We compared 10 companies sending money from the United States to Turkey. Key Currency is the best and cheapest, while Revolut is the fastest.
Sending $7,000 with Key Currency gets your recipient 350,747.21 TRY at 50.1067 TRY per USD.
| 10 of 10 providers Last updated on 10 November 2026 | |||
| Based on 7,000 USD transfer Best companies for USD/TRY transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee $28.97 1 USD = 50.2122 TRY +0.04% vs mid-market | Recipient gets ₺350,030.75 Same day | |
Ways to receive money in Türkiye with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer $28.971 USD = 50.2122 TRY ₺350,030.75You pay$7,000.00 | |||
| Promoted  Xe Pay via Bank transfer | Fee $0.00 1 USD = 49.9499 TRY +0.56% vs mid-market | Recipient gets ₺349,649.30 Minutes - 24 hours | |
Ways to receive money in Türkiye with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 49.9499 TRY ₺349,649.30You pay$7,000.00 | |||
Run a live search Showing top United States to Turkey deals for 7,000 USD. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live USD to TRY rates. | |||
Run a live search These companies offer multi-currency accounts for spending TRY. We suggest doing a live search based on how much USD you're planning to spend in Turkey. | |||
Run a live search These are managed services with real human support for large USD transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: Special Rate for 1st Transfer  Key Currency Pay via Bank transfer | Fee $0.00 1 USD = 50.1067 TRY +0.25% vs mid-market | Recipient gets ₺350,747.21 Minutes - 3 days | |
Ways to receive money in Türkiye with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 USD = 50.1067 TRY ₺350,747.21You pay$7,000.00 | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee $0.00 1 USD = 50.0967 TRY +0.27% vs mid-market | Recipient gets ₺350,676.88 Minutes - 24 hours | |
Ways to receive money in Türkiye with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 50.0967 TRY ₺350,676.88You pay$7,000.00 | |||
| Wise Pay via Bank transfer | Fee $28.97 1 USD = 50.2122 TRY +0.04% vs mid-market | Recipient gets ₺350,030.75 Same day | |
Ways to receive money in Türkiye with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer $28.971 USD = 50.2122 TRY ₺350,030.75You pay$7,000.00 | |||
 TapTap Send Pay via Debit card | Fee $0.00 1 USD = 50.0000 TRY +0.46% vs mid-market | Recipient gets ₺350,000.00 Minutes | |
Ways to receive money in Türkiye with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes Free1 USD = 50.0000 TRY ₺350,000.00You pay$7,000.00 Mobile walletMinutesAvailable via:Paycell, Uption Free1 USD = 50.0000 TRY ₺350,000.00You pay$7,000.00 Cash pickupMinutesAvailable via:UPT Free1 USD = 50.0000 TRY ₺350,000.00You pay$7,000.00 | |||
 OFX Pay via Bank transfer | Fee $0.00 1 USD = 49.9812 TRY +0.50% vs mid-market | Recipient gets ₺349,868.14 Minutes - 24 hours | |
Ways to receive money in Türkiye with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 49.9812 TRY ₺349,868.14You pay$7,000.00 | |||
| Xe Pay via Bank transfer | Fee $0.00 1 USD = 49.9499 TRY +0.56% vs mid-market | Recipient gets ₺349,649.30 Minutes - 24 hours | |
Ways to receive money in Türkiye with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 49.9499 TRY ₺349,649.30You pay$7,000.00 | |||
 Currencies Direct Pay via Bank transfer | Fee $0.00 1 USD = 49.8959 TRY +0.67% vs mid-market | Recipient gets ₺349,271.30 Minutes - 24 hours | |
Ways to receive money in Türkiye with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 49.8959 TRY ₺349,271.30You pay$7,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee $40.50 1 USD = 50.0296 TRY +0.40% vs mid-market | Recipient gets ₺348,180.77 Within minutes | |
