We’ve compared 6 companies, and found MoneyGram to be the cheapest, while Revolut is the fastest.
Sending £6,000 gets you GH₵93,315 with MoneyGram at 15.5525 GHS per GBP, about 0.01% more than the next best option.
| 6 of 6 providers Last updated on 28 October 2026 | |||
| Based on 6,000 GBP transfer Best companies for GBP/GHS transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee £63.23 1 GBP = 15.4975 GHS +0.17% vs mid-market | Recipient gets GH₵92,005.09 Within minutes | |
Ways to receive money in Ghana with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer £63.231 GBP = 15.4975 GHS GH₵92,005.09You pay£6,000.00 | |||
| Promoted  Regency FX Pay via Bank transfer | Fee £0.00 1 GBP = 15.4812 GHS +0.27% vs mid-market | Recipient gets GH₵92,887.14 Minutes - 24 hours | |
Ways to receive money in Ghana with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 15.4812 GHS GH₵92,887.14You pay£6,000.00 | |||
Run a live search Showing top United Kingdom to Ghana deals for 6,000 GBP. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live GBP to GHS rates. | |||
Run a live search These companies offer multi-currency accounts for spending GHS. We suggest doing a live search based on how much GBP you're planning to spend in Ghana. | |||
Run a live search These are managed services with real human support for large GBP transfers. Click the link and update the transfer amount to get the best deal. | |||
| $0 fee on first online transfers  MoneyGram Pay via Debit card | Fee £0.00 1 GBP = 15.5525 GHS -0.19% vs mid-market | Recipient gets GH₵93,315.00 Minutes - 24 hours | |
Ways to receive money in Ghana with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hoursAvailable via:Select Wallets Free1 GBP = 15.5525 GHS GH₵93,315.00You pay£6,000.00 Bank depositMinutes - 24 hoursAvailable via:All Banks £1.991 GBP = 15.5525 GHS GH₵93,315.00You pay£6,001.99 Card depositMinutes - 24 hoursAvailable via:Bank Debit Card £2.991 GBP = 15.4987 GHS GH₵92,992.20You pay£6,002.99 Cash pickupMinutes - 24 hours £3.991 GBP = 15.4987 GHS GH₵92,992.20You pay£6,003.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit card | Fee £0.00 1 GBP = 15.5525 GHS -0.19% vs mid-market | Recipient gets GH₵93,315.00 Minutes - 24 hours | |
Ways to receive money in Ghana with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hoursAvailable via:Select Wallets Free1 GBP = 15.5525 GHS GH₵93,315.00You pay£6,000.00 Bank depositMinutes - 24 hoursAvailable via:All Banks £1.991 GBP = 15.5525 GHS GH₵93,315.00You pay£6,001.99 Card depositMinutes - 24 hoursAvailable via:Bank Debit Card £2.991 GBP = 15.4987 GHS GH₵92,992.20You pay£6,002.99 Cash pickupMinutes - 24 hours £3.991 GBP = 15.4987 GHS GH₵92,992.20You pay£6,003.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Bank transfer | Fee £0.00 1 GBP = 15.5525 GHS -0.19% vs mid-market | Recipient gets GH₵93,315.00 Minutes - 24 hours | |
Ways to receive money in Ghana with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hoursAvailable via:Select Wallets Free1 GBP = 15.5525 GHS GH₵93,315.00You pay£6,000.00 Bank depositMinutes - 24 hoursAvailable via:All Banks Free1 GBP = 15.5525 GHS GH₵93,315.00You pay£6,000.00 Cash pickupMinutes - 24 hours £3.991 GBP = 15.4987 GHS GH₵92,992.20You pay£6,003.99 | |||
| Only available via Mobile App  WorldRemit Pay via Debit card | Fee £0.00 1 GBP = 15.5509 GHS -0.18% vs mid-market | Recipient gets GH₵93,305.40 Minutes - 2 days | |
