issuer. Where possible, we recommend bank transfer or debit card instead.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between United Kingdom and Philippines.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from Philippines to United Kingdom.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send PHP to GBP.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

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How long does it take to send money from Philippines to United Kingdom?
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