How to send money to Indonesia from India with the best INR-IDR rate

Get the best deals when you send money from India to Indonesia. Find the best, cheapest, and fastest, providers for INR to IDR transfers and exchange rates.

Read on for insights and expert information, and all you need to make money transfers to Indonesia from India.

Transferring the other way? Send IDR from Indonesia to India instead.
April 9th, 2026
22,100 INR
IDR
Last updated: Today
Results below are based on a 22100 INR search
Live mid-market rate*: 1 INR = 184.072818 IDR
Promoted
Wise
Recipient gets (IDR)
Rp 3,942,112.00
Full transfer details

"Over 15 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sort by:
5 of 5 providers
1
Wise
Recipient gets (IDR)
Rp 3,942,112.00
Full transfer details

"Over 15 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Send cash via a MoneyGram agent
2
MoneyGram Agent
Recipient gets (IDR)
Rp 3,670,971.57
Full transfer details

"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."

7.5
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Send Money Between PayPal Accounts
3
PayPal App (P2P Transfer)
Recipient gets (IDR)
Rp 3,670,971.57
Full transfer details

"If you and the person you are sending money to both have PayPal apps, you can quickly and easily send money between each other."

5.4
1
Personal account manager
Multi-currency card
Receive to bank account or debit card
P2P transfer
Send cash via a Western Union agent
4
Western Union Agent
Recipient gets (IDR)
Rp 3,669,751.17
Full transfer details

"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."

7.7
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Click here to see other options
Ria Money Transfer
Recipient gets (IDR)
Rp 3,953,389.34
Promoted
Wise
Recipient gets (IDR)
Rp 3,942,112.00
Full transfer details

"Over 15 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers

Best way to send: Wise

Wise is our top pick for sending INR to IDR.

We tested & reviewed 5 money transfer companies offering services between India and Indonesia, and Wise scored highly.

Sending 22,100 INR to Rupiahs will cost you ₹679.9 in fees, and you will receive 3,942,112 IDR. The delivery time is next day.

So for a great mix of cost, speed & features, make your India to Indonesia transfer using Wise.

Wise is the top rated company for sending money from India (INR) to Indonesia (IDR) - Wise Screenshot

How to get the best deal on sending money from India to Indonesia

Always compare rates

Don't pay more than you have to. Use our live comparison tool to make sure you aren't missing the best rates to send money from India to Indonesia.

Always compare rates

Choose a provider

Select the provider that offers you the best value on buying IDR & service for your needs.

Choose a provider

Click, sign up & send

Follow the steps & make your transfer. Your funds will soon be on their way to your chosen country & currency.

Click, sign up & send

Summary of recent searches

Top rated for transfers from India to Indonesia
Wise
Total number of IN - ID providers
5
Average cheapest fees & rate
Ria Money Transfer
Average fastest transfer
PayPal App (P2P Transfer)
Average transfer time
Within a week
Best for bank transfers
Ria Money Transfer
Best for debit card
PayPal App (P2P Transfer)
Best for credit card
PayPal App (P2P Transfer)

Considerations when sending from India to Indonesia

Comparing money transfer companies with services between India and Indonesia, based on your specific transfer amount and transfer needs, is the best way to send money at the best price.

For this route, we’ve compared 5 providers providing services between India and Indonesia. This ensures you will get the best options when sending Rupiah to Indonesia.

Over the last 7 days, we’ve picked Wise as the best overall provider. However, comparing based on the amount you want to send to Indonesia will provide a specific provider that’s best for transferring money from India.

Cheapest way to transfer money from India to Indonesia: Ria Money Transfer

Ria Money Transfer offers the lowest cost transfers between India and Indonesia out of the 5 providers compared.

Our data shows Ria Money Transfer is 0.29% cheaper than the second-best option. The company offers a fee of 4 INR and an exchange rate between INR and IDR that is 2.8% different to the mid-market rate.

For a cheap way to send INR to Indonesia, Ria Money Transfer is a great all round choice.

Ria Money Transfer is the cheapest way to send money from India (INR) to Indonesia (IDR) - Ria Money Transfer Screenshot 1
Ria Money Transfer is the cheapest way to send money from India (INR) to Indonesia (IDR) - Ria Money Transfer Screenshot 2
Ria Money Transfer is the cheapest way to send money from India (INR) to Indonesia (IDR) - Ria Money Transfer Screenshot 3

Fastest company to send money to Indonesia from India: PayPal App (P2P Transfer).

