"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."
"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."
Overall best choice: Wise
We tested & reviewed 16 best money transfer providers to United Arab Emirates, and Wise scored the highest.
Wise appeared in 95.4% of AED searches, and was the best way to send money to United Arab Emirates out of 16 that support UAE Dirham transfers.
So for a great mix of cost, speed & features, make your United Arab Emirates transfer using Wise via Bank transfer.
How to send money to United Arab Emirates with the best rate
Consider this before sending money to United Arab Emirates
Don't settle for the first option. Always compare ways to send money to United Arab Emirates to find out about fees, speed, and reliability.
Our analysis included 16 providers that operate in United Arab Emirates.
Through this, you get a comprehensive view of all the options you have when sending money to United Arab Emirates.
Cheapest way to send money to United Arab Emirates: Regency FX
If you want to make the most of your AED transfer, the cheapest way to send money to United Arab Emirates is to use Regency FX and pay for your transfer with a Bank transfer.
Over the past 6-months Regency FX appeared 46.9% of the time in our comparison as the cheapest transfer option to United Arab Emirates.
With just $0 in fees and 0.2% markup, Regency FX is 0.4% cheaper than the next best option.
Bank transfer is the cheapest deposit option to United Arab Emirates, pair it with Regency FX to receive the most AED.
*The transfer cost to United Arab Emirates depends on the country of origin, amount of AED sent, payment method, and the exchange rate ‘markup’ on UAE Dirham.
Fastest way to send money to United Arab Emirates: Western Union
Our data shows that Western Union came up as the fastest way to send money to United Arab Emirates in 46.9% searches on MoneyTransfers.com over the past six months.
Western Union charges $0 in fees on average and adds a 2.93% markup, which is also 0% cheaper than the next fastest option.
Pair it with a Bank transfer deposit to get your AED abroad fast and cheap.
Our ‘fastest’ way to send money to United Arab Emirates includes the transfer amount, deposit method, and transfer and withdrawal times.
Easiest way to send money to United Arab Emirates: Wise
Our 6-month analysis shows that Wise came up as the top-rated provider for transfers to United Arab Emirates in 95.4% of the searches.
By “easiest”, we mean the service that is easy to get started with, is fully transparent and offers a good balance of cheap and fast transfers.
Need to send over $10,000?
Opt for a service proven with large transfers when size matters. For transfers over $10,000, your best bet is Wise.
While Wise may not always be the cheapest or fastest way to send AED, it’s the provider that will keep you safe and relaxed while your money moves into United Arab Emirates.
Understanding the costs involved when moving money to United Arab Emirates
When calculating the cost of money transfers to United Arab Emirates, here's what really matters: the country of origin, amount, payment method, fees, and the markup on the AED exchange rate.
Exchange rate markup
This is a percentage added on top of the "real" AED rate (known as the mid-market rate).
Today, for example, the USD-AED mid-market rate equals to 3.673 AED per US Dollar. On average it was 3.673 AED with a high of 3.6731 AED and a low of 3.6728 AED in the past 3 months.
Wise, for example, offers the best exchange rate. It adds 0% markup to the USD-AED exchange rate (3.673 AED + 0% per US Dollar).
Transfer fees
These are fixed or/and percentage fees added for the service when sending money to United Arab Emirates.
Let's imagine you want to send $2,000 from the US to United Arab Emirates.
After analyzing the 16+ companies supporting UAE Dirham transfers, we found PayPal to offer the lowest fees ($0 for transfers to United Arab Emirates with 4.1% markup).
While PayPal is the most expensive option for AED transfer (especially when paired with a Credit card), costing you $0 in fees and 4.1% markup on top of the current UAE Dirham rate.
However, exact fees vary by deposit method and the service, for example:
Bank transfers vary from $0 to $0
Debit cards range from $140.67 to $25.28
Credit cards can go from $458.7 to $809.86
Overall, Regency FX is the cheapest way to send money to United Arab Emirates considering the $0 transfer fee and 0.2% markup on AED rate when paired with a Bank transfer deposit.
How to find the best exchange rate for UAE Dirham transfers
Timing is essential for sending money to AED. The exchange rate you secure impacts how much AED you will get.
Let's dive into some recent AED trends.
Over the past six months, the exchange rate from USD to AED has seen some fluctuation. On average, it stood at 3.6728.
During this period, the highest value recorded was 3.6731, while the lowest was 3.6721.
Wise, which is our recommended service to send money online to United Arab Emirates offers an exchange rate that is only 0% above the mid-market rate.
Want to secure the best UAE Dirham exchange rates?
Sign up for our rate alerts and we'll tell you when it's the best time to move your money to United Arab Emirates!
Payment methods available to fund your transfer to United Arab Emirates
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available in United Arab Emirates.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money to United Arab Emirates.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to find the best service for your needs when sending money to United Arab Emirates
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.
Related transfer routes
Send money from United States
Send money to United Arab Emirates
Keep your money safe
Making sure your funds are safe when transferring to United Arab Emirates is really important.
Always choose providers that are regulated by financial authorities.
If you don’t know what the key regulatory bodies are in United Arab Emirates, please refer to our directory of financial regulators worldwide.
FAQs
Find answers to the most common questions on our dedicated FAQ page.