Ways to receive money in Ghana with WorldRemit when paying by debit card. MethodFee & ratesRecipient gets Mobile moneyMinutes - 2 days Free1 GBP = 15.5509 GHS GH₵93,305.40You pay£6,000.00 Bank depositMinutes - 2 days Free1 GBP = 15.5509 GHS GH₵93,305.40You pay£6,000.00 Card depositMinutes - 2 days Free1 GBP = 15.4558 GHS GH₵92,735.04You pay£6,000.00 | |||
 TapTap Send Pay via Debit card | Fee £0.00 1 GBP = 15.5493 GHS -0.17% vs mid-market | Recipient gets GH₵93,295.80 Minutes | |
Ways to receive money in Ghana with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Mobile moneyMinutesAvailable via:AirtelTigo, MTN, Telecel, Zeepay Free1 GBP = 15.5493 GHS GH₵93,295.80You pay£6,000.00 Bank depositMinutes Free1 GBP = 15.5493 GHS GH₵93,295.80You pay£6,000.00 Cash pickupMinutesAvailable via:CBG Cash Pickup Free1 GBP = 15.5493 GHS GH₵93,295.80You pay£6,000.00 TapTap WalletMinutesAvailable via:Wallet (GHS) Free1 GBP = 15.5493 GHS GH₵93,295.80You pay£6,000.00 | |||
| Exclusive: First Transfer Deal Regency FX Pay via Bank transfer | Fee £0.00 1 GBP = 15.4812 GHS +0.27% vs mid-market | Recipient gets GH₵92,887.14 Minutes - 24 hours | |
Ways to receive money in Ghana with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 GBP = 15.4812 GHS GH₵92,887.14You pay£6,000.00 | |||
| Wise Pay via Bank transfer | Fee £63.23 1 GBP = 15.4975 GHS +0.17% vs mid-market | Recipient gets GH₵92,005.09 Within minutes | |
Ways to receive money in Ghana with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer £63.231 GBP = 15.4975 GHS GH₵92,005.09You pay£6,000.00 | |||
| Wise Pay via Debit card | Fee £81.95 1 GBP = 15.4975 GHS +0.17% vs mid-market | Recipient gets GH₵91,714.98 Within minutes | |
Ways to receive money in Ghana with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer £81.951 GBP = 15.4975 GHS GH₵91,714.98You pay£6,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee £51.30 1 GBP = 15.4010 GHS +0.79% vs mid-market | Recipient gets GH₵91,615.98 Within minutes | |
Ways to receive money in Ghana with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes £51.301 GBP = 15.4010 GHS GH₵91,615.98You pay£6,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Wise Pay via Credit card | Fee £194.22 1 GBP = 15.4975 GHS +0.17% vs mid-market | Recipient gets GH₵89,975.08 Within minutes | |
Ways to receive money in Ghana with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer £194.221 GBP = 15.4975 GHS GH₵89,975.08You pay£6,000.00 | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee £188.00 1 GBP = 15.4010 GHS +0.79% vs mid-market | Recipient gets GH₵89,510.66 Within minutes | |
Ways to receive money in Ghana with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes £188.001 GBP = 15.4010 GHS GH₵89,510.66You pay£6,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| How Our Results Work Mid-market rate: 1 GBP = 15.5231 GHS Updates every 60 minutes. | |||
Transfer details
For a one-off GBP transfer to Ghana, I suggest picking the cheapest option which is MoneyGram.
MoneyGram was the cheapest on 12 of the 26 days it quoted £6,000 transfers to Ghana.
On a 6,000 GBP transfer, MoneyGram delivers the most GHS.
The best option will change depending on how much you actually send, so I suggest to get the best GBP/GHS rate.
You have 3 ways to pay, including debit card, bank transfer, and credit card.
Paying from your bank is usually both cheapest and quickest, since most companies connect straight into your banking app via Open Banking.
Anywhere a debit card works, Apple Pay and Google Pay usually do too.
First time round you'll need to confirm your name, date of birth, address and a photo ID.
