What is likely to happen to USD/COP in November 2025
Current rate: Around 3,917 COP per USD
Expected range in next month: 3,850 to 4,050
Fed rate cuts and steady Colombian rates support the peso
Risks: Oil prices, politics, and Colombian fiscal worries
Action: Now may be a favorable window to send money before risks build up
Keep an eye on any major political or financial news from either the U.S. or Colombia over the coming weeks, it could change the exchange rate quickly.
USD to COP: Where It Stands
Let’s look at how the U.S. dollar compares to the Colombian peso right now and what’s likely to happen this coming month.
As of the end of September 2025, the USD to COP (U.S. dollar to Colombian peso) exchange rate is around 3,917 COP per 1 USD.
Over the month, the Colombian peso actually got stronger by about 2.5%, helped by large government inflows in U.S. dollars and stable domestic policy.
That said, there’s still a lot of uncertainty from both global and local economic conditions.
What’s Driving USD to COP?
These are the main things affecting the exchange rate.
1. Central Bank Policy
In the U.S., the Federal Reserve cut interest rates by 0.25%, which can weaken the dollar by making it less attractive to investors.
In Colombia, the central bank kept interest rates high at 9.25% to fight inflation.
Higher rates make the Colombian peso more attractive to investors, supporting its value.
2. Government Money Inflows
The Colombian government brought in $1.7 billion from financial transactions, which boosted the supply of U.S. dollars in Colombia.
That extra money helped the peso get stronger.
3. Investor Behavior
Traders and institutions are actively moving money in and out of Colombia. With high volumes of trading (up to $2.3 billion daily), big moves can happen quickly.
4. Oil Prices and Fiscal Concerns
Colombia relies a lot on oil exports. Weak oil prices hurt the peso.
Also, concerns about Colombia’s political climate, inflation, and debt could reduce investor trust, which may hurt the peso in coming weeks.
What Do the Charts Say?
Here’s what the technical patterns signal.
Technically, the exchange rate has been moving between 3,850 and 4,050 COP per USD. Right now, it's sitting around 3,917.
If the peso weakens, we may see 4,050 or even 4,100 COP per USD. If it gets stronger again, the next support level is near 3,850.
In plain terms:
If the rate goes above 4,050, sending money to Colombia will give people fewer pesos.
If it drops below 3,850, your U.S. dollars will go farther.
What to Watch in Next Month
These key events may shake things up.
U.S. economic news and any further rate cuts by the Fed
Updates from Colombia on inflation, elections, or debt
Global oil prices
Institutional or government money flowing into (or out of) Colombia
Many analysts expect the currency to stay within 3,850 to 4,050 unless something big happens.
Risks Ahead
What could throw things off track?
Any worsening of Colombia’s political tensions or economic reforms could cause the peso to lose value.
Falling oil prices hurt Colombia’s income and may weaken its currency.
If U.S. interest rates go back up, the dollar could get stronger, also weakening the peso.
What This Means If You’re Sending USD to COP Abroad
This is how it affects you in real life.
Right now is a relatively good time to send money to Colombia, because the peso has gotten a bit stronger.
Your U.S. dollars turn into more pesos than they did a few months ago.
You’ll get a better exchange rate if the dollar weakens more or if Colombia keeps bringing in external funds.
But be cautious, if Colombia’s political or economic situation worsens, the peso could lose ground fast.
That would mean fewer pesos for every dollar sent.
To keep it simple:
If you need to send money soon, it may be smart to do it sooner rather than later.
If you’re waiting for a better rate, watch for signs of peso strength (moving closer to 3,850).
Live USD to COP exchange rates
Converting USD to COP
If you are planning to send USD to Colombia, you need to pick the right money transfer company to get the most COP on the other end.
Depending on your needs, it's best to use one of the following companies in November:
History of the USD to COP pair
The history of the USD to COP exchange rate can be traced from the historical ties between the US and Colombia.
The records show that Colombia initially used the Spanish real until 1820 and moved to Colombia real post-1820 till 1837.
After 1837, the Colombian Peso became the primary unit of currency.
At that time, Colombia was involved in trading activities with the US. The US dollar was introduced in 1792 when the US Mint started operations.
A lot has happened since the early days of the USD/COP exchange rate, including the end of the gold standard in 1971.
As shown below, the USD to COP pair has generally been in a strong bullish trend over the years.
The only time when the Colombian Peso strengthened against the US dollar was between 2002 and ~2012.
This period coincided with the end of the dot com bubble and the Global Financial Crisis (GFC) of 2008/2009.
Since 2012, the USD to COP pair has been in a broadly upward trend that saw a rise from a low of ~1,650 to over 5,000.
| Date | 1 US Dollar in COP |
|---|---|
| Oct 27, 2025 | 3845.380000 COP |
| Oct 28, 2025 | 3889.220000 COP |
| Oct 29, 2025 | 3877.500000 COP |
| Oct 30, 2025 | 3860.200000 COP |
| Oct 31, 2025 | 3861.060000 COP |
| Nov 01, 2025 | 3851.803957 COP |
| Nov 02, 2025 | 3851.803957 COP |
| Nov 03, 2025 | 3856.500000 COP |
| Nov 04, 2025 | 3861.990000 COP |
| Nov 05, 2025 | 3850.250000 COP |

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