Ways to receive money in Türkiye with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes $40.501 USD = 50.0296 TRY ₺348,180.77You pay$7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Xe Pay via Debit card | Fee $35.00 1 USD = 49.9499 TRY +0.56% vs mid-market | Recipient gets ₺347,901.05 Minutes - 24 hours | |
Ways to receive money in Türkiye with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours $35.001 USD = 49.9499 TRY ₺347,901.05You pay$7,000.00 | |||
| $0 fee on first online transfers  MoneyGram Pay via Bank transfer | Fee $1.99 1 USD = 49.6702 TRY +1.13% vs mid-market | Recipient gets ₺347,691.40 Minutes - 24 hours | |
Ways to receive money in Türkiye with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks $1.991 USD = 49.6702 TRY ₺347,691.40You pay$7,001.99 Mobile walletMinutes - 24 hoursAvailable via:Select Wallets $1.991 USD = 49.6700 TRY ₺347,690.00You pay$7,001.99 Cash pickupMinutes - 24 hours $5.991 USD = 49.6699 TRY ₺347,689.30You pay$7,005.99 | |||
 Moneycorp Pay via Bank transfer | Fee $0.00 1 USD = 49.5291 TRY +1.40% vs mid-market | Recipient gets ₺346,703.51 Minutes - 2 days | |
Ways to receive money in Türkiye with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 USD = 49.5291 TRY ₺346,703.51You pay$7,000.00 | |||
| $0 fee on first online transfers MoneyGram Pay via Cash deposit | Fee $60.79 1 USD = 49.5158 TRY +1.44% vs mid-market | Recipient gets ₺346,610.60 Minutes - 24 hours | |
Ways to receive money in Türkiye with MoneyGram when paying by cash deposit. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours $60.791 USD = 49.5158 TRY ₺346,610.60You pay$7,060.79 | |||
| $0 fee on first online transfers MoneyGram Pay via Debit card | Fee $75.99 1 USD = 49.3499 TRY +1.77% vs mid-market | Recipient gets ₺345,449.30 Minutes - 24 hours | |
Ways to receive money in Türkiye with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours $75.991 USD = 49.3499 TRY ₺345,449.30You pay$7,075.99 Bank depositMinutes - 24 hoursAvailable via:All Banks $1.991 USD = 49.2917 TRY ₺345,041.90You pay$7,001.99 Mobile walletMinutes - 24 hoursAvailable via:Select Wallets $1.991 USD = 49.1701 TRY ₺344,190.70You pay$7,001.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit card | Fee $179.99 1 USD = 49.3499 TRY +1.77% vs mid-market | Recipient gets ₺345,449.30 Minutes - 24 hours | |
Ways to receive money in Türkiye with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours $179.991 USD = 49.3499 TRY ₺345,449.30You pay$7,179.99 Bank depositMinutes - 24 hoursAvailable via:All Banks $177.991 USD = 49.2917 TRY ₺345,041.90You pay$7,177.99 Mobile walletMinutes - 24 hoursAvailable via:Select Wallets $210.001 USD = 49.1701 TRY ₺344,190.70You pay$7,210.00 | |||
| Xe Pay via Credit card | Fee $210.00 1 USD = 49.9499 TRY +0.56% vs mid-market | Recipient gets ₺339,159.82 Minutes - 24 hours | |
Ways to receive money in Türkiye with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours $210.001 USD = 49.9499 TRY ₺339,159.82You pay$7,000.00 | |||
| How Our Results Work Mid-market rate: 1 USD = 50.2323 TRY Updates every 60 minutes. | |||
Transfer details
If you're sending a one-off transfer, then Key Currency is the best option.
Key Currency was the cheapest on 24 of the 30 days it quoted $7,000 transfers to Turkey.
For recurring transfers, I'd suggest using an app like Wise or a multi-currency account.
For large transfers, a broker like Key Currency is the best option.
If your recipient needs cash, MoneyGram is the cheapest.
How much you send will affect the best option for you right now.
You have 4 ways to pay for your transfer to Turkey, including bank transfer, debit card, credit card, and cash deposit.
