How to send money to Indonesia from Brunei with the best BND-IDR rate

Get the best deals when you send money from Brunei to Indonesia. Find the best, cheapest, and fastest, providers for BND to IDR transfers and exchange rates.

Read on for insights and expert information, and all you need to make money transfers to Indonesia from Brunei.

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November 25th, 2025

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Best money transfer companies

Send money from Brunei to Indonesia

Last updated: Today
Mid-market rate as of 11/25/2025: 1 BND = 12731.644152 IDR
Results below are based on a 400 BND search
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0 of 3 providers
Send cash via a Western Union agent
1
Western Union Agent
Recipient gets (IDR)
Rp 4,801,739.59
Full transfer details

"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."

7.7
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Send cash via a MoneyGram agent
2
MoneyGram Agent
Recipient gets (IDR)
Rp 4,801,739.59
Full transfer details

"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."

7.5
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Send Money Between PayPal Accounts
3
PayPal App
Recipient gets (IDR)
Rp 4,739,227.22
Full transfer details

"If you and the person you are sending money to both have PayPal apps, you can quickly and easily send money between each other."

5.4
Personal account manager
Multi-currency card
Receive to bank account or debit card
P2P transfer
Mid-market rate updates every 60 minutes

Alternative for Brunei to Indonesia

While you can’t send BND to IDR with Wise, you can transfer USD to USD.

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%
Fees
0.1% - 2.6%

The best way to send BND to Indonesia is through a cash transfer with Western Union.

Western Union offers broad coverage across Brunei and Indonesia, making it a reliable option.

Transfer fees vary depending on the branch and the amount you send, but you can generally expect to pay around 3 BND per 400 BND transferred.

Before sending, check which deposit options are available in your area. In many cases, you can fund your transfer online in BND, while the recipient collects IDR in cash at a local branch.

If you’re looking for alternatives, MoneyGram also offers competitive cash pickup services.

How to send money from Brunei to Indonesia

Summary of recent searches

Top rated for transfers from Brunei to Indonesia
Western Union Agent
Total number of BN - ID providers
3
Average cheapest fees & rate
Western Union Agent
Average fastest transfer
PayPal App
Average transfer time
Within minutes
Best for bank transfers
Western Union Agent
Best for debit card
PayPal App
Best for credit card
PayPal App

Considerations when sending from Brunei to Indonesia

1

Compare providers

Comparing money transfer companies with services between Brunei and Indonesia, based on your specific transfer amount and transfer needs, is the best way to send money at the best price.

For this route, we’ve compared 3 providers providing services between Brunei and Indonesia. This ensures you will get the best options when sending Rupiah to Indonesia.

Over the last 7 days, we’ve picked Western Union Agent as the best overall provider. However, comparing based on the amount you want to send to Indonesia will provide a specific provider that’s best for transferring money from Brunei.

2

Understanding the Brunei Dollar-Rupiah exchange rate

3

Choose the right payment method

4

Financial regulations

5

Consider transfer limits

6

Receiving money from Brunei Dollar in Indonesia

7

Confirm the ID you need

8

Tax declarations

The cheapest way to send money to Indonesia from Brunei is using MoneyGram cash transfer service.

While online transfers are usually cheaper, there are very few providers offering BND to IDR transfers, making cash transfer through a MoneyGram Agent the most practical and affordable option available.

The overall cost of your transfer includes both the transfer fee (around 3 BND per 400 BND) and the exchange rate markup applied by MoneyGram.

These costs can vary depending on the branch location, payment method, and the amount you’re sending, so it’s always worth checking with your branch before making a transfer.

The cheapest way to to send money to Indonesia from Brunei is via PayPal P2P Transfer

The coverage of BND/IDR transfer options is very limited, therefore, PayPal’s P2P transfer service is one of the cheaper options you have, along with cash transfer via Western Union and MoneyGram.

