MoneyTransfers

How to send money to Indonesia from India with the best INR-IDR rate

Get the best deals when you send money from India to Indonesia. Find the best, cheapest, and fastest, providers for INR to IDR transfers and exchange rates.

Read on for insights and expert information, and all you need to make money transfers to Indonesia from India.

Transferring the other way? Send IDR from Indonesia to India instead.
Disclosure
July 7th, 2025
Personal
Business
Search Now & Save On Your Transfer
Instantly view live exchange rates, fees & features.
Send
Best money transfer companies

Send money from India to Indonesia

Last updated: Today
Mid-market rate as of 07/07/2025: 1 INR = 189.356857 IDR
Results below are based on a 600000 INR search
0 of 2 providers
Sponsored
Wise
Recipient gets (IDR)
Rp 112,126,227.00
Full transfer details
Visit Wise
Rp 1,920,536 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
OFX
Recipient gets (IDR)
Rp 110,700,780.00
Full transfer details
Visit OFX
Rp 495,089 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
Live Rates
Sort by:
1
Wise
Recipient gets (IDR)
Rp 112,126,227.00
Full transfer details
Visit Wise
Rp 1,920,536 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
2
OFX
Recipient gets (IDR)
Rp 110,700,780.00
Full transfer details
Visit OFX
Rp 495,089 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
Mid-market rate updates every 60 minutes
Sponsored
Wise
Recipient gets (IDR)
Rp 112,126,227.00
Full transfer details
Visit Wise
Rp 1,920,536 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
OFX
Recipient gets (IDR)
Rp 110,700,780.00
Full transfer details
Visit OFX
Rp 495,089 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account

Best way to send: Wise

Wise is our top pick for sending INR to IDR.

We tested & reviewed 2 money transfer companies offering services between India and Indonesia, and Wise scored highly.

Sending 600,000 INR to Rupiahs will cost you ₹8126.84 in fees, and you will receive 112,126,227 IDR. The delivery time is next day.

So for a great mix of cost, speed & features, make your India to Indonesia transfer using Wise.

Wise is the top rated company for sending money from India (INR) to Indonesia (IDR) - Wise Screenshot

How to get the best deal on sending money from India to Indonesia

Summary of recent searches

Top rated for transfers from India to Indonesia
Wise
Total number of IN - ID providers
2
Average cheapest fees & rate
Wise
Average fastest transfer
OFX
Average transfer time
Within minutes
Best for bank transfers
Wise

Considerations when sending from India to Indonesia

1
Compare providers

Comparing money transfer companies with services between India and Indonesia, based on your specific transfer amount and transfer needs, is the best way to send money at the best price.

For this route, we’ve compared 2 providers providing services between India and Indonesia. This ensures you will get the best options when sending Rupiah to Indonesia.

Over the last 7 days, we’ve picked Wise as the best overall provider. However, comparing based on the amount you want to send to Indonesia will provide a specific provider that’s best for transferring money from India.

2
Understanding the Indian Rupee-Rupiah exchange rate
3
Choose the right payment method
4
Financial regulations
5
Consider transfer limits
6
Receiving money from Indian Rupee in Indonesia
7
Confirm the ID you need
8
Tax declarations

Cheapest way to transfer money from India to Indonesia: Wise

Wise offers the lowest cost transfers between India and Indonesia out of the 2 providers compared.

Our data shows Wise is 1.27% cheaper than the second-best option. The company offers a fee of 8126.84 INR and an exchange rate between INR and IDR that is -0.05% different to the mid-market rate.

For a cheap way to send INR to Indonesia, Wise is a great all round choice.

Wise is the cheapest way to send money from India (INR) to Indonesia (IDR) - Wise Screenshot

Fastest company to send money to Indonesia from India: OFX.

We compared 2 companies for fast transfers from Indian Rupees to Indonesia and OFX came out on top.

Right now, if you are sending ₹600,000 with OFX to Indonesia, the transfer time is minutes - 24 hours. This can vary depending on your needs, but it's the fastest option.

Sending money through OFX to Indonesia from India has a fee of 0 INR.

To understand who was the fastest, we tested OFX as part of 2 money transfer providers. Within this, we looked at the overall speed of sending money from India to Indonesia. This was made up of transfer times to Indonesia after Indian Rupees were added to a money transfer account.