Usually, using bank transfer to fund your transfer is the cheapest but slowest option (ACH and takes a few days).
You can use a debit card, Apple Pay and Google Pay for quicker deposit but it's a bit more expensive.
I suggest avoiding credit cards since these are most expensive and have cash advance fees (Amex is very rarely accepted in general).
First time round you'll need to confirm who you are.
An SSN isn't required, an ITIN or a foreign passport works with most companies here.
How much USD you send to Turkey heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
Our analysis shows Key Currency was the cheapest in 84% of the transfers from $5,000 it quoted, and in 84% of all the transfers it quoted.
| Cheapest service | |||||
|---|---|---|---|---|---|
| $500 | 0.21% | $0.00 | ₺25,065.00with debit card to bank deposit | +₺732.05 | |
| $2,000 | 0.16% | $0.00 | ₺100,286.40with bank transfer to bank deposit | +₺1,611.44 | |
| $5,000 | 0.46% | $0.00 | ₺250,000.00with debit card to bank deposit | +₺1,843.05 | |
| $7,000This page | 0.25% | $0.00 | ₺350,747.21with bank transfer to bank deposit | +₺2,921.25 | |
| $10,000 | 0.25% | $0.00 | ₺501,069.64with bank transfer to bank deposit | +₺4,182.39 | |
| $50,000 | 0.18% | $0.00 | ₺2,507,040.00with bank transfer to bank deposit | +₺19,117.99 | |
| $100,000 | 0.15% | $0.00 | ₺5,015,740.59with bank transfer to bank deposit | +₺38,733.68 | |
| $250,000 | 0.15% | $0.00 | ₺12,539,225.41with bank transfer to bank deposit | +₺104,590.43 |
Mid-market rate: 1 USD = 50.2323 TRY
The cheapest way to send USD to TRY can change every day, or stay with the same company all month.
We've compared the mid-market rate with the cheapest option each day (today it's Key Currency), across 30 days of comparisons for 7,000 USD transfers to Turkey.
Tue, Nov 10, 2026Mid-market rate₺351,626.28 Key Currency ₺350,747.21Key Currency₺350,747.21Regency FX₺350,676.88Wise₺350,030.75
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 49.3363 | – | ₺345,354.03 | |
| | 49.2129 | $0.00 | ₺344,490.64 | −₺863.39 |
| | 49.2031 | $0.00 | ₺344,421.57 | −₺932.46 |
| | 49.3308 | $29.01 | ₺343,884.51 | −₺1,469.52 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 49.3567 | – | ₺345,496.90 | |
| | 49.2333 | $0.00 | ₺344,633.16 | −₺863.74 |
| | 49.2234 | $0.00 | ₺344,564.06 | −₺932.84 |
| | 49.3676 | $29.01 | ₺344,141.05 | −₺1,355.85 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 49.3925 | – | ₺345,747.61 | |
| | 49.2690 | $0.00 | ₺344,883.24 | −₺864.37 |
| | 49.2592 | $0.00 | ₺344,814.09 | −₺933.52 |
| | 49.3929 | $29.01 | ₺344,317.41 | −₺1,430.20 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 49.4179 | – | ₺345,925.31 | |
| | 49.2944 | $0.00 | ₺345,060.50 | −₺864.81 |
| | 49.2845 | $0.00 | ₺344,991.32 | −₺933.99 |
| | 49.4179 | $29.01 | ₺344,491.69 | −₺1,433.62 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 49.5277 | – | ₺346,693.91 | |
| | 49.4039 | $0.00 | ₺345,827.17 | −₺866.74 |
| | 49.3940 | $0.00 | ₺345,757.83 | −₺936.08 |
| | 49.5275 | $29.00 | ₺345,256.20 | −₺1,437.71 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 49.5138 | – | ₺346,596.63 | |
