We’ve compared 4 companies, and found TapTap Send to be the cheapest, while TapTap Send the fastest.
Sending £6,000 gets you GH₵92,400 with TapTap Send at 15.4000 rupees per pound, about 0.02% more than the next best option.
| 4 of 4 providers Last updated on 26 September 2026 | |||
| Based on 6,000 GBP transfer Best companies for GBP/GHS transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee £62.06 1 GBP = 15.4039 GHS -0.05% vs mid-market | Recipient gets GH₵91,467.43 Within minutes | |
Ways to receive money in Ghana with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer £62.061 GBP = 15.4039 GHS GH₵91,467.43You pay£6,000.00 | |||
| Promoted  Regency FX Pay via Bank transfer | Fee £0.00 1 GBP = 15.3541 GHS +0.27% vs mid-market | Recipient gets GH₵92,124.38 Minutes - 24 hours | |
Ways to receive money in Ghana with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 15.3541 GHS GH₵92,124.38You pay£6,000.00 | |||
Run a live search Showing top United Kingdom to Ghana deals for 6,000 GBP. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live GBP to GHS rates. | |||
Run a live search These companies offer multi-currency accounts for spending GHS. We suggest doing a live search based on how much GBP you're planning to spend in Ghana. | |||
Run a live search These are managed services with real human support for large GBP transfers. Click the link and update the transfer amount to get the best deal. | |||
 TapTap Send Pay via Debit card | Fee £0.00 1 GBP = 15.4000 GHS -0.03% vs mid-market | Recipient gets GH₵92,400.00 Minutes | |
Ways to receive money in Ghana with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Mobile moneyMinutesAvailable via:AirtelTigo, MTN, Telecel, Zeepay Free1 GBP = 15.4000 GHS GH₵92,400.00You pay£6,000.00 Bank depositMinutes Free1 GBP = 15.4000 GHS GH₵92,400.00You pay£6,000.00 Cash pickupMinutesAvailable via:CBG Cash Pickup Free1 GBP = 15.4000 GHS GH₵92,400.00You pay£6,000.00 TapTap WalletMinutesAvailable via:Wallet (GHS) Free1 GBP = 15.4000 GHS GH₵92,400.00You pay£6,000.00 | |||
| Only available via Mobile App  Sendwave Pay via Debit card | Fee £0.00 1 GBP = 15.3970 GHS -0.01% vs mid-market | Recipient gets GH₵92,382.00 Minutes - 3 days | |
Ways to receive money in Ghana with Sendwave when paying by debit card. MethodFee & ratesRecipient gets Mobile moneyMinutes - 3 days Free1 GBP = 15.3970 GHS GH₵92,382.00You pay£6,000.00 Bank depositMinutes - 3 days Free1 GBP = 15.3970 GHS GH₵92,382.00You pay£6,000.00 | |||
| Exclusive: First Transfer Deal Regency FX Pay via Bank transfer | Fee £0.00 1 GBP = 15.3541 GHS +0.27% vs mid-market | Recipient gets GH₵92,124.38 Minutes - 24 hours | |
Ways to receive money in Ghana with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 15.3541 GHS GH₵92,124.38You pay£6,000.00 | |||
| Wise Pay via Bank transfer | Fee £62.06 1 GBP = 15.4039 GHS -0.05% vs mid-market | Recipient gets GH₵91,467.43 Within minutes | |
Ways to receive money in Ghana with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer £62.061 GBP = 15.4039 GHS GH₵91,467.43You pay£6,000.00 | |||
| Wise Pay via Debit card | Fee £80.79 1 GBP = 15.4039 GHS -0.05% vs mid-market | Recipient gets GH₵91,178.92 Within minutes | |
Ways to receive money in Ghana with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer £80.791 GBP = 15.4039 GHS GH₵91,178.92You pay£6,000.00 | |||
| Wise Pay via Credit card | Fee £193.09 1 GBP = 15.4039 GHS -0.05% vs mid-market | Recipient gets GH₵89,449.06 Within minutes | |
Ways to receive money in Ghana with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer £193.091 GBP = 15.4039 GHS GH₵89,449.06You pay£6,000.00 | |||
| How Our Results Work Mid-market rate: 1 GBP = 15.3956 GHS Updates every 60 minutes. | |||
Transfer details
For a one-off transfer to Ghana, I suggest picking the cheapest option which is TapTap Send.
On a 6,000 GBP transfer, TapTap Send delivers the most GHS.
The best option will change depending on how much you actually send, so I suggest to get the best GBP/GHS rate.
You have 3 ways to pay, including debit card, bank transfer, and credit card.
Paying from your bank is usually both cheapest and quickest, since most companies connect straight into your banking app via Open Banking.
Anywhere a debit card works, Apple Pay and Google Pay usually do too.
First time round you'll need to confirm your name, date of birth, address and a photo ID.
On £6,000 transfer it's normally instant but can take a couple hours.
There are many ways to send money to Ghana from the UK, including app, broker, online, multi-currency account, and global account, and more.
For small & frequent transfers
If you send small amounts back home to Ghana, say weekly or monthly, an app like TapTap Send is the easiest and cheapest way to do it.