On a £6,000 transfer it's normally instant but can take a couple of hours.
How much GBP you send to Ghana heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
Our analysis shows MoneyGram was the cheapest in 44% of the transfers from £6,000 it quoted, and in 40% of all the transfers it quoted.
| Cheapest service | |||||
|---|---|---|---|---|---|
| £500 | -1.18% | £0.00 | GH₵7,851.31with debit card to bank deposit | +GH₵146.61 | |
| £1,000 | -0.22% | £0.00 | GH₵15,552.50with debit card to mobile wallet | +GH₵168.82 | |
| £2,000 | -0.31% | £0.00 | GH₵31,105.00with debit card to mobile wallet | +GH₵302.69 | |
| £6,000This page | -0.19% | £0.00 | GH₵93,315.00with debit card to mobile wallet | +GH₵1,109.99 | |
| £10,000 | -0.20% | £0.00 | GH₵155,525.00with debit card to mobile wallet | +GH₵1,448.25 | |
| £50,000 | -0.32% | £0.00 | GH₵777,625.00with debit card to mobile wallet | +GH₵7,738.05 | |
| £250,000 | 0.20% | £0.00 | GH₵3,871,572.84with bank transfer to bank deposit | GH₵0.00 |
Mid-market rate: 1 GBP = 15.5231 GHS
The cheapest way to send GBP to GHS can change every day, or stay with the same company all month.
We've compared the mid-market rate with the cheapest option each day (today it's MoneyGram), across 30 days of comparisons for 6,000 GBP transfers to Ghana.
Wed, 28 Oct 2026Mid-market rateGH₵93,138.61 MoneyGram GH₵93,315.00 With a bank No quoteMoneyGramGH₵93,315.00WorldRemitGH₵93,305.40TapTap SendGH₵93,295.80Extra cost of a bankNo quote
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 15.4068 | – | GH₵92,440.60 | |
| | 15.4328 | £0.00 | GH₵92,596.80 | +GH₵156.20 |
| | 15.4234 | £0.00 | GH₵92,540.40 | +GH₵99.80 |
| | 15.4234 | £0.00 | GH₵92,540.40 | +GH₵99.80 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 15.4727 | – | GH₵92,836.42 | |
| | 15.4310 | £0.00 | GH₵92,585.76 | −GH₵250.66 |
| | – | – | – | – |
| | – | – | – | – |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 15.5190 | – | GH₵93,113.85 | |
| | 15.4931 | £0.00 | GH₵92,958.60 | −GH₵155.25 |
| | – | – | – | – |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 15.5581 | – | GH₵93,348.78 | |
| | 15.5800 | £0.00 | GH₵93,480.00 | +GH₵131.22 |
| | 15.5566 | £0.00 | GH₵93,339.60 | −GH₵9.18 |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 15.5540 | – | GH₵93,323.74 | |
| | 15.5566 | £0.00 | GH₵93,339.60 | +GH₵15.86 |
| | 15.5200 | £0.00 | GH₵93,120.00 | −GH₵203.74 |
| | 15.5191 | £0.00 | GH₵93,114.60 | −GH₵209.14 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | – | – | – | |
| | 15.5566 | £0.00 | GH₵93,339.60 | – |
| | 15.5200 | £0.00 | GH₵93,120.00 | – |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 15.5220 | – | GH₵93,132.24 | |
| | 15.5566 | £0.00 | GH₵93,339.60 | +GH₵207.36 |
| | 15.5200 | £0.00 | GH₵93,120.00 | −GH₵12.24 |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 15.5232 | – | GH₵93,139.33 | |
| | 15.5676 | £0.00 | GH₵93,405.60 | +GH₵266.27 |
| | 15.5676 | £0.00 | GH₵93,405.60 | +GH₵266.27 |
 | 15.5676 | £0.00 | GH₵93,405.60 | +GH₵266.27 |
