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How to send money to Indonesia from South Africa with the best ZAR-IDR rate

Get the best deals when you send money from South Africa to Indonesia. Find the best, cheapest, and fastest, providers for ZAR to IDR transfers and exchange rates.

Read on for insights and expert information, and all you need to make money transfers to Indonesia from South Africa.

Transferring the other way? Send IDR from Indonesia to South Africa instead.
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July 8th, 2025
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Best money transfer companies

Send money from South Africa to Indonesia

Last updated: Today
Mid-market rate as of 07/08/2025: 1 ZAR = 915.255337 IDR
Results below are based on a 130000 ZAR search
0 of 3 providers
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Regency FX
Recipient gets (IDR)
Rp 118,661,939.19
Full transfer details
Visit Regency FX
Rp 3,248,241 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
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OFX
Recipient gets (IDR)
Rp 117,020,956.00
Full transfer details
Visit OFX
Rp 1,607,258 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
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1
Regency FX
Recipient gets (IDR)
Rp 118,661,939.19
Full transfer details
Visit Regency FX
Rp 3,248,241 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
2
CurrencyFair
Recipient gets (IDR)
Rp 118,138,040.00
Full transfer details
Visit CurrencyFair
Rp 2,724,342 better than a typical bank*

"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."

Personal account manager
Multi-currency card
Receive to bank account
3
OFX
Recipient gets (IDR)
Rp 117,020,956.00
Full transfer details
Visit OFX
Rp 1,607,258 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
Mid-market rate updates every 60 minutes
Sponsored
Exclusive: First Transfer Deal
Regency FX
Recipient gets (IDR)
Rp 118,661,939.19
Full transfer details
Visit Regency FX
Rp 3,248,241 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
Sponsored
OFX
Recipient gets (IDR)
Rp 117,020,956.00
Full transfer details
Visit OFX
Rp 1,607,258 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account

Overall best way: OFX

OFX is our recommended company for ZAR to IDR transfers.

OFX scored the highest of the 3 money transfer companies supporting ZAR to IDR transfers.

For example, sending 130,000 ZAR to IDR will cost you R0 in fees, and you will receive 117,020,956 IDR. The delivery time usually is minutes - 24 hours, but it depends on the day you make the transfer.

For a great mix of cost, speed & features, we advise using OFX for your South Africa to Indonesia transfer.

OFX is the top rated company for sending money from South Africa (ZAR) to Indonesia (IDR) - OFX Screenshot

Getting the best deal on your South Africa to Indonesia transfer

Summary of recent searches

Top rated for transfers from South Africa to Indonesia
OFX
Total number of ZA - ID providers
3
Average cheapest fees & rate
Regency FX
Average fastest transfer
Regency FX
Average transfer time
Within minutes
Best for bank transfers
Regency FX

Considerations when sending from South Africa to Indonesia

1
Compare providers

Comparing money transfer companies with services between South Africa and Indonesia, based on your specific transfer amount and transfer needs, is the best way to send money at the best price.

For this route, we’ve compared 3 providers providing services between South Africa and Indonesia. This ensures you will get the best options when sending Rupiah to Indonesia.

Over the last 7 days, we’ve picked OFX as the best overall provider. However, comparing based on the amount you want to send to Indonesia will provide a specific provider that’s best for transferring money from South Africa.

2
Understanding the Rand-Rupiah exchange rate
3
Choose the right payment method
4
Financial regulations
5
Consider transfer limits
6
Receiving money from Rand in Indonesia
7
Confirm the ID you need
8
Tax declarations

Cheapest way to transfer money from South Africa to Indonesia: Regency FX

Regency FX offers the lowest cost transfers between South Africa and Indonesia out of the 3 providers compared.

Our data shows Regency FX is 0.44% cheaper than the second-best option. The company offers a fee of 0 ZAR and an exchange rate between ZAR and IDR that is 0.27% different to the mid-market rate.

For a cheap way to send ZAR to Indonesia, Regency FX is a great all round choice.

Fastest way to send money from South Africa to Indonesia: Regency FX.

Regency FX is the quickest way to send Rand to Indonesia of the 3 companies offering the service.

