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"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"24/7 live chat support provided in six languages. Special first transfer rates available, with airtime topup supported to many countries in Africa, Asia and South America."
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"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."
Best option: Wise
We tested & reviewed 18 money transfer providers, and Wise scored highly in each category.
Over the last six months, Wise appeared in 95.8% of United States to Philippines searches, and was the top rated company supporting money transfers between USD and PHP.
For a great mix of cost, speed & features, transfer from United States to Philippine Peso using Wise.
How to compare deals on your United States to Philippines transfer
- Always compare rates
Don't pay more than you have to. Use our live comparison tool to make sure get best exchange rates on transfers from the United States to the Philippines.
- Choose a provider
Select the provider that offers you the best value & service for your needs.
- Click, sign up & send
Follow the steps & make your transfer. Your funds will soon be on their way to the Philippines from the United States.
Summary of recent searches
Considerations for sending money from United States to Philippines
Always compare ways to send money from the United States to the Philippines to get the best options for fees, speed, and reliability.
Our analysis included 18 providers that operate between United States and Philippines.
Through this, you get a comprehensive view of all the options you have in the United States when you need to send money to the Philippines.
Cheapest way to send money to the Philippines from the United States: Revolut
They offer an average fee of 0.23* USD and exchange rate between USD-PHP that is 0.15% different to the mid-market rate.
In comparison, Revolut is % cheaper than the second-best option.
To secure affordable and great rates on a USD to the Philippines transfer, Revolut is our recommended choice.
*The most common fee applied to USD-PHP by Revolut, based on data from the past six months.
Fastest way to send money to the Philippines from the United States: Paysend
Our comparison shows Paysend is the fastest option for sending US Dollar into Philippine Peso 40% of the time. For urgent USD to PHP money transfers, they’re our recommended choice.
A USD-Philippine Peso transfer through Paysend comes with an average 0 USD fee.
To ensure Paysend was the 'fastest' option we compared 18 providers. This comparison was for overall speed of sending money from the United States to the Philippines and is a combination of depositing US Dollar, transfer times to the Philippines and withdrawal timeframes where applicable.
When speed is a priority, Paysend is the top choice for sending into the Philippines from the United States.
Transfer a large sum of money
From 18 money transfer companies compared, Wise is the best option for large transfers from the United States to the Philippines.
Whether it’s for property purchases, business or any other reason, sending large amounts of money from the United States to the Philippines can become expensive if you use a bank, or the wrong provider.
Wise is the top choice for sending large sums of money to the Philippines from the United States because they offer a strong service and competitive exchange rates.
Understanding the cost of moving money from United States to Philippines
The total cost of sending money to the Philippines from the United States, is made-up of a combination of fees and exchange rates. Sending with a company that can offer a good deal on both ensures a good deal on your transfer.
The Mid-Market and Exchange Rates: Currently, the mid-market for USD-PHP is 58.9845 PHP per US Dollar.
Finding a company offering an exchange rate closer to this will mean more Philippine Peso for your US Dollar.
The average USD-PHP mid-market rate for the last three months has been 57.4841 PHP per US Dollar. This includes a high of 58.9715, and low of 0.0045.
Out of the 18 companies compared, WorldRemit offers the best exchange rates.
The exchange rate you receive on converting USD to PHP should be the biggest determining cost factor when transferring US Dollar to the Philippines.
Fees: Transfer fees may have to be paid alongside the transfer, either as a set fee or a percentage of the transfer. WorldRemit, with a fee average of 0.23 USD per transfer over the last 6 months, offers the lowest fees overall. Although, you should search for your send amount for actual fees.
Amount Received: Money transfer companies will show you the amount of Philippine Peso eventually received in the Philippines.
A lower cost of sending from the United States will result in more money received in the Philippines.
Finding the best exchange rate for US Dollar to Philippine Peso
Timing is essential for sending money between USD and PHP. The exchange rate you secure impacts how much PHP you get for your USD.
Over the last six months, here’s what we’ve seen:
The exchange rate from USD to PHP averaged 57.4841 PHP.
The highest value recorded was 58.9715 PHP, while the lowest was 0.0045 PHP.
There are currently 18 providers offering transfers between the United States and the Philippines close to this rate
Want to secure the best USD-Philippine Peso exchange rates?
Sign up for our rate alerts and we'll tell you when it's the best time to move your money from United States to Philippines!
Payment options for transfers from United States to Philippines
Bank transfers
Bank transfers are often the fastest and cheapest way to send money from the United States to the Philippines.
Using a money transfer company such as Revolut for payments from the United States to the Philippines, means you can send via a bank transfer and benefit from lower fees and more favorable exchange rates than you would get with a traditional bank.
Revolut is the best money transfer provider for bank transfers of the 18 we compared when sending USD to the Philippines.
With an average fee of 0 USD to transfer money from the United States to the Philippines, Revolut offers a great combination of competitive exchange rates and lower fees.
Prepaid and debit cards
Sending money with a debit card from the United States to the Philippines is easy with Xe.
Xe is a leader in debit card money transfers from the United States to the Philippines. They are the best option of the 18 transfer companies compared.
Credit cards
When it comes to credit card transfers from the United States to the Philippines, Instarem is the top choice of the 18 companies offering this service.
Fee alert: using a credit card to transfer money internationally often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Philippines and United States.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from United States to Philippines.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send USD to PHP.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.
Money transfer company reviews