| | 15.5652 | £0.00 | GH₵93,391.20 | +GH₵251.87 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 15.5822 | – | GH₵93,493.30 | |
| | 15.5851 | £0.00 | GH₵93,510.60 | +GH₵17.30 |
| | 15.5759 | £0.00 | GH₵93,455.40 | −GH₵37.90 |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 15.5929 | – | GH₵93,557.11 | |
| | 15.6550 | £0.00 | GH₵93,930.00 | +GH₵372.89 |
| | 15.6550 | £0.00 | GH₵93,930.00 | +GH₵372.89 |
| | – | – | – | – |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 15.5806 | – | GH₵93,483.30 | |
| | 15.6537 | £0.00 | GH₵93,922.20 | +GH₵438.90 |
| | 15.6537 | £0.00 | GH₵93,922.20 | +GH₵438.90 |
| | 15.6447 | £0.00 | GH₵93,868.20 | +GH₵384.90 |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 15.5858 | – | GH₵93,514.57 | |
| | 15.5861 | £0.00 | GH₵93,516.60 | +GH₵2.03 |
| | 15.5861 | £0.00 | GH₵93,516.60 | +GH₵2.03 |
| | 15.5860 | £0.00 | GH₵93,516.00 | +GH₵1.43 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 15.5858 | – | GH₵93,514.57 | |
| | 15.5861 | £0.00 | GH₵93,516.60 | +GH₵2.03 |
| | 15.5861 | £0.00 | GH₵93,516.60 | +GH₵2.03 |
| | 15.5861 | £0.00 | GH₵93,516.60 | +GH₵2.03 |
| | 15.5860 | £0.00 | GH₵93,516.00 | +GH₵1.43 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 15.5587 | – | GH₵93,352.06 | |
| | 15.5861 | £0.00 | GH₵93,516.60 | +GH₵164.54 |
| | 15.5861 | £0.00 | GH₵93,516.60 | +GH₵164.54 |
| | 15.5861 | £0.00 | GH₵93,516.60 | +GH₵164.54 |
| | 15.5860 | £0.00 | GH₵93,516.00 | +GH₵163.94 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 15.5944 | – | GH₵93,566.23 | |
| | 15.6217 | £0.00 | GH₵93,730.20 | +GH₵163.97 |
| | 15.6127 | £0.00 | GH₵93,676.20 | +GH₵109.97 |
| | 15.5423 | £0.00 | GH₵93,253.80 | −GH₵312.43 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 15.3452 | – | GH₵92,071.07 | |
| | 15.5331 | £0.00 | GH₵93,198.60 | +GH₵1,127.53 |
| | 15.5325 | £0.00 | GH₵93,195.00 | +GH₵1,123.93 |
| | 15.5325 | £0.00 | GH₵93,195.00 | +GH₵1,123.93 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | – | – | – | |
| | 15.3993 | £0.00 | GH₵92,395.80 | – |
| | 15.3590 | £0.00 | GH₵92,154.00 | – |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 15.5017 | – | GH₵93,010.21 | |
| | 15.4598 | £0.00 | GH₵92,759.08 | −GH₵251.13 |
| | – | – | – | – |
| | – | – | – | – |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 15.5503 | – | GH₵93,302.00 | |
| | 15.5083 | £0.00 | GH₵93,050.09 | −GH₵251.91 |
| | 15.4933 | £0.00 | GH₵92,959.80 | −GH₵342.20 |
| | 15.4730 | £0.00 | GH₵92,838.00 | −GH₵464.00 |
| | 15.4730 | £0.00 | GH₵92,838.00 | −GH₵464.00 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 15.5503 | – | GH₵93,302.00 | |
| | 15.5083 | £0.00 | GH₵93,050.09 | −GH₵251.91 |
| | 15.4933 | £0.00 | GH₵92,959.80 | −GH₵342.20 |
| | 15.4730 | £0.00 | GH₵92,838.00 | −GH₵464.00 |
| | 15.4730 | £0.00 | GH₵92,838.00 | −GH₵464.00 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 15.6108 | – | GH₵93,665.00 | |
| | 15.5975 | £0.00 | GH₵93,585.00 | −GH₵80.00 |
| | 15.5975 | £0.00 | GH₵93,585.00 | −GH₵80.00 |