When fast money transfers between India and Indonesia are a priority, OFX is our recommended choice.

OFX is the fastest way to send money from India (INR) to Indonesia (IDR) - OFX Screenshot

Send large sums of money

Transferring bigger amounts of money from India to Indonesia should be done with the exchange rate and management of the service in mind.

Wise offers the strongest all round option for large transfers of the
2 money transfer companies compared.

Whether for business or a property purchase, sending large amounts of money can be expensive if you get a bad exchange rate from Rupiah to Rupiah.

As such, opt for Wise for sending large sums of money to Indonesia from India.

Understanding the cost of transferring money to Indonesia from India

Fees and exchange rates make up the total cost of sending money from Indonesia to Indonesia. Finding a company that can offer both ensures a good deal on your transfer.

The Mid-Market and Exchange Rates: The current INR-IDR mid-market rate is 189.1479 IDR per Indian Rupee. You will get more Rupiah for your Indian Rupees if you find a provider close to this number.

  • For context, over the last 7 days the INR-IDR mid-market rate has had a high of 189.6309, a low of 189.0671 and averaged 189.3893 IDR per Indian Rupee.

  • Across the 2 companies compared, the best exchange rate is with Wise.

  • Unless fees are unusually high, the exchange rate you receive on converting INR to IDR will be the biggest determining factor when working out the cost of transferring Indian Rupees to Indonesia.

Fees: Transfer fees are charged as part of the transfer. Wise charges the lowest fee of 8126.84 INR at the moment. We’d always recommend comparing providers for your exact send amount as fees may change.

Amount Received: Money transfer companies will show you the amount of Rupiah eventually received in Indonesia. You can assume that a lower cost of sending from India will result in more money received in Indonesia.

Getting the best exchange rate for Indian Rupee to Rupiah

Tracking the mid-market rate can make a huge difference when sending money INR to IDR. The exchange rate you secure impacts how much IDR you get for your INR.

Mid-market Rate
1 
=
189.147902 
IDR

Here's some data on recent trends in the mid-market rate.

  • Over the past 7 days, the interbank rate from INR to IDR has seen some fluctuation. On average, it has been 189.3893.

  • During this period, the highest value level was 189.6309, with a low of 189.0671.

  • Wise, which is our recommended service to send money online from India to Indonesia offers an exchange rate that is only -0.05% above the mid-market rate.

Want to secure the best INR-Rupiah exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from India to Indonesia!

Funding your India to
Indonesia transfer

  • Bank transfers

    The default option for sending money from India to Indonesia is often a bank transfer.

    Using a money transfer company, such as Wise for transfers from India to Indonesia, allows for sending via a bank transfer while benefitting from lower fees and more favorable exchange rates. 


    From the 2 we tested, the cheapest provider for bank transfers from INR to Indonesia is Wise.

    With a fee of INR8126.84 to send money from India to Indonesia, Wise offers a great combination of competitive exchange rates and lower fees.


  • Prepaid and debit cards

    Sending money from India to Indonesia with a prepaid or debit card is easy with .


    is a leader in accepting card payments for transfers between India and Indonesia.

  • Credit cards

    When it comes to international credit card transfers from India to Indonesia, we recommend comparing your options to get the best deal.

    Fee alert: using a credit card to transfer money can mean a fee being charged by your card issuer. We recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Indonesia and India.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from India to Indonesia.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send INR to IDR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

How much money can be transferred from India to Indonesia?
Are there any tax implications to sending money from India to Indonesia?
Can I send money from India to Indonesia with MoneyTransfers.com?
What are the typical transfer fees for sending Indian Rupees to Indonesia through various providers?
How long does it take to send money from India to Indonesia?
What is the best exchange rate I can get for sending money from India to Indonesia?
Are there any minimum or maximum transfer amounts for sending money from India to Indonesia?
Can I schedule regular transfers between India and Indonesia?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
Convert on the go with our currency app
  • Convert 25,000+ currencies

  • Get reviews & insights

  • No ads or subscriptions

  • Compare live transfer deals

Compare, save & shortlist in your account
  • Save your favourite searches

  • Shortlist providers

  • Sync between all your devices

  • Absolutely free