How to send money to Indonesia from Philippines with the best PHP-IDR rate
Get the best deals when you send money from the Philippines to Indonesia. Find the best, cheapest, and fastest, providers for PHP to IDR transfers and exchange rates.
Read on for insights and expert information, and all you need to make money transfers to Indonesia from Philippines.
Transferring the other way? Send IDR from Indonesia to Philippines instead.
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."
"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."
"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."
"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."
"If you and the person you are sending money to both have PayPal apps, you can quickly and easily send money between each other."
"If you and the person you are sending money to both have PayPal apps, you can quickly and easily send money between each other."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
Best recommended: Wise
Of the 4 money transfer providers tested and reviewed, Wise scored highly for its competitive rates and fees.
A transfer of 14,700 Philippine Pesos to IDR will cost you ₱97.55 in fees, and you will receive 4,115,569 IDR. The transfer time is within minutes, but might be a bit longer depending on the day you make the transfer.
Make your Philippines to Indonesia transfer using Wise for the best mix of cost and speed.
How to get the best deal on sending money from Philippines to Indonesia
Always compare rates
Don't pay more than you have to. Use our live comparison tool to make sure you aren't missing the best rates to send money from the Philippines to Indonesia.
Choose a provider
Select the provider that offers you the best value on buying IDR & service for your needs.
Click, sign up & send
Follow the steps & make your transfer. Your funds will soon be on their way to your chosen country & currency.
Summary of recent searches
Considerations when sending from Philippines to Indonesia
Comparing money transfer companies with services between the Philippines and Indonesia, based on your specific transfer amount and transfer needs, is the best way to send money at the best price.
For this route, we’ve compared 4 providers providing services between Philippines and Indonesia. This ensures you will get the best options when sending Rupiah to Indonesia.
Over the last 7 days, we’ve picked Wise as the best overall provider. However, comparing based on the amount you want to send to Indonesia will provide a specific provider that’s best for transferring money from the Philippines.
The fastest way to send money to Indonesia from Philippines is by sending cash
Cash transfers are almost instant in most cases.
However, in some cases, it can take a few days to process, depending on your branch, how much you are sending, and the deposit method you use.
Considering there aren’t many PHP/IDR transfer options available, this is by far the fastest way to do it.
The cheapest way to to send money to Indonesia from Philippines is via PayPal P2P Transfer
The coverage of PHP/IDR transfer options is very limited, therefore, PayPal’s P2P transfer service is one of the cheaper options you have, along with cash transfer via Western Union and MoneyGram.
With PayPals P2P transfer, the main cost is the conversion between currencies, which can go as high as % on top of the mid market rate, as well as a PHP transfer fee.
You can also opt to use a cash transfer via MoneyGram or Western Union, which are cheaper in some cases (depending on the amount, deposit method, and your branch).
Send large sums of money
Wise offers the strongest all round option for large transfers of the 4 money transfer companies compared.
Whether for business or a property purchase, sending large amounts of money can be expensive if you get a bad exchange rate from Rupiah to Rupiah.
As such, opt for Wise for sending large sums of money to Indonesia from the Philippines.
Understanding the cost of transferring money to Indonesia from Philippines
Fees and exchange rates make up the total cost of sending money from Indonesia to Indonesia. Finding a company that can offer both ensures a good deal on your transfer.
The Mid-Market and Exchange Rates: The current PHP-IDR mid-market rate is 281.8992 IDR per Philippine Peso. You will get more Rupiah for your Philippine Pesos if you find a provider close to this number.
For context, over the last 7 days the PHP-IDR mid-market rate has had a high of 283.3259, a low of 281.7447 and averaged 282.5212 IDR per Philippine Peso.
Across the 4 companies compared, the best exchange rate is with Wise.
Unless fees are unusually high, the exchange rate you receive on converting PHP to IDR will be the biggest determining factor when working out the cost of transferring Philippine Pesos to Indonesia.
Fees: Transfer fees are charged as part of the transfer. Wise charges the lowest fee of 97.55 PHP at the moment. We’d always recommend comparing providers for your exact send amount as fees may change.
Amount Received: Money transfer companies will show you the amount of Rupiah eventually received in Indonesia. You can assume that a lower cost of sending from the Philippines will result in more money received in Indonesia.
Finding the best exchange rate between Philippine Peso and Rupiah
Getting a strong exchange rate between PHP and IDR is essential. The exchange rate you secure impacts how much IDR you get for your PHP.
It can pay to track rates, and keep on top of currency trends.
In the past 7 days, the mid-market rate from PHP to IDR has averaged 282.5212.
In this period there was a high of 283.3259, and a low of 281.7447.
Wise, which is our recommended service to send money online from Philippines to Indonesia offers 281.8410 IDR per PHP which is only -0.03% above the mid-market rate.
Want to secure the best PHP-Rupiah exchange rates?
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Funding your Philippines to Indonesia transfer
Bank transfers
The default option for sending money from the Philippines to Indonesia is often a bank transfer.
Using a money transfer company, such as Wise for transfers from the Philippines to Indonesia, allows for sending via a bank transfer while benefitting from lower fees and more favorable exchange rates.
From the 4 we tested, the cheapest provider for bank transfers from PHP to Indonesia is Wise.
With a fee of PHP97.55 to send money from the Philippines to Indonesia, Wise offers a great combination of competitive exchange rates and lower fees.
Prepaid and debit cards
Sending money from the Philippines to Indonesia with a prepaid or debit card is easy with Western Union Agent.
Western Union Agent is a leader in accepting card payments for transfers between the Philippines and Indonesia.
Credit cards
When it comes to international credit card transfers from the Philippines to Indonesia, we to get the best deal.
Fee alert: using a credit card to transfer money can mean a fee being charged by your card issuer. We recommend bank transfer or debit card instead.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Indonesia and Philippines.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from Philippines to Indonesia.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send PHP to IDR.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.
Related transfer routes
Send money from Philippines
Send money to Indonesia
How much money can be transferred from Philippines to Indonesia?
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Can I send money from Philippines to Indonesia with MoneyTransfers.com?
What are the typical transfer fees for sending Philippine Pesos to Indonesia through various providers?
How long does it take to send money from Philippines to Indonesia?
What is the best exchange rate I can get for sending money from Philippines to Indonesia?
Are there any minimum or maximum transfer amounts for sending money from Philippines to Indonesia?
Can I schedule regular transfers between Philippines and Indonesia?
Tools & resources
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