| | 15.5975 | £0.00 | GH₵93,585.00 | −GH₵80.00 |
| | 15.4933 | £0.00 | GH₵92,959.80 | −GH₵705.20 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | – | – | – | |
| | 15.5975 | £0.00 | GH₵93,585.00 | – |
| | 15.5821 | £0.00 | GH₵93,492.60 | – |
| | 15.5741 | £0.00 | GH₵93,444.60 | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 15.5807 | – | GH₵93,484.27 | |
| | 15.5975 | £0.00 | GH₵93,585.00 | +GH₵100.73 |
| | 15.5741 | £0.00 | GH₵93,444.60 | −GH₵39.67 |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | – | – | – | |
 | 15.8960 | £0.00 | GH₵95,375.77 | – |
| | 15.6047 | £0.00 | GH₵93,628.20 | – |
| | 15.5970 | £0.00 | GH₵93,582.00 | – |
| | 15.5959 | £0.00 | GH₵93,575.40 | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 15.4986 | – | GH₵92,991.34 | |
| | 15.5959 | £0.00 | GH₵93,575.40 | +GH₵584.06 |
| | 15.5951 | £0.00 | GH₵93,570.60 | +GH₵579.26 |
| | 15.5496 | £0.00 | GH₵93,297.60 | +GH₵306.26 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 15.4964 | – | GH₵92,978.65 | |
| | 15.6049 | £0.00 | GH₵93,629.40 | +GH₵650.75 |
| | 15.5496 | £0.00 | GH₵93,297.60 | +GH₵318.95 |
| | 15.5496 | £0.00 | GH₵93,297.60 | +GH₵318.95 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 15.4964 | – | GH₵92,978.65 | |
| | 15.4546 | £0.00 | GH₵92,727.60 | −GH₵251.05 |
| | – | – | – | – |
| | – | – | – | – |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 15.4441 | – | GH₵92,664.67 | |
| | 15.6049 | £0.00 | GH₵93,629.40 | +GH₵964.73 |
| | 15.5959 | £0.00 | GH₵93,575.40 | +GH₵910.73 |
| | 15.5959 | £0.00 | GH₵93,575.40 | +GH₵910.73 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | – | – | – | |
| | 15.5959 | £0.00 | GH₵93,575.40 | – |
| | 15.5859 | £0.00 | GH₵93,515.40 | – |
| | 15.5493 | £0.00 | GH₵93,295.80 | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 15.5231 | – | GH₵93,138.61 | |
| | 15.5525 | £0.00 | GH₵93,315.00 | +GH₵176.39 |
| | 15.5509 | £0.00 | GH₵93,305.40 | +GH₵166.79 |
| | 15.5493 | £0.00 | GH₵93,295.80 | +GH₵157.19 |
| Exchange rate | Fee | Recipient gets | Difference |
|---|
| Mid-market rate | 15.5231 | – | GH₵93,138.61 | |
|---|---|---|---|---|
| Bank No quote collected this day | – | – | – | – |
| | ||||
| | ||||
| | ||||
 | ||||
| | ||||
| | ||||
| |
Each line shows what the recipient gets when you send £6,000, after fees, as quoted by each company. The mid-market line shows what £6,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.
The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.
When the blue line goes above the dashed one, you're getting more GHS per GBP than the mid-market rate can offer.
This could be due to money transfer offers, FX rate adjustments, or market competitiveness.
In the past month, a money transfer company beat the mid-market rate on 18 of the last 30 days.
Right now, MoneyGram pays 93,315 GHS on 6,000 GBP, which is 176.39 GHS more than the mid-market amount, so it's a good deal (pretty much free money).
Today's payout isn't the best this month though, since the highest receive amount was 95,375.77 GHS.