We compared 5 companies for fast transfers from Indian Rupees to Indonesia and PayPal App (P2P Transfer) came out on top.

Right now, if you are sending ₹22,100 with PayPal App (P2P Transfer) to Indonesia, the transfer time is minutes. This can vary depending on your needs, but it's the fastest option.

Sending money through PayPal App (P2P Transfer) to Indonesia from India has a fee of 884 INR.

To understand who was the fastest, we tested PayPal App (P2P Transfer) as part of 5 money transfer providers. Within this, we looked at the overall speed of sending money from India to Indonesia. This was made up of transfer times to Indonesia after Indian Rupees were added to a money transfer account.

When fast money transfers between India and Indonesia are a priority, PayPal App (P2P Transfer) is our recommended choice.

PayPal App (P2P Transfer) is the fastest way to send money from India (INR) to Indonesia (IDR) - PayPal App (P2P Transfer) Screenshot

Send large sums of money

Transferring bigger amounts of money from India to Indonesia should be done with the exchange rate and management of the service in mind.

Wise offers the strongest all round option for large transfers of the
5 money transfer companies compared.

Whether for business or a property purchase, sending large amounts of money can be expensive if you get a bad exchange rate from Rupiah to Rupiah.

As such, opt for Wise for sending large sums of money to Indonesia from India.

Understanding the cost of transferring money to Indonesia from India

Fees and exchange rates make up the total cost of sending money from Indonesia to Indonesia. Finding a company that can offer both ensures a good deal on your transfer.

The Mid-Market and Exchange Rates: The current INR-IDR mid-market rate is 184.531 IDR per Indian Rupee. You will get more Rupiah for your Indian Rupees if you find a provider close to this number.

  • For context, over the last 7 days the INR-IDR mid-market rate has had a high of 184.0728, a low of 182.7799 and averaged 183.4003 IDR per Indian Rupee.

  • Across the 5 companies compared, the best exchange rate is with Wise.

  • Unless fees are unusually high, the exchange rate you receive on converting INR to IDR will be the biggest determining factor when working out the cost of transferring Indian Rupees to Indonesia.

Fees: Transfer fees are charged as part of the transfer. Ria Money Transfer charges the lowest fee of 4 INR at the moment. We’d always recommend comparing providers for your exact send amount as fees may change.

Amount Received: Money transfer companies will show you the amount of Rupiah eventually received in Indonesia. You can assume that a lower cost of sending from India will result in more money received in Indonesia.

Getting the best exchange rate for Indian Rupee to Rupiah

Tracking the mid-market rate can make a huge difference when sending money INR to IDR. The exchange rate you secure impacts how much IDR you get for your INR.

Mid-market Rate
1 
INR
=
184.530967 
IDR

Here's some data on recent trends in the mid-market rate.

  • Over the past 7 days, the interbank rate from INR to IDR has seen some fluctuation. On average, it has been 183.4003.

  • During this period, the highest value level was 184.0728, with a low of 182.7799.

  • Wise, which is our recommended service to send money online from India to Indonesia offers an exchange rate that is only 0.02% above the mid-market rate.

Want to secure the best INR-Rupiah exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from India to Indonesia!

Funding your India to
Indonesia transfer

Bank transfers

The default option for sending money from India to Indonesia is often a bank transfer.

Using a money transfer company, such as Ria Money Transfer for transfers from India to Indonesia, allows for sending via a bank transfer while benefitting from lower fees and more favorable exchange rates. 


From the 5 we tested, the cheapest provider for bank transfers from INR to Indonesia is Ria Money Transfer.

With a fee of INR4 to send money from India to Indonesia, Ria Money Transfer offers a great combination of competitive exchange rates and lower fees.


Prepaid and debit cards

Sending money from India to Indonesia with a prepaid or debit card is easy with Western Union Agent.


Western Union Agent is a leader in accepting card payments for transfers between India and Indonesia.

Credit cards

When it comes to international credit card transfers from India to Indonesia, we to get the best deal.

Fee alert: using a credit card to transfer money can mean a fee being charged by your card issuer. We recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Indonesia and India.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from India to Indonesia.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send INR to IDR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

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Are there any minimum or maximum transfer amounts for sending money from India to Indonesia?
Can I schedule regular transfers between India and Indonesia?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is the founder and CEO of MoneyTransfers.com, with over 10 years’ experience building consumer products across finance, insurance, and travel. A frequent traveler himself, Luke has hands-on experience testing payment and transfer services globally, giving him a unique perspective on the real-world challenges users face. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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