For example, if you send 130,000 ZAR with Regency FX to Indonesia now, the transfer time is minutes - 24 hours. Smaller transfers will likely be quicker, while larger transfers to India can take a bit longer.

Using Regency FX for fast transfers from South Africa to Indonesia has a fee of 0 ZAR.

Within our comparison we looked at the 3 money transfer providers offering transfers from South Africa to Indonesia. Within this we looked at overall speed of sending money from South Africa to Indonesia after depositing Rand to a money transfer account.

When faster money transfers are a priority, Regency FX is our recommended choice for sending into Indonesia from South Africa.

Send large sums of money

Transferring bigger amounts of money from South Africa to Indonesia should be done with the exchange rate and management of the service in mind.

OFX offers the strongest all round option for large transfers of the
3 money transfer companies compared.

Whether for business or a property purchase, sending large amounts of money can be expensive if you get a bad exchange rate from Rupiah to Rupiah.

As such, opt for OFX for sending large sums of money to Indonesia from South Africa.

Understanding the cost of sending money to Indonesia from South Africa

The cost of sending money from Indonesia to Indonesia, is made-up of a combination of fees and exchange rates:

The Mid-Market and Exchange Rates: The mid-market rate determines a mid-price for buying currency. The current mid-market rate from ZAR-IDR is 916.1292 IDR per Rand.

  • Finding a provider offering an exchange as close to 916.1292 as possible will ensure more Rupiah received when transferring.

  • For context, the ZAR-IDR mid-market rate for the past 7 days has averaged 920.7734 IDR per Rand. This includes a high of 923.4816, and low of 915.2553.

  • Regency FX currently offers the best exchange rate on transfers from South Africa to Indonesia.

For the most part the ZAR-IDR exchange rate you receive is the biggest factor impacting the cost of sending ZAR to Indonesia.

Fees: Outside of exchange rates, you may need to pay a fee to send. Regency FX currently offers the lowest fees on transfers to Indonesia from South Africa. They charge 0 ZAR per transfer.

Although this does include large transfers as well, we recommend searching for your exact send amount for an exact fee.

Amount Received: The amount received in Rupiah is the amount you started with, minus the amount you paid in the exchange and fees.

The better deal you get on exchanging Rands to IDR, paired with a low fee, means a higher total amount received in Indonesia.

Getting best exchange rate for transfers between Rand and Rupiah

Timing is essential for transferring money between ZAR and IDR. The exchange rate you secure impacts how much IDR you get for your ZAR.

Mid-market Rate
1 
=
916.129185 
IDR

The recent trends between the currencies are:

  • Over the past 7 days, the mid-market rate from ZAR to IDR has moved slightly. On average, it was 920.7734.

  • During this same period,there was a high of 923.4816, and a low of 915.2553.

  • OFX, which is our recommended service to send money online from South Africa to Indonesia offers 900.1612 IDR per ZAR which is only 1.66% above the mid-market rate.

Want to secure the best ZAR-Rupiah exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from South Africa to Indonesia!

Funding your South Africa to
Indonesia transfer

  • Bank transfers

    The default option for sending money from South Africa to Indonesia is often a bank transfer.

    Using a money transfer company, such as Regency FX for transfers from South Africa to Indonesia, allows for sending via a bank transfer while benefitting from lower fees and more favorable exchange rates. 


    From the 3 we tested, the cheapest provider for bank transfers from ZAR to Indonesia is Regency FX.

    With a fee of ZAR0 to send money from South Africa to Indonesia, Regency FX offers a great combination of competitive exchange rates and lower fees.


  • Prepaid and debit cards

    Sending money from South Africa to Indonesia with a prepaid or debit card is easy with .


    is a leader in accepting card payments for transfers between South Africa and Indonesia.

  • Credit cards

    When it comes to international credit card transfers from South Africa to Indonesia, we recommend comparing your options to get the best deal.

    Fee alert: using a credit card to transfer money can mean a fee being charged by your card issuer. We recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Indonesia and South Africa.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from South Africa to Indonesia.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send ZAR to IDR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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