| | 49.3900 | $0.00 | ₺345,730.14 | −₺866.49 |
| | 49.3801 | $0.00 | ₺345,660.82 | −₺935.81 |
| | 49.5141 | $29.00 | ₺345,162.79 | −₺1,433.84 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 49.5138 | – | ₺346,596.63 | |
| | 49.3900 | $0.00 | ₺345,730.14 | −₺866.49 |
| | 49.3801 | $0.00 | ₺345,660.82 | −₺935.81 |
| | 49.5141 | $29.00 | ₺345,162.79 | −₺1,433.84 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 49.5524 | – | ₺346,866.77 | |
| | 49.4285 | $0.00 | ₺345,999.61 | −₺867.16 |
| | 49.4186 | $0.00 | ₺345,930.23 | −₺936.54 |
| | 49.5524 | $29.00 | ₺345,429.78 | −₺1,436.99 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 49.5777 | – | ₺347,043.92 | |
| | 49.4538 | $0.00 | ₺346,176.31 | −₺867.61 |
| | 49.4438 | $0.00 | ₺346,106.90 | −₺937.02 |
| | 49.5665 | $29.00 | ₺345,528.07 | −₺1,515.85 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 49.6026 | – | ₺347,218.20 | |
| | 49.4786 | $0.00 | ₺346,350.15 | −₺868.05 |
| | 49.4687 | $0.00 | ₺346,280.71 | −₺937.49 |
| | 49.6007 | $29.00 | ₺345,766.48 | −₺1,451.72 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 49.6277 | – | ₺347,393.62 | |
| | 49.5036 | $0.00 | ₺346,525.14 | −₺868.48 |
| | 49.4937 | $0.00 | ₺346,455.66 | −₺937.96 |
| | 49.6229 | $29.00 | ₺345,921.24 | −₺1,472.38 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 49.7372 | – | ₺348,160.40 | |
| | 49.6129 | $0.00 | ₺347,290.00 | −₺870.40 |
| | 49.6029 | $0.00 | ₺347,220.37 | −₺940.03 |
| | 49.7378 | $28.99 | ₺346,722.70 | −₺1,437.70 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 49.7038 | – | ₺347,926.63 | |
| | 49.7000 | $0.00 | ₺347,900.00 | −₺26.63 |
| | 49.5795 | $0.00 | ₺347,056.81 | −₺869.82 |
| | 49.5696 | $0.00 | ₺346,987.23 | −₺939.40 |
| | 49.6938 | $28.99 | ₺346,415.98 | −₺1,510.65 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 49.7038 | – | ₺347,926.63 | |
| | 49.6000 | $0.00 | ₺347,200.00 | −₺726.63 |
| | 49.5795 | $0.00 | ₺347,056.81 | −₺869.82 |
| | 49.5696 | $0.00 | ₺346,987.23 | −₺939.40 |
| | 49.6938 | $28.99 | ₺346,415.98 | −₺1,510.65 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 49.7625 | – | ₺348,337.64 | |
| | 49.6381 | $0.00 | ₺347,466.80 | −₺870.84 |
| | 49.6282 | $0.00 | ₺347,397.13 | −₺940.51 |
| | 49.7626 | $28.99 | ₺346,895.58 | −₺1,442.06 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 49.7873 | – | ₺348,511.12 | |
| | 49.6628 | $0.00 | ₺347,639.84 | −₺871.28 |
| | 49.6529 | $0.00 | ₺347,570.14 | −₺940.98 |
| | 49.7873 | $28.99 | ₺347,067.77 | −₺1,443.35 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 49.8172 | – | ₺348,720.43 | |
| | 49.6927 | $0.00 | ₺347,848.63 | −₺871.80 |
| | 49.6827 | $0.00 | ₺347,778.88 | −₺941.55 |
| | 49.8376 | $28.99 | ₺347,418.41 | −₺1,302.02 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 49.8365 | – | ₺348,855.54 | |
| | 49.7119 | $0.00 | ₺347,983.40 | −₺872.14 |
| | 49.7019 | $0.00 | ₺347,913.63 | −₺941.91 |
| | 49.8364 | $28.99 | ₺347,410.04 | −₺1,445.50 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 49.9153 | – | ₺349,407.11 | |
| | 49.7905 | $0.00 | ₺348,533.60 | −₺873.51 |
| | 49.7805 | $0.00 | ₺348,463.71 | −₺943.40 |