If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.
If you need to send money now, it's a good time to send.
Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Ghana.
We've tracked 196 comparisons to check how often today's top companies were the cheapest across 7 amounts over the past month.
Cheapest in 55% of them
Never the cheapest
Cheapest in 28% of them
Based on 49 comparisons across 7 amounts over the last 7 days.
Cheapest in 40% of them
Cheapest in 5% of them
Cheapest in 27% of them
Based on 196 comparisons across 7 amounts over the last 30 days.
Cheapest in 24% of them
Cheapest in 4% of them
Cheapest in 26% of them
Based on 504 comparisons across 7 amounts over the last 90 days.
Different companies can come out cheapest depending on the day and the amount you send.
To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).
Today MoneyGram is the cheapest and gets you the most GHS, but it was the cheapest in only 40% of the 161 comparisons it appeared in over the past month.
If it's a one-off transfer, go with MoneyGram, since it's the cheapest right now.
There are many ways to send money to Ghana from the UK, including app, online, multi-currency account, global account, in person, and broker, and more.
For small & frequent transfers
If you send small amounts back home to Ghana, say weekly or monthly, an app like MoneyGram is the easiest and cheapest way to do it.
It charges £0 in fees, has -0.19% markup, lets you save recipient details, and GHS will arrive in minutes.
Over the past month, MoneyGram was the cheapest app on 54% of the days it appeared for £6,000 transfers.
For one off transfers
Sending money online is good for occasional medium sized GHS transfers, around £1,000 - £5,000.
Online companies like MoneyGram often have higher limits and/or first time promos.
Of the 6 companies we compared, MoneyGram is the cheapest online service and will get you GH₵93,315 on a £6,000 transfer.
In our comparisons over the past month, it was the cheapest online service on 25 of the 26 days it quoted.
For large transfers
Currency brokers like Regency FX are the best for £10,000+ transfers (things like house deposits, education fees, relocation, etc.).
You get a dedicated account manager to handle your transfer to Ghana, and 24/7 support.
Regency FX charges no fees on large transfers, but adds 0.27% markup on top of the current GBP/GHS rate.
The markup gets better the more GBP you send, so we suggest .
Our analysis shows Regency FX was the cheapest broker in 100% of the transfers from £6,000 it quoted.
For fast money transfers
Sending cash is the fastest way to send money from the UK to Ghana, but is usually a bit more expensive.
You will need to deposit £6,000 online via MoneyGram, and your recipient in Ghana will be able to collect GH₵93,315 in minutes.
Our data shows MoneyGram came out cheapest among in-person options on 100% of days in the past month.
For spending and receiving
Multi-currency accounts let you hold and spend Ghan Cedi abroad like a local.
Wise offers the best multi-currency account.
With it, converting £6,000 to GHS will get you GH₵92,005.09 after fees.
If you don’t have GHS in your account, your GBP will auto-convert whenever you pay with Wise in Ghana.
Once you have GHS in the account, there are no extra fees from Wise for spending or holding it (local ATM charges may still apply).
Over the past month, it came out cheapest among multi-currency accounts on 92% of days.
For business transfers
Global accounts are for UK businesses making payments overseas.
For suppliers, freelancers, salaries, or invoices in Ghana, companies like Airwallex, WorldFirst, or Payoneer handle batch and recurring payments a consumer app simply can’t.
Pay-in and pay-out methods will affect how much GBP you deposit and how much GHS your recipient gets. Use the table below to see how different options change how much you pay and what they get.
The overall best and cheapest way to send £6,000 to Ghana is via MoneyGram, using a debit card to deposit GBP and mobile wallet to receive GHS.
You have 3 pay-in options for transfers to Ghana, including debit card, bank transfer, and credit card.
The cheapest pay-in option is bank transfer.
The fastest option in the UK is almost always bank transfer, since most companies use Open Banking and Faster Payments System (FPS).
The most expensive deposit option is credit card.
Be careful with credit card deposits, since your bank often treats it as a cash advance and will charge interest.
