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How to send money to Ghana from UK with the best GBP-GHS rate

Get the best deals on transfers from the United Kingdom to Ghana. Find the cheapest, fastest, and best rated providers with the most competitive GBP to GHS exchange rates.

Read on for analysis and insights on the best ways to send money to Ghana from the United Kingdom.

Transferring the other way? Send GHS from Ghana to United Kingdom instead.
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July 1st, 2025
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Best money transfer companies

Send money from United Kingdom to Ghana

Last updated: Today
Mid-market rate as of 07/01/2025: 1 GBP = 14.208892 GHS
Results below are based on a 6000 GBP search
0 of 11 providers
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Xe
Recipient gets (GHS)
GH₵80,334.00
Full transfer details

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Sponsored
Exclusive: First Transfer Deal
Regency FX
Recipient gets (GHS)
GH₵85,023.17
Full transfer details
Visit Regency FX
GH₵2,327 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
Live Rates
Sort by:
1
Profee
Recipient gets (GHS)
GH₵85,254.84
Full transfer details
Visit Profee
GH₵2,559 better than a typical bank*

"Card-to-card transfers can be received in just two minutes."

Personal account manager
Multi-currency card
Receive to bank account or debit card
Exclusive: First Transfer Deal
2
Regency FX
Recipient gets (GHS)
GH₵85,023.17
Full transfer details
Visit Regency FX
GH₵2,327 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
3
Instarem
Recipient gets (GHS)
GH₵84,730.20
Full transfer details
Visit Instarem
GH₵2,034 better than a typical bank*

"Most transfers are instant or same-day. Customers can earn rewards on every transaction."

Personal account manager
Multi-currency card
Receive to bank account
4
Remitly
Recipient gets (GHS)
GH₵84,480.00
Full transfer details
Visit Remitly
GH₵1,784 better than a typical bank*

"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
5
WorldRemit
Recipient gets (GHS)
GH₵84,171.88
Full transfer details
Visit WorldRemit
GH₵1,476 better than a typical bank*

"24/7 live chat support provided in six languages. Special first transfer rates available, with airtime topup supported to many countries in Africa, Asia and South America."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
6
Xe
Recipient gets (GHS)
GH₵80,334.00
Full transfer details

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Paysend
Recipient gets (GHS)
GH₵86,137.37
Not Recommended
These providers aren't as competitive as the others we've reviewed.
  • Barclays
    Barclays
    Recipient gets (GHS)
    GH₵82,430.26
    Not recommended
  • PayPal
    PayPal
    Recipient gets (GHS)
    GH₵78,487.65
    Not recommended
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (GHS)
GH₵80,334.00
Full transfer details

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Sponsored
Exclusive: First Transfer Deal
Regency FX
Recipient gets (GHS)
GH₵85,023.17
Full transfer details
Visit Regency FX
GH₵2,327 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service

Best option: Revolut

Revolut is our top choice for GBP to GHS transfers.

We tested & reviewed 11 money transfer providers, and Revolut scored highly in each category.

For example, sending 6,000 GBP to GHS will cost you £18 in fees, and you will receive 84,827.6 GHS. The delivery time usually is minutes - 5 days, but it depends on the day you make the transfer.

For a great mix of cost, speed & features, transfer from United Kingdom to Ghan Cedi using Revolut.

Revolut is the top rated company for sending money from United Kingdom (GBP) to Ghana (GHS) - Revolut Screenshot 1
Revolut is the top rated company for sending money from United Kingdom (GBP) to Ghana (GHS) - Revolut Screenshot 2
Revolut is the top rated company for sending money from United Kingdom (GBP) to Ghana (GHS) - Revolut Screenshot 3

How to get the best deal on sending money from United Kingdom to Ghana

Summary of recent searches

Top rated for transfers from United Kingdom to Ghana
Revolut
Total number of GB - GH providers
11
Average cheapest fees & rate
Paysend
Average fastest transfer
Paysend
Average transfer time
Within minutes
Best for bank transfers
Regency FX
Best for debit card
Instarem

Considerations ahead of sending money from United Kingdom to Ghana

1
Compare providers

A comparison of providers offering services between the United Kingdom and Ghana, based on your specific transfer amount is the best way to send money with the confidence you’re getting the best price.

We’ve compared 11 providers that provide services for sending Pound Sterling to Ghana. This ensures you will get the best options for your transfer to Ghana from the United Kingdom.

Whilst we rate Revolut as the best overall, comparing gives you a comprehensive view of all the options for transferring money from the United Kingdom to Ghana.

2
Get ahead of the Pound Sterling-Ghan Cedi exchange rate
3
Choose the right payment method
4
Financial regulation in Ghana and United Kingdom
5
Consider transfer limits
6
Receiving money in Ghana
7
Have your ID ready
8
Tax declarations

Cheapest way to send money to Ghana from the United Kingdom: Regency FX

Regency FX combines the lowest fees with the best exchange rate and from the 11 companies compared offers the cheapest transfers to Ghana from the United Kingdom.