With PayPals P2P transfer, the main cost is the conversion between currencies, which can go as high as % on top of the mid market rate, as well as a BND transfer fee.

You can also opt to use a cash transfer via MoneyGram or Western Union, which are cheaper in some cases (depending on the amount, deposit method, and your branch).

Screenshot

Send large sums of money

Transferring bigger amounts of money from Brunei to Indonesia should be done with the exchange rate and management of the service in mind.

Western Union Agent offers the strongest all round option for large transfers of the
3 money transfer companies compared.

Whether for business or a property purchase, sending large amounts of money can be expensive if you get a bad exchange rate from Rupiah to Rupiah.

As such, opt for Western Union Agent for sending large sums of money to Indonesia from Brunei.

Understanding the costs involved when transferring money to Indonesia from Brunei

When calculating the cost of sending money from Brunei to Indonesia, a combination of fees and exchange rates ensure the best deal:

The Mid-Market and Exchange Rates: The current BND-IDR mid-market rate is 12,756.6307 IDR per Brunei Dollar. Finding a provider as close to this number as possible will ensure more Rupiah for your money.

  • As a comparison, the BND-IDR mid-market rate for the past week has averaged 12,770.1484 IDR per Brunei Dollar, hitting a high of 12,834.0755 and a low of 12,731.6442.

  • Western Union Agent is currently offering the best exchange rate on transfers between Brunei and Indonesia.

  • Often the BND-IDR exchange rate you receive will be the biggest factor impacting the cost of sending Brunei Dollar to Indonesia.

Fees: Transfer fees are charged on top of a transfer. Western Union Agent currently offers lowest fees of 3 BND. Although we recommend searching for your exact send amount for an exact fee.

Amount Received: The total amount received in Rupiah is the biggest indicator in the total cost of sending money to Brunei from Indonesia. The higher the total amount received in Indonesia, the lower the cost of sending from Brunei.

Getting best exchange rate for transfers between Brunei Dollar and Rupiah

Timing is essential for transferring money between BND and IDR. The exchange rate you secure impacts how much IDR you get for your BND.

Mid-market Rate
1 
BND
=
12756.630744 
IDR

The recent trends between the currencies are:

  • Over the past 7 days, the mid-market rate from BND to IDR has moved slightly. On average, it was 12,770.1484.

  • During this same period,there was a high of 12,834.0755, and a low of 12,731.6442.

  • Western Union Agent, which is our recommended service to send money online from Brunei to Indonesia offers 12095.0619 IDR per BND which is only 5% above the mid-market rate.

Want to secure the best BND-Rupiah exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Brunei to Indonesia!

Funding your Brunei to
Indonesia transfer

  • Bank transfers

    The default option for sending money from Brunei to Indonesia is often a bank transfer.

    Using a money transfer company, such as Western Union Agent for transfers from Brunei to Indonesia, allows for sending via a bank transfer while benefitting from lower fees and more favorable exchange rates. 


    From the 3 we tested, the cheapest provider for bank transfers from BND to Indonesia is Western Union Agent.

    With a fee of BND3 to send money from Brunei to Indonesia, Western Union Agent offers a great combination of competitive exchange rates and lower fees.


  • Prepaid and debit cards

    Sending money from Brunei to Indonesia with a prepaid or debit card is easy with Western Union Agent.


    Western Union Agent is a leader in accepting card payments for transfers between Brunei and Indonesia.

  • Credit cards

    When it comes to international credit card transfers from Brunei to Indonesia, we recommend comparing your options to get the best deal.

    Fee alert: using a credit card to transfer money can mean a fee being charged by your card issuer. We recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Indonesia and Brunei.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Brunei to Indonesia.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send BND to IDR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

Money transfer company reviews

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Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is the founder and CEO of MoneyTransfers.com, with over 10 years’ experience building consumer products across finance, insurance, and travel. A frequent traveler himself, Luke has hands-on experience testing payment and transfer services globally, giving him a unique perspective on the real-world challenges users face. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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