Money can reach Ghana by bank deposit, mobile money, cash pickup, card deposit, mobile wallet, and taptap wallet, and each delivery method comes with its own fees.
The cheapest way to receive money in Ghana is with mobile money on average.
Receiving cash
MoneyGram is the cheapest option for cash pickup (getting you GH₵93,315 on a £6,000 transfer).
Mobile wallets
You can receive GHS into a mobile wallet, which is useful since they don't need a bank account.
Mobile money
You can send money directly to a mobile number in Ghana.
and use our filters to find the company offering mobile money at the best GBP/GHS rate.
You pay £6,000.00
GH₵93,315
Cheapest
You pay £6,001.99
GH₵93,315
GH₵0
You pay £6,000.00
GH₵93,315
GH₵0
You pay £6,001.99
GH₵93,315
GH₵0
You pay £6,000.00
GH₵93,315
GH₵0
You pay £6,000.00
GH₵93,315
GH₵0
You pay £6,000.00
GH₵93,305
-GH₵10
You pay £6,000.00
GH₵93,296
-GH₵19
You pay £6,000.00
GH₵93,296
-GH₵19
You pay £6,002.99
GH₵92,992
-GH₵323
You pay £6,002.99
GH₵92,992
-GH₵323
You pay £6,003.99
GH₵92,992
-GH₵323
You pay £6,003.99
GH₵92,992
-GH₵323
There are a few nuances you should consider before sending GBP to Ghana such as limits, taxes, and safety.
Right now, these are the best money transfer options for a £6,000 transfer to Ghana:
Cheapest way to send money to Ghana
The cheapest way is to use MoneyGram, pay in with a debit card and withdraw via mobile wallet. You will get GH₵93,315, which is 0.01% more than the next best option.
Fastest way to send money to Ghana
The fastest way is to use Revolut via bank transfer deposit and bank deposit for pay out. You get GH₵91,615.98 and it will arrive in within minutes.
There is no legal limit and no tax on sending your own money abroad.
Main hard limits come from your bank or money transfer company, often around £10,000 to £25,000 online (which you can usually increase in the app).
Also, the "£10,000 declaration" only applies to physically carrying cash through the border, not online transfers.
And on bigger GBP/GHS transfers (roughly £10,000 up) expect a source-of-funds check, such as a payslip or a statement.
These are anti-money-laundering checks, and they can hold your transfer up, so have the documents ready.
Your cost is the fee plus the exchange-rate margin.
For example, sending £6,000 with MoneyGram will get you 93,315 GHS, that’s including £0 fee and -0.19% in exchange rate markup.
A bank like on the other hand, will get you GH₵0, that’s £ in fees but % in FX fees.
There is no UK tax for the act of sending money to Ghana.
And, regular gifts out of your normal income are free of inheritance tax straight away, no cap and no seven-year wait.
Only ever use a provider authorised by the FCA, which you can check on the FCA register in under a minute.
The rules in place for any scams cover domestic pound transfers only, on a transfer abroad you're less protected.
Always confirm who you're really sending to before you send, because there's little recourse after.
For more information, check our guide to money transfer regulations in the UK.
We track 6 regulated companies offering money transfers from the UK to Ghana in real time.
We analyse the fees, exchange rates, deposit/withdrawal methods, and each goes through our internal review.
Most GBP/GHS pricing data comes directly from the providers. We collect the rest manually, run it through our comparison engine and label it in the table.
In the past 30 days alone, we analysed 196 comparisons across 7 amounts.
This page covers the cheapest and fastest options for GBP/GHS transfers. This is how we pick them:
Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.
More on how we work:
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
Advanced filters
Advanced filters
Tailor this money transfer comparison to your needs.
Show companies that support specific transfer features.
Only show providers with user feedback and reviews.
Hide selected providers from the GBP/GHS comparison.
Search Now & Save On Your Transfer
Instantly view live exchange rates, fees & features.
Please share your experience with …