| | 49.9473 | $28.98 | ₺348,183.63 | −₺1,223.48 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 49.9338 | – | ₺349,536.63 | |
| | 49.8451 | $0.00 | ₺348,915.70 | −₺620.93 |
| | 49.8090 | $0.00 | ₺348,662.79 | −₺873.84 |
| | 49.7990 | $0.00 | ₺348,592.88 | −₺943.75 |
| | 49.9358 | $28.98 | ₺348,103.46 | −₺1,433.17 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 49.9338 | – | ₺349,536.63 | |
| | 49.8451 | $0.00 | ₺348,915.70 | −₺620.93 |
| | 49.8090 | $0.00 | ₺348,662.79 | −₺873.84 |
| | 49.7990 | $0.00 | ₺348,592.88 | −₺943.75 |
| | 49.9358 | $28.98 | ₺348,103.46 | −₺1,433.17 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 49.9723 | – | ₺349,805.75 | |
| | 49.8473 | $0.00 | ₺348,931.24 | −₺874.51 |
| | 49.8373 | $0.00 | ₺348,861.27 | −₺944.48 |
| | 49.9722 | $28.98 | ₺348,357.21 | −₺1,448.54 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 49.9972 | – | ₺349,980.37 | |
| | 49.8722 | $0.00 | ₺349,105.41 | −₺874.96 |
| | 49.8622 | $0.00 | ₺349,035.42 | −₺944.95 |
| | 49.9937 | $28.98 | ₺348,507.08 | −₺1,473.28 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 50.0123 | – | ₺350,086.09 | |
| | 50.0000 | $0.00 | ₺350,000.00 | −₺86.09 |
| | 49.8873 | $0.00 | ₺349,210.87 | −₺875.22 |
| | 49.8773 | $0.00 | ₺349,140.85 | −₺945.24 |
| | 50.0222 | $28.98 | ₺348,705.76 | −₺1,380.33 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 50.0444 | – | ₺350,310.82 | |
| | 50.0000 | $0.00 | ₺350,000.00 | −₺310.82 |
| | 49.9193 | $0.00 | ₺349,435.04 | −₺875.78 |
| | 49.9093 | $0.00 | ₺349,364.98 | −₺945.84 |
| | 50.0030 | $28.98 | ₺348,571.91 | −₺1,738.91 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 50.1573 | – | ₺351,100.86 | |
| | 50.0319 | $0.00 | ₺350,223.10 | −₺877.76 |
| | 50.0218 | $0.00 | ₺350,152.88 | −₺947.98 |
| | 50.0275 | $28.98 | ₺348,742.70 | −₺2,358.16 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 50.1413 | – | ₺350,989.13 | |
| | 50.0160 | $0.00 | ₺350,111.66 | −₺877.47 |
| | 50.0059 | $0.00 | ₺350,041.46 | −₺947.67 |
| | 50.1397 | $28.98 | ₺349,524.85 | −₺1,464.28 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 50.1413 | – | ₺350,989.13 | |
| | 50.0160 | $0.00 | ₺350,111.66 | −₺877.47 |
| | 50.0059 | $0.00 | ₺350,041.46 | −₺947.67 |
| | 50.1397 | $28.98 | ₺349,524.85 | −₺1,464.28 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 50.1825 | – | ₺351,277.29 | |
| | 50.0570 | $0.00 | ₺350,399.10 | −₺878.19 |
| | 50.0470 | $0.00 | ₺350,328.84 | −₺948.45 |
| | 50.1825 | $28.97 | ₺349,823.71 | −₺1,453.58 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 50.2323 | – | ₺351,626.28 | |
| | 50.1067 | $0.00 | ₺350,747.21 | −₺879.07 |
| | 50.0967 | $0.00 | ₺350,676.88 | −₺949.40 |
| | 50.2122 | $28.97 | ₺350,030.75 | −₺1,595.53 |
| Exchange rate | Fee | Recipient gets | Difference |
|---|
| Mid-market rate | 50.2323 | – | ₺351,626.28 | |
|---|---|---|---|---|
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Each line shows what the recipient gets when you send $7,000, after fees, as quoted by each company. The mid-market line shows what $7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.
