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Compare Philippines to Indonesia money transfers

Get the best deals when you send money from the Philippines to Indonesia. Find the best, cheapest, and fastest, providers for PHP to IDR transfers and exchange rates.

Read on for insights and expert information, and all you need to make money transfers to Indonesia from Philippines.

Transferring the other way? Send IDR from Indonesia to Philippines instead.
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Companies for transfers from Philippines to Indonesia

Sponsored - Managed Service

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.4% - 1.5%

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.4% - 1.5%

Best recommended: Wise

Wise is our top pick for sending Philippine Peso to Indonesia.

Of the 8 money transfer providers tested and reviewed, Wise scored highly for its competitive rates and fees.

Wise appeared in 30.9% of Philippines to Indonesia searches, and was the top rated company supporting PHP to IDR transfers.

Make your Philippines to Indonesia transfer using Wise for the best mix of cost and speed.

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How to get the best deal on sending money from Philippines to Indonesia

Summary of recent searches

Top rated for transfers from Philippines to Indonesia
Wise
Total number of PH - ID providers
8
Average cheapest fees & rate
Wise
Average fastest transfer
Wise
Average transfer time
Within minutes
Best for bank transfers
Wise
Best for debit card
Instarem
Best for credit card
Wise

Considerations when sending from Philippines to Indonesia

1
Compare providers

Comparing money transfer companies with services between the Philippines and Indonesia, based on your specific transfer amount and transfer needs, is the best way to send money at the best price.

For this route, we’ve compared 8 providers providing services between Philippines and Indonesia. This ensures you will get the best options when sending Rupiah to Indonesia.

Over the last six months, we’ve picked Wise as the best overall provider. However, comparing based on the amount you want to send to Indonesia will provide a specific provider that’s best for transferring money from the Philippines.

2
Understanding the Philippine Peso-Rupiah exchange rate
3
Choose the right payment method
4
Financial regulations
5
Consider transfer limits
6
Receiving money from Philippine Peso in Indonesia
7
Confirm the ID you need
8
Tax declarations

Cheapest way to transfer money from the Philippines to Indonesia: Wise

Wise offers the lowest cost transfers between the Philippines and Indonesia out of the 8 providers compared.

Our data shows Wise is 0% cheaper than the second-best option. The company offers an average fee of 44.93* PHP and an average exchange rate between PHP and IDR that is 0.08% different to the mid-market rate.

For a cheap way to send PHP to Indonesia, Wise is a great all round choice.

*The most common fee applied to PHP-IDR by Wise, based on data from the past six months.

Screenshot

Fastest way to transfer money to Indonesia from the Philippines: Wise.

Of 8 companies compared, Wise offers the quickest way to send Philippine Pesos to Indonesia.

Through our data, we found Wise to be the fastest option for sending money from the Philippines into Rupiah in 29.6% of occasions. For fast PHP to IDR money transfers, Wise comes highly recommended.

the Philippines to Indonesia transfers with Wise have an average fee of 34.62 PHP.

To test that Wise was the 'fastest' option we compared 8 providers. With this, we compared overall speed of sending money from the Philippines to Indonesia made up of depositing Philippine Pesos, to a money transfer account and transfer times to Indonesia.

When sending at speed is a priority, Wise is our recommended choice for sending into Indonesia from Philippines.

Screenshot

Send large sums of money

Transferring bigger amounts of money from the Philippines to Indonesia should be done with the exchange rate and management of the service in mind.

Wise offers the strongest all round option for large transfers of the
8 money transfer companies compared.

Whether for business or a property purchase, sending large amounts of money can be expensive if you get a bad exchange rate from Rupiah to Rupiah.

As such, opt for Wise for sending large sums of money to Indonesia from the Philippines.

Understanding the cost of transferring money to Indonesia from Philippines

Fees and exchange rates make up the total cost of sending money from Indonesia to Indonesia. Finding a company that can offer both ensures a good deal on your transfer.

The Mid-Market and Exchange Rates: The current PHP-IDR mid-market rate is 277.0947 IDR per Philippine Peso. You will get more Rupiah for your Philippine Pesos if you find a provider close to this number.

  • For context, over the last three months the PHP-IDR mid-market rate has had a high of 280.9035, a low of 267.3397 and averaged 275.1377 IDR per Philippine Peso.

  • Across the 8 companies compared, the best exchange rate is with CurrencyFair.

  • Unless fees are unusually high, the exchange rate you receive on converting PHP to IDR will be the biggest determining factor when working out the cost of transferring Philippine Pesos to Indonesia.

Fees: Transfer fees are charged as part of the transfer. Wise at an average of 44.93 PHP per transfer over the last 6 months, offers the lowest fees overall. We’d always recommend comparing providers for your exact send amount as fees may change.

Amount Received: Money transfer companies will show you the amount of Rupiah eventually received in Indonesia. You can assume that a lower cost of sending from the Philippines will result in more money received in Indonesia.

Finding the best exchange rate between Philippine Peso and Rupiah

Getting a strong exchange rate between PHP and IDR is essential. The exchange rate you secure impacts how much IDR you get for your PHP.

Mid-market Rate
1
= 277.094739 IDR

It can pay to track rates, and keep on top of currency trends.

  • Over the past six months, the mid-market rate from PHP to IDR has averaged 275.1377.

  • In this period there was a high of 280.9035, and a low of 267.3397.

  • Wise, which is our recommended service to send money online from Philippines to Indonesia offers an exchange rate with a mark up of 0.09% above the mid-market rate.

Want to secure the best PHP-Rupiah exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Philippines to Indonesia!

Funding your Philippines to
Indonesia transfer

  • Bank transfers

    The default option for sending money from the Philippines to Indonesia is often a bank transfer.

    Using a money transfer company, such as Wise for transfers from the Philippines to Indonesia, allows for sending via a bank transfer while benefitting from lower fees and more favorable exchange rates. 


    From the 8 we tested, the cheapest provider for bank transfers from PHP to Indonesia is Wise.

    With an average fee of PHP41.65 to send money from the Philippines to Indonesia, Wise offers a great combination of competitive exchange rates and lower fees.


  • Prepaid and debit cards

    Sending money from the Philippines to Indonesia with a prepaid or debit card is easy with Instarem.


    Instarem is a leader in accepting card payments for transfers between the Philippines and Indonesia.

  • Credit cards

    Wise is the best money transfer company of the 8 compared for credit card transfers from the Philippines to Indonesia

    Fee alert: using a credit card to transfer money can mean a fee being charged by your card issuer. We recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Indonesia and Philippines.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Philippines to Indonesia.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send PHP to IDR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

How much money can be transferred from Philippines to Indonesia?
Are there any tax implications to sending money from Philippines to Indonesia?
Can I send money from Philippines to Indonesia with MoneyTransfers.com?
What are the typical transfer fees for sending Philippine Pesos to Indonesia through various providers?
How long does it take to send money from Philippines to Indonesia?
What is the best exchange rate I can get for sending money from Philippines to Indonesia?
Are there any minimum or maximum transfer amounts for sending money from Philippines to Indonesia?
Can I schedule regular transfers between Philippines and Indonesia?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.