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How to send money to Spain from Morocco with the best MAD-EUR rate

Compare the best deals on transfers from Morocco to Spain. Explore the cheapest, fastest, and most reliable providers with the best MAD to EUR exchange rates.

Read on for the insights and in-depth analysis, and all you need to send money to Spain from Morocco.

Transferring the other way? Send EUR from Spain to Morocco instead.
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August 12th, 2025
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Best money transfer companies

Send money from Morocco to Spain

Last updated: Today
Mid-market rate as of 08/12/2025: 1 MAD = 0.094736 EUR
Results below are based on a 70000 MAD search
0 of 6 providers
Sponsored
Exclusive: First Transfer Deal
Regency FX
Recipient gets (EUR)
€6,613.61
Full transfer details
Visit Regency FX
€181 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
Sponsored
Exclusive: Special Rate for 1st Transfer
Key Currency
Recipient gets (EUR)
€6,614.94
Full transfer details
Visit Key Currency
€182 better than a typical bank*

"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."

Personal account manager
Multi-currency card
Receive to bank account
Live Rates
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Exclusive: Special Rate for 1st Transfer
1
Key Currency
Recipient gets (EUR)
€6,614.94
Full transfer details
Visit Key Currency
€182 better than a typical bank*

"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."

Personal account manager
Multi-currency card
Receive to bank account
Exclusive: First Transfer Deal
2
Regency FX
Recipient gets (EUR)
€6,613.61
Full transfer details
Visit Regency FX
€181 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
3
WorldRemit
Recipient gets (EUR)
€6,591.26
Full transfer details
Visit WorldRemit
€159 better than a typical bank*

"24/7 live chat support provided in six languages. Special first transfer rates available, with airtime topup supported to many countries in Africa, Asia and South America."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Sponsored
Exclusive: First Transfer Deal
Regency FX
Recipient gets (EUR)
€6,613.61
Full transfer details
Visit Regency FX
€181 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
Sponsored
Exclusive: Special Rate for 1st Transfer
Key Currency
Recipient gets (EUR)
€6,614.94
Full transfer details
Visit Key Currency
€182 better than a typical bank*

"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."

Personal account manager
Multi-currency card
Receive to bank account

Overall top choice: WorldRemit

WorldRemit is the best way to transfer Moroccan Dirham into Euro.

Of the 6 money transfer providers we tested and reviewed, WorldRemit was a standout option for its combination of speed and cost.

Sending 70,000 MAD to EUR will cost you .د.م5 in fees, and you will receive 6,591.26 EUR.

When sending money from Morocco to Spain, using WorldRemit in a great option.

WorldRemit is the top rated company for sending money from Morocco (MAD) to Spain (EUR) - WorldRemit Screenshot 1
WorldRemit is the top rated company for sending money from Morocco (MAD) to Spain (EUR) - WorldRemit Screenshot 2

How to get the best deal on your Morocco to Spain money transfer

Summary of recent searches

Top rated for transfers from Morocco to Spain
WorldRemit
Total number of MA - ES providers
6
Average cheapest fees & rate
Key Currency
Average fastest transfer
Regency FX
Average transfer time
Within minutes
Best for bank transfers
Key Currency

Considerations to make sending money from Morocco to Spain easy

1
Compare providers

Comparing the different providers offering services between Morocco and Spain, is the best way to send money with confidence.

The 6 providers we've compared ensures you will get the best options for your transfer to Spain from Morocco. By taking the time to compare you can save yourself in the region of 3% of the total transfer amount.

Whilst we rate WorldRemit as the best overall, comparing gives you a comprehensive view of all the options for transferring Moroccan Dirham to Spain.

2
Exchange rates between Moroccan Dirham-Euro
3
Choose the right payment method
4
Financial regulation in Morocco and Spain
5
Consider transfer limits
6
Receiving money in Spain
7
Have your ID ready
8
Tax declarations

Cheapest way to send money to Spain from Morocco: Key Currency

Of the 6 providers compared, Key Currency is the cheapest option for sending money today.

The cost is a combination of a fee of 0 MAD and an exchange rate for converting Moroccan Dirham to Euro that is 0.25% different to the mid-market rate.

We found that Key Currency is 0.02% cheaper than the second-best option.

We would recommend Key Currency for low cost, affordable transfers from Euros to Spain.

Key Currency is the cheapest way to send money from Morocco (MAD) to Spain (EUR) - Key Currency Screenshot

Fastest way to transfer money to Spain from Morocco: Regency FX.