The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.
When the blue line goes above the dashed one, you're getting more TRY per USD than the mid-market rate can offer.
This could be due to money transfer offers, FX rate adjustments, or market competitiveness.
No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of TRY on every transfer from the US.
Right now, Key Currency pays 350,747.21 TRY on 7,000 USD, which is 879.07 TRY less than the mid-market amount.
Today's payout is the highest in the past month.
Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Turkey.
We've tracked 240 comparisons to check how often today's top companies were the cheapest across 8 amounts over the past month.
Cheapest in 69% of them
Never the cheapest
Cheapest in 6% of them
Based on 56 comparisons across 8 amounts over the last 7 days.
Cheapest in 84% of them
Never the cheapest
Cheapest in 4% of them
Based on 240 comparisons across 8 amounts over the last 30 days.
Cheapest in 83% of them
Never the cheapest
Cheapest in 9% of them
Based on 545 comparisons across 8 amounts over the last 90 days.
Different companies can come out cheapest depending on the day and the amount you send.
To keep things fair, we only count the comparisons each company appeared in, and only analyze companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).
Today Key Currency is the cheapest and gets you the most TRY, and it was also the cheapest in 84% of the 150 comparisons it appeared in over the past month.
It's a good pick for both one-off and regular transfers to Turkey.
Regency FX (today's second cheapest) was the cheapest in only 0% of its comparisons, so it's rarely the cheapest option for transfers to Turkey.
There are 10 companies available for sending money from the US to Turkey, across currency broker, app, online, multi-currency account, global business account, and in person, and more.
For regular transfers home
If you send a few hundred dollars home every payday, an app is usually the cheapest way and the least work.
Wise charges $28.97 on a $7,000 transfer with 0.04% markup, saves your recipient's details for next time, and TRY arrives in same day.
Over the past month, Wise was the cheapest app on 50% of the days it appeared for $7,000 transfers.
Funding from a US bank account or debit card avoids the 1% federal tax that applies to cash-funded transfers.
Sending without a US bank account
Paying in cash at an agent can work without a US bank account.
The ID accepted depends on the company and the amount, so check before visiting if you do not have an SSN.
Hand $7,000 to a MoneyGram agent in the US, and your recipient will get 347,691.40 TRY in minutes - 24 hours.
Our data shows MoneyGram came out cheapest among in-person options on 100% of days in the past month.
However, transfers funded with cash or a money order carry a 1% federal tax since January 1, 2026. To avoid it, fund with a debit card or bank account instead (most agents take both).
For one-off transfers
For a one-off transfer, an online service funded from your checking account is usually the cheapest way to send money to Turkey.
Of all online companies listed here, Wise gets you the most TRY per USD.
On a $7,000 transfer, you will get 350,030.75 TRY after a $28.97 fee and 0.04% markup.
In our comparisons over the past month, it was the cheapest online service on 23 of the 30 days it quoted.
But, bank funding (ACH) takes 1 to 3 business days to clear, while debit cards (and Google Pay/Apple Pay) are usually instant but cost a bit more.
For transfers over $10,000
For large transfers to Turkey (e.g. a property purchase, tuition, or moving to Turkey), a broker like Key Currency charges no fee, gives you a dedicated account manager, and adds 0.25% markup on USD/TRY that gets lower the more you send.
Our analysis shows Key Currency was the cheapest broker in 96% of the transfers from $5,000 it quoted.
It's also good to check Wise since you get a bulk discount on transfers over $25,000 (per month).
Business payments from the US
Global accounts are for US businesses paying people abroad.
Companies like Airwallex, WorldFirst, or Payoneer handle the recurring and batch payments, invoicing, tracking, and more.