Data collected through our comparison shows that Regency FX is 1.02% cheaper than the second-best option.

The cost is made up of a fee of 0 GBP and an exchange rate for buying Ghan Cedi with Pound Sterling that is 0.27% different to the mid-market rate.

If you want to secure the best rates on a United Kingdom to Ghana transfer, Regency FX offers value. We would still recommend searching for the amount you want to send to Ghana.

Paysend is the cheapest way to send money from United Kingdom (GBP) to Ghana (GHS) - Paysend Screenshot

Fastest way to transfer money from United Kingdom to Ghana: Paysend

Of the 11 companies compared, Paysend currently offers the fastest money transfers to Ghana from the United Kingdom.

With Paysend , the transfer time to Ghana is minutes - 24 hours, with a 0 GBP transfer fee (based on £6,000 transfer)

To get the 'fastest' option we compared 11 providers for overall speed of sending money from the United Kingdom to Ghana - this includes depositing Pound Sterling, transfer times, withdrawal timeframes in Ghana. 


Paysend is the fastest way to send money from United Kingdom (GBP) to Ghana (GHS) - Paysend Screenshot

Need to send over £10,000 from the UK? TorFX is your best option

For those big moves, competitive pricing & strong customer service are key.

Opt for a service proven with large transfers when size matters. For transfers over £10,000, your best option is TorFX.


While TorFX may not always be the cheapest or fastest way to send GBP to Ghana, they will keep you safe and relaxed while your money moves into GHS.

Understanding the costs involved when transferring money to Ghana from United Kingdom

When calculating the cost of sending money from the United Kingdom to Ghana, a combination of fees and exchange rates ensure the best deal:

The Mid-Market and Exchange Rates: The current GBP-GHS mid-market rate is 14.2168 GHS per Pound Sterling. Finding a provider as close to this number as possible will ensure more Ghan Cedi for your money.

  • As a comparison, the GBP-GHS mid-market rate for the past week has averaged 14.1463 GHS per Pound Sterling, hitting a high of 14.245 and a low of 14.0137.

  • Paysend is currently offering the best exchange rate on transfers between the United Kingdom and Ghana.

  • Often the GBP-GHS exchange rate you receive will be the biggest factor impacting the cost of sending Pound Sterling to Ghana.

Fees: Transfer fees are charged on top of a transfer. Paysend currently offers lowest fees of 0 GBP. Although we recommend searching for your exact send amount for an exact fee.

Amount Received: The total amount received in Ghan Cedi is the biggest indicator in the total cost of sending money to the United Kingdom from Ghana. The higher the total amount received in Ghana, the lower the cost of sending from the United Kingdom.

How to find the best exchange rate for Pound Sterling to Ghan Cedi

Timing is essential for sending money between GBP and GHS. The exchange rate you secure impacts how much GHS you get for your GBP.

Mid-market Rate
1 
=
14.216826 
GHS

Let's dive into some interesting recent trends.

  • Over the past week, the exchange rate from GBP to GHS has seen some fluctuation. On average, it stood at 14.1463.

  • During this period, the highest value recorded was 14.245, while the lowest was 14.0137.

  • Revolut, which is our recommended service to send money online from United Kingdom to Ghana offers an exchange rate that is only 0.2% above the mid-market rate.

Want to secure the best GBP-Ghan Cedi exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from United Kingdom to Ghana!

Funding your United Kingdom to
Ghana transfer

  • Bank transfers

    The default option for sending money from the United Kingdom to Ghana is often a bank transfer.

    Using a money transfer company such as Regency FX for transfers from the United Kingdom to Ghana, allows for sending via a bank transfer while benefiting from lower fees and more favorable exchange rates. 


    From the 11 we tested, the cheapest provider for bank transfers from GBP to Ghana is Regency FX.

    With the fee of GBP0 to send money from the United Kingdom to Ghana, Regency FX offers a great combination of competitive exchange rates and lower fees.


  • Prepaid and debit cards

    Sending money from the United Kingdom to Ghana with a prepaid or debit card is easy with Xe.


    Xe is a leader in accepting card payments for transfers between the United Kingdom and Ghana.

  • Credit cards

    We recommend using a bank transfer or a debit card deposit instead of a credit card, as many companies do not allow direct deposits with a credit card and are usually more expensive.

    If you absolutely need to deposit with a credit card, we recommend running a quick comparison search to find the company that fits your needs.

    Fee alert: using a credit card to transfer money can mean a fee being charged by your card issuer. We recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Ghana and United Kingdom.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from United Kingdom to Ghana.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send GBP to GHS.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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