It charges £0 in fees, has -0.03% markup, lets you save recipient details, and GHS will arrive in minutes.
For one off transfers
Sending money online is good for occasional medium sized GHS transfers, around £1,000 - £5,000.
Online companies like Wise often have higher limits and/or first time promos.
Of 1 online services, Wise is the cheapest and will get you GH₵91,467.43 on £6,000 transfer.
For large transfers
Currency brokers like Regency FX are the best for £10,000+ transfers (things like house deposits, education fees, relocation, etc.).
You get a dedicated account manager to handle your transfer to Ghana, and 24/7 support.
Regency FX charges no fees on large transfers, but adds 0.27% markup on top of the current GBP/GHS rate.
The markup gets better the more GBP you send, so we suggest .
For spending and receiving
Multi-currency accounts let you hold and spend Ghan Cedi abroad like a local.
Wise offers the best multi-currency account.
With it, converting £6,000 to GHS will get you GH₵91,467.43 after fees.
If you don’t have GHS in your account, your GBP will auto-convert whenever you pay with Wise in Ghana.
Once you have GHS in the account, there are no extra fees from Wise for spending or holding it (local ATM charges may still apply).
For business transfers
Global accounts are for UK businesses making payments overseas.
For suppliers, freelancers, salaries, or invoices in Ghana, companies like Airwallex, WorldFirst, or Payoneer handle batch and recurring payments a consumer app simply can’t.
Pay-in and pay-out methods will affect how much GBP you deposit and how much GHS your recipient gets. Use the table below to see how different options change how much you pay and what they get.
The overall best and cheapest way to send £6,000 to Ghana is via TapTap Send, using a debit card to deposit GBP and mobile money to receive GHS.
You have 3 pay-in options for transfers to Ghana, including debit card, bank transfer, and credit card.
The cheapest pay-in option is debit card.
The fastest option in the UK is almost always bank transfer, since most companies use Open Banking and Faster Payments System (FPS).
The most expensive deposit option is bank transfer.
Be careful with credit card deposits, since your bank often treats it as a cash advance and will charge interest.
Money can reach Ghana by bank deposit, mobile money, cash pickup, and taptap wallet, and each delivery method comes with its own fees.
The cheapest way to receive money in Ghana is with mobile money on average.
Receiving cash
is the cheapest option for cash pickup ( getting you GH₵0 on £6,000 transfer).
Digital wallets
Your recipient can receive GHS directly into a digital wallet (like PayPal) which usually takes a few minutes to arrive.
Mobile money
You can send money directly to a mobile number in Ghana.
and use our filters to find the company offering mobile money at the best GBP/GHS rate.
You pay £6,000.00
GH₵92,400
Cheapest
You pay £6,000.00
GH₵92,400
GH₵0
You pay £6,000.00
GH₵92,400
GH₵0
You pay £6,000.00
GH₵92,400
GH₵0
You pay £6,000.00
GH₵92,124
-GH₵276
You pay £6,000.00
GH₵89,449
-GH₵2,951
There are a few nuances you should consider before sending GBP to Ghana such as limits, taxes, and safety.
Right now, these are the best money transfer options for £6,000 transfer to Ghana:
Cheapest way to send money to Ghana
The cheapest way is to use TapTap Send, pay in with a debit card and withdraw via mobile money. You will get GH₵92,400, which is 0.02% more than the next best option.
Fastest way to send money to Ghana
The fastest way is to use TapTap Send via debit card deposit and mobile money for pay out. You get GH₵92,400 and it will arrive in minutes.
There is no legal limit and no tax on sending your own money abroad.
Main hard limits come from your bank or money transfer company, often around £10,000 to £25,000 online (which you can usually increase in the app).
Also, the "£10,000 declaration" only applies to physically carrying cash through the border, not online transfers.
And on bigger GBP/GHS transfers (roughly £10,000 up) expect a source-of-funds check, such as a payslip or a statement.
That's anti-money-laundering checks, but it holds transfers up, so be prepared.
Your cost is the fee plus the exchange-rate margin.
For example, sending GH₵92,400 with TapTap Send will get you 92,400 GHS, that’s including £0 fee and -0.03% in exchange rate markup.
A bank like on the other hand, will get you GH₵0, that’s £ in fees but % in FX fees.
There is no UK tax for the act of sending money to Ghana.
And, regular gifts out of your normal income are free of inheritance tax straight away, no cap and no seven-year wait.
Only ever use a provider authorised by the FCA, which you can check on the FCA register in under a minute.
The rules in place for any scams cover domestic pound transfers only, on a transfer abroad you're less protected.
Always confirm who you're really sending to before you send, because there's little recourse after.
For more information, check our guide to money transfer regulations in the UK.
The exchange rate you secure impacts how much GHS you get for your GBP, so waiting a day or two can get you more Ghan Cedi.
Mid-market rate:1 GBP = 15.395631 GHS
We track 4 regulated companies offering money transfers from the UK to Ghana in real time.
We analyse the fees, exchange rates, deposit/withdrawal methods, and each goes through our internal review.
Most GBP/GHS pricing data comes directly from the providers. We collect the rest manually, run it through our comparison engine and label it in the table.
More on how we work:
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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