Holding & spending currencies
A multi-currency account like Wise is the best for holding and receiving TRY.
This is useful for traveling to Turkey, building up TRY balance, or receiving payments in TRY.
Wise converts $7,000 at 0.04% markup plus small fee and holds the TRY until you spend it.
Over the past month, it came out cheapest among multi-currency accounts on 97% of days.
With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending $7,000 gives your recipient 350,747.21 TRY.
Deposit USD by bank transfer, debit card, credit card, and cash deposit.
The simplest way is to pay from your US checking account
Pay by bank transfer using your routing and account numbers.
An ACH payment is usually cheaper than a card, but it may take some time for it to clear before a money transfer company can send the money to Turkey.
You can deposit cash
You'll need to visit the nearest MoneyGram branch and hand over $7,000.
MoneyGram is the cheapest option and will get you 347,691.40 TRY on a $7,000 transfer after fees.
Transfers funded with physical cash are subject to the 1% US remittance transfer tax, but funding from a US bank account or with a US-issued debit or credit card is exempt.
Zelle and Cash App only send money within the US, so neither can send money to Turkey.
Venmo now sends money internationally to PayPal users in 90+ countries.
Your recipient in Turkey can collect TRY through bank deposit, cash pickup, and mobile wallet.
They can collect cash in Turkey
Your recipient can collect TRY from a participating MoneyGram location in Turkey.
They should take a valid photo ID and the collection reference, and check that the name on the transfer matches their ID.
You pay $7,000.00
₺350,747
Cheapest
You pay $7,000.00
₺350,000
-₺747
You pay $7,000.00
₺350,000
-₺747
You pay $7,000.00
₺350,000
-₺747
You pay $7,001.99
₺347,690
-₺3,057
You pay $7,005.99
₺347,689
-₺3,058
You pay $7,060.79
₺346,611
-₺4,137
You pay $7,179.99
₺345,449
-₺5,298
You pay $7,177.99
₺345,042
-₺5,705
You pay $7,210.00
₺344,191
-₺6,557
The way you fund the transfer now affects the tax, while US law gives you specific rights if something goes wrong.
Cheapest way to send money to Turkey
The cheapest option is Key Currency, funded by bank transfer with bank deposit for the payout. Your recipient gets 350,747.21 TRY, which is 0.02% more than the next best option.
Fastest way to send money to Turkey
The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 348,180.77 TRY, with the money arriving in within minutes.
Since January 1, 2026, a 1% federal tax applies when an international transfer is funded with cash, a money order, a cashier's check or a traveler's check.
Funding from a US bank account, including ACH, or with a US-issued debit or credit card is exempt.
The rule applies to how you pay in, so your recipient can still collect cash without triggering the tax.
There is no federal cap on how much of your own money you can send electronically abroad.
Your bank or transfer company can set its own limit and ask for proof of where a large or unusual payment came from.
Cash reports and the declaration for physically carrying more than $10,000 across the US border are separate rules.
Do not split cash transactions to avoid a report.
The US Remittance Transfer Rule requires a covered company to show the exchange rate, fees and expected amount received before you pay.
You can normally cancel within 30 minutes at no charge, provided the money has not been deposited or collected.
You also have error-resolution rights if the wrong amount arrives or the transfer never turns up.
Contact the company first and keep the receipt.
For transfers over $10,000, Key Currency is the best option.
It offers the best exchange rate, which is more important than the fee for large transfers to Turkey.
While Key Currency may not always be the cheapest or fastest way to send TRY, they offer years of experience, and will offer you the peace of mind you need when sending large amounts abroad.
We track, save, and analyze the cost, speed, and product offerings of the leading money transfer services available between Turkey and the United States.
We work with leading money transfer companies to provide real time fees and exchange rates. In the past 30 days alone, we analyzed 240 comparisons across 8 amounts.
This page covers the cheapest and fastest options for USD/TRY transfers. This is how we pick them:
Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.
For a deeper understanding of our commitment to integrity and transparency, check out these articles:
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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