We tested 6 companies offering transfers from Morocco to Spain and Regency FX offered the quickest option.

For example, if you send .د.م70,000 with Regency FX to Spain now, the transfer time is minutos - 24 horas.

This can vary depending on your needs, smaller transfers to Spain are likely to arrive quicker.

When using Regency FX to send money from Morocco to Spain you can expect a fee of 0 MAD. Although we would recommend comparing the amount you want to send.

When testing the 'fastest' options we compared 6 money transfer providers. To test overall speed of sending money from Morocco to Spain we included the timeframe for depositing Moroccan Dirham to a money transfer account and average transfer times to Spain.

When sending money to Spain from Morocco quickly is a priority, Regency FX is our recommended choice.

Transfer a large amount of money

To transfer large sums of money from Morocco to Spain, opt for a provider with a competitive exchange rate and hands on management.

WorldRemit is the strongest option for large transfers of the
6 money transfer companies tested.

Whatever the reason is for the transfer, sending large amounts of money from Morocco to Spain can become expensive through your bank or with the wrong provider.

Our data shows WorldRemit as the best choice for sending large sums of money to Spain from Morocco.

Understanding the cost of sending money to Spain from Morocco

The cost of sending money from Spain to Spain, is made-up of a combination of fees and exchange rates:

The Mid-Market and Exchange Rates: The mid-market rate determines a mid-price for buying currency. The current mid-market rate from MAD-EUR is 0.0949 EUR per Moroccan Dirham.

  • Finding a provider offering an exchange as close to 0.0949 as possible will ensure more Euro received when transferring.

  • For context, the MAD-EUR mid-market rate for the past 7 days has averaged 0.0949 EUR per Moroccan Dirham. This includes a high of 0.0955, and low of 0.0947.

  • Key Currency currently offers the best exchange rate on transfers from Morocco to Spain.

For the most part the MAD-EUR exchange rate you receive is the biggest factor impacting the cost of sending MAD to Spain.

Fees: Outside of exchange rates, you may need to pay a fee to send. Key Currency currently offers the lowest fees on transfers to Spain from Morocco. They charge 0 MAD per transfer.

Although this does include large transfers as well, we recommend searching for your exact send amount for an exact fee.

Amount Received: The amount received in Euro is the amount you started with, minus the amount you paid in the exchange and fees.

The better deal you get on exchanging Moroccan Dirhams to EUR, paired with a low fee, means a higher total amount received in Spain.

How to get the best exchange rate for Moroccan Dirham to Euro

Getting the best exchange rate essential for sending money between MAD and EUR. The exchange rate you secure impacts how much EUR you get for your MAD.

Mid-market Rate
1 
MAD
=
0.094946 
EUR

Here is how the currency has performed recently.

  • Over the past 7 days, the mid-market from MAD to EUR has been 0.0949.

  • During this period, the highest value was 0.0955, while the lowest was 0.0947.

  • WorldRemit, which is our recommended choice to send money online from Morocco to Spain offers an exchange rate that is only 0.6% above the mid-market rate.

Want to secure the best MAD-Euro exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Morocco to Spain!

Payment methods for Morocco to
Spain transfers

  • Bank transfers

    Bank transfers are often the fastest option, and normally the cheapest, for sending money from Morocco to Spain.

    By opting for a money transfer company such as Key Currency for transfers from Morocco to Spain, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates. 


    On average, Key Currency is the cheapest provider for bank transfers from the 6 we tested when sending MAD to Spain.

    With a fee of MAD0 to send money from Morocco to Spain, Key Currency offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid card payments

    Using a debit card, or prepaid option, for sending money from Morocco to Spain is easy with .


    is a market leader in debit card payments for transfers from Morocco to Spain, this is among a total of 6 money transfer companies compared.

  • Credit card transfers

    When it comes to credit card transfers from Morocco to Spain, we recommend running a quick comparison to get the best deal as not many companies offer direct credit card deposits.

    Fee alert: credit card money transfers often result in a cash advance fee being charged by your card issuer. We recommend bank transfer or debit card where possible.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Spain and Morocco.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Morocco to Spain.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send MAD to EUR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

Money transfer company reviews

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Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is the founder and CEO of MoneyTransfers.com, with over 10 years’ experience building consumer products across finance, insurance, and travel. A frequent traveler himself, Luke has hands-on experience testing payment and transfer services globally, giving him a unique perspective on the real